{
    "report":  "Income \u0026 Cost Index 2026",
    "snapshot_at":  "2026-07-14T14:47:07.107Z",
    "universe":  "Ocity city database; population \u003e 50,000, median household income \u003e $30,000, positive cost-of-living index",
    "formula":  "median household income / cost-of-living index * 100",
    "row_count":  582,
    "derived_metrics":  {
                            "average_city_household_income":  81621,
                            "average_city_cost_index":  101.73,
                            "average_city_normalized_indicator":  79673
                        },
    "field_definitions":  {
                              "median_income":  "Median household income stored in the Ocity city database, not individual salary or occupational wage.",
                              "cost_of_living_index":  "Ocity city-database cost-of-living index; index normalization is a screening transformation."
                          },
    "limitations":  [
                        "The normalized indicator is not an inflation-adjusted economic measure or observed purchasing-power estimate.",
                        "It does not estimate take-home pay, taxes, occupation wages, household composition, debt, benefits, homeownership or individual affordability.",
                        "Database fields may reflect different source years and are not one synchronized external release.",
                        "It does not establish a raise, lifestyle outcome, remote-work effect, migration decision or causal cost effect."
                    ],
    "downloads":  {
                      "csv_sha256":  "245b8fed2b965fb350efd9ef5ba8d5f421ebb33e1b9695c044fe73473e0d7bb2",
                      "json_sha256":  "b22cbc09c7a697461b3f225e1bdbd8678561ceaf19eb70b83795447bbe2ec631"
                  }
}