Carpenter in Jackson, TN

The Salary Picture: Where Jackson Stands

As a carpenter looking at Jackson, TN, the first question is always about the paycheck. Let's be direct: you're not going to get rich here, but you can live comfortably if you're smart about it. The median salary for a carpenter in the Jackson metro area is $54,751 per year, which breaks down to $26.32 per hour. This is slightly below the national average for carpenters, which sits at $56,920/year. The key difference, however, isn't the number on the check—it's what that number buys you in West Tennessee. With a Cost of Living Index of 87.3 (where the U.S. average is 100), your dollar stretches about 13% further here than it does nationally.

Jackson's construction market is modest but consistent. There are approximately 136 carpenter jobs in the metro area. The 10-year job growth is projected at 5%, which isn't explosive, but it's steady. This growth is tied to a few key factors: ongoing residential development in growing suburbs, infrastructure projects, and the constant need for maintenance and renovation in the city's older building stock. The demand is for quality craftsmanship, not just cheap labor.

To give you a clearer picture of where you might fit in, here’s a breakdown of salary expectations by experience level. These are estimates based on local job postings and industry conversations, not official BLS data for this specific metro, but they reflect the reality on the ground.

Experience Level	Estimated Annual Salary	Typical Responsibilities in Jackson
Entry-Level (0-2 years)	$38,000 - $45,000	Framing, basic trim work, assisting senior carpenters, cleaning up job sites.
Mid-Level (3-7 years)	$50,000 - $62,000	Running crews on residential remodels, complex trim, cabinet installation, window/door fitting.
Senior-Level (8-15 years)	$60,000 - $75,000+	Project management, custom millwork, commercial site supervision, mentoring apprentices.
Expert/Specialist (15+ years)	$70,000 - $90,000+	High-end custom home building, complex historical restoration, business ownership.

How does this compare to other Tennessee cities?
Jackson is positioned as a more affordable alternative to the state's larger hubs. While Nashville carpenters can command higher median salaries (often $59,000 - $65,000+), the cost of living there is drastically higher (Nashville's COL index is ~112). Memphis has a similar median salary to Jackson but a higher crime rate and less stable suburban growth. Knoxville and Chattanooga are comparable in pay but have their own competitive markets. Jackson's advantage is its lower barrier to entry for homeownership and a less saturated, more community-focused business environment.

Insider Tip: Don't just look at the base salary. Many local contractors, especially in the custom home and commercial sectors, offer performance bonuses, vehicle allowances, or health insurance contributions that can add $5,000 - $10,000 to your total compensation package. Always ask about the full benefits package, not just the hourly wage.

The Real Take-Home: After Taxes and Rent

Let's put the median salary of $54,751 into a practical monthly budget for someone living in Jackson. This assumes a single person with no dependents, filing taxes as a single filer, and using the 2024 tax brackets.

• Gross Monthly Income: $4,562.58
• Estimated Federal Income Tax (after standard deduction): ~$380/month
• FICA (Social Security & Medicare): ~$347/month
• TN State Tax: $0 (Tennessee has no state income tax on wages)
• Net Take-Home Pay: ~$3,835/month

Now, let's factor in rent. The average 1-bedroom apartment in Jackson rents for about $866/month. This is a realistic baseline, but it varies by neighborhood (see the section below).

Sample Monthly Budget for a Carpenter Earning the Median:

• Net Pay: $3,835
• Rent (1BR): -$866
• Utilities (Electric, Water, Gas, Internet): -$250
• Groceries: -$400
• Car Payment/Insurance (Essential in Jackson): -$500 (Car ownership is a must)
• Fuel: -$150
• Health Insurance (if not employer-paid): -$300
• Tools & Maintenance: -$100
• Discretionary (Dining, Entertainment, Savings): -$1,269

Can they afford to buy a home?
Yes, absolutely. This is one of Jackson's biggest selling points for skilled tradespeople. With a take-home of $3,835 and a conservative budget, you could easily save $800-$1,000/month for a down payment. The median home price in Jackson is around $220,000 - $250,000. A 20% down payment on a $230,000 home is $46,000. At a $1,000/month savings rate, that's about 4 years. However, many local lenders offer USDA (Rural Development) or FHA loans requiring much less down (0-3.5%), making homeownership attainable within 1-2 years of steady work.

Insider Tip: Many local contractors have relationships with credit unions like First Community Mortgage or Jackson Energy Authority Credit Union. They often offer preferential rates or lower down payment requirements for employees in the trades. It's worth asking your potential employer if they have any such partnerships.

Where the Jobs Are: Jackson's Major Employers

Jackson's construction and woodworking job market is dominated by a mix of large regional contractors, local family-owned businesses, and specialty shops. The 136 jobs are spread across these types of employers.

