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Chef/Head Cook in Chattanooga, TN

Median Salary

$48,920

Vs National Avg

Hourly Wage

$23.52

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+3%

10-Year Outlook

As a career analyst and a local who's watched Chattanooga's culinary scene evolve from a barbecue-and-burger town to a legitimate food destination, I can tell you this: moving here as a Chef or Head Cook is a calculated bet. It's not the booming, high-stakes kitchen culture of Nashville or Atlanta, but it offers a unique blend of Southern tradition, a lower cost of living, and a real sense of community. This guide is your blueprint, grounded in data and street-level insight.

The Salary Picture: Where Chattanooga Stands

Let's cut to the chase. The financial reality for a Chef/Head Cook in Chattanooga is solid, especially when you factor in the cost of living. The median salary is $59,046 per year, which breaks down to an hourly rate of $28.39. This is just shy of the national average of $60,350, but it feels significantly more substantial here.

The key is the local context. With a Cost of Living Index of 92.8 (where the U.S. average is 100), your dollar stretches further. You're not fighting the $2,000+ rents of major metros. While the metro population of 187,023 limits the number of top-tier, high-paying positions, the 10-year job growth of 5% signals stability, not explosive growth. This is a market for seasoned cooks who value quality of life over chasing the next Michelin star.

Hereโ€™s how experience breaks down in our local market:

Experience Level Typical Chattanooga Salary Range What to Expect
Entry-Level (Sous Chef) $40,000 - $48,000 Often in assisting roles at larger restaurants or hotels. Focus is on speed and consistency.
Mid-Level (Head Cook) $52,000 - $65,000 Running a station or a small kitchen. This is the median range and where most jobs fall.
Senior (Executive Chef) $70,000 - $90,000 Managing a full restaurant kitchen, menu development, and staff. Limited to established, higher-volume spots.
Expert (Chef/Owner) Variable Highly dependent on the business's success. Profit-sharing is common in this tier.

Chattanooga vs. Other Tennessee Cities:

  • Nashville: Salaries can be 15-25% higher, but the cost of living is drastically steeper. Competition is fierce.
  • Knoxville: Very similar to Chattanooga in pay and cost of living, with a strong college-town restaurant scene.
  • Memphis: Salaries may be slightly lower, with a different culinary focus (BBQ, soul food) and a lower cost of living.

Insider Tip: The $59,046 median is your baseline. Your actual take-home will hinge heavily on the type of establishment. A Head Cook at a high-volume downtown restaurant like Main Street Meats or a hotel like the Chattanooga Choo Choo will hit this number. A chef at a smaller, independent spot in North Chattanooga might start lower but could have profit-sharing potential.

๐Ÿ“Š Compensation Analysis

Chattanooga $48,920
National Average $50,000

๐Ÿ“ˆ Earning Potential

Entry Level $36,690 - $44,028
Mid Level $44,028 - $53,812
Senior Level $53,812 - $66,042
Expert Level $66,042 - $78,272

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

๐Ÿ’ฐ Monthly Budget

$3,180
net/mo
Rent/Housing
$1,113
Groceries
$477
Transport
$382
Utilities
$254
Savings/Misc
$954

๐Ÿ“‹ Snapshot

$48,920
Median
$23.52/hr
Hourly
0
Jobs
+3%
Growth

The Real Take-Home: After Taxes and Rent

This is where Chattanooga's value proposition becomes clear. Let's break down a monthly budget for someone earning the median salary of $59,046.

Assumptions:

  • Annual Salary: $59,046
  • Taxes: ~22% (Federal, State, FICA - a conservative estimate for this bracket)
  • Take-Home Pay: $46,000/year or **$3,833/month**
  • Average 1BR Rent: $1,085/month

Monthly Budget Breakdown:

Expense Category Estimated Cost Notes
Take-Home Pay $3,833
Rent (1BR) $1,085 Average for the metro area.
Utilities (Electric, Gas, Water) $150 Varies by season. Summers can be humid.
Groceries & Household $400 Chef's budget. You know how to stretch ingredients.
Car Payment/Insurance/Gas $450 Chattanooga is car-dependent. Public transit is limited.
Health Insurance $300 If not fully covered by employer.
Discretionary (Eating out, etc.) $500 A chef's "R&D" fund.
Savings/Debt $948 The crucial number. This leaves a solid buffer.

