{
  "title": "Home-Price-to-Annual-1BR-Rent Screening Multiple 2026",
  "snapshot_at": "2026-07-15T06:03:43.129Z",
  "universe": "Ocity city database; population > 50,000, positive median home price and 1BR rent, median household income > $30,000",
  "formula": "median home price / (monthly 1BR rent × 12)",
  "percentile_method": "Nearest row by floor(N × percentile) in ascending computed multiple order; city slug breaks ties.",
  "row_count": 582,
  "headline": {
    "average_city_home_price": 508668,
    "average_city_monthly_1br_rent": 1410,
    "average_city_computed_multiple": 28.86
  },
  "distribution": {
    "lowest": {
      "name": "Flint",
      "state": "MI",
      "slug": "flint-mi",
      "population": 79654,
      "median_home_price_usd": 64700,
      "rent_1br_usd": 854,
      "median_income": 33141,
      "price_to_rent_ratio": 4.9,
      "home_price_annual_rent_multiple": "6.313"
    },
    "p25": {
      "name": "Minneapolis",
      "state": "MN",
      "slug": "minneapolis-mn",
      "population": 425142,
      "median_home_price_usd": 350000,
      "rent_1br_usd": 1327,
      "median_income": 81001,
      "price_to_rent_ratio": 16.2,
      "home_price_annual_rent_multiple": "21.979"
    },
    "median": {
      "name": "Laredo",
      "state": "TX",
      "slug": "laredo-tx",
      "population": 252974,
      "median_home_price_usd": 282999,
      "rent_1br_usd": 881,
      "median_income": 60720,
      "price_to_rent_ratio": 16.6,
      "home_price_annual_rent_multiple": "26.769"
    },
    "p75": {
      "name": "Springdale",
      "state": "AR",
      "slug": "springdale-ar",
      "population": 89394,
      "median_home_price_usd": 364900,
      "rent_1br_usd": 924,
      "median_income": 68544,
      "price_to_rent_ratio": 24.4,
      "home_price_annual_rent_multiple": "32.909"
    },
    "highest": {
      "name": "Newport Beach",
      "state": "CA",
      "slug": "newport-beach-ca",
      "population": 82627,
      "median_home_price_usd": 3975000,
      "rent_1br_usd": 2252,
      "median_income": 156434,
      "price_to_rent_ratio": 100.5,
      "home_price_annual_rent_multiple": "147.091"
    }
  },
  "stored_field_audit": {
    "coverage_rows": 569,
    "mean_absolute_difference": 6.814,
    "max_absolute_difference": 46.591,
    "note": "Stored price_to_rent_ratio is retained only for audit; computed multiple is authoritative."
  },
  "rows": [
    {
      "name": "Flint",
      "state": "MI",
      "slug": "flint-mi",
      "population": 79654,
      "median_home_price_usd": 64700,
      "rent_1br_usd": 854,
      "median_income": 33141,
      "price_to_rent_ratio": 4.9,
      "home_price_annual_rent_multiple": "6.313"
    },
    {
      "name": "Detroit",
      "state": "MI",
      "slug": "detroit-mi",
      "population": 633221,
      "median_home_price_usd": 99500,
      "rent_1br_usd": 1019,
      "median_income": 38080,
      "price_to_rent_ratio": 4.9,
      "home_price_annual_rent_multiple": "8.137"
    },
    {
      "name": "Camden",
      "state": "NJ",
      "slug": "camden-nj",
      "population": 71099,
      "median_home_price_usd": 150000,
      "rent_1br_usd": 1451,
      "median_income": 35129,
      "price_to_rent_ratio": 6.8,
      "home_price_annual_rent_multiple": "8.615"
    },
    {
      "name": "Trenton",
      "state": "NJ",
      "slug": "trenton-nj",
      "population": 89607,
      "median_home_price_usd": 229000,
      "rent_1br_usd": 1550,
      "median_income": 49117,
      "price_to_rent_ratio": 14.2,
      "home_price_annual_rent_multiple": "12.312"
    },
    {
      "name": "Baltimore",
      "state": "MD",
      "slug": "baltimore-md",
      "population": 565239,
      "median_home_price_usd": 242250,
      "rent_1br_usd": 1582,
      "median_income": 59579,
