{
  "title": "1BR Rent-to-Income Screening Index 2026",
  "snapshot_at": "2026-07-14T16:36:45.539Z",
  "universe": "Ocity city database; population > 50,000, median household income > $30,000 and positive 1BR rent",
  "formula": "monthly 1BR rent × 12 / median household income × 100",
  "percentile_method": "Nearest row by floor(N × percentile) in ascending ratio order; city slug breaks ratio ties.",
  "row_count": 582,
  "headline": {
    "average_city_monthly_1br_rent": 1410,
    "average_city_household_income": 81621,
    "average_city_screening_ratio": 21.51
  },
  "distribution": {
    "lowest": {
      "name": "Allen",
      "state": "TX",
      "slug": "allen-tx",
      "population": 111627,
      "median_income": 126549,
      "rent_1br_usd": 781,
      "cost_of_living_index": "103.30",
      "annual_1br_rent": 9372,
      "rent_income_screening_pct": "7.41"
    },
    "p25": {
      "name": "Duluth",
      "state": "MN",
      "slug": "duluth-mn",
      "population": 87693,
      "median_income": 61163,
      "rent_1br_usd": 868,
      "cost_of_living_index": "87.00",
      "annual_1br_rent": 10416,
      "rent_income_screening_pct": "17.03"
    },
    "median": {
      "name": "Charlotte",
      "state": "NC",
      "slug": "charlotte-nc",
      "population": 911307,
      "median_income": 80581,
      "rent_1br_usd": 1384,
      "cost_of_living_index": "97.00",
      "annual_1br_rent": 16608,
      "rent_income_screening_pct": "20.61"
    },
    "p75": {
      "name": "Pasadena",
      "state": "TX",
      "slug": "pasadena-tx",
      "population": 146705,
      "median_income": 59111,
      "rent_1br_usd": 1252,
      "cost_of_living_index": "100.20",
      "annual_1br_rent": 15024,
      "rent_income_screening_pct": "25.42"
    },
    "highest": {
      "name": "Camden",
      "state": "NJ",
      "slug": "camden-nj",
      "population": 71099,
      "median_income": 35129,
      "rent_1br_usd": 1451,
      "cost_of_living_index": "103.50",
      "annual_1br_rent": 17412,
      "rent_income_screening_pct": "49.57"
    }
  },
  "rows": [
    {
      "name": "Allen",
      "state": "TX",
      "slug": "allen-tx",
      "population": 111627,
      "median_income": 126549,
      "rent_1br_usd": 781,
      "cost_of_living_index": "103.30",
      "annual_1br_rent": 9372,
      "rent_income_screening_pct": "7.41"
    },
    {
      "name": "Bentonville",
      "state": "AR",
      "slug": "bentonville-ar",
      "population": 56326,
      "median_income": 108465,
      "rent_1br_usd": 773,
      "cost_of_living_index": "91.00",
      "annual_1br_rent": 9276,
      "rent_income_screening_pct": "8.55"
    },
    {
      "name": "Shawnee",
      "state": "KS",
      "slug": "shawnee-ks",
      "population": 69417,
      "median_income": 100016,
      "rent_1br_usd": 731,
      "cost_of_living_index": "93.30",
      "annual_1br_rent": 8772,
      "rent_income_screening_pct": "8.77"
    },
    {
      "name": "Fishers",
      "state": "IN",
      "slug": "fishers-in",
      "population": 101789,
      "median_income": 121382,
      "rent_1br_usd": 898,
      "cost_of_living_index": "94.60",
      "annual_1br_rent": 10776,
      "rent_income_screening_pct": "8.88"
    },
    {
      "name": "Ankeny",
      "state": "IA",
      "slug": "ankeny-ia",
      "population": 74455,
      "median_income": 105862,
      "rent_1br_usd": 787,
      "cost_of_living_index": "92.70",
      "annual_1br_rent": 9444,
      "rent_income_screening_pct": "8.92"
    },
    {
      "name": "Edmond",
      "state": "OK",
      "slug": "edmond-ok",
      "population": 98113,
      "median_income": 98524,
      "rent_1br_usd": 773,
      "cost_of_living_index": "91.00",