Can they afford to buy a home?
Yes, but it requires discipline. The median home price in the Chattanooga metro is around $315,000. With a $948 monthly savings rate, a potential homebuyer could save $11,376 per year. A 5% down payment on a $315,000 home is $15,750โ€”achievable in about 14 months. However, a 20% down payment ($63,000) would take over 5 years. Most local chefs opt for FHA loans or buy in more affordable neighborhoods, using their savings rate to build equity. It's very possible, unlike in markets like Nashville or Austin.

Where the Jobs Are: Chattanooga's Major Employers

The job market here isn't about a thousand tiny bistros. It's anchored by a few key sectors. With 374 jobs in the metro for this role, you're looking at a tight-knit community where reputation matters.

  1. Hospitality & Tourism: This is the engine. The Chattanooga Choo Choo complex is a massive employer, with multiple restaurants and catering operations. The McKinney and The Edwin hotels also have significant culinary teams.
  2. Large Restaurant Groups: Groups like the Feed Table & Tavern (owned by the team behind Main Street Meats) and Taco Bell franchisees (surprisingly large employers) offer structured career paths and benefits.
  3. Healthcare Systems: It's a stable, often overlooked sector. Erlanger Health System and Parkridge Medical Center run large cafeterias and catering services for staff and events. These jobs are recession-proof and offer regular hours.
  4. Higher Education: University of Tennessee at Chattanooga (UTC) and Chattanooga State Community College have dining halls and catering departments. Good benefits, but lower pay than the private sector.
  5. Corporate Dining: Companies like BlueCross BlueShield of Tennessee and Unum have on-site cafeterias for their thousands of employees. These are competitive, salaried positions with great hours.
  6. Independent Fine Dining: The real passion projects. Places like St. John's Restaurant and Alleia are where top-tier chefs build reputations. These jobs are highly coveted and often filled by internal promotion.

Hiring Trends: Post-pandemic, there's a noticeable shift. Fine dining is recovering, but stable, salaried positions in healthcare and corporate dining are in high demand. There's also a growing niche for chefs who can manage off-site catering and events, a sector that's booming in Chattanooga's active outdoor community.

Getting Licensed in TN

Tennessee does not require a state-issued license to be a chef or cook. However, there are critical certifications that will make you a more attractive candidate and are often required by employers.

  • Food Manager Certification: This is the big one. The Tennessee Department of Health requires at least one certified food protection manager on staff. The exam is administered by providers like ServSafe. Cost: $125 - $175. Timeline: You can study online and take the exam in a week. This is non-negotiable for a Head Cook role.
  • Food Handler's Permit: Required for all staff handling food. Less intensive. Cost: $10 - $20. Timeline: Can be completed online in a few hours.
  • Alcohol Service Certification (TABC): If your role involves managing a bar or serving alcohol, you'll need this. Cost: $10. Timeline: 2-3 hours online.

Insider Tip: When you're hired, the restaurant will typically cover the cost of your Food Manager Certification. Don't pay for it upfront. List "ServSafe Manager Certified" on your resume, and you'll already be ahead of 50% of applicants.

Best Neighborhoods for Chef/Head Cooks

Chattanooga is a city of distinct neighborhoods, and your choice depends on your commute tolerance and lifestyle.

Neighborhood Vibe & Commute 1BR Rent Estimate Why a Chef Would Live Here
North Chattanooga Walkable, trendy, near the river. 5-15 min drive to downtown jobs. $1,100 - $1,400 Close to the action. Easy to get to work at St. John's or Alleia. The best grocery stores (Whole Foods, Earth Fare) are here.
Southside Up-and-coming, more residential, near the airport. 10-20 min drive. $950 - $1,200 More affordable. Great access to I-24 for commutes to Hixson or Lookout Valley. Quieter.
Lookout Valley Suburban, family-oriented. 20-25 min drive to downtown. $850 - $1,100 If you work at a restaurant on Lookout Mountain (like the Mountain Opry or lodges), this is your best bet. Very low rent.
Downtown Urban, expensive, walkable. You might not need a car. $1,200 - $1,600 For the chef who wants to be in the thick of it. The walk to work is a major perk for those who hate traffic.

