Accountant in Wichita Falls, TX

Here is a comprehensive career guide for Accountants considering a move to Wichita Falls, TX.

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The Salary Picture: Where Wichita Falls Stands

As a local, I can tell you that Wichita Falls offers a compelling financial proposition for accountants, especially when you weigh the cost of living against earnings. The local accounting job market is stable but not explosive, which translates to predictable demand for skilled professionals. The median salary for an accountant here sits at $83,213/year, which breaks down to a comfortable $40.01/hour. This is slightly below the national average of $86,080/year, but that gap closes—and often reverses—when you factor in the city's affordability. The metro area supports a total of 205 accounting jobs, with a modest 10-year job growth projection of 4%. This isn't a market where you'll see frenetic hiring booms, but it’s also insulated from the volatility of larger cities, offering steady opportunities for the right candidate.

Experience-Level Salary Breakdown

Salaries in Wichita Falls follow a clear progression based on experience and credentials. Local firms tend to reward loyalty and specialization, though the ceiling can be lower than in major metros. The table below provides a realistic breakdown based on local market observations and regional data.

Experience Level	Years of Experience	Estimated Annual Salary (Wichita Falls)	Key Responsibilities
Entry-Level	0-2	$55,000 - $65,000	Bookkeeping, basic tax prep, accounts payable/receivable, data entry.
Mid-Level	3-7	$70,000 - $85,000	Full-cycle accounting, financial reporting, corporate tax filing, client management.
Senior	8-15	$90,000 - $105,000	Audit oversight, complex tax strategy, financial planning & analysis (FP&A), supervising staff.
Expert/Specialist	15+	$110,000+	Partner-track roles, C-suite advisory (Controller/CFO), national-level tax expertise, firm management.

Comparison to Other Texas Cities

Wichita Falls is not in the same league as the major metro hubs, and that's reflected in the salary data. While the pay is lower, the value you get for your dollar is dramatically higher. It's a trade-off between high earnings with high costs versus solid earnings with a low financial burden.

City	Median Accountant Salary	Cost of Living Index (US Avg=100)	Median 1BR Rent
Dallas-Fort Worth	$95,000+	105.5	$1,400+
Austin	$92,000+	112.5	$1,500+
Houston	$94,000+	101.8	$1,300+
Wichita Falls	$83,213	88.9	$843

Insider Tip: Don't just look at the salary number. An accountant making $83,213 in Wichita Falls has a similar, if not better, take-home purchasing power than an accountant making $95,000 in Dallas once you factor in rent, commute, and taxes. This is a classic case of "big fish in a small pond" economics.

The Real Take-Home: After Taxes and Rent

Let's get down to brass tacks. How far does that $83,213 median salary actually go? For this calculation, we'll assume a single filer with no dependents, using standard deductions for a 2024 estimate. Texas has no state income tax, which is a significant advantage.

Monthly Budget Breakdown for an Accountant at Median Salary ($83,213/year):

• Gross Monthly Pay: $6,934.42
• Federal Income Tax (Est.): -$980
• FICA (7.65%): -$530
• Net Monthly Take-Home: ~$5,424

With a take-home of roughly $5,424 per month, and the average 1BR rent in the city at $843, you're left with $4,581 for all other expenses. This is a very healthy ratio.

Can they afford to buy a home?
Absolutely. The Wichita Falls housing market is one of the most accessible in Texas. As of late 2023/early 2024, the median home price in the Wichita Falls metro is approximately $190,000 - $210,000. Using a conservative estimate of $200,000:

• 20% Down Payment: $40,000
• Loan Amount: $160,000
• Estimated Monthly Mortgage (30-year, 7% rate): ~$1,064

Even after adding property taxes (which are higher in Texas, roughly 1.8-2.2% of assessed value), insurance, and utilities, a homeowner's monthly payment would likely be around $1,400 - $1,600. This is well within reach for an accountant earning the median salary, leaving over $3,800 for other living expenses, savings, and retirement contributions. This financial flexibility is a primary reason many professionals choose Wichita Falls over coastal or larger metro areas.

Where the Jobs Are: Wichita Falls's Major Employers

The job market for accountants in Wichita Falls is diverse, spanning public accounting, corporate, government, and healthcare. Networking is key, as many positions are filled through referrals. Here are the major players:

1. United Regional Health Care System: As the largest healthcare provider in the region, United Regional is a major employer for accountants, particularly in revenue cycle management, financial reporting, and compliance. They offer stable, salaried positions with good benefits. Hiring tends to be steady but competitive for senior roles.

2. City of Wichita Falls: Municipal government is a significant source of accounting jobs. The city's finance department handles everything from budgeting for public works to managing grants. These roles offer excellent job security and a pension plan, though salaries may be slightly below the private sector median. Check the city's official website for postings.