      "annual_1br_rent": 9276,
      "rent_income_screening_pct": "9.41"
    },
    {
      "name": "Olathe",
      "state": "KS",
      "slug": "olathe-ks",
      "population": 147466,
      "median_income": 105915,
      "rent_1br_usd": 839,
      "cost_of_living_index": "93.30",
      "annual_1br_rent": 10068,
      "rent_income_screening_pct": "9.51"
    },
    {
      "name": "Carmel",
      "state": "IN",
      "slug": "carmel-in",
      "population": 102091,
      "median_income": 143676,
      "rent_1br_usd": 1145,
      "cost_of_living_index": "94.60",
      "annual_1br_rent": 13740,
      "rent_income_screening_pct": "9.56"
    },
    {
      "name": "Lakeville",
      "state": "MN",
      "slug": "lakeville-mn",
      "population": 76235,
      "median_income": 147992,
      "rent_1br_usd": 1201,
      "cost_of_living_index": "104.50",
      "annual_1br_rent": 14412,
      "rent_income_screening_pct": "9.74"
    },
    {
      "name": "Madison",
      "state": "AL",
      "slug": "madison-al",
      "population": 58335,
      "median_income": 131436,
      "rent_1br_usd": 1067,
      "cost_of_living_index": "94.40",
      "annual_1br_rent": 12804,
      "rent_income_screening_pct": "9.74"
    },
    {
      "name": "Lenexa",
      "state": "KS",
      "slug": "lenexa-ks",
      "population": 57986,
      "median_income": 102344,
      "rent_1br_usd": 839,
      "cost_of_living_index": "93.30",
      "annual_1br_rent": 10068,
      "rent_income_screening_pct": "9.84"
    },
    {
      "name": "Bethesda CDP",
      "state": "MD",
      "slug": "bethesda-cdp-md",
      "population": 69966,
      "median_income": 191198,
      "rent_1br_usd": 1574,
      "cost_of_living_index": "108.60",
      "annual_1br_rent": 18888,
      "rent_income_screening_pct": "9.88"
    },
    {
      "name": "Noblesville",
      "state": "IN",
      "slug": "noblesville-in",
      "population": 76124,
      "median_income": 107177,
      "rent_1br_usd": 898,
      "cost_of_living_index": "94.60",
      "annual_1br_rent": 10776,
      "rent_income_screening_pct": "10.05"
    },
    {
      "name": "Sugar Land",
      "state": "TX",
      "slug": "sugar-land-tx",
      "population": 108511,
      "median_income": 133144,
      "rent_1br_usd": 1135,
      "cost_of_living_index": "100.20",
      "annual_1br_rent": 13620,
      "rent_income_screening_pct": "10.23"
    },
    {
      "name": "Overland Park",
      "state": "KS",
      "slug": "overland-park-ks",
      "population": 197062,
      "median_income": 97176,
      "rent_1br_usd": 839,
      "cost_of_living_index": "93.30",
      "annual_1br_rent": 10068,
      "rent_income_screening_pct": "10.36"
    },
    {
      "name": "Mount Pleasant",
      "state": "SC",
      "slug": "mount-pleasant-sc",
      "population": 95229,
      "median_income": 127357,
      "rent_1br_usd": 1106,
      "cost_of_living_index": "100.60",
      "annual_1br_rent": 13272,
      "rent_income_screening_pct": "10.42"
    },
    {
      "name": "Flower Mound",
      "state": "TX",
      "slug": "flower-mound-tx",
      "population": 79292,
      "median_income": 147490,
      "rent_1br_usd": 1291,
      "cost_of_living_index": "103.30",
      "annual_1br_rent": 15492,
      "rent_income_screening_pct": "10.50"
    },
    {
      "name": "Leander",
      "state": "TX",
      "slug": "leander-tx",
      "population": 79853,
      "median_income": 138938,
      "rent_1br_usd": 1220,
      "cost_of_living_index": "97.60",
      "annual_1br_rent": 14640,
      "rent_income_screening_pct": "10.54"
    },
    {
      "name": "Lee's Summit",
      "state": "MO",
      "slug": "lee's-summit-mo",
      "population": 104352,