      "price_to_rent_ratio": 7.9,
      "home_price_annual_rent_multiple": "12.761"
    },
    {
      "name": "Harrisburg",
      "state": "PA",
      "slug": "harrisburg-pa",
      "population": 50092,
      "median_home_price_usd": 160000,
      "rent_1br_usd": 1021,
      "median_income": 47783,
      "price_to_rent_ratio": 16.7,
      "home_price_annual_rent_multiple": "13.059"
    },
    {
      "name": "Odessa",
      "state": "TX",
      "slug": "odessa-tx",
      "population": 121604,
      "median_home_price_usd": 180000,
      "rent_1br_usd": 1127,
      "median_income": 74562,
      "price_to_rent_ratio": 13.5,
      "home_price_annual_rent_multiple": "13.310"
    },
    {
      "name": "Jackson",
      "state": "MS",
      "slug": "jackson-ms",
      "population": 143633,
      "median_home_price_usd": 160000,
      "rent_1br_usd": 997,
      "median_income": 42336,
      "price_to_rent_ratio": 5.8,
      "home_price_annual_rent_multiple": "13.373"
    },
    {
      "name": "Cheektowaga CDP",
      "state": "NY",
      "slug": "cheektowaga-cdp-ny",
      "population": 75443,
      "median_home_price_usd": 250000,
      "rent_1br_usd": 1557,
      "median_income": 61246,
      "price_to_rent_ratio": null,
      "home_price_annual_rent_multiple": "13.380"
    },
    {
      "name": "Cleveland",
      "state": "OH",
      "slug": "cleveland-oh",
      "population": 362670,
      "median_home_price_usd": 150000,
      "rent_1br_usd": 913,
      "median_income": 39041,
      "price_to_rent_ratio": 8.2,
      "home_price_annual_rent_multiple": "13.691"
    },
    {
      "name": "Plantation",
      "state": "FL",
      "slug": "plantation-fl",
      "population": 96537,
      "median_home_price_usd": 272500,
      "rent_1br_usd": 1621,
      "median_income": 95965,
      "price_to_rent_ratio": 20.1,
      "home_price_annual_rent_multiple": "14.009"
    },
    {
      "name": "Deerfield Beach",
      "state": "FL",
      "slug": "deerfield-beach-fl",
      "population": 87322,
      "median_home_price_usd": 276000,
      "rent_1br_usd": 1621,
      "median_income": 59148,
      "price_to_rent_ratio": 10.9,
      "home_price_annual_rent_multiple": "14.189"
    },
    {
      "name": "Wilmington",
      "state": "DE",
      "slug": "wilmington-de",
      "population": 71672,
      "median_home_price_usd": 249499,
      "rent_1br_usd": 1451,
      "median_income": 50420,
      "price_to_rent_ratio": 15.2,
      "home_price_annual_rent_multiple": "14.329"
    },
    {
      "name": "Memphis",
      "state": "TN",
      "slug": "memphis-tn",
      "population": 618655,
      "median_home_price_usd": 199950,
      "rent_1br_usd": 1146,
      "median_income": 51399,
      "price_to_rent_ratio": 9.1,
      "home_price_annual_rent_multiple": "14.540"
    },
    {
      "name": "Lansing",
      "state": "MI",
      "slug": "lansing-mi",
      "population": 111269,
      "median_home_price_usd": 155000,
      "rent_1br_usd": 887,
      "median_income": 55197,
      "price_to_rent_ratio": 12,
      "home_price_annual_rent_multiple": "14.562"
    },
    {
      "name": "Pharr",
      "state": "TX",
      "slug": "pharr-tx",
      "population": 80409,
      "median_home_price_usd": 190000,
      "rent_1br_usd": 1070,
      "median_income": 57171,
      "price_to_rent_ratio": 10.1,
      "home_price_annual_rent_multiple": "14.798"
    },
    {
      "name": "Dayton",
      "state": "OH",
      "slug": "dayton-oh",
      "population": 135507,
      "median_home_price_usd": 143500,
      "rent_1br_usd": 800,
      "median_income": 45995,
      "price_to_rent_ratio": 10.7,
      "home_price_annual_rent_multiple": "14.948"
    },
    {
      "name": "Baytown",
      "state": "TX",
      "slug": "baytown-tx",
      "population": 85651,
      "median_home_price_usd": 225500,
