Maryland
Official 2026 Rankings

The 5 Best Places
to Live in Maryland

We analyzed 10 cities in Maryland across safety, affordability, and economic opportunity to help you make the right move.

How we ranked them

40% Safety
Violent crime rates per 100k residents.
30% Affordability
Cost of living index & housing prices.
30% Opportunity
Median household income levels.
Top Value Pick
Ellicott City CDP
Lowest Cost of Living
State Safety Avg
50/100
Based on FBI violent crime reports
Avg Prosperity Score
62/100
Reflecting median household buying power
#1
Ellicott City CDP

Ellicott City CDP

Maryland
Safety
55/100
Affordability
81/100
Median Income
$149k

Why we picked it

With a cost of living significantly lower than the Maryland average, Ellicott City CDP offers incredible value. It combines a growing economy with premium amenities, earning it the #1 spot on our 2026 list.

#2
Bethesda CDP

Bethesda CDP

Maryland
Safety
55/100
Affordability
76/100
Median Income
$191k

Why we picked it

High earning potential defines Bethesda CDP, with a median household income of $191,198. It combines a growing economy with premium amenities, earning it the #2 spot on our 2026 list.

#3
Columbia CDP

Columbia CDP

Maryland
Safety
55/100
Affordability
81/100
Median Income
$116k

Why we picked it

With a cost of living significantly lower than the Maryland average, Columbia CDP offers incredible value. It combines a growing economy with premium amenities, earning it the #3 spot on our 2026 list.

#4
Germantown CDP

Germantown CDP

Maryland
Safety
55/100
Affordability
76/100
Median Income
$101k

Why we picked it

High earning potential defines Germantown CDP, with a median household income of $101,446. It combines a growing economy with premium amenities, earning it the #4 spot on our 2026 list.

#5
Silver Spring CDP

Silver Spring CDP

Maryland
Safety
55/100
Affordability
76/100
Median Income
$100k

Why we picked it

High earning potential defines Silver Spring CDP, with a median household income of $100,116. It combines a growing economy with premium amenities, earning it the #5 spot on our 2026 list.

2026 Scientific Ranking: Best Places to Live in Maryland

Methodology Brief

This ranking utilizes a weighted algorithm to objectively evaluate the quality of life across ten major Maryland jurisdictions. The model prioritizes three quantifiable metrics: Safety (40% weight), defined by the inverse of the violent crime rate per 100,000 residents; Affordability (30% weight), derived from the inverse of the median one-bedroom rent; and Economic Output (30% weight), measured by median household income. Data points were normalized to a 0-100 scale prior to weighting, ensuring a statistically significant comparison that eliminates subjective preference in favor of data-driven utility.

Top 3 Winners Deep Dive

Rank #1: Bethesda CDP secures the top position through superior economic performance, a critical factor in our 30% economic output weight. With a median household income of $191,198, Bethesda operates in a financial tier significantly above its peers, providing a high-yield environment for wealth accumulation. While its safety profile, defined by a violent crime rate of 454/100k, is statistically identical to the majority of the top cohort, its economic advantage is decisive. The rent of $1,574 for a one-bedroom unit, while not the lowest, is proportionally justified by the area's income levels, resulting in a favorable rent-to-income ratio that underscores its top-tier status.

Rank #2: Ellicott City CDP captures the runner-up position by balancing high economic output with optimal affordability. The city boasts a robust median income of $148,677, placing it firmly in the upper echelon of earners. Crucially, it offers the most competitive rent among the top contenders at $1,489. This combination of high income and controlled housing costs creates a statistically significant value proposition. Like Bethesda, its safety metric is consistent with the top tier at a violent crime rate of 454/100k, but its superior cost-of-living efficiency provides the marginal edge over the third-place finisher.

Rank #3: Columbia CDP ranks third, demonstrating a model of high-volume economic stability. With a population of 101,379β€”the largest in the top threeβ€”Columbia sustains a healthy median income of $115,564. Its rent matches Ellicott City's low figure of $1,489, offering strong affordability. The population size indicates a mature, established community with consistent service infrastructure. While its income is lower than the top two cities, the combination of a large population base, a violent crime rate of 454/100k, and low housing costs solidifies its position as a statistically resilient and scalable living option.

The 'Hidden Gem': Glen Burnie CDP

For investors seeking maximum value, Glen Burnie CDP (Rank #9) presents the most compelling data point. While its median income of $77,549 is the lowest in the top ten, it is paired with the second-lowest rent at $1,489. This creates the most favorable rent-to-income ratio in the dataset, maximizing disposable income potential. Furthermore, its safety profile, with a violent crime rate of 454/100k, is statistically identical to the top-tier cities. For residents prioritizing cost efficiency without compromising on baseline safety metrics, Glen Burnie offers a high-yield financial opportunity that outperforms its rank suggests.

Full Rankings Table

Rank City Population Median Income Violent Crime Rate (per 100k) Rent (1BR)
1 Bethesda CDP 69,966 $191,198 454 $1,574
2 Ellicott City CDP 74,574 $148,677 454 $1,489
3 Columbia CDP 101,379 $115,564 454 $1,489
4 Germantown CDP 96,698 $101,446 454 $1,574
5 Gaithersburg 69,572 $100,387 454 $1,574
6 Silver Spring CDP 84,996 $100,116 454 $1,574
7 Waldorf CDP 82,770 $96,304 454 $1,574
8 Frederick 85,803 $96,084 454 $1,803
9 Glen Burnie CDP 79,598 $77,549 454 $1,489
10 Baltimore 565,239 $59,579 1456 $1,582

πŸ“ˆ Data Visualization

πŸ“Š Top 5 Ranking

🎯 Elite Tier Comparison

❓ Frequently Asked Questions

What is the best place to live in Maryland?

Based on our 2026 analysis of safety, affordability, and economic opportunity, Ellicott City CDP ranks as the #1 best place to live in Maryland. Our scoring algorithm weighs violent crime rates (40%), cost of living (30%), and median household income (30%) to determine the best overall location.

What is the safest city in Maryland?

Ellicott City CDP has the lowest violent crime rate among major cities in Maryland, making it the safest option for families and individuals prioritizing security. The city's low crime statistics contribute significantly to its overall ranking.

What is the most affordable place to live in Maryland?

Ellicott City CDP offers the best value for residents in Maryland, with a cost of living index below the state average. Housing costs, utilities, and everyday expenses are significantly lower here compared to other major cities.

Which city in Maryland has the highest salaries?

Bethesda CDP boasts the highest median household income in Maryland, making it ideal for career-focused professionals. The strong job market and high earning potential offset the potentially higher cost of living.

How are the best places to live rankings calculated?

Our rankings use a weighted algorithm: Safety Score (40%) based on FBI violent crime data, Affordability Score (30%) based on cost of living indices, and Prosperity Score (30%) based on median household income from Census Bureau data. Each city receives a composite score out of 100.

Explore more in Maryland

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