Head-to-Head Analysis

Johnson City vs Memphis

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Johnson City
Candidate A

Johnson City

TN
Cost Index 88.9
Median Income $55k
Rent (1BR) $870
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Memphis
Candidate B

Memphis

TN
Cost Index 92.4
Median Income $51k
Rent (1BR) $1146
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📊 Lifestyle Match

Visualizing the tradeoffs between Johnson City and Memphis

đź“‹ The Details

Line-by-line data comparison.

Category / Metric Johnson City Memphis
Financial Overview
Median Income $55,406 $51,399
Unemployment Rate 3.6% 3.6%
Housing Market
Median Home Price $350,000 $199,950
Price per SqFt $177 $127
Monthly Rent (1BR) $870 $1,146
Housing Cost Index 63.6 77.5
Cost of Living
Groceries Index 94.8 94.8
Gas Price (Gallon) $3.40 $3.40
Safety & Lifestyle
Violent Crime (per 100k) 672.7 1901.0
Bachelor's Degree+ 42.6% 28.8%
Air Quality (AQI) 28 35

Expert Verdict

AI-generated analysis based on current data.

Memphis vs Johnson City: The Ultimate Relocation Showdown

Alright, let’s cut through the noise. You’re trying to decide between Memphis, Tennessee and Johnson City, Tennessee. At first glance, they’re both in the Volunteer State, but they might as well be on different planets. One is a gritty, soulful metropolis steeped in blues and barbecue; the other is a scenic, mountain-adjacent town that feels like a gateway to the great outdoors.

As your Relocation Expert & Data Journalist, my job is to give you the unvarnished truth. This isn’t about which city is "better" in a vacuum—it’s about which one is better for you. We’ll dig into the vibe, the dollars, the housing, and the hard numbers on quality of life. Grab a coffee (or a whiskey, depending on your mood), and let’s dive in.

The Vibe Check: Big City Grit vs. Mountain Town Charm

Memphis is a heavyweight. With a population of 618,655, it’s a cultural powerhouse. This is the home of Elvis at Graceland, the National Civil Rights Museum, and a music scene that’s the beating heart of the American South. The energy is palpable—soulful, resilient, and unapologetically authentic. It’s a city of distinct neighborhoods, from the trendy cooperatives of Midtown to the historic streets of downtown. Life here moves to a rhythm of its own, fueled by incredible food (seriously, the BBQ is a religion) and a deep sense of community history.

Who is Memphis for? It’s for the culture vulture, the foodie, the history buff, and anyone who thrives in a diverse, energetic (and sometimes chaotic) urban environment. If you crave big-city amenities—major sports teams, an international airport, world-class museums—but want a lower cost of living than most metros, Memphis calls your name.

Johnson City, on the other hand, is a breath of fresh mountain air. With a population of just 73,440, it’s a fraction of Memphis’s size. This is the definition of a "laid-back" lifestyle. The vibe is quintessential Appalachia—friendly, slow-paced, and deeply connected to nature. It’s the hub of the "Tri-Cities" (Bristol, Johnson City, Kingsport), known for its outdoor recreation, craft breweries, and a burgeoning arts scene. It’s less about nightlife and more about weekend hikes, farmers' markets, and a strong sense of local pride.

Who is Johnson City for? It’s for the outdoor enthusiast, the young professional seeking a quieter pace, families prioritizing safety and community, and retirees looking for scenic beauty without extreme weather. If your ideal weekend involves a mountain trail instead of a concert venue, Johnson City is your spot.

The Vibe Verdict:

  • Memphis: High-energy, culturally rich, urban grind.
  • Johnson City: Low-key, nature-focused, small-town comfort.

The Dollar Power: Where Does Your Salary Stretch Farther?

Let’s talk money. This is where the rubber meets the road. You might earn a similar salary in both cities, but your "purchasing power"—what that money actually buys you—can be wildly different.

First, a quick note on taxes. Both cities are in Tennessee, which is a huge financial advantage. Tennessee has no state income tax. That’s money straight back in your pocket every paycheck, whether you’re in Memphis or Johnson City. So, when we compare costs, we’re looking at the after-tax impact.

Now, let’s break down the monthly essentials. We’ll use the data provided to paint a clear picture.

Expense Category Memphis Johnson City The Difference
Median Home Price $199,950 $350,000 Memphis is 43% cheaper
Median Income $51,399 $55,406 Johnson City has a 8% higher median income
Rent (1BR) $1,146 $870 Memphis rent is 32% higher
Housing Index 77.5 63.6 Memphis is 22% more expensive for housing

Salary Wars & Purchasing Power:
Here’s the kicker. Johnson City has a higher median income ($55,406 vs. $51,399), but Memphis has a significantly lower cost of living, especially for housing. This creates a fascinating dynamic.

Let’s run a scenario. Imagine you earn the median salary in each city. In Johnson City, your $55,406 feels strong in a town where rent is $870. In Memphis, your $51,399 has to cover higher rent ($1,146), but the home prices are dramatically lower.

  • For Renters: Johnson City is the clear winner. Your rent is $276 cheaper per month—that’s over $3,300 back in your annual budget for savings, travel, or fun. The "sticker shock" for a comparable apartment is much lower in the mountain town.
  • For Future Homebuyers: Memphis is a potential goldmine. The median home price is nearly $150,000 less than Johnson City. On a $100,000 salary, saving for a down payment and managing a mortgage is far more feasible in Memphis. You could buy a solid home in a decent neighborhood for under $200k, which is almost unheard of in many parts of the country.

Insight: Johnson City offers better immediate cash flow for renters and those on a tight monthly budget. Memphis offers long-term wealth-building potential through homeownership at a fraction of the cost. It’s a classic "cash now vs. asset later" trade-off.

