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Chef/Head Cook in Temple, TX

Median Salary

$48,770

Vs National Avg

Hourly Wage

$23.45

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+3%

10-Year Outlook

Here is a comprehensive career guide for Chef/Head Cooks considering a move to Temple, Texas.

A Career Guide for Chef/Head Cooks in Temple, TX

Welcome to Temple, Texas. If you’re a Chef or Head Cook considering a move here, you’re looking at a city that’s a critical part of the Central Texas medical and logistics corridor. This isn’t Austin or Dallas; it’s a practical, growing community with a distinct personality. Temple is a place where cost of living is manageable, and the culinary scene is driven by local institutions, healthcare giants, and the steady presence of Fort Hood. As a local, I can tell you that the restaurant scene here is less about trend-chasing and more about reliable service and quality ingredients. It’s a city for professionals who value stability and community.

This guide is designed to give you the hard data and ground-level insights you need to make a decision. We’ll break down the salary, the real cost of living, the specific employers you need to target, and what it’s like to live and work here day-to-day.

The Salary Picture: Where Temple Stands

Let’s start with the numbers. The salary for a Chef/Head Cook in Temple is competitive for the region but sits slightly below the national average. According to the Bureau of Labor Statistics (BLS) and local market data, here’s how it breaks down.

Median Salary: $58,865/year
Hourly Rate: $28.3/hour
National Average: $60,350/year

The local market is stable, with 186 current job openings for this role in the metro area. This indicates consistent demand, particularly from healthcare facilities and family-owned restaurants. The 10-year job growth is projected at 5%, which is modest but steady, aligning with national trends in the hospitality sector.

Experience-Level Breakdown

Your earning potential in Temple is directly tied to your experience and the type of establishment you manage. Here’s a realistic breakdown:

Experience Level Estimated Annual Salary What to Expect in Temple
Entry-Level (0-2 years) $42,000 - $48,000 Sous Chef or Line Cook in a high-volume casual restaurant or institutional kitchen (e.g., a hospital cafĂŠ). Focus is on speed and consistency.
Mid-Level (3-7 years) $52,000 - $65,000 Head Cook in a mid-range restaurant, hotel, or country club. You’ll have menu input and direct kitchen staff. This is where the median salary sits.
Senior/Expert (8+ years) $68,000 - $85,000+ Executive Chef at a fine-dining establishment, a large hotel, or a multi-unit manager. This role requires financial acumen (food cost, labor management) and often a strong local reputation.

Comparison to Other Texas Cities

To put Temple’s salary in context, it’s important to see how it compares to larger Texas metros. While the raw numbers are lower, the cost of living makes it a more attractive proposition.

City Median Salary Cost of Living Index (US Avg=100) Notes
Temple, TX $58,865 91.8 Lower salary but significantly lower expenses.
Austin, TX $65,000 125.9 Higher salary is negated by extreme housing and general costs.
Dallas, TX $62,500 103.5 Competitive salary, but higher traffic and urban expenses.
Waco, TX $55,000 88.5 Slightly lower salary than Temple, with a much smaller job market (45 jobs).
Killeen, TX $57,500 85.0 Lower cost of living, but heavily dependent on Fort Hood; fewer fine-dining opportunities.

Insider Tip: Don’t just look at the salary number. A Chef earning $58,865 in Temple has more purchasing power than a Chef earning $65,000 in Austin. You can live well here without the constant financial pressure of a major metro.

📊 Compensation Analysis

Temple $48,770
National Average $50,000

📈 Earning Potential

Entry Level $36,578 - $43,893
Mid Level $43,893 - $53,647
Senior Level $53,647 - $65,840
Expert Level $65,840 - $78,032

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let’s get practical. How does a median salary translate to a monthly budget? We’ll use the median salary of $58,865/year ($4,905/month gross) and factor in a 25% effective tax rate (federal, state, FICA), which is a reasonable estimate for this bracket.

Monthly Budget Breakdown for a Chef/Head Cook Earning $58,865:

  • Gross Income: $4,905
  • Estimated Taxes & Deductions (25%): -$1,226
  • Net Take-Home Pay: $3,679
  • Average 1BR Rent (Temple): $900
  • Utilities (Est.): $150
  • Groceries: $400
  • Transportation (Gas/Insurance): $300
  • Health Insurance (Est.): $200
  • Discretionary/Debt/Savings: $1,729

This leaves a healthy cushion for savings, dining out, or paying down student loans, which is a key advantage of living in Temple.

Can they afford to buy a home?
Yes, absolutely. The median home price in Temple is approximately $240,000. With a $3,679 monthly net income, a mortgage of $1,200-$1,400 (including taxes and insurance) is manageable, representing about 35-38% of your net income—within the recommended range for affordability. Many local chefs and cooks I know own homes in the North Temple or western suburbs, building long-term equity that would be impossible in Austin or Dallas on the same salary.

