Head-to-Head Analysis

Federal Way vs San Antonio

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Federal Way
Candidate A

Federal Way

WA
Cost Index 113
Median Income $82k
Rent (1BR) $1864
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San Antonio
Candidate B

San Antonio

TX
Cost Index 93.7
Median Income $62k
Rent (1BR) $1197
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📊 Lifestyle Match

Visualizing the tradeoffs between Federal Way and San Antonio

đź“‹ The Details

Line-by-line data comparison.

Category / Metric Federal Way San Antonio
Financial Overview
Median Income $81,997 $62,322
Unemployment Rate 4.6% 4.2%
Housing Market
Median Home Price $599,999 $264,900
Price per SqFt $302 $153
Monthly Rent (1BR) $1,864 $1,197
Housing Cost Index 151.5 94.2
Cost of Living
Groceries Index 107.9 91.9
Gas Price (Gallon) $3.65 $2.35
Safety & Lifestyle
Violent Crime (per 100k) 456.0 798.0
Bachelor's Degree+ 34.7% 30.5%
Air Quality (AQI) 63 39

Expert Verdict

AI-generated analysis based on current data.

San Antonio vs. Federal Way: The Ultimate Head-to-Head Showdown

So, you’re standing at a crossroads. One path leads to the heart of Texas, a city steeped in history, culture, and some seriously good barbecue. The other takes you to the Pacific Northwest, a suburb of Seattle offering stunning nature and a tech-forward vibe. You’re weighing San Antonio—the Alamo City—against Federal Way, the gateway to the Puget Sound.

This isn’t just about picking a place to live; it’s about choosing a lifestyle. One is a sprawling, sun-drenched metropolis with a soulful, laid-back rhythm. The other is a compact, green, and often rainy haven for outdoor enthusiasts and tech commuters. The costs, the climates, and the daily realities are worlds apart.

Let’s cut through the noise. We’ll break down the data, the vibes, and the real-world trade-offs to help you decide which of these two very different American cities deserves your next chapter.

The Vibe Check: Culture & Lifestyle

San Antonio is the essence of Texas charm. It’s a city where history isn’t just in textbooks; it’s on every corner. From the iconic Alamo to the vibrant River Walk, there’s a palpable sense of place. The culture is a rich fusion of Tejano, Mexican, and Southern influences, reflected in the food (tacos and puffy tacos are a religion here), the music, and the festivals. Life moves at a more relaxed pace. People are generally friendly, and there’s a strong sense of community. It’s a city for those who appreciate deep roots, warm weather, and a bit of old-world charm mixed with modern growth.

Federal Way is quintessential Pacific Northwest living, but in a suburban package. It’s nestled between the urban intensity of Seattle and the natural splendor of the Puget Sound. The vibe here is more understated and outdoorsy. Think evergreen trees, misty mornings, and easy access to world-class hiking, skiing, and water activities. It’s a city for those who value a quieter, more nature-centric lifestyle but still want the economic opportunities of a major metro area (just a 30-45 minute commute away). The culture is influenced by the tech industry and a diverse, international population.

Who is each city for?

  • San Antonio is for families, history buffs, foodies, and anyone seeking a warm, community-oriented city with a lower barrier to entry.
  • Federal Way is for young professionals, outdoor enthusiasts, and those who prioritize nature and proximity to Seattle’s job market, even if it means a higher cost of living.

The Dollar Power: Cost of Living & Salary

This is where the rubber meets the road. Your paycheck goes a lot further in San Antonio, but the trade-off is in the housing market and overall tax burden.

Let’s look at the hard numbers. We’ll compare a few key expenses (based on the provided data and national averages for context).

Expense Category San Antonio, TX Federal Way, WA Winner (Lower Cost)
Median Home Price $264,900 $599,999 🏆 San Antonio
Median Rent (1BR) $1,197 $1,864 🏆 San Antonio
Housing Index 94.2 (Below avg.) 151.5 (51.5% above avg.) 🏆 San Antonio
Median Income $62,322 $81,997 🏆 Federal Way

Salary Wars & Purchasing Power
At first glance, Federal Way’s median income of $81,997 looks like a clear winner over San Antonio’s $62,322. But let’s talk purchasing power. Earning $100,000 in Federal Way feels more like earning $75,000 in San Antonio after you account for the staggering housing costs. The $599,999 median home price in Federal Way is more than double San Antonio’s $264,900. Renting is also significantly pricier.

The Tax Twist:
Here’s the dealbreaker: Texas has 0% state income tax. California (and by extension, the Seattle area) has a high, progressive income tax. For a $100,000 salary:

  • In San Antonio, you pay only federal taxes.
  • In Federal Way, you’d pay both federal and Washington state taxes (which are a flat 7.0% for most earners). That’s an extra $7,000 out of your paycheck before you even start on your higher rent or mortgage.

Verdict on Dollar Power: San Antonio provides dramatically more bang for your buck. The lower cost of living, combined with no state income tax, means your money stretches much further. Federal Way offers higher nominal salaries, but they are quickly eroded by the cost of living and taxes.

