Head-to-Head Analysis

Rutland vs San Antonio

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Rutland
Candidate A

Rutland

VT
Cost Index 107.5
Median Income $55k
Rent (1BR) $997
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San Antonio
Candidate B

San Antonio

TX
Cost Index 93.7
Median Income $62k
Rent (1BR) $1197
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📊 Lifestyle Match

Visualizing the tradeoffs between Rutland and San Antonio

đź“‹ The Details

Line-by-line data comparison.

Category / Metric Rutland San Antonio
Financial Overview
Median Income $55,000 $62,322
Unemployment Rate 2.6% 4.2%
Housing Market
Median Home Price $255,000 $264,900
Price per SqFt $150 $153
Monthly Rent (1BR) $997 $1,197
Housing Cost Index 123.6 94.2
Cost of Living
Groceries Index 105.3 91.9
Gas Price (Gallon) $3.40 $2.35
Safety & Lifestyle
Violent Crime (per 100k) 173.3 798.0
Bachelor's Degree+ 32.2% 30.5%
Air Quality (AQI) 34 39

Expert Verdict

AI-generated analysis based on current data.

San Antonio vs. Rutland: The Ultimate Head-to-Head Showdown

Choosing a place to live is one of the biggest decisions you'll ever make. It’s where you’ll build your life, raise a family, or launch a career. Today, we’re pitting two cities against each other that couldn’t be more different: the sprawling, vibrant metropolis of San Antonio, Texas versus the quaint, tight-knit community of Rutland, Vermont.

This isn't just about numbers on a page. It's about lifestyle, budget, and what you want your daily life to feel like. So grab your coffee, and let’s break down which city might just be your perfect fit.


The Vibe Check: Big City Buzz vs. Small-Town Charm

San Antonio is a city of contrasts. It’s the seventh-largest city in the U.S., a place where history collides with modern growth. You’ve got the iconic River Walk weaving through downtown, the historic Alamo, and a booming tech and healthcare scene. The vibe is energetic, diverse, and deeply rooted in Texan and Mexican-American culture. It’s a city that feels alive 24/7, with a food scene that’s arguably the best in the South.

  • Who is San Antonio for? Young professionals looking for opportunity without the brutal price tag of Austin, families wanting ample space and sun, and anyone who thrives in a bustling, culturally rich environment.

Rutland is the polar opposite. It’s the second-largest city in Vermont, but with a population of just 15,747, it functions more like a large town. Life here moves at a slower, more deliberate pace. You’re surrounded by the Green Mountains, with outdoor activities like hiking, skiing, and leaf-peeping right at your doorstep. The community is tight-knit, and the seasons define the rhythm of life.

  • Who is Rutland for? Retirees seeking peace and natural beauty, outdoor enthusiasts who want four distinct seasons, and families prioritizing safety and community over big-city amenities.

Verdict: If you crave energy, variety, and the feeling of being in the middle of it all, San Antonio wins. If your ideal day ends with a quiet walk in the woods and knowing your neighbors by name, Rutland is your haven.


The Dollar Power: Where Does Your Money Go Further?

This is where the rubber meets the road. Let’s talk purchasing power. You might earn less in Rutland, but does it stretch further? Let’s break it down.

Cost of Living Breakdown (Table)

Category San Antonio, TX Rutland, VT Winner
Median Income $62,322 $55,000 San Antonio
Median Home Price $264,900 $255,000 Rutland (Slightly)
Rent (1BR) $1,197 $997 Rutland
Housing Index 94.2 123.6 San Antonio
Sales Tax 8.25% (State + Local) 6% (State) Rutland
Income Tax 0% 3.35% - 8.75% (Progressive) San Antonio

Salary Wars & The Tax Twist:
Here’s the kicker. On the surface, San Antonio’s median income is higher. But Texas has a 0% state income tax, while Vermont has a progressive tax that can take a significant bite out of your paycheck. If you earn $100,000 in San Antonio, your take-home pay is significantly higher than the same salary in Rutland after taxes.

However, Rutland’s housing is cheaper in both rent and the overall index. But notice the Housing Index: 94.2 for San Antonio vs. 123.6 for Rutland. This means Rutland’s housing costs are above the national average, while San Antonio’s are below. The "sticker shock" in Vermont is real, especially when you factor in heating costs during those long, cold winters.

Purchasing Power Verdict: While Rutland’s rent is lower, San Antonio offers superior purchasing power for most people, especially higher earners, due to the lack of state income tax and a lower overall cost of living relative to income. You simply get more house for your money in a larger market.


The Housing Market: Buy vs. Rent & Market Competition

San Antonio’s Market: It’s hot, but not scorching like Austin or Denver. With a median home price of $264,900, it remains one of the most affordable major metros in the U.S. The market is competitive, especially in popular neighborhoods like Alamo Heights or The Pearl District, but you won’t face the bidding wars seen in coastal cities. It’s a strong seller’s market overall, but with plenty of inventory for buyers at this price point.

