📊 Lifestyle Match
Visualizing the tradeoffs between Lakewood CDP and Chicago
Head-to-Head Analysis
Lakewood CDP vs Chicago
Detailed breakdown of cost of living, income potential, and lifestyle metrics.
📋 The Details
Line-by-line data comparison.
| Category / Metric | Lakewood CDP | Chicago |
|---|---|---|
| Financial Overview | ||
| Median Income | $70,483 | $74,474 |
| Unemployment Rate | 5.4% | 4.2% |
| Housing Market | ||
| Median Home Price | $660,100 | $365,000 |
| Price per SqFt | $null | $261 |
| Monthly Rent (1BR) | $1,743 | $1,507 |
| Housing Cost Index | 149.3 | 110.7 |
| Cost of Living | ||
| Groceries Index | 109.5 | 103.3 |
| Gas Price (Gallon) | $3.40 | $3.40 |
| Safety & Lifestyle | ||
| Violent Crime (per 100k) | 195.4 | 819.0 |
| Bachelor's Degree+ | — | 45.7% |
| Air Quality (AQI) | 23 | 38 |
Expert Verdict
AI-generated analysis based on current data.
The Ultimate Head-to-Head: Chicago vs. Lakewood CDP
So, you're torn between the Windy City and a coastal enclave. On one side, you have Chicago—the towering, gritty, cultural powerhouse of the Midwest. On the other, Lakewood CDP—a sun-drenched, suburban slice of California life. This isn't just about picking a zip code; it's about choosing a lifestyle. Are you ready for the hustle and grind, or do you crave the laid-back, beach-front vibe? Let's break it down, stat by stat, vibe by vibe, so you can decide where to plant your flag.
The Vibe Check: Fast-Paced Metro vs. Laid-Back Beach Town
Chicago is a beast. It's a city that never really sleeps, fueled by deep-dish pizza, legendary architecture, and a legendary work ethic. The vibe here is electric, diverse, and unapologetically urban. You’re talking world-class museums, a thriving food scene that goes from Michelin stars to street hot dogs, and neighborhoods that feel like their own small towns. It’s for the culture vultures, the career climbers, and anyone who gets a thrill from the energy of a major metropolis. It’s a city of grit and glory, where the lakefront provides a stunning escape from the concrete jungle.
Lakewood CDP, on the other hand, is the definition of chill. Nestled in Los Angeles County, it’s a classic Southern California suburb with a strong sense of community. The vibe is family-friendly, active, and forever tied to the sun. Think backyard BBQs, weekend bike rides to the beach, and a pace that feels more relaxed than rushed. It’s for those who prioritize outdoor living, a quieter daily rhythm, and easy access to both the beach and the mountains. You won’t find the late-night buzz of a downtown here, but you’ll find a different kind of energy—one powered by sunshine and surf.
Who is each city for?
- Chicago is for the ambitious professional, the arts enthusiast, the foodie, and anyone who thrives on the energy of a big city. It’s for those who can handle the winters and want endless urban exploration.
- Lakewood CDP is for families, active retirees, and young professionals who want a taste of the California dream without the astronomical price tag of Beverly Hills. It’s for sun-seekers and those who value a strong community feel.
The Dollar Power: Where Does Your Salary Feel Like More?
This is where the rubber meets the road. Let's talk purchasing power. We’re going to assume a hypothetical salary of $100,000 to see how far it stretches in each location, factoring in the crucial difference in state income tax.
Chicago is in Illinois, which has a flat state income tax of 4.95%. So, your take-home pay is already taking a hit before you even pay for housing.
Lakewood CDP is in California, which has a progressive income tax. For a $100,000 income, you're looking at a state tax rate of 6%. However, California has no state income tax on Social Security benefits, which is a massive perk for retirees.
But the real story is in the cost of living. Let's break it down.
Cost of Living Comparison
| Category | Chicago | Lakewood CDP | The Takeaway |
|---|---|---|---|
| Rent (1BR) | $1,507 | $1,743 | Lakewood is about 15% more expensive for renters. |
| Utilities (Monthly) | ~$150 | ~$180 | Lakewood edges out Chicago, thanks to higher AC costs. |
| Groceries | Higher than avg. | Higher than avg. | Both cities are pricey, but Lakewood is typically 10-15% higher. |
| Housing Index | 110.7 | 149.3 | Lakewood is nearly 50% more expensive than the national average, while Chicago is only 10% above. |
Salary Wars: The $100k Reality
If you earn $100,000 in Chicago, your take-home after federal and state taxes is roughly $72,000. In Lakewood, it's closer to $70,000. So, you start with slightly less cash in your pocket in California. But the real cost is in housing.
In Chicago, your $1,507 rent eats up about 25% of your monthly take-home pay. In Lakewood, that same $1,743 rent would take up nearly 30%. The gap widens when you look at buying a home. The median home price in Lakewood is $660,100, a staggering 81% higher than Chicago's $365,000. Your mortgage payment in Lakewood would be significantly higher, eating into your disposable income for everything else.
Verdict: For pure purchasing power, Chicago wins. Your money simply goes further, especially when it comes to housing. The "sticker shock" in Lakewood is real, and while the weather is free, the California sunshine comes with a premium price tag.