      "median_income": 100625,
      "rent_1br_usd": 886,
      "cost_of_living_index": "93.30",
      "annual_1br_rent": 10632,
      "rent_income_screening_pct": "10.57"
    },
    {
      "name": "O'Fallon",
      "state": "MO",
      "slug": "o'fallon-mo",
      "population": 94073,
      "median_income": 103301,
      "rent_1br_usd": 914,
      "cost_of_living_index": "96.30",
      "annual_1br_rent": 10968,
      "rent_income_screening_pct": "10.62"
    },
    {
      "name": "Johns Creek",
      "state": "GA",
      "slug": "johns-creek-ga",
      "population": 81119,
      "median_income": 151344,
      "rent_1br_usd": 1362,
      "cost_of_living_index": "100.90",
      "annual_1br_rent": 16344,
      "rent_income_screening_pct": "10.80"
    },
    {
      "name": "Broken Arrow",
      "state": "OK",
      "slug": "broken-arrow-ok",
      "population": 119666,
      "median_income": 84374,
      "rent_1br_usd": 760,
      "cost_of_living_index": "89.50",
      "annual_1br_rent": 9120,
      "rent_income_screening_pct": "10.81"
    },
    {
      "name": "Cary",
      "state": "NC",
      "slug": "cary-nc",
      "population": 178883,
      "median_income": 129607,
      "rent_1br_usd": 1176,
      "cost_of_living_index": "98.00",
      "annual_1br_rent": 14112,
      "rent_income_screening_pct": "10.89"
    },
    {
      "name": "Frisco",
      "state": "TX",
      "slug": "frisco-tx",
      "population": 225009,
      "median_income": 141129,
      "rent_1br_usd": 1291,
      "cost_of_living_index": "103.30",
      "annual_1br_rent": 15492,
      "rent_income_screening_pct": "10.98"
    },
    {
      "name": "Plymouth",
      "state": "MN",
      "slug": "plymouth-mn",
      "population": 77638,
      "median_income": 130793,
      "rent_1br_usd": 1201,
      "cost_of_living_index": "104.50",
      "annual_1br_rent": 14412,
      "rent_income_screening_pct": "11.02"
    },
    {
      "name": "Troy",
      "state": "MI",
      "slug": "troy-mi",
      "population": 87338,
      "median_income": 106965,
      "rent_1br_usd": 1029,
      "cost_of_living_index": "98.00",
      "annual_1br_rent": 12348,
      "rent_income_screening_pct": "11.54"
    },
    {
      "name": "Rochester Hills",
      "state": "MI",
      "slug": "rochester-hills-mi",
      "population": 75995,
      "median_income": 105784,
      "rent_1br_usd": 1029,
      "cost_of_living_index": "98.00",
      "annual_1br_rent": 12348,
      "rent_income_screening_pct": "11.67"
    },
    {
      "name": "Naperville",
      "state": "IL",
      "slug": "naperville-il",
      "population": 151220,
      "median_income": 152181,
      "rent_1br_usd": 1507,
      "cost_of_living_index": "102.60",
      "annual_1br_rent": 18084,
      "rent_income_screening_pct": "11.88"
    },
    {
      "name": "Lehi",
      "state": "UT",
      "slug": "lehi-ut",
      "population": 90229,
      "median_income": 129274,
      "rent_1br_usd": 1282,
      "cost_of_living_index": "95.00",
      "annual_1br_rent": 15384,
      "rent_income_screening_pct": "11.90"
    },
    {
      "name": "Woodbury",
      "state": "MN",
      "slug": "woodbury-mn",
      "population": 79530,
      "median_income": 120588,
      "rent_1br_usd": 1201,
      "cost_of_living_index": "104.50",
      "annual_1br_rent": 14412,
      "rent_income_screening_pct": "11.95"
    },
    {
      "name": "Ellicott City CDP",
      "state": "MD",
      "slug": "ellicott-city-cdp-md",
      "population": 74574,
      "median_income": 148677,
      "rent_1br_usd": 1489,
      "cost_of_living_index": "102.70",
      "annual_1br_rent": 17868,
      "rent_income_screening_pct": "12.02"
    },
    {
      "name": "Bellevue",
      "state": "NE",