💰 Monthly Budget

$3,170
net/mo
Rent/Housing
$1,110
Groceries
$476
Transport
$380
Utilities
$254
Savings/Misc
$951

📋 Snapshot

$48,770
Median
$23.45/hr
Hourly
0
Jobs
+3%
Growth

Where the Jobs Are: Temple's Major Employers

Temple’s job market for chefs is unique, anchored by healthcare, education, and a few key hospitality venues. Your job search should focus on these sectors first.

  1. Baylor Scott & White Medical Center - Temple: As one of the largest employers in the region, the hospital system runs several cafeterias, a coffee shop, and catering for events. These are institutional kitchen roles. They offer stable hours, benefits, and consistent pay, though the menu creativity can be limited. They often hire for Chef Manager and Sous Chef positions.

  2. The Dell Seton Medical Center at UT Temple: Another major medical hub. Their food service is managed by a contractor (like Aramark or Sodexo), which frequently posts openings for Production Cooks, Sous Chefs, and Kitchen Managers. It’s a great entry point into the city with reliable employment.

  3. Temple Independent School District: TISD’s nutrition services department is a large employer. They hire Head Cooks for school kitchens. The work is Monday-Friday, no nights or weekends, and summers off. It’s a perfect lifestyle fit for a chef seeking work-life balance. The salary is competitive with the median, and the benefits are excellent.

  4. Hotel & Conference Center Kitchens: The Courtyard by Marriott and Holiday Inn Temple are hubs for business travelers and events. Their kitchens, especially the hotel restaurant and banquet services, are frequent employers for Executive Chefs, Sous Chefs, and Banquet Chefs. Hiring is often seasonal, peaking in spring and fall.

  5. Local Independent Restaurants & Country Clubs: The real culinary soul of Temple lives here. Top-tier employers like The Gin, The Wildflower, and Pignetti’s (an upscale Italian spot) are known for quality and may hire experienced Head Cooks. Country clubs like Temple Country Club and The Hills Country Club (in nearby Jarrell) offer stable, event-driven kitchen work. Hiring trends here are network-driven; getting to know the local restaurant community is key.

  6. Texas A&M University Central Texas: Located just south of Temple in Killeen, the university’s catering and dining services provide opportunities for Chefs who want to work in an educational setting. The academic calendar creates a predictable rhythm to the work.

Insider Tip: Many of the best jobs in Temple’s restaurant scene are never posted online. They’re filled through word-of-mouth. Once you settle in, make a point to visit these establishments as a customer, talk to the staff, and express your interest. The local culinary community is tight-knit.

Getting Licensed in TX

Texas has relatively straightforward requirements for chefs, as there is no specific state-level "Chef’s license." However, there are key certifications and requirements for food service management.

  • Food Manager Certification: This is the most critical credential. The Texas Department of State Health Services (DSHS) requires at least one Certified Food Protection Manager (CFPM) on staff who is present during all operating hours. This is typically a manager or head chef. The most common certifications are from ServSafe (National Restaurant Association) or Prometric.
    • Cost: $125 - $165 for the course and exam.
    • Timeline: You can complete a ServSafe course online in 8-10 hours. The exam is taken at a proctored testing center. Certification is valid for 5 years.
  • Food Handler’s Card: All staff members who handle food must have a Texas Food Handler card. This is a basic, 2-hour online course. If you don’t have one, it’s an easy prerequisite to get hired.
    • Cost: $10 - $20 online.
    • Timeline: Can be completed in an afternoon.
  • Business Licensing: If you aspire to open your own place, you’ll need a Food Establishment Permit from the City of Temple’s Health Department. The process involves a plan review and inspection. Costs vary based on the operation's size and scope, but expect fees in the $200 - $500 range for the initial application and review.

Action Plan: If you don’t have a CFPM, get ServSafe certified before you move. It’s a universal requirement for management roles and shows you’re serious.

Best Neighborhoods for Chef/Head Cooks

Where you live in Temple affects your commute, lifestyle, and budget. Here’s a breakdown:

Neighborhood Vibe & Commute Typical Rent (1BR) Best For...
North Temple Older, established, tree-lined streets. Close to downtown and the hospital district. 10-15 min commute to most employers. $750 - $950 A chef working at Baylor or downtown restaurants who wants character and a short drive.
West Temple (near I-35) Newer subdivisions, modern apartments. Very convenient for commuters from Killeen or to the Dell Seton Medical Center. 10-20 min commute. $900 - $1,100 Someone who values modern amenities, easy highway access, and doesn’t mind a newer, more generic feel.
Downtown Temple Revitalizing, walkable, with a growing arts scene. Close to the best local restaurants and bars. Can be noisy. 5-10 min commute. $850 - $1,200 A chef who wants to be in the heart of the action and enjoys a walkable, urban lifestyle.
South Temple Quieter, more suburban, with larger lots and families. Commutes can be 15-25 minutes to the north side. $800 - $1,000 A chef with a family or those who prefer a quieter, more residential setting away from the bustle.
Killeen (Harker Heights, Covey) Technically a separate city but part of the metro. Lower cost of living, heavily influenced by Fort Hood. 20-30 min commute to Temple. $700 - $900 A chef on a tighter budget who doesn’t mind a longer commute and wants maximum square footage for their dollar.