Rutland’s Market: This is a classic small-town market. The median home price of $255,000 is deceptively low. Inventory is extremely tight—you’re not scrolling through hundreds of listings. Finding the right home can take time, and when a good property hits the market, it moves fast. It’s a balanced market leaning seller due to low inventory. Renting is also an option, but the rental stock is limited.

Insight: In San Antonio, you have more choices and room to negotiate. In Rutland, patience and local connections are key. If you’re a buyer who wants options, San Antonio is easier to navigate.


The Dealbreakers: Quality of Life Factors

Traffic & Commute

  • San Antonio: As a major metro, traffic is a reality. Commute times can be 30-45 minutes in rush hour, especially on I-10 and I-35. Public transit (VIA) exists but isn't as robust as in older cities.
  • Rutland: Traffic jams are not a thing. Your commute is likely a 10-15 minute drive, if that. The biggest delay might be a tractor on a country road. Public transit is limited to a few bus routes.

Weather: The Ultimate Divider

This is a massive dealbreaker. Let’s be blunt.

  • San Antonio: Think hot and humid. Summers regularly hit 95°F+ with oppressive humidity. Winters are mild (rarely freezing). You get plenty of sunshine year-round, but you must love the heat.
  • Rutland: This is true four-season living. Winters are long, cold, and snowy (average 48°F is misleading—the winter averages are in the 20s). Summers are pleasantly warm and lush. If you hate snow and cold, Rutland is a non-starter.

Crime & Safety

  • San Antonio: The data is clear. The violent crime rate is 798.0 per 100k. This is higher than the national average. Safety varies dramatically by neighborhood. You must do your research—some areas are perfectly safe, others less so.
  • Rutland: The violent crime rate is 173.3 per 100k, which is remarkably low. This is a safe, close-knit community where people feel comfortable leaving doors unlocked. It’s a world of difference.

Dealbreaker Verdict: For safety and easy commutes, Rutland is the clear winner. For weather, it’s a personal choice: sun-lovers pick San Antonio, snow-lovers pick Rutland.


The Verdict: Who Wins?

After digging into the data and the lifestyle, here’s the final breakdown.

Winner for Families

San Antonio. Why? The combination of affordable housing ($264,900), a higher median income ($62,322), and no state income tax gives families more financial breathing room. The city offers top-rated school districts (like Northside ISD), endless kid-friendly activities (zoos, museums, Six Flags), and a diverse community. While safety is a concern, many suburban neighborhoods are extremely safe and family-oriented.

Winner for Singles & Young Professionals

San Antonio. Hands down. The job market, especially in healthcare, tech, and military/aerospace, is robust. The social scene is vibrant with nightlife on the River Walk, a thriving foodie culture, and major sporting events. You can build a career and a social life without facing the crippling rent of cities like Austin or Dallas. The 0% income tax is a massive boost to your disposable income.

Winner for Retirees

Rutland. This is a tougher call, but Rutland edges out for a specific retiree profile. If you’re a retiree who values peace, safety, and nature above all else, Rutland is idyllic. The low crime rate, walkable downtown, and access to outdoor recreation are perfect for an active retirement. However, for retirees who need easy access to major medical specialists or crave a warmer climate, San Antonio’s larger hospital systems and milder winters would be better.


Final Pros & Cons List

San Antonio, Texas

PROS:

  • Strong Purchasing Power: No state income tax and a low cost of living for a major city.
  • Job Market: Diverse and growing economy.
  • Culture & Food: Unbeatable Tex-Mex, vibrant arts scene, and rich history.
  • Affordable Housing: Median home price of $264,900 is below national average.
  • Weather: Mild winters and endless sunshine.

CONS:

  • High Crime Rate: 798.0/100k violent crime rate requires careful neighborhood selection.
  • Traffic & Commutes: Congestion is a daily reality.
  • Extreme Summer Heat: Humidity can be oppressive for months.
  • Sprawl: You need a car to get around effectively.

Rutland, Vermont

PROS:

  • Incredible Safety: Violent crime rate of 173.3/100k is exceptionally low.
  • Natural Beauty: Access to mountains, lakes, and pristine forests.
  • Tight-Knit Community: A true sense of belonging.
  • No Traffic: Easy, stress-free commutes.
  • Four Distinct Seasons: Beautiful falls, pleasant summers.

CONS:

  • Limited Economy: Fewer high-paying job opportunities.
  • Harsh Winters: Long, cold, and snowy; requires a love for winter sports or tolerance for cold.
  • High Housing Burden: Housing index of 123.6 means housing is expensive relative to income.
  • Limited Amenities: Fewer dining, shopping, and entertainment options.
  • State Income Tax: Progressive tax can reduce take-home pay.

The Bottom Line: This is a choice between two lifestyles. San Antonio is for those who want growth, opportunity, and sun. Rutland is for those who prioritize peace, safety, and nature. Your wallet will likely stretch further in San Antonio, but your sense of security might be greater in Rutland. The real question is: what do you value most?