The Housing Market: Buy vs. Rent
Chicago: The Renter's Playground, The Buyer's Opportunity
With a median home price of $365,000, Chicago is one of the most affordable major cities in the U.S. It’s a buyer's market in many neighborhoods, with plenty of inventory. You can find classic brownstones, modern condos, and everything in between. Renting is also a viable long-term strategy, with a diverse range of options. The competition isn't as fierce as in coastal cities, giving you more room to negotiate.
Lakewood CDP: The Competitive Seller's Market
Lakewood’s housing market is a different beast. With a median price of $660,100 and a high Housing Index of 149.3, it’s a seller's market. Inventory is tight, and competition is fierce, especially for single-family homes with yards. You’ll likely face bidding wars and have to move fast. While renting is an option, the high cost means you’re building zero equity. For many, buying here requires a significant down payment and a high income to secure a mortgage.
Verdict: For buyers, Chicago is the clear winner. It offers far more bang for your buck and a less stressful purchasing process. For renters, Lakewood is more expensive, but if you're committed to the SoCal lifestyle, it's the only way to get a foot in the door without buying.
The Dealbreakers: Quality of Life
This is where personal preference trumps data.
Traffic & Commute
Chicago has legendary traffic, but it’s also one of the most transit-friendly cities in the U.S. The "L" train can get you almost anywhere, and many residents forego a car entirely. Commute times can be long, but you have options.
Lakewood CDP is car-dependent. You’ll be driving to get to the beach, to LA proper, or to most jobs. Southern California traffic is notorious, and commutes can be grueling. Public transit exists but is limited compared to Chicago.
Winner for Transit: Chicago
Winner for Car Culture: Lakewood (if you love driving)
Weather
Chicago is a city of extremes. Winters are brutal, with average lows of 21°F and heavy snow. Summers are hot and humid. You need a robust wardrobe for all four seasons.
Lakewood CDP has a Mediterranean climate. Winters are mild (average 54°F), and summers are warm and dry. You can enjoy outdoor activities year-round. The trade-off? The risk of earthquakes and wildfires.
Winner for Year-Round Outdoor Life: Lakewood CDP
Winner for Four Seasons (if you love snow): Chicago
Crime & Safety
This is a stark difference. Chicago has a violent crime rate of 819.0 per 100,000 people. It’s important to note that crime is highly concentrated in specific neighborhoods. Many areas are very safe, but the city-wide statistic is concerning.
Lakewood CDP has a much lower violent crime rate of 195.4 per 100,000. It’s widely considered a safe, family-oriented community.
Winner for Safety: Lakewood CDP (by a landslide)
The Verdict: Which City Should You Choose?
After weighing the data and the lifestyle, here’s the final breakdown.
Winner for Families: Lakewood CDP
Why: Safety is the top priority for most families, and Lakewood’s crime rate is a fraction of Chicago’s. The community feel, excellent public schools, and year-round outdoor activities (from parks to beaches) are a huge draw. The trade-off is the high cost of living, which can strain a family budget. But for a safe, suburban upbringing with California weather, Lakewood is hard to beat.
Winner for Singles & Young Professionals: Chicago
Why: This is the land of opportunity. The cost of living is lower, meaning you can afford to live in a vibrant neighborhood, build savings, and still have money for nightlife, concerts, and dining out. The career opportunities in finance, tech, and the arts are immense. The social scene is unparalleled. You can build a life and a career here without being house-poor.
Winner for Retirees: Chicago
Why: This might be a surprise, but let’s look at the math. Illinois has no state tax on Social Security benefits, and property taxes are lower than in California. The median home price is far more attainable on a fixed income. Chicago also offers world-class healthcare, cultural institutions, and public transit that makes getting around without a car a breeze. Lakewood’s high cost of living and property taxes can be a burden on a fixed income, despite the beautiful weather.
Final Pros & Cons
Chicago
Pros:
- Affordable Housing: Median home price of $365,000.
- World-Class Culture: Endless museums, theaters, and restaurants.
- Transit-Friendly: A viable car-free lifestyle.
- Strong Economy: Diverse job market across industries.
- Purchasing Power: Your salary goes further.
Cons:
- Brutal Winters: Cold, snowy, and long.
- High Violent Crime Rate: 819.0/100k (though neighborhood-dependent).
- Urban Grit: Not for those seeking a quiet, pristine environment.
Lakewood CDP
Pros:
- Amazing Weather: Year-round sunshine and mild temps.
- Low Crime: Safe, family-friendly community (195.4/100k).
- Outdoor Lifestyle: Beaches, parks, and hiking nearby.
- Proximity to LA: Easy access to entertainment and job hubs.
Cons:
- Sky-High Housing Costs: Median home price of $660,100.
- Car Dependency: Driving is a must.
- High Cost of Living: Groceries, rent, and utilities are steep.
- Competitive Market: Buying a home is stressful and expensive.
The Bottom Line: Choose Chicago if you prioritize affordability, career growth, and urban energy. Choose Lakewood CDP if you prioritize safety, weather, and a relaxed suburban lifestyle—and are willing to pay a premium for it.