Head-to-Head Analysis

Lawton vs Philadelphia

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Lawton
Candidate A

Lawton

OK
Cost Index 87.6
Median Income $52k
Rent (1BR) $717
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Philadelphia
Candidate B

Philadelphia

PA
Cost Index 103.5
Median Income $60k
Rent (1BR) $1451
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📊 Lifestyle Match

Visualizing the tradeoffs between Lawton and Philadelphia

📋 The Details

Line-by-line data comparison.

Category / Metric Lawton Philadelphia
Financial Overview
Median Income $51,571 $60,302
Unemployment Rate 3.5% 4.7%
Housing Market
Median Home Price $147,250 $270,375
Price per SqFt $114 $204
Monthly Rent (1BR) $717 $1,451
Housing Cost Index 62.7 117.8
Cost of Living
Groceries Index 92.2 100.3
Gas Price (Gallon) $3.40 $3.40
Safety & Lifestyle
Violent Crime (per 100k) 458.6 726.5
Bachelor's Degree+ 23.7% 35.7%
Air Quality (AQI) 34 40

Expert Verdict

AI-generated analysis based on current data.

Philadelphia vs. Lawton: The Ultimate Head-to-Head Showdown

As a relocation expert who’s analyzed hundreds of city pairs, this matchup is one of the most striking you’ll find. We’re not comparing two similar midsize cities here. We’re pitting a massive East Coast powerhouse against a compact Oklahoma gem. It’s like comparing a Tesla Cybertruck to a reliable Ford F-150—both get the job done, but the experience is worlds apart.

So, which one deserves your ticket? Let’s break it down.


The Vibe Check: Where Do You Fit In?

Philadelphia is a 24/7 urban jungle steeped in American history. It’s gritty, vibrant, and relentlessly energetic. Think: cheesesteaks, world-class museums, bustling SEPTA trains, and a skyline that never sleeps. This is a city for people who want to feel the pulse of the nation, crave endless cultural options, and don’t mind a bit of chaos. It’s for the ambitious young professional, the history buff, and anyone who believes the best neighborhoods are defined by delis, not driveways.

Lawton is the quintessential heartland hideaway. With a population under 100,000, it offers a slower pace, strong community ties, and wide-open spaces. It’s a place where the cost of living is low, the sky is huge, and life revolves around local events, family, and the outdoors. This is for the budget-conscious family, the veteran or military member (thanks to Fort Sill), and anyone seeking a simpler, less hectic lifestyle with genuine neighborly charm.

Verdict: If you crave energy and anonymity, Philadelphia. If you want space and community, Lawton.


The Dollar Power: Where Does Your Salary Stretch Further?

Let’s talk purchasing power. It’s not just about how much you earn; it’s about what it can buy. The data here reveals a staggering gap.

Cost of Living Showdown (Table)

Category Philadelphia Lawton Difference
Median Home Price $270,375 $147,250 45% cheaper in Lawton
Median Rent (1BR) $1,451 $717 51% cheaper in Lawton
Housing Index 117.8 62.7 47% cheaper in Lawton
Utilities ~$180/month ~$210/month Slightly higher in Lawton (AC in summer!)
Groceries ~15% above nat'l avg ~5% below nat'l avg Significant savings in Lawton

Salary Wars & Purchasing Power:
Let’s say you earn the median income for each city. In Philadelphia, that’s $60,302. In Lawton, it’s $51,571. At first glance, Philly wins. But then the housing costs hit you. In Philadelphia, a median home costs 4.5x the median income. In Lawton, it’s only 2.86x. That’s a massive difference.

If you earn $100,000:

  • In Philadelphia, you’re comfortably middle-class but likely renting or buying a modest row home. Your budget will feel tight.
  • In Lawton, you’re living like a king. You could afford a spacious new home, a truck, and still have money for travel and hobbies.

Taxes: This is a critical factor. Pennsylvania has a flat income tax rate of 3.07%, plus local wage taxes (Philly’s is 3.75%). Oklahoma has a progressive income tax ranging from 0.25% to 4.75%. However, the real kicker is property taxes. Oklahoma’s effective property tax rate is among the lowest in the nation (0.86%), while Pennsylvania’s is higher (1.63%). The savings in Lawton are dramatic.

Verdict: Lawton is the undisputed champion for maximizing your dollar. The cost of living is not just lower; it’s a fraction of Philadelphia’s.


The Housing Market: Buy or Rent?

Philadelphia: A Seller’s Market with Options.
The market is competitive, especially in desirable neighborhoods like Fishtown, Queen Village, or Rittenhouse. Median home prices hover at $270,375, but that can be a down payment for a nice place in a good area—or a starting point for a fixer-upper. Rent is steep, and vacancy is low. You’re competing with a dense population. Buying is a long-term investment in a city with strong (though fluctuating) property values. Renting is often the only option for young professionals and offers flexibility but little equity.