The Housing Market: Buyer's Paradise vs. Competitive Scarcity

Memphis: A Buyer’s Market?
The data screams opportunity. With a Housing Index of 77.5, Memphis is significantly more affordable than the national average. The median home price of $199,950 is a dream for anyone coming from a coastal city. Inventory is generally better, competition is less fierce, and you get more square footage for your dollar. The market isn't stagnant; it's appreciating steadily, making it a solid investment for the long haul. For renters, the market is competitive but offers more variety, from historic apartments to modern complexes.

Johnson City: A Seller’s Market?
With a lower Housing Index of 63.6, Johnson City is even more affordable on paper than Memphis. But here’s the catch: the median home price is $350,000. That’s a massive jump. Why? Scarcity. Johnson City is a desirable place to live, with limited land for new development compared to a sprawling metro like Memphis. The market is tighter, especially for single-family homes. You’ll face more competition, potentially over-asking offers, and a smaller inventory to choose from. Rent is cheaper, but the rental market is also smaller, with fewer new units coming online.

Housing Verdict:

  • Memphis: More options, better value for buyers, a true "bang for your buck" market.
  • Johnson City: Less inventory, higher prices for homes, but cheaper monthly rent if you can find a place.

The Dealbreakers: Traffic, Weather, and Safety

This is where personal preference meets hard data. A city can be cheap, but if you hate the weather or fear for your safety, it’s a non-starter.

Traffic & Commute:

  • Memphis: As a major metro, traffic is a reality. Commutes can be congested, especially during rush hour on I-40 and I-240. The average commute time is around 25 minutes. It’s not Atlanta-level gridlock, but it’s a step above small-town life.
  • Johnson City: This is a massive quality-of-life win. Traffic is minimal. You can cross town in 10-15 minutes most days. The average commute is under 20 minutes. If you dread sitting in your car, Johnson City is a breath of fresh air.

Weather:

  • Memphis: Humid subtropical. Summers are hot and humid (average highs in the 90s°F), with a long growing season. Winters are mild but can be damp and chilly. It’s a classic Southern climate.
  • Johnson City: Four distinct seasons. Summers are warm but less humid than Memphis (highs in the 80s°F). Winters bring snow and cold (regular snowfall), which can be a pro or a con depending on your tolerance. The scenic beauty of fall foliage is a major perk.

Crime & Safety:
Let’s be honest, because this is a critical dealbreaker.

  • Memphis: This is the city’s biggest challenge. The violent crime rate is 1,901.0 per 100,000 people. This is significantly higher than the national average. While certain neighborhoods are very safe, crime is a city-wide issue that requires research and caution. It’s a stark reality you cannot ignore.
  • Johnson City: This is one of the safest communities in Tennessee. The violent crime rate is 672.7 per 100,000—about a third of Memphis’s rate. For families and anyone prioritizing a sense of security, Johnson City is in a different league.

Quality of Life Verdict:

  • Memphis: Dealbreaker Alert on crime. Better for those who prioritize urban energy over safety metrics.
  • Johnson City: Clear Winner on safety, commute, and a more predictable four-season climate.

The Final Verdict: Which City Should You Choose?

After crunching the numbers and feeling the vibes, here’s the final breakdown for different demographics.

  • Winner for Families: Johnson City. The combination of significantly lower crime, excellent schools, safe neighborhoods, and easy access to outdoor activities makes it a no-brainer for raising kids. The higher median home price is a hurdle, but the trade-off in safety and community is worth it for most families.
  • Winner for Singles/Young Pros: It Depends.
    • Choose Memphis if you’re a culture-driven extrovert who wants big-city nightlife, diverse dating pools, and career opportunities in logistics, healthcare, or the arts. The low cost of living lets you live large on a modest salary.
    • Choose Johnson City if you’re an outdoor lover, remote worker, or someone who values work-life balance, safety, and a tight-knit community over a bustling social scene.
  • Winner for Retirees: Johnson City. The safer environment, milder summers (less brutal humidity), stunning scenery, and slower pace of life are tailor-made for retirement. The lower crime rate provides peace of mind, and the outdoor recreation is a daily gift.

City at a Glance: Pros & Cons

Memphis, TN

Pros:

  • Incredible Culture & History: Music, food, museums.
  • Affordable Homeownership: $199,950 median price is a steal.
  • No State Income Tax: More money in your paycheck.
  • Big-City Amenities: Sports, airport, major employers.
  • Vibrant & Diverse: Something is always happening.

Cons:

  • High Crime Rate: 1,901.0/100k violent crime is a serious concern.
  • Higher Monthly Costs: Rent and utilities are steeper.
  • Traffic & Commute: Can be congested.
  • Humid Summers: Can be oppressive.

Johnson City, TN

Pros:

  • Excellent Safety: 672.7/100k violent crime—much safer.
  • Low Cost of Living (Rent): $870/month for a 1BR.
  • Short Commutes: Minimal traffic stress.
  • Outdoor Paradise: Hiking, biking, scenery.
  • Four-Season Climate: Beautiful falls, mild summers.

Cons:

  • Expensive Housing Market: $350,000 median home price is high for the region.
  • Smaller Scale: Fewer major events, less diversity.
  • Limited Job Market: Fewer corporate HQs; more reliant on healthcare, education, and small business.
  • Winter Weather: You’ll deal with snow and ice.

The Bottom Line: If your priority is maximum purchasing power for buying a home and you thrive in a dynamic, if challenging, urban environment, Memphis is your city. If your priority is safety, community, and a balanced lifestyle with access to nature, and you can manage the higher home prices, Johnson City is the clear choice. Choose wisely.