      "rent_1br_usd": 1252,
      "median_income": 57421,
      "price_to_rent_ratio": 12.9,
      "home_price_annual_rent_multiple": "15.009"
    },
    {
      "name": "Lorain",
      "state": "OH",
      "slug": "lorain-oh",
      "population": 65330,
      "median_home_price_usd": 165000,
      "rent_1br_usd": 913,
      "median_income": 41480,
      "price_to_rent_ratio": 11,
      "home_price_annual_rent_multiple": "15.060"
    },
    {
      "name": "Lauderhill",
      "state": "FL",
      "slug": "lauderhill-fl",
      "population": 73986,
      "median_home_price_usd": 293000,
      "rent_1br_usd": 1621,
      "median_income": 45454,
      "price_to_rent_ratio": 8.7,
      "home_price_annual_rent_multiple": "15.063"
    },
    {
      "name": "Rochester",
      "state": "NY",
      "slug": "rochester-ny",
      "population": 207264,
      "median_home_price_usd": 191000,
      "rent_1br_usd": 1050,
      "median_income": 48618,
      "price_to_rent_ratio": 14.2,
      "home_price_annual_rent_multiple": "15.159"
    },
    {
      "name": "Akron",
      "state": "OH",
      "slug": "akron-oh",
      "population": 188692,
      "median_home_price_usd": 151000,
      "rent_1br_usd": 816,
      "median_income": 50025,
      "price_to_rent_ratio": 10.6,
      "home_price_annual_rent_multiple": "15.421"
    },
    {
      "name": "Philadelphia",
      "state": "PA",
      "slug": "philadelphia-pa",
      "population": 1550542,
      "median_home_price_usd": 270375,
      "rent_1br_usd": 1451,
      "median_income": 60302,
      "price_to_rent_ratio": 10.9,
      "home_price_annual_rent_multiple": "15.528"
    },
    {
      "name": "Pasadena",
      "state": "TX",
      "slug": "pasadena-tx",
      "population": 146705,
      "median_home_price_usd": 237000,
      "rent_1br_usd": 1252,
      "median_income": 59111,
      "price_to_rent_ratio": 11.3,
      "home_price_annual_rent_multiple": "15.775"
    },
    {
      "name": "Reading",
      "state": "PA",
      "slug": "reading-pa",
      "population": 94897,
      "median_home_price_usd": 200000,
      "rent_1br_usd": 1041,
      "median_income": 38814,
      "price_to_rent_ratio": 16,
      "home_price_annual_rent_multiple": "16.010"
    },
    {
      "name": "Bossier City",
      "state": "LA",
      "slug": "bossier-city-la",
      "population": 62832,
      "median_home_price_usd": 179900,
      "rent_1br_usd": 927,
      "median_income": 55130,
      "price_to_rent_ratio": 17.2,
      "home_price_annual_rent_multiple": "16.172"
    },
    {
      "name": "Canton",
      "state": "OH",
      "slug": "canton-oh",
      "population": 69196,
      "median_home_price_usd": 135000,
      "rent_1br_usd": 690,
      "median_income": 39692,
      "price_to_rent_ratio": 14.9,
      "home_price_annual_rent_multiple": "16.304"
    },
    {
      "name": "Bristol",
      "state": "CT",
      "slug": "bristol-ct",
      "population": 61129,
      "median_home_price_usd": 330000,
      "rent_1br_usd": 1673,
      "median_income": 83458,
      "price_to_rent_ratio": 14.6,
      "home_price_annual_rent_multiple": "16.438"
    },
    {
      "name": "Lancaster",
      "state": "CA",
      "slug": "lancaster-ca",
      "population": 166220,
      "median_home_price_usd": 445000,
      "rent_1br_usd": 2252,
      "median_income": 74991,
      "price_to_rent_ratio": 13.6,
      "home_price_annual_rent_multiple": "16.467"
    },
    {
      "name": "Corpus Christi",
      "state": "TX",
      "slug": "corpus-christi-tx",
      "population": 316603,
      "median_home_price_usd": 218600,
      "rent_1br_usd": 1104,
      "median_income": 65138,
      "price_to_rent_ratio": 13.3,
      "home_price_annual_rent_multiple": "16.501"
    },
    {
      "name": "Joliet",
      "state": "IL",
