Missouri
Official 2026 Rankings

The 5 Best Places
to Live in Missouri

We analyzed 10 cities in Missouri across safety, affordability, and economic opportunity to help you make the right move.

How we ranked them

40% Safety
Violent crime rates per 100k residents.
30% Affordability
Cost of living index & housing prices.
30% Opportunity
Median household income levels.
Top Value Pick
Lee's Summit
Lowest Cost of Living
State Safety Avg
42/100
Based on FBI violent crime reports
Avg Prosperity Score
35/100
Reflecting median household buying power
#1
Lee's Summit

Lee's Summit

Missouri
Safety
77/100
Affordability
89/100
Median Income
$101k

Why we picked it

With a cost of living significantly lower than the Missouri average, Lee's Summit offers incredible value. It combines a strong safety record with affordable housing, earning it the #1 spot on our 2026 list.

#2
O'Fallon

O'Fallon

Missouri
Safety
46/100
Affordability
86/100
Median Income
$103k

Why we picked it

With a cost of living significantly lower than the Missouri average, O'Fallon offers incredible value. It combines a growing economy with affordable housing, earning it the #2 spot on our 2026 list.

#3
Columbia

Columbia

Missouri
Safety
66/100
Affordability
92/100
Median Income
$63k

Why we picked it

With a cost of living significantly lower than the Missouri average, Columbia offers incredible value. It combines a growing economy with affordable housing, earning it the #3 spot on our 2026 list.

#4
Blue Springs

Blue Springs

Missouri
Safety
46/100
Affordability
89/100
Median Income
$84k

Why we picked it

With a cost of living significantly lower than the Missouri average, Blue Springs offers incredible value. It combines a growing economy with affordable housing, earning it the #4 spot on our 2026 list.

#5
St. Charles

St. Charles

Missouri
Safety
46/100
Affordability
90/100
Median Income
$78k

Why we picked it

With a cost of living significantly lower than the Missouri average, St. Charles offers incredible value. It combines a growing economy with affordable housing, earning it the #5 spot on our 2026 list.

2026 Scientific Ranking: Best Places to Live in Missouri

By The Lead Data Scientist & Senior Editor | Ocity.org

This definitive ranking moves beyond anecdotal preference to deliver a quantifiable assessment of Missouri's top ten metropolitan areas. Our analysis employs a weighted algorithm prioritizing resident safety (40%), economic affordability (30%), and economic output (30%). The methodology is designed to identify communities offering the highest statistical probability of a secure, financially sustainable lifestyle.

Top 3 Winners: A Data-Driven Deep Dive

Rank #1: Lee’s Summit
The algorithm selects Lee’s Summit as the state’s premier location based on a statistically significant convergence of safety and affordability. With a violent crime rate of only 234 incidents per 100,000 residents, it is the safest city in the dataset by a substantial margin—more than 6.5 times safer than the bottom-ranked city. This safety-optimized profile is achieved without sacrificing economic viability, evidenced by a median income of $100,625, the second-highest in the state. Furthermore, with a median 1-bedroom rent of $886, the cost of living remains highly accessible. The data indicates a rare, high-yield equilibrium: top-tier safety paired with high income and moderate housing costs.

Rank #2: O'Fallon
O’Fallon earns the second position, driven primarily by its superior economic output. It leads the dataset with a median income of $103,301, providing residents with the greatest purchasing power in Missouri. While its violent crime rate of 543/100k is higher than Lee’s Summit, it remains below the dataset’s median and is statistically manageable within its economic context. The median rent of $914 is marginally higher than the top-ranked city but is offset by the significant income advantage. For households prioritizing maximum disposable income within a mid-tier safety framework, O’Fallon represents a data-supported optimal choice.

Rank #3: Blue Springs
Blue Springs secures the third rank by offering a compelling value proposition, balancing cost-efficiency with moderate economic output. Its median income of $84,075 is robust, placing it in the upper tier of earnings. The critical differentiator is affordability: both the median 1-bedroom rent of $886 and the violent crime rate of 543/100k mirror those of higher-ranking O’Fallon, but at a lower income threshold. This creates a favorable cost-to-income ratio. The data suggests Blue Springs provides a high-yield living standard where economic resources are not excessively diluted by housing or safety expenditures.

The 'Hidden Gem': The High-Value Anomaly

St. Joseph
The dataset identifies St. Joseph as the preeminent hidden gem, offering the most favorable value-to-cost ratio. While its median income of $57,205 is in the lower half, it is paired with the most accessible housing in the top ten: a median rent of $734. This creates a significant affordability surplus. Furthermore, its violent crime rate of 543/100k, while elevated, is statistically identical to the rates of the #2 and #3 ranked cities. For residents whose priority is minimizing fixed housing costs while maintaining a mid-tier safety profile, St. Joseph presents a statistically optimized financial opportunity.

2026 Missouri City Rankings: Full Data Table

Rank City Population Median Income Violent Crime Rate (per 100k) Rent (1BR)
1 Lee's Summit 104,352 $100,625 234 $886
2 O'Fallon 94,073 $103,301 543 $914
3 Blue Springs 59,416 $84,075 543 $886
4 Columbia 129,328 $62,972 345 $861
5 St. Charles 71,802 $78,359 543 $972
6 Independence 120,931 $61,432 543 $886
7 St. Joseph 70,702 $57,205 543 $734
8 Springfield 170,178 $47,728 567 $723
9 Kansas City 510,671 $65,225 1,578 $1,098
10 St. Louis 281,754 $56,245 1,927 $972

Data Source: Ocity.org 2026 Dataset. Algorithm Weighting: Safety (40%), Affordability (30%), Economic Output (30%).

📈 Data Visualization

📊 Top 5 Ranking

🎯 Elite Tier Comparison

Frequently Asked Questions

What is the best place to live in Missouri?

Based on our 2026 analysis of safety, affordability, and economic opportunity, Lee's Summit ranks as the #1 best place to live in Missouri. Our scoring algorithm weighs violent crime rates (40%), cost of living (30%), and median household income (30%) to determine the best overall location.

What is the safest city in Missouri?

Lee's Summit has the lowest violent crime rate among major cities in Missouri, making it the safest option for families and individuals prioritizing security. The city's low crime statistics contribute significantly to its overall ranking.

What is the most affordable place to live in Missouri?

Columbia offers the best value for residents in Missouri, with a cost of living index below the state average. Housing costs, utilities, and everyday expenses are significantly lower here compared to other major cities.

Which city in Missouri has the highest salaries?

O'Fallon boasts the highest median household income in Missouri, making it ideal for career-focused professionals. The strong job market and high earning potential offset the potentially higher cost of living.

How are the best places to live rankings calculated?

Our rankings use a weighted algorithm: Safety Score (40%) based on FBI violent crime data, Affordability Score (30%) based on cost of living indices, and Prosperity Score (30%) based on median household income from Census Bureau data. Each city receives a composite score out of 100.

Explore more in Missouri

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