      "slug": "bellevue-ne",
      "population": 64355,
      "median_income": 87343,
      "rent_1br_usd": 878,
      "cost_of_living_index": "92.50",
      "annual_1br_rent": 10536,
      "rent_income_screening_pct": "12.06"
    },
    {
      "name": "Moore",
      "state": "OK",
      "slug": "moore-ok",
      "population": 63045,
      "median_income": 76941,
      "rent_1br_usd": 773,
      "cost_of_living_index": "91.00",
      "annual_1br_rent": 9276,
      "rent_income_screening_pct": "12.06"
    },
    {
      "name": "Cedar Park",
      "state": "TX",
      "slug": "cedar-park-tx",
      "population": 78969,
      "median_income": 119943,
      "rent_1br_usd": 1220,
      "cost_of_living_index": "97.60",
      "annual_1br_rent": 14640,
      "rent_income_screening_pct": "12.21"
    },
    {
      "name": "South Jordan",
      "state": "UT",
      "slug": "south-jordan-ut",
      "population": 84508,
      "median_income": 126974,
      "rent_1br_usd": 1301,
      "cost_of_living_index": "96.40",
      "annual_1br_rent": 15612,
      "rent_income_screening_pct": "12.30"
    },
    {
      "name": "Southaven",
      "state": "MS",
      "slug": "southaven-ms",
      "population": 55531,
      "median_income": 76159,
      "rent_1br_usd": 785,
      "cost_of_living_index": "92.40",
      "annual_1br_rent": 9420,
      "rent_income_screening_pct": "12.37"
    },
    {
      "name": "Appleton",
      "state": "WI",
      "slug": "appleton-wi",
      "population": 75861,
      "median_income": 73449,
      "rent_1br_usd": 772,
      "cost_of_living_index": "93.60",
      "annual_1br_rent": 9264,
      "rent_income_screening_pct": "12.61"
    },
    {
      "name": "Queen Creek",
      "state": "AZ",
      "slug": "queen-creek-az",
      "population": 76046,
      "median_income": 135444,
      "rent_1br_usd": 1424,
      "cost_of_living_index": "105.50",
      "annual_1br_rent": 17088,
      "rent_income_screening_pct": "12.62"
    },
    {
      "name": "Rio Rancho",
      "state": "NM",
      "slug": "rio-rancho-nm",
      "population": 110660,
      "median_income": 88366,
      "rent_1br_usd": 930,
      "cost_of_living_index": "93.00",
      "annual_1br_rent": 11160,
      "rent_income_screening_pct": "12.63"
    },
    {
      "name": "Blue Springs",
      "state": "MO",
      "slug": "blue-springs-mo",
      "population": 59416,
      "median_income": 84075,
      "rent_1br_usd": 886,
      "cost_of_living_index": "93.30",
      "annual_1br_rent": 10632,
      "rent_income_screening_pct": "12.65"
    },
    {
      "name": "League City",
      "state": "TX",
      "slug": "league-city-tx",
      "population": 117520,
      "median_income": 118475,
      "rent_1br_usd": 1252,
      "cost_of_living_index": "100.20",
      "annual_1br_rent": 15024,
      "rent_income_screening_pct": "12.68"
    },
    {
      "name": "Meridian",
      "state": "ID",
      "slug": "meridian-id",
      "population": 134794,
      "median_income": 100307,
      "rent_1br_usd": 1074,
      "cost_of_living_index": "93.40",
      "annual_1br_rent": 12888,
      "rent_income_screening_pct": "12.85"
    },
    {
      "name": "Livonia",
      "state": "MI",
      "slug": "livonia-mi",
      "population": 92184,
      "median_income": 95003,
      "rent_1br_usd": 1019,
      "cost_of_living_index": "98.00",
      "annual_1br_rent": 12228,
      "rent_income_screening_pct": "12.87"
    },
    {
      "name": "Cedar Rapids",
      "state": "IA",
      "slug": "cedar-rapids-ia",
      "population": 135960,
      "median_income": 66720,
      "rent_1br_usd": 716,
      "cost_of_living_index": "90.00",
      "annual_1br_rent": 8592,
      "rent_income_screening_pct": "12.88"