Insider Tip: If you’re moving without a job lined up, consider a short-term lease in North Temple or Downtown. It’s the easiest way to explore the city, network, and decide where you want to settle long-term.

The Long Game: Career Growth

Temple is not a city for rapid, flashy career advancement. It’s a place for solid, steady growth. Here’s the long-term outlook:

Specialty Premiums:

  • Institutional Management: Chefs who excel at high-volume, cost-controlled production (like in hospitals and schools) can command salaries at the top of the range ($70,000+). These roles are about logistics and food safety, not just cooking.
  • Catering & Banquet Management: Expertise in large-event execution is highly valuable. A Chef who can manage a 200-person wedding or corporate function flawlessly will be in constant demand.
  • From-Scratch Cooking: In a landscape of chain restaurants, a chef who can build a reputation for high-quality, from-scratch cooking at a local establishment can become a local legend. This often leads to ownership opportunities, either through partnership or opening a small, niche restaurant.

10-Year Outlook:
The 5% job growth will be driven by population increase (Temple is a retirement destination) and the expansion of healthcare services. The trend will be toward more chef-driven, fast-casual concepts and specialty food operations (e.g., artisanal bakeries, craft butcheries) that serve the growing "foodie" population of professionals and retirees. The chefs who will thrive are those who can balance culinary creativity with strong business sense.

The Verdict: Is Temple Right for You?

The decision to move to Temple is less about chasing a big-city culinary scene and more about building a sustainable, high-quality life. It’s a city that rewards hard work and community connection.

Pros Cons
Low Cost of Living: Your salary goes much further here than in major metros. Limited Fine-Dining Scene: Fewer white-tablecloth establishments and Michelin-starred aspirations.
Stable Job Market: Anchored by healthcare and education, offering predictable employment. Salary Ceiling: Top-end pay is lower than in Austin, Dallas, or Houston.
Manageable Commute: You can live 10-15 minutes from work, saving time and stress. Less Culinary Diversity: The food scene is solid but lacks the international variety of larger cities.
Strong Community Vibe: Easy to get to know people, network, and become a local. Slower Pace: If you crave constant nightlife and new openings, it may feel quiet.
Home Ownership is Realistic: Building equity is a viable goal on a chef’s salary. Educational & Training Gaps: Fewer formal culinary schools in the immediate vicinity.

Final Recommendation:
Temple, TX is an excellent choice for a Chef/Head Cook who values stability, work-life balance, and financial solvency. It’s ideal for someone with 3-8 years of experience looking to step into a Head Cook or Sous Chef role, purchase a home, and plant roots. It’s less suitable for a chef at the very beginning of their career seeking a high-intensity, trend-driven environment, or for an elite fine-dining executive chef. If you can appreciate a city that works hard, has a strong sense of pride, and offers tangible rewards for professional skill, Temple is a fantastic fit.

FAQs

1. Is the salary of $58,865 enough to live comfortably in Temple?
Yes. With a median 1BR rent of $900 and a cost of living index 8% below the national average, a chef earning the median salary can live comfortably, save money, and even afford a home. The key is managing your budget, which is very feasible here.

2. What’s the biggest challenge for a chef moving to Temple?
The biggest adjustment for many chefs is the pace and scope of the local culinary scene. It’s not a 24/7 city with endless new restaurant openings. You need to be comfortable with a more defined, community-focused approach to food, and your creativity may be channeled through institutional or event-based menus rather than a constantly changing fine-dining menu.

3. How do I find a job in Temple before I move?
Start with the major employers listed above (Baylor, TISD, hotels). Their corporate websites have career pages. For local restaurants, use platforms like Indeed and LinkedIn, but also search for local news outlets like the Temple Daily Telegram for job postings. However, the most effective method, once you’re physically in the area, will be dropping off resumes in person and networking at local food events.

4. Is it easy to get around without a car?
No. Temple is a car-dependent city. Public transportation (Temple Transit) exists but is limited and not practical for a chef’s schedule, which often involves early mornings and late nights. A reliable vehicle is a necessity.

5. What’s the typical work schedule for a chef in Temple?
It depends on the employer. Institutional chefs (hospitals, schools) often have more regular hours, like 5 AM - 2 PM or 6 AM - 3 PM, with weekends off. Restaurant chefs can expect 50-60 hour weeks, including nights and weekends. The balance between schedule and salary is a key factor in choosing an employer.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), TX State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 28, 2026 | Data refresh frequency: Monthly