3. Independent School District (ISD): The Wichita Falls Independent School District, along with surrounding districts like Burkburnett and Iowa Park, requires accountants for budget management, payroll, and federal grant accounting. These are often 9-month or 12-month positions with summers off or reduced hours, appealing to those with families.

4. Local Public Accounting Firms: While not the Big Four, Wichita Falls has a robust network of local and regional CPA firms. Examples include Hill & Hill, P.C. and Carr, Riggs & Ingram (which has a local office). These firms handle tax, audit, and consulting for local businesses. Hiring is cyclical, with a surge during tax season (Jan-April). It's a great place to get diverse experience.

5. Kemp & Associates / Other Local Manufacturers: The region has a history of manufacturing and agriculture. Companies like Kemp & Associates (a large accounting firm that also serves as a business advisory hub) and various agricultural co-ops and manufacturing plants need in-house accountants for cost accounting, inventory management, and financial analysis.

6. Sheppard Air Force Base: As a major federal installation, Sheppard AFB provides opportunities for accountants in federal government roles, including budget analysts and financial managers. These jobs often require or prefer U.S. citizenship and may involve security clearances. They are posted on USAJOBS.gov.

Hiring Trends: The market is not in a hiring frenzy, but demand is consistent for experienced (mid-level and above) CPAs. The 10-year growth of 4% indicates a replacement market with slight expansion. Specializations in healthcare finance, government accounting, and business advisory services are particularly valuable.

Getting Licensed in TX

To practice as a CPA in Texas, you must be licensed by the Texas State Board of Public Accountancy (TSBPA). The process is rigorous but straightforward.

Requirements:

1. Education: A bachelor's degree (150 semester hours) with a concentration in accounting from an accredited university. Notably, the University of North Texas (UNT) in Denton, a short drive away, has a well-regarded accounting program that meets these requirements.
2. Exam: Pass all four sections of the Uniform CPA Examination (AUD, BEC, FAR, REG). You can sit for the exam in Texas or another jurisdiction.
3. Experience: 2,000 hours of experience in accounting or related services, supervised by a licensed CPA, is required. This can be gained in public accounting, industry, government, or academia.
4. Ethics Exam: Pass the Texas State Board's ethics exam.

Costs & Timeline:

• Exam Fees: Approximately $1,500 for all four sections (fees vary by state and section).
• Application & Licensing Fees: Around $200 for the initial application and $200 for the license itself.
• Study Materials: A major cost, typically $1,500 - $3,000 for a comprehensive review course (e.g., Becker, Wiley).
• Total Estimated Upfront Cost: $3,200 - $4,700 (excluding education costs).

Timeline: From start to finish, it typically takes 12-18 months. This includes completing the 150-hour requirement, studying for and passing the exams (6-12 months), and gaining the required experience (often concurrent with exam prep).

Insider Tip: Many local employers, especially the larger firms and United Regional, offer CPA exam reimbursement or bonus programs. Always ask about this during interviews. Also, the TSBPA website is your single source of truth—bookmark it.

Best Neighborhoods for Accountants

Wichita Falls is a compact city, so commutes are generally short (10-20 minutes). Choosing a neighborhood is more about lifestyle than commute time. Here’s a local's guide:

1. The Southwest (near Kell Blvd & Southwest Pkwy):

   • Vibe: Modern, commercial, and convenient. This is where most new apartment complexes and shopping centers are located.
   • Commute: Easy access to corporate offices (like United Regional's campus), downtown, and I-44.
   • Rent Estimate: A modern 1BR apartment here runs $900 - $1,100/month.
   • Best For: Young professionals who want minimal commute and easy access to amenities.

2. Downtown & The Historic District:

   • Vibe: Walkable, charming, with a growing sense of community. You'll find renovated lofts, local coffee shops, and the city's cultural events.
   • Commute: Very short if you work for the city, a downtown firm, or the school district. Walking or biking is feasible.
   • Rent Estimate: A 1BR loft or apartment can range from $800 - $1,200+, depending on size and amenities.
   • Best For: Those who value community, character, and a short commute.

3. North & Northeast (near Sheppard AFB):

   • Vibe: Established, family-friendly neighborhoods with more space. This area is closer to the base and has a mix of older and newer homes.
   • Commute: 10-15 minutes to downtown or the business corridor. Traffic is minimal.
   • Rent Estimate: More affordable, with 1BR apartments or older houses available for $700 - $900/month.
   • Best For: Families or those seeking more space and a quieter, established community feel.

4. Burkburnett & Iowa Park (Outlying Towns):

   • Vibe: Small-town charm, tight-knit communities. These towns are 10-15 minutes northwest of Wichita Falls proper.
   • Commute: A straightforward 15-20 minute drive to most Wichita Falls employers.
   • Rent Estimate: Significantly lower. You can find 1BR apartments or small houses for $600 - $800/month.
   • Best For: Those who don't mind a short commute for a dramatic reduction in housing costs and a quieter lifestyle.

The Long Game: Career Growth

Career advancement in Wichita Falls requires a proactive approach. The ceiling can be lower than in a major metro, but the path to partnership or a senior executive role can be faster due to less competition.

Specialty Premiums:

• CPA License: This is non-negotiable for serious advancement. It commands a salary premium of 10-20% and opens doors to management.
• Niche Specializations: Expertise in healthcare revenue cycle (via United Regional), agricultural tax, or state/local government accounting are highly valued and can lead to premium pay.
• Technology Proficiency: Mastery of advanced ERP systems (like SAP or Oracle), data analytics tools (Power BI), and automation software is increasingly in demand and can set you apart.

Advancement Paths:

• Public Accounting: Staff Accountant → Senior → Manager → Partner/Principal. The timeline to partner can be quicker in a local firm than a national one.
• Corporate: Staff Accountant → Senior Accountant → Accounting Manager → Controller → CFO. The Controller and CFO roles are the pinnacle of corporate accounting in Wichita Falls, often at United Regional, large manufacturers, or school districts.
• Government: Entry-Level → Financial Analyst → Budget Manager → Finance Director. Stability and pension are the key benefits here.

10-Year Outlook:
The 4% job growth suggests a stable, not booming, market. Demand will be driven by retirements of current CPAs and the need for accountants with modern tech skills. The rise of remote work is a double-edged sword: it allows local accountants to access higher-paying remote roles from other states, but it also means competition from outside the area for local jobs. Your best bet is to build a deep network in Wichita Falls and develop a specialty that is less susceptible to remote competition (e.g., in-person audit work, local tax advising).

The Verdict: Is Wichita Falls Right for You?

Wichita Falls is not for everyone. It’s a pragmatic choice for accountants who value financial stability, a low cost of living, and a manageable lifestyle over the high-energy, high-cost environment of a major metro.

Pros	Cons
Extremely affordable cost of living. Your salary goes much further.	Lower salary ceiling than major metros.
Short, stress-free commutes. A 15-minute drive is the norm.	Limited job market size (205 jobs). Fewer employers to choose from.
Strong sense of community and a slower, more personal pace of life.	Fewer networking events and professional development opportunities.
Stable job market in government, healthcare, and education.	Can feel isolated if you're used to big-city amenities and diversity.
Easy path to homeownership and building wealth.	Limited cultural/diversity scene compared to larger cities.

Final Recommendation:
Move to Wichita Falls if: You are a mid-career accountant (or a confident new graduate) who is debt-averse or seeking to buy a home quickly. You prioritize work-life balance and a short commute. You are self-motivated to drive your career growth through specialization and networking.

Think twice if: You are a fresh graduate seeking the fastest possible career acceleration in a highly competitive environment. You rely on a dense ecosystem of frequent professional events and endless networking opportunities. You crave the buzz of a big city with major league sports, world-class dining, and a vibrant nightlife.

FAQs

1. What is the job market like for someone without a CPA license?
It's possible but limiting. You can find bookkeeping, staff accountant, and AP/AR roles, especially in smaller businesses or non-profits. However, to reach the median salary of $83,213 and advance to senior roles, a CPA license is strongly expected. Without it, you'll likely plateau below the median.

2. How competitive are the jobs at United Regional or the City?
They are competitive due to the benefits and stability. Tailor your resume to the specific job description. For public sector roles (City, ISD), emphasize any experience with government accounting standards (GASB) or grant management. For United Regional, highlight healthcare finance experience or a willingness to learn the industry.

3. Is it easy to transition from public to corporate accounting here?
Yes, the network is small enough that transitions are common. Many accountants start in local public accounting firms to get broad exposure, then move to a corporate Controller or senior accountant role at a local manufacturer or the healthcare system after 3-5 years. It's a well-trodden path.

4. What are the networking opportunities?
The North Texas Chapter of the Texas Society of CPAs holds events, often in Wichita Falls or nearby Denton. Joining is essential. Additionally, the local Chamber of Commerce and industry-specific groups (like healthcare or manufacturing associations) are valuable. The key is to show up consistently; it's a relationship-driven market.

5. What should I budget for a move from a more expensive city?
Your biggest savings will be on housing. If your current rent is $1,500+, you could cut that by nearly half. However, factor in moving costs (which