{
    "report": "Home-Price-to-Annual-1BR-Rent Screening Multiple 2026",
    "snapshot_at": "2026-07-15T06:03:43.129Z",
    "universe": "Ocity city database; population > 50,000, positive median home price and 1BR rent, median household income > $30,000",
    "formula": "median home price / (monthly 1BR rent x 12)",
    "percentile_method": "Nearest row by floor(N x percentile) in ascending computed multiple order; city slug breaks ties.",
    "row_count": 582,
    "stored_field_audit": {
        "coverage_rows": 569,
        "mean_absolute_difference": 6.814,
        "max_absolute_difference": 46.591,
        "note": "Stored price_to_rent_ratio is retained only for audit; computed multiple is authoritative."
    },
    "field_definitions": {
        "rent_1br_usd": "Monthly one-bedroom rent field.",
        "home_price_annual_rent_multiple": "Computed median home price divided by annualized 1BR rent; authoritative report metric.",
        "median_home_price_usd": "Median home-price field in Ocity city database."
    },
    "limitations": [
        "Not a buy-versus-rent recommendation, ownership break-even period, cap rate or mortgage comparison.",
        "Fields may reflect different source years and are not one synchronized release.",
        "Does not include mortgage rates, down payments, taxes, insurance, maintenance, transaction costs or household tenure plans.",
        "Does not establish market timing, migration, policy, wealth or lifestyle outcomes."
    ],
    "downloads": {
        "csv_sha256": "f3aaaa24480c00ab5d75c07cd0a1c7ab0419322475502a0b76460423b36f105e",
        "json_sha256": "73316aaadb71e825772389d1205812e69e98f37488fb8a27e5cf73d218cd04e6"
    }
}