      "slug": "joliet-il",
      "population": 147944,
      "median_home_price_usd": 299900,
      "rent_1br_usd": 1507,
      "median_income": 86054,
      "price_to_rent_ratio": 12.3,
      "home_price_annual_rent_multiple": "16.584"
    },
    {
      "name": "Hammond",
      "state": "IN",
      "slug": "hammond-in",
      "population": 76181,
      "median_home_price_usd": 194000,
      "rent_1br_usd": 974,
      "median_income": 51773,
      "price_to_rent_ratio": 11.5,
      "home_price_annual_rent_multiple": "16.598"
    },
    {
      "name": "Toledo",
      "state": "OH",
      "slug": "toledo-oh",
      "population": 265306,
      "median_home_price_usd": 150000,
      "rent_1br_usd": 753,
      "median_income": 46302,
      "price_to_rent_ratio": 10.6,
      "home_price_annual_rent_multiple": "16.600"
    },
    {
      "name": "Shreveport",
      "state": "LA",
      "slug": "shreveport-la",
      "population": 177225,
      "median_home_price_usd": 184900,
      "rent_1br_usd": 927,
      "median_income": 48486,
      "price_to_rent_ratio": 10.1,
      "home_price_annual_rent_multiple": "16.622"
    },
    {
      "name": "Waukegan",
      "state": "IL",
      "slug": "waukegan-il",
      "population": 89097,
      "median_home_price_usd": 248000,
      "rent_1br_usd": 1231,
      "median_income": 72841,
      "price_to_rent_ratio": 12.3,
      "home_price_annual_rent_multiple": "16.789"
    },
    {
      "name": "Victorville",
      "state": "CA",
      "slug": "victorville-ca",
      "population": 138871,
      "median_home_price_usd": 425000,
      "rent_1br_usd": 2104,
      "median_income": 67099,
      "price_to_rent_ratio": 13.5,
      "home_price_annual_rent_multiple": "16.833"
    },
    {
      "name": "Westland",
      "state": "MI",
      "slug": "westland-mi",
      "population": 82558,
      "median_home_price_usd": 209000,
      "rent_1br_usd": 1029,
      "median_income": 55821,
      "price_to_rent_ratio": 13.3,
      "home_price_annual_rent_multiple": "16.926"
    },
    {
      "name": "Birmingham",
      "state": "AL",
      "slug": "birmingham-al",
      "population": 196518,
      "median_home_price_usd": 227000,
      "rent_1br_usd": 1109,
      "median_income": 44951,
      "price_to_rent_ratio": 8.8,
      "home_price_annual_rent_multiple": "17.057"
    },
    {
      "name": "Augusta-Richmond County",
      "state": "GA",
      "slug": "augustarichmond-county-ga",
      "population": 202629,
      "median_home_price_usd": 197750,
      "rent_1br_usd": 961,
      "median_income": 51943,
      "price_to_rent_ratio": null,
      "home_price_annual_rent_multiple": "17.148"
    },
    {
      "name": "Kissimmee",
      "state": "FL",
      "slug": "kissimmee-fl",
      "population": 81268,
      "median_home_price_usd": 337500,
      "rent_1br_usd": 1638,
      "median_income": 59142,
      "price_to_rent_ratio": 16,
      "home_price_annual_rent_multiple": "17.170"
    },
    {
      "name": "Syracuse",
      "state": "NY",
      "slug": "syracuse-ny",
      "population": 145573,
      "median_home_price_usd": 190000,
      "rent_1br_usd": 916,
      "median_income": 47525,
      "price_to_rent_ratio": 15.1,
      "home_price_annual_rent_multiple": "17.285"
    },
    {
      "name": "Maricopa",
      "state": "AZ",
      "slug": "maricopa-az",
      "population": 71021,
      "median_home_price_usd": 335000,
      "rent_1br_usd": 1599,
      "median_income": 83604,
      "price_to_rent_ratio": 15.3,
      "home_price_annual_rent_multiple": "17.459"
    },
    {
      "name": "Pompano Beach",
      "state": "FL",
      "slug": "pompano-beach-fl",
      "population": 113613,
      "median_home_price_usd": 340000,
      "rent_1br_usd": 1621,
      "median_income": 61419,
      "price_to_rent_ratio": 14.2,