Lawton: A Buyer’s Paradise.
The market is flooded with inventory at prices that seem like a typo to coastal buyers. With a median home price of $147,250, homeownership is within reach for most working families. You can find a 3-bedroom, 2-bath home with a yard for under $200k. It’s very much a buyer’s market, giving you leverage to negotiate. Renting is incredibly affordable and offers a low-risk way to test the community. The trade-off? Appreciation is slower. You’re buying for lifestyle and stability, not as a pure investment vehicle.

Verdict: For buying, Lawton offers unbeatable value. For renting flexibility, Philadelphia has more inventory, but you’ll pay a premium.


The Dealbreakers: Quality of Life

Traffic & Commute

  • Philadelphia: BRUTAL. The Schuylkill and I-95 are notorious parking lots. The average commute is 30-45 minutes, but rush hour can double that. Public transit (SEPTA) is extensive but plagued by delays and safety concerns. Parking in the city is expensive and scarce.
  • Lawton: A BREEZE. You can get across town in 15 minutes, max. Traffic jams are rare. Commutes are short, and parking is free and plentiful. Stress levels plummet.

Weather

  • Philadelphia: FOUR SEASONS. Humid summers (90°F+), colorful falls, snowy winters (30-40 inches of snow), and mild springs. It’s beautiful but demands a full wardrobe and seasonal maintenance.
  • Lawton: THREE SEASONS (with a harsh summer). Hot, dry summers (95°F+ is common), mild falls/winters, and brief springs. Winters are mild (occasional snow, but nothing like Philly). The big trade-off? Tornado season (April-June) is a real threat. The heat can be relentless.

Crime & Safety

This is a serious category where the data is stark.

  • Philadelphia: Violent crime rate is 726.5 incidents per 100,000 people. This is over 2.5x the national average. While many neighborhoods are safe, crime is a pervasive issue and a daily concern in many areas. You must be vigilant about where you live and travel.
  • Lawton: Violent crime rate is 458.6 incidents per 100,000 people. This is still above the national average (~230/100k) but significantly lower than Philadelphia. Lawton’s smaller size and community focus help, but it’s not immune. Safety is more manageable here.

Verdict: Lawton wins decisively on commute and traffic. Weather is a personal preference (Philly’s four seasons vs. Lawton’s heat/tornado risk). Safety is a major concern in Philadelphia, making Lawton the safer choice by the numbers.


The Verdict: Who Should Choose Which City?

After weighing the data and the lifestyle factors, here’s the clear breakdown:

Winner for Families: Lawton

Why: Your money goes exponentially further. You can afford a house with a yard ($147k median home vs. $270k), a safer community (458.6 vs. 726.5 crime rate), and a less stressful commute. The schools are decent, and your kids can play outside without the urban risks. The trade-offs (heat, fewer cultural events) are worth the stability and financial freedom.

Winner for Singles & Young Professionals: Philadelphia

Why: If you’re under 30, career-driven, and thrive on energy, Lawton will feel dead. Philadelphia offers networking opportunities, a diverse dating scene, endless nightlife, and cultural experiences you simply can’t get in a city of 90,000. You’ll sacrifice savings and safety, but you’ll gain life experience and professional connections. Warning: You’ll need a high income (well above $60k) to live comfortably.

Winner for Retirees: Lawton

Why: Fixed income? Lawton is a dream. The low cost of living, especially housing and property taxes, means your retirement savings stretch further. The slower pace, community feel, and mild winters are ideal for relaxation. The main drawback is healthcare access—specialists may require travel to Oklahoma City. Philadelphia has world-class hospitals, but the high costs and urban chaos can be overwhelming.


Final Pros & Cons

Philadelphia: The Urban Powerhouse

PROS:

  • World-class museums, arts, and food scene.
  • Rich American history at your doorstep.
  • Extensive public transit (when it works).
  • Major airport hub for travel.
  • Four distinct seasons.

CONS:

  • Extremely high cost of living, especially housing.
  • High crime rate (726.5/100k)—a major safety concern.
  • Brutal traffic and stressful commutes.
  • Heavy taxes (income, wage, property).
  • High-density living; personal space is limited.

Lawton, OK: The Heartland Haven

PROS:

  • Incredibly affordable housing ($147k median home).
  • Low crime relative to Philly (458.6/100k).
  • Short, stress-free commutes and easy parking.
  • Strong community vibe and neighborly feel.
  • Low property taxes and overall cost of living.

CONS:

  • Limited cultural/nightlife options compared to a major city.
  • Extreme summer heat and tornado risk.
  • Fewer high-paying job opportunities.
  • Healthcare access may require travel.
  • Isolated location (3+ hours to a major metro).

The Bottom Line:
If you’re chasing ambition, culture, and energy and can handle the cost and crime, Philadelphia is your city. If you’re prioritizing financial freedom, safety, and a simpler life and can tolerate the heat, Lawton is the clear winner.

Choose wisely.