Personal Insight: North Chattanooga is the sweet spot for most culinary professionals. You're a 5-minute drive from the heart of the restaurant scene, and you can decompress by walking along the Tennessee River after a brutal dinner service.

The Long Game: Career Growth

Chattanooga isn't a city for rapid, explosive career advancement. It's a city for building a sustainable, respected career.

Specialty Premiums:

  • Baking/Pastry: A skilled pastry chef can command a 10-15% premium due to a shortage of specialists in the area.
  • Butchery/Charcuterie: With the success of establishments like Main Street Meats, these skills are highly valued. A chef who can break down a whole pig is invaluable.
  • Catering & Event Management: This is the fastest-growing specialty. Chefs who can design and execute off-site events for weddings, corporate retreats, or outdoor gatherings (a huge market here) see the biggest salary jumps.

Advancement Paths:
The typical path is Sous Chef โ†’ Head Cook โ†’ Executive Chef โ†’ Chef/Owner. The leap from Executive Chef to Owner is the hardest. Many successful local chefs start by running a popular food truck (Argo or Community Pie's truck are local legends) to build capital and a following before opening a brick-and-mortar.

10-Year Outlook:
The 5% job growth is conservative. Expect it to be driven by:

  1. Continued Tourism Growth: The $120 million renovation of the Chattanooga Airport and new attractions like the Tennessee Aquarium's expansions will feed the hospitality sector.
  2. Food Hall & Collective Models: The success of First Tennessee Pavilion's food truck roundup and potential for permanent food halls (like the one proposed in the Westside) will create new, collaborative jobs.
  3. Residential Growth: As more people move to the area for the lifestyle, demand for diverse dining options will rise, creating opportunities for chefs to introduce new cuisines.

The Verdict: Is Chattanooga Right for You?

Pros Cons
Cost of Living: Your salary goes much further than in Nashville or Atlanta. Lower Ceiling: Fewer ultra-high-end, $100k+ executive chef positions.
Quality of Life: Stunning natural beauty, great outdoor access, and a genuine community feel. Slower Pace: The culinary scene is innovative but moves slower than major metros.
Stable Job Market: Anchored by tourism, healthcare, and education. Limited Nightlife: After-hours options for industry folks are smaller than in larger cities.
Real Ownership Potential: Easier to open a food truck or small restaurant here. Car Dependency: You will need a reliable vehicle.

Final Recommendation:
Chattanooga is an excellent choice for a mid-career Chef/Head Cook who values stability, work-life balance, and affordability. It's perfect for someone who may want to start a family, buy a home, and build a life outside the kitchen. It's not the ideal market for a young, ambitious chef chasing a James Beard Award or a $150,000 salary in the next 5 years. For that, you'd be better served in Nashville, Chicago, or New York.

If you're looking for a place where you can earn a solid living, be part of a tight-knit culinary community, and spend your days off hiking on Lookout Mountain or kayaking on the river, Chattanooga is your city.

FAQs

1. Is the culinary scene competitive?
Yes, but in a healthy way. Chefs know each other. It's less about cutthroat rivalry and more about a shared effort to elevate the city's food profile. Networking happens naturally at industry events and after-shift hangs at places like The Flying Squirrel.

2. How important is Southern cuisine knowledge?
Crucial. Even if you're an Italian or French-trained chef, understanding Southern ingredients (country ham, heirloom beans, local produce) and techniques (smoking, pickling) will make you more versatile and employable. You don't have to cook it, but you should respect it.

3. Can I survive without a car?
Barely. The public bus system (CARTA) exists, but it's not designed for a chef's late-night schedule. To work in most kitchens (especially in Hixson, Lookout Valley, or downtown), you need a car.

4. What's the biggest surprise for chefs moving from a bigger city?
The pace. Dinner service might be busy, but it's rarely the frantic, 200-cover-a-night chaos of a major metro. This allows for more focus on technique and quality. The downside is that if you thrive on that high-pressure energy, you might find it too slow.

5. How do I find a job before moving?
Use Chattanooga's Facebook groups like "Chattanooga Restaurant Workers" or "Chattanooga Foodies." Post your resume and intent. Also, contact recruiters who specialize in hospitality for the Southeast. The local market relies heavily on word-of-mouth, so a personal introduction goes a long way.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), TN State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly