{
    "report": "1BR Rent-to-Income Screening Index 2026",
    "snapshot_at": "2026-07-14T16:36:45.539Z",
    "universe": "Ocity city database; population > 50,000, median household income > $30,000 and positive 1BR rent",
    "formula": "monthly 1BR rent x 12 / median household income x 100",
    "percentile_method": "Nearest row by floor(N x percentile) in ascending ratio order; city slug breaks ratio ties.",
    "row_count": 582,
    "field_definitions": {
        "rent_income_screening_pct": "Annualized 1BR rent divided by median household income; not observed household rent burden.",
        "rent_1br_usd": "Monthly one-bedroom rent field in the Ocity city database.",
        "median_income": "Median household income, not individual earnings."
    },
    "limitations": [
        "Database fields may reflect different source years and are not one synchronized external release.",
        "This screening ratio does not measure observed household burden, graduate affordability, taxes, utilities, household composition, personal affordability or mortgage qualification.",
        "It does not establish migration, policy, wage, savings or lifestyle outcomes."
    ],
    "downloads": {
        "csv_sha256": "c953f7280250b00a0a57b34217967d68396bfc0d242d4e95caa42a1aeddcc29a",
        "json_sha256": "9c4d19d459df024467fa83109369a3a4e933b46d8f526e5adf87ebebdc7e33fe"
    }
}