      "home_price_annual_rent_multiple": "17.479"
    },
    {
      "name": "Fayetteville",
      "state": "NC",
      "slug": "fayetteville-nc",
      "population": 209751,
      "median_home_price_usd": 236000,
      "rent_1br_usd": 1120,
      "median_income": 59732,
      "price_to_rent_ratio": 14.2,
      "home_price_annual_rent_multiple": "17.560"
    },
    {
      "name": "Hemet",
      "state": "CA",
      "slug": "hemet-ca",
      "population": 92385,
      "median_home_price_usd": 446000,
      "rent_1br_usd": 2104,
      "median_income": 52824,
      "price_to_rent_ratio": 13.8,
      "home_price_annual_rent_multiple": "17.665"
    },
    {
      "name": "Schenectady",
      "state": "NY",
      "slug": "schenectady-ny",
      "population": 68545,
      "median_home_price_usd": 240000,
      "rent_1br_usd": 1131,
      "median_income": 54773,
      "price_to_rent_ratio": 18.8,
      "home_price_annual_rent_multiple": "17.683"
    },
    {
      "name": "Portsmouth",
      "state": "VA",
      "slug": "portsmouth-va",
      "population": 96793,
      "median_home_price_usd": 275000,
      "rent_1br_usd": 1287,
      "median_income": 57109,
      "price_to_rent_ratio": 14.2,
      "home_price_annual_rent_multiple": "17.806"
    },
    {
      "name": "Erie",
      "state": "PA",
      "slug": "erie-pa",
      "population": 92953,
      "median_home_price_usd": 162000,
      "rent_1br_usd": 757,
      "median_income": 41377,
      "price_to_rent_ratio": 16.4,
      "home_price_annual_rent_multiple": "17.834"
    },
    {
      "name": "Evansville",
      "state": "IN",
      "slug": "evansville-in",
      "population": 113291,
      "median_home_price_usd": 183500,
      "rent_1br_usd": 850,
      "median_income": 52318,
      "price_to_rent_ratio": 15,
      "home_price_annual_rent_multiple": "17.990"
    },
    {
      "name": "Warren",
      "state": "MI",
      "slug": "warren-mi",
      "population": 136660,
      "median_home_price_usd": 220000,
      "rent_1br_usd": 1019,
      "median_income": 60572,
      "price_to_rent_ratio": 12.5,
      "home_price_annual_rent_multiple": "17.991"
    },
    {
      "name": "Scranton",
      "state": "PA",
      "slug": "scranton-pa",
      "population": 75803,
      "median_home_price_usd": 185000,
      "rent_1br_usd": 854,
      "median_income": 41601,
      "price_to_rent_ratio": 15,
      "home_price_annual_rent_multiple": "18.052"
    },
    {
      "name": "Gastonia",
      "state": "NC",
      "slug": "gastonia-nc",
      "population": 83949,
      "median_home_price_usd": 300000,
      "rent_1br_usd": 1384,
      "median_income": 63597,
      "price_to_rent_ratio": 14.5,
      "home_price_annual_rent_multiple": "18.064"
    },
    {
      "name": "North Little Rock",
      "state": "AR",
      "slug": "north-little-rock-ar",
      "population": 64504,
      "median_home_price_usd": 206800,
      "rent_1br_usd": 950,
      "median_income": 51236,
      "price_to_rent_ratio": 12.1,
      "home_price_annual_rent_multiple": "18.140"
    },
    {
      "name": "Indianapolis",
      "state": "IN",
      "slug": "indianapolis-in",
      "population": 874182,
      "median_home_price_usd": 250000,
      "rent_1br_usd": 1145,
      "median_income": 66629,
      "price_to_rent_ratio": 13.8,
      "home_price_annual_rent_multiple": "18.195"
    },
    {
      "name": "South Bend",
      "state": "IN",
      "slug": "south-bend-in",
      "population": 100715,
      "median_home_price_usd": 190000,
      "rent_1br_usd": 862,
      "median_income": 55767,
      "price_to_rent_ratio": 14.9,
      "home_price_annual_rent_multiple": "18.368"
    },
    {
      "name": "Mesquite",
      "state": "TX",
      "slug": "mesquite-tx",
      "population": 147522,
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}