1. Ross Downing Construction & Ross Downing Homes: One of the largest and most respected residential builders in the region. They are consistently hiring for framers, finish carpenters, and site supervisors. They handle everything from standard subdivisions to high-end custom homes in areas like Placey Hill and Belvedere. They have a reputation for steady work and good benefits.

2. H.R. Pickett & Sons: A major commercial and industrial contractor based in Jackson. They work on projects for local industry (see below), schools, and healthcare facilities. Their jobs are more project-based but often long-term (6-18 months). They value precision and reliability, and their work can be a great resume builder for someone looking to move into commercial carpentry.

3. Jackson Woodworking & Custom Cabinetry: A smaller, high-end shop specializing in custom cabinets, built-ins, and millwork for homes and businesses. This is a niche for master craftsmen. They often look for finish carpenters with an eye for detail. Pay here can be higher than the median for top talent, but it's a more specialized market.

4. West Tennessee Healthcare (Facilities Dept.): The massive regional hospital system employs in-house carpenters for maintenance, renovation, and new construction projects. These jobs are prized for their stability, excellent benefits (including pensions), and regular 9-to-5 schedules. Check the "Career" section of the West Tennessee Healthcare website for openings.

5. The City of Jackson (Public Works Dept.): The city itself employs carpenters for maintaining public buildings, parks, and infrastructure. This is another source of stable, government-level work with good benefits. It's less about new construction and more about repair and upkeep.

6. Local Home Builders & Remodelers: The backbone of the market. Companies like Hallmark Homes, Trio Construction, and dozens of smaller, owner-operator firms are always looking for reliable help. The best way to find these jobs is through word-of-mouth at local supply houses like Gibson Lumber & Supply or The Home Depot on Vann Drive.

Hiring Trends: There's a noticeable shift toward more energy-efficient and "tech-savvy" construction. Employers are increasingly looking for carpenters who are familiar with advanced framing techniques, insulated concrete forms (ICF), and have basic digital skills (using plan software on tablets). The demand for experienced project managers who can read blueprints, manage timelines, and handle client communication is also growing.

Getting Licensed in TN

Tennessee has a relatively straightforward licensing system compared to some states, but it's crucial to follow the steps. The primary license for residential and commercial carpentry is the State Certified Contractor License.

Requirements & Process:

1. Experience: You must prove a minimum of 4 years of journeyman-level experience. This can be a combination of education (vocational school, apprenticeship) and on-the-job training. The Tennessee Board for Licensing Contractors will review your application.
2. Examination: You must pass the state's Business and Law exam, plus a specific carpentry trade exam. The exams are administered by PSI Services. Study materials are available directly from the Tennessee Board.
3. Financial & Insurance Proof: You need to show proof of financial stability (a surety bond or financial statement) and carry general liability insurance (minimum $100,000 for residential, more for commercial).
4. Application & Fees: Submit an application to the Tennessee Board for Licensing Contractors. Fees include an application fee, exam fee, and license fee. Total initial cost (including study materials, exams, and bond) can range from $800 to $2,500, depending on your path.

Timeline:

• Gathering Experience: 4+ years (can be concurrent with apprenticeship).
• Studying for Exams: 1-3 months of dedicated study.
• Application Processing: 6-8 weeks after submitting a complete application.
• Total Realistic Timeline: 6-9 months from the decision to apply to receiving your license, assuming you already have the required experience.

Important Note: For smaller jobs (under $25,000), Tennessee has a "Home Improvement" license, which has less stringent requirements. However, for any commercial work or projects over $25,000, the full Certified Contractor License is mandatory. It's highly advisable to get the full license to avoid legal and financial pitfalls.

Insider Tip: The Associated Builders and Contractors (ABC) of Tennessee chapter in Nashville offers excellent prep courses and apprenticeships. While the chapter is statewide, their resources are invaluable. Also, the Jackson State Community College Workforce Development sometimes offers short-term construction and safety courses that can help with the experience documentation.

Best Neighborhoods for Carpenters

Living in Jackson means choosing between a quicker commute to work sites (often in industrial or older residential areas) versus more suburban lifestyle. Here are top picks for different priorities.

1. North Jackson / Humboldt Road Area:

   • Commute: Excellent for jobs in the industrial park, at West TN Healthcare, or with contractors based in north Jackson. Average commute: 15-20 minutes.
   • Lifestyle: Older, established neighborhoods with larger lots. Good access to shopping on Vann Drive and Highway 45 Bypass.
   • Rent Estimate: $750 - $950/month for a 1BR/2BR apartment or small house.
   • Best For: Carpenters who prioritize a short commute and don't mind an older, more practical living space.

2. South Jackson / Oil Well Road Corridor:

   • Commute: Good for jobs in the southern part of the city, new subdivisions, and commercial projects. Average commute: 20-25 minutes.
   • Lifestyle: Mix of older homes and newer, affordable housing developments. Closer to parks like McClellan Park and some of the city's better public schools.
   • Rent Estimate: $800 - $1,000/month for a 1BR/2BR apartment or house.
   • Best For: Those with families or who want more modern housing stock without paying premium prices.

3. Placey Hill / Belvedere (East Side):

   • Commute: Can be longer (30+ minutes) depending on job site, but easy access to I-40 and Highway 45.
   • Lifestyle: This is where many of Jackson's custom homes are built. It's more upscale, with larger lots, newer schools, and a quieter, more suburban feel.
   • Rent Estimate: $1,100 - $1,500/month for a 2BR/3BR apartment or house. This is above the city median but reflects the quality of life.
   • Best For: Senior carpenters or those with families who want a nicer neighborhood, good schools, and are willing to pay a bit more.

4. Downtown Jackson:

   • Commute: Walking or short drive to many renovation and historic preservation projects.
   • Lifestyle: A growing arts and food scene. More walkable, with local coffee shops (like J.J.'s Downtown) and the revitalized City Market. Housing is a mix of apartments and renovated lofts.
   • Rent Estimate: $700 - $1,200/month for a 1BR apartment or loft.
   • Best For: Younger, single carpenters who want a vibrant social scene and don't own a large amount of personal tools that need storage.

Insider Tip: Avoid housing immediately adjacent to the railroad tracks, especially in the older parts of the city. While these areas can be cheap, the noise and vibration can be a constant nuisance. Always visit a potential rental at different times of day and night.

The Long Game: Career Growth

While Jackson isn't a boomtown like Nashville, there is a clear path for advancement if you're strategic.

Specialty Premiums:

• Finish Carpentry & Millwork: Carpenters who excel in detailed finishing, custom cabinetry, and trim work can command 10-20% above the median salary.
• Commercial Carpentry: Working on large commercial projects (for employers like H.R. Pickett) often pays more and provides access to union-scale wages and benefits, though the work can be less consistent.
• Project Management: Moving from a tool belt to a clipboard is the biggest leap. Project managers in Jackson can earn $75,000 - $90,000+. This requires strong communication skills, knowledge of scheduling software, and the ability to manage budgets and client expectations.

Advancement Paths:

1. Apprentice -> Journeyman -> Foreman: The standard path. You'll gain experience, get licensed, and eventually lead a small crew.
2. Employee -> Business Owner: Many successful local contractors started as employees. Jackson is a great place to start a small business due to lower startup costs and a network of potential clients. A $54,751 median salary means you have a solid baseline to build upon.
3. Niche Specialization: Focus on a high-demand area like aging-in-place modifications, historic home restoration (Jackson has a lot of them), or green building techniques. There's less competition here, and you can set your own rates.

10-Year Outlook:
The 5% job growth is modest but meaningful. It will be driven by:

• Demographic Shifts: An aging population needing home modifications.
• Commercial Expansion: Growth at local industrial plants (like the large Tyson Foods facility) may lead to expansions requiring new construction.
• Residential Infill: As Nashville's housing prices continue to climb, more people are looking at affordable markets like Jackson, which could spur new suburban developments.

The key isn't chasing rapid growth but building a reputation for quality and reliability. In a market of 136 jobs, being known as the go-to person for a specific skill will make you indispensable.

The Verdict: Is Jackson Right for You?

Pros	Cons
Very Low Cost of Living (COL index 87.3)	Lower median salary ($54,751) vs. national average
Affordable Homeownership (Median price ~$230k)	Job market is smaller (136 jobs) with modest growth (5%)
No State Income Tax	Car dependency is high; limited public transit
Steady, Stable Work with reputable local employers	Less career diversity; fewer large corporate HQs
Strong Community & Networking among trades	Limited nightlife/cultural scene for young singles
Access to Major Highways (I-40, I-55) for regional work

Final Recommendation:
Jackson, TN is an excellent choice for a mid-career carpenter (5-10 years experience) who is ready to buy a home and establish long-term roots. It is not the place for someone seeking the highest possible salary or a fast-paced, high-growth corporate ladder. It's ideal for a craftsman who values stability, affordability, and a community where your work is recognized and your dollar goes far.

Jackson is NOT for you if:

• You need the highest salary possible and are unwilling to trade salary for a lower cost of living.
• You rely on robust public transportation or want a car-free lifestyle.
• You're looking for a bustling, 24/7 urban environment.

Jackson IS for you if:

• You want to own a home within a few years of