📊 Lifestyle Match
Visualizing the tradeoffs between Lebanon and Chicago
Head-to-Head Analysis
Lebanon vs Chicago
Detailed breakdown of cost of living, income potential, and lifestyle metrics.
📋 The Details
Line-by-line data comparison.
| Category / Metric | Lebanon | Chicago |
|---|---|---|
| Financial Overview | ||
| Median Income | $92,288 | $74,474 |
| Unemployment Rate | 3% | 4.2% |
| Housing Market | ||
| Median Home Price | $512,000 | $365,000 |
| Price per SqFt | $244 | $261 |
| Monthly Rent (1BR) | $1,471 | $1,507 |
| Housing Cost Index | 125.3 | 110.7 |
| Cost of Living | ||
| Groceries Index | 106.8 | 103.3 |
| Gas Price (Gallon) | $3.40 | $3.40 |
| Safety & Lifestyle | ||
| Violent Crime (per 100k) | 146.4 | 819.0 |
| Bachelor's Degree+ | 56.4% | 45.7% |
| Air Quality (AQI) | 34 | 38 |
Expert Verdict
AI-generated analysis based on current data.
Chicago vs. Lebanon: The Ultimate Head-to-Head Relocation Showdown
So, you’re torn between the Windy City and the heart of New England. On one side, you have Chicago—a sprawling, world-class metropolis with deep-dish pizza, iconic architecture, and a pulse that never sleeps. On the other, you have Lebanon, a picturesque, smaller city in New Hampshire known for its quiet charm, outdoor access, and a tight-knit community feel.
This isn't just a choice between two zip codes; it's a choice between two lifestyles. Are you chasing the energy of a major metro, or are you seeking a quieter, more grounded existence? As your relocation expert, I'm here to cut through the noise, crunch the numbers, and give you the unfiltered truth. Let's dive in.
The Vibe Check: Fast-Paced Metro vs. Laid-Back New England
Let’s be real: these two cities are on different planets.
Chicago is a beast. With a population of 2.66 million, it’s the third-largest city in the U.S. It’s a global hub for finance, culture, and food. The vibe is electric—think late-night jazz clubs, world-class museums, and a skyline that takes your breath away. It’s for the person who thrives on anonymity and endless options. You can reinvent yourself here, get lost in the crowd, and find a scene for literally anything. The energy is palpable, but so is the hustle. This is a city for go-getters, creatives, and anyone who wants to be in the center of it all.
Lebanon, with a population of just 14,759, is the complete opposite. It’s a classic New England city nestled in the Upper Valley, a region known for its stunning natural beauty and the prestigious Dartmouth College nearby. The vibe is quiet, community-focused, and outdoorsy. Life moves at a slower, more deliberate pace. Think farmers' markets, hiking trails, and cozy cafes. It’s for families, nature lovers, and anyone looking to escape the constant stimulation of big-city life. The trade-off? You might have to drive to Boston or Burlington for major concerts or specialized shopping. It’s charming, but it’s not for someone who needs the buzz of a metropolis.
Who is each city for?
- Chicago is for the urban adventurer, the career-driven professional, the foodie, and the culture vulture who wants everything at their doorstep.
- Lebanon is for the homebody, the outdoor enthusiast, the retiree, and the family seeking a safe, tight-knit community with a high quality of life.
The Dollar Power: Where Does Your Salary Really Go?
This is where the rubber meets the road. The "sticker shock" can be a real dealbreaker, especially when comparing a major metro to a smaller city. Let's break down the cost of living and purchasing power.
Cost of Living Comparison
| Category | Chicago, IL | Lebanon, NH | Winner (Lower Cost) |
|---|---|---|---|
| Median Home Price | $365,000 | $512,000 | Chicago |
| Rent (1BR) | $1,507 | $1,471 | Lebanon (Slightly) |
| Housing Index | 110.7 | 125.3 | Chicago |
| Median Income | $74,474 | $92,288 | Lebanon |
Salary Wars & Purchasing Power:
Here’s the fascinating twist. Lebanon has a higher median household income ($92,288 vs. Chicago’s $74,474), but its housing market is significantly more expensive. The Median Home Price in Lebanon is $512,000, a full 40% higher than Chicago’s $365,000. The Housing Index confirms this—Lebanon is 125.3, meaning it’s 25.3% more expensive than the national average for housing, while Chicago sits at 110.7.
So, if you earn $100,000 in Chicago, your money goes further in the housing market. You can get more space for your dollar. In Lebanon, that same $100,000 will be stretched thinner by housing costs, even if other expenses like groceries are comparable. Chicago wins on pure housing value.
Taxes & The Big Picture:
New Hampshire has no state income tax and no sales tax, which is a massive financial advantage. It doesn’t tax wages, which can mean thousands of extra dollars in your pocket each year. Illinois, however, has a flat state income tax of 4.95% and a high sales tax (over 10% in Chicago). This is a critical factor. If you're a high earner, the lack of state income tax in NH can offset some of Lebanon's higher housing costs. For a median earner, the math is more nuanced, but the tax advantage is a huge point for Lebanon.
The Verdict on Dollar Power: It's a split decision. Chicago wins on housing affordability and getting more "bang for your buck" for space. Lebanon wins on tax benefits (no state income tax) and higher median income potential. Your personal financial situation (income level, family size, home ownership goals) will determine the ultimate winner.
The Housing Market: Buy vs. Rent & Market Dynamics
Chicago: The Urban Jungle
- Buy vs. Rent: Renting is extremely common in Chicago, especially in desirable neighborhoods like Lincoln Park, Lakeview, or the West Loop. The city is a renter's market in many areas, with a wide range of options from classic walk-ups to luxury high-rises. Buying is a massive commitment, but with a median price of $365,000, it’s more accessible than in many other major metros.
- Availability & Competition: It’s a competitive market for desirable properties, but the sheer scale of inventory means you have options. It’s not the cutthroat frenzy of San Francisco or New York. You can find single-family homes, condos, and townhomes. It’s generally a balanced market, leaning slightly toward buyers in slower seasons.
Lebanon: The Competitive New England Market
- Buy vs. Rent: The rental market is tight. With a population of only 14,759, there’s limited inventory. Renting ($1,471 for a 1BR) is nearly as expensive as Chicago, but you’re competing with a smaller pool of units. Buying is the primary goal for most, but with a median home price of $512,000, the entry barrier is high.
- Availability & Competition: This is a classic Seller's Market. Inventory is low, and demand is high, driven by people fleeing larger cities for quality of life. You’ll face bidding wars and need to move quickly. The high Housing Index (125.3) is a direct reflection of this scarcity and demand.
The Verdict on Housing: Chicago offers more flexibility and options for both renters and buyers. The lower price point and larger inventory make it easier to get into the market. Lebanon is a tougher, more competitive market for buyers, with higher prices and less flexibility, especially for renters.
The Dealbreakers: Quality of Life
Traffic & Commute
- Chicago: A 20-40 minute commute (by car or the famous L train) is standard for most residents. Traffic is intense, especially on the Dan Ryan or during snowstorms. The public transit system is extensive and one of the best in the country, which is a huge plus.
- Lebanon: Traffic is virtually non-existent. A 10-minute drive can get you across town. Commutes are short and stress-free. The trade-off is that you’re reliant on a car for almost everything, including trips to larger hubs like Boston (2+ hours away).
Winner: Lebanon for a stress-free, short commute.
Weather
- Chicago: Brutal. The data says average winter low is 21°F, but that’s just the start. Chicago winters are long, gray, and windy (hence the name). Lake-effect snow is real. Summers are hot and humid. It’s a city of extreme seasons.
- Lebanon: Colder on average (48°F average), but also in New England. Winters are snowy and long, but the region is built for it. Summers are pleasant and less humid than Chicago. It’s a true four-season experience with stunning falls.
Winner: Lebanon for less wind and humidity, but if you hate snow, neither is a winner.
Crime & Safety
This is a stark contrast.
- Chicago: The violent crime rate is 819.0 per 100,000. This is a serious issue. Crime is highly concentrated in specific neighborhoods, and safety can vary dramatically from block to block. It requires street smarts and research when choosing where to live.
- Lebanon: The violent crime rate is 146.4 per 100,000. This is significantly lower than both the national average and Chicago. It’s a very safe community where people leave doors unlocked and kids bike freely.
Winner: Lebanon, by a landslide. For families and anyone prioritizing safety, this is a non-negotiable point for Lebanon.
The Final Verdict
After weighing the data, the culture, and the costs, here’s my expert breakdown.
Winner for Families: Lebanon
Why: Safety first. The violent crime rate is a fraction of Chicago’s. The community is tight-knit, the schools are excellent (fed by the Upper Valley's educational resources), and the access to nature for outdoor activities is unparalleled. The higher housing cost is a hurdle, but the lack of state income tax and the superior quality of life for children make it worth the investment.
Winner for Singles & Young Professionals: Chicago
Why: Career opportunities are vast and diverse. The dating and social scene is incredible. The cost of living, while not cheap, is far more manageable than in other coastal metros, and you get a world-class city for a relative bargain. The energy, culture, and professional networks are unmatched. It’s a city to build a career and a life.
Winner for Retirees: Lebanon
Why: Safety, peace, and a slower pace of life are the top priorities for retirees. The lower violent crime rate, the walkable (in some areas) and quiet community, and the stunning natural beauty are ideal. While healthcare is strong in both cities (Chicago has world-class hospitals), the day-to-day quality of life in Lebanon is more conducive to a relaxed retirement. The lack of state income tax is also a major financial benefit for those on a fixed income.
At a Glance: Pros & Cons
Chicago: The Urban Titan
PROS:
- World-class amenities: Culture, food, arts, sports, nightlife.
- Strong job market across multiple industries.
- Excellent public transit system.
- Lower housing costs compared to other major metros.
- Vast housing inventory with more options.
CONS:
- High violent crime rate in many areas.
- Brutal winters with wind and lake-effect snow.
- High taxes (state income tax, high sales tax).
- Traffic congestion and longer commutes.
- Cost of living is high for a Midwest city.
Lebanon: The New England Gem
PROS:
- Extremely low violent crime rate and high safety.
- Vibrant, tight-knit community with a strong sense of place.
- Unbeatable access to outdoor recreation (hiking, skiing, lakes).
- No state income tax or sales tax.
- Short, stress-free commutes.
CONS:
- Very high housing costs for the Northeast.
- Extremely competitive and limited housing market.
- Smaller population with fewer amenities (shopping, major events).
- Dependence on a car for most transportation.
- Long, cold, snowy winters.
Final Recommendation
This isn't a choice between two similar cities; it's a choice between two different worlds. Your decision should hinge on what you value most.
- Choose Chicago if you crave urban energy, career growth, diversity, and endless options, and you're willing to trade off some safety and tax burdens for it.
- Choose Lebanon if you prioritize safety, community, nature, and a slower pace of life, and you're willing to pay a premium for housing and accept a smaller, less dynamic environment.
Run the numbers for your own budget, especially factoring in New Hampshire's tax advantage. But remember: the right choice is the one that aligns with the life you want to live, not just the one that looks best on paper. Good luck with your move