The Housing Market: Buy vs. Rent

San Antonio:

  • Buy: The market is relatively accessible. A median home price of $264,900 is within reach for many middle-class families. It’s generally a more balanced market, though desirable neighborhoods can get competitive.
  • Rent: Rent is affordable, with a 1-bedroom averaging $1,197. It’s a renter-friendly market with good availability.
  • Overall: A Seller’s Market in desirable areas, but still a Buyer’s Market compared to most major U.S. cities.

Federal Way:

  • Buy: The housing market is intense. The median price of $599,999 is a high barrier to entry. You’re competing with tech money from Seattle, and inventory is often tight. This is firmly a Seller’s Market.
  • Rent: Rent is high, at $1,864 for a 1-bedroom. It’s a competitive rental market, especially for pet-friendly or larger units.
  • Overall: A Strong Seller’s Market with high demand and limited supply, driving prices upward.

Insight: If homeownership is a major life goal, San Antonio is the clear path. In Federal Way, buying often requires a significant down payment and a high income, making it a longer-term goal for many.

The Dealbreakers: Quality of Life

Traffic & Commute:

  • San Antonio: Traffic is manageable for a city of its size (1.49 million). The layout is more spread out, so commutes can be longer, but congestion isn’t as severe as in Dallas or Houston.
  • Federal Way: You’re on the I-5 corridor. Commuting to Seattle can be a 30-45 minute drive, but traffic can be brutal, especially during peak hours. Public transit (Sounder train, buses) is a viable option but adds time. The commute is a significant factor here.

Weather:

  • San Antonio: Get ready for heat and humidity. Summers regularly hit 95-100°F with high humidity. Winters are mild, rarely freezing. It’s a sunny city, but the heat can be a dealbreaker for some.
  • Federal Way: The climate is mild but damp. Expect overcast skies and rain for much of the year, especially from October to May. Summers are gorgeous (mid-70s to low-80s). Winters are cool with occasional snow. The 48°F average is misleading—it’s the lack of sunshine that gets to people.

Crime & Safety:

  • San Antonio: The violent crime rate is 798.0 per 100,000, which is above the national average. Like many large cities, safety varies greatly by neighborhood. Researching specific areas is crucial.
  • Federal Way: The violent crime rate is 456.0 per 100,000, which is also above the national average but notably lower than San Antonio’s. Still, property crime can be an issue in the region.

Verdict: Federal Way has a lower violent crime rate, but both cities have areas to avoid. Weather is a major differentiator: do you prefer dry heat or damp coolness?

The Final Verdict: Which City Wins for You?

After crunching the numbers and feeling the vibes, here’s the final callout.

🏆 Winner for Families: San Antonio
With affordable housing ($264,900 median home), lower overall costs, no state income tax, and a family-friendly culture with excellent schools in the suburbs, San Antonio provides a stable, financially manageable foundation for raising a family.

🏆 Winner for Singles/Young Pros: Federal Way
If your career is in tech or you crave outdoor adventure, Federal Way’s proximity to Seattle’s job market (with a median income of $81,997) and its access to mountains and water is unbeatable. The higher cost is the price of admission for this lifestyle.

🏆 Winner for Retirees: San Antonio
For retirees on a fixed income, San Antonio’s low cost of living, mild winters (no shoveling snow!), and vibrant cultural scene make it an ideal retirement haven. Federal Way’s high cost of living and taxes can strain a fixed budget.


At a Glance: Pros & Cons

San Antonio, TX

Pros:

  • Extremely Affordable Housing (Median Home: $264,900)
  • 0% State Income Tax
  • Rich Culture & History
  • Warm, Sunny Weather (except for summer heat)
  • Strong Sense of Community

Cons:

  • High Humidity & Summer Heat (Can exceed 100°F)
  • Higher Violent Crime Rate (798.0/100k)
  • Less Access to Major Mountains/Oceans
  • Public Transit is Limited

Federal Way, WA

Pros:

  • Proximity to Seattle’s Job Market & Culture
  • Stunning Natural Beauty (Mountains, Sound, forests)
  • Mild Climate (No extreme heat or cold)
  • Lower Violent Crime Rate (456.0/100k)
  • Outdoor Recreation Paradise

Cons:

  • Very High Cost of Living (Housing Index: 151.5)
  • High State Income Tax (7.0%)
  • Frequent Rain & Cloud Cover
  • Commuting Can Be Stressful

The Bottom Line:

Choose San Antonio if you prioritize financial freedom, cultural depth, and a warm, community-oriented lifestyle. It’s the practical choice that doesn’t skimp on soul.

Choose Federal Way if you prioritize career opportunities, outdoor access, and a cooler, greener environment, and you’re willing to pay a premium for that lifestyle.

The choice isn’t just about where you’ll live—it’s about how you want to live. Weigh the data against your personal priorities, and you’ll know which city is calling your name.