    },
    {
      "name": "West Des Moines",
      "state": "IA",
      "slug": "west-des-moines-ia",
      "population": 72161,
      "median_income": 83637,
      "rent_1br_usd": 899,
      "cost_of_living_index": "92.70",
      "annual_1br_rent": 10788,
      "rent_income_screening_pct": "12.90"
    },
    {
      "name": "Redmond",
      "state": "WA",
      "slug": "redmond-wa",
      "population": 80275,
      "median_income": 172979,
      "rent_1br_usd": 1864,
      "cost_of_living_index": "113.00",
      "annual_1br_rent": 22368,
      "rent_income_screening_pct": "12.93"
    },
    {
      "name": "Hoover",
      "state": "AL",
      "slug": "hoover-al",
      "population": 92459,
      "median_income": 102009,
      "rent_1br_usd": 1109,
      "cost_of_living_index": "92.60",
      "annual_1br_rent": 13308,
      "rent_income_screening_pct": "13.05"
    },
    {
      "name": "Rochester",
      "state": "MN",
      "slug": "rochester-mn",
      "population": 122404,
      "median_income": 85240,
      "rent_1br_usd": 927,
      "cost_of_living_index": "93.10",
      "annual_1br_rent": 11124,
      "rent_income_screening_pct": "13.05"
    },
    {
      "name": "Rogers",
      "state": "AR",
      "slug": "rogers-ar",
      "population": 74047,
      "median_income": 84093,
      "rent_1br_usd": 924,
      "cost_of_living_index": "91.00",
      "annual_1br_rent": 11088,
      "rent_income_screening_pct": "13.19"
    },
    {
      "name": "McKinney",
      "state": "TX",
      "slug": "mckinney-tx",
      "population": 213504,
      "median_income": 116654,
      "rent_1br_usd": 1291,
      "cost_of_living_index": "103.30",
      "annual_1br_rent": 15492,
      "rent_income_screening_pct": "13.28"
    },
    {
      "name": "Davenport",
      "state": "IA",
      "slug": "davenport-ia",
      "population": 100361,
      "median_income": 69595,
      "rent_1br_usd": 773,
      "cost_of_living_index": "89.30",
      "annual_1br_rent": 9276,
      "rent_income_screening_pct": "13.33"
    },
    {
      "name": "Newton",
      "state": "MA",
      "slug": "newton-ma",
      "population": 88415,
      "median_income": 185154,
      "rent_1br_usd": 2064,
      "cost_of_living_index": "111.60",
      "annual_1br_rent": 24768,
      "rent_income_screening_pct": "13.38"
    },
    {
      "name": "Bismarck",
      "state": "ND",
      "slug": "bismarck-nd",
      "population": 75102,
      "median_income": 75846,
      "rent_1br_usd": 848,
      "cost_of_living_index": "89.60",
      "annual_1br_rent": 10176,
      "rent_income_screening_pct": "13.42"
    },
    {
      "name": "Bloomington",
      "state": "IL",
      "slug": "bloomington-il",
      "population": 78591,
      "median_income": 77577,
      "rent_1br_usd": 869,
      "cost_of_living_index": "92.00",
      "annual_1br_rent": 10428,
      "rent_income_screening_pct": "13.44"
    },
    {
      "name": "Farmington Hills",
      "state": "MI",
      "slug": "farmington-hills-mi",
      "population": 82539,
      "median_income": 90598,
      "rent_1br_usd": 1029,
      "cost_of_living_index": "98.00",
      "annual_1br_rent": 12348,
      "rent_income_screening_pct": "13.63"
    },
    {
      "name": "Mansfield",
      "state": "TX",
      "slug": "mansfield-tx",
      "population": 79775,
      "median_income": 113378,
      "rent_1br_usd": 1291,
      "cost_of_living_index": "103.30",
      "annual_1br_rent": 15492,
      "rent_income_screening_pct": "13.66"
    },
    {
      "name": "Grand Forks",
      "state": "ND",
      "slug": "grand-forks-nd",
      "population": 58882,
      "median_income": 63838,
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