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Elementary School Teacher in Duluth, MN

Comprehensive guide to elementary school teacher salaries in Duluth, MN. Duluth elementary school teachers earn $61,186 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$61,186

Vs National Avg

Hourly Wage

$29.42

Dollars / Hr

Workforce

0.4k

Total Jobs

Growth

+1%

10-Year Outlook

The Complete Career Guide for Elementary School Teachers in Duluth, MN

As someone who’s lived in Duluth for years and watched countless friends navigate the local job market, I can tell you this: Duluth is a city that rewards those who do their homework. It’s not a place where you just show up and land a dream job; it’s a place where you understand the rhythms of the city, the specific needs of its schools, and the real cost of living. This guide is your deep dive into what it truly means to be an elementary school teacher here—from the paycheck to the neighborhoods, the employers to the long-term outlook.

Let’s get straight to the data and the local insights you need to make an informed decision.

The Salary Picture: Where Duluth Stands

First, the numbers. According to the Bureau of Labor Statistics (BLS) and local district data, the financial reality for an elementary school teacher in Duluth is specific. The median salary is $61,186/year, which breaks down to an hourly rate of $29.42. It’s important to note that this is slightly below the national average for elementary school teachers, which sits at $63,670/year. This isn’t unique to Duluth; many Midwestern cities with a lower cost of living see salaries that reflect that reality.

The Duluth metro area, which includes Superior, WI, has 438 jobs for elementary school teachers. The 10-year job growth is projected at 1%, which indicates a stable but not rapidly expanding market. This means openings are most likely to come from retirements rather than new school openings.

Experience-Level Breakdown

Salaries in Duluth are largely dictated by the Duluth Public Schools (ISD 709) salary schedule, which other districts in the area often mirror.

Experience Level Years of Experience Estimated Annual Salary (Duluth)
Entry-Level 0-3 years $48,000 - $54,000
Mid-Career 4-10 years $55,000 - $68,000
Senior-Level 11-20 years $69,000 - $78,000
Expert/Leadership 20+ years $79,000 - $85,000+

Insider Tip: The jump to the $61,186 median happens around the 5-7 year experience mark. Negotiating is rare in public school districts; your salary is locked to the step schedule.

Comparison to Other Minnesota Cities

To understand Duluth’s standing, it’s crucial to compare it to other hubs in the state.

City Median Salary Cost of Living Index (US Avg=100) 1BR Avg Rent
Duluth, MN $61,186 87.0 $868
Minneapolis-St. Paul $68,500 106.0 $1,250
Rochester $64,500 98.0 $1,020
St. Cloud $58,000 85.0 $825

Duluth offers a salary that, while below the Twin Cities, is competitive when paired with its significantly lower cost of living. The trade-off is clear: you make less, but your money goes much further.

📊 Compensation Analysis

Duluth $61,186
National Average $63,670

📈 Earning Potential

Entry Level $45,890 - $55,067
Mid Level $55,067 - $67,305
Senior Level $67,305 - $82,601
Expert Level $82,601 - $97,898

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let’s get practical. A $61,186 salary sounds like a solid number, but what’s left after the essentials?

Monthly Budget Breakdown for an Elementary School Teacher ($61,186/year):

  • Gross Monthly Income: $5,099
  • Estimated Taxes (Federal, State, FICA): ~$1,150
  • Net Take-Home Pay: ~$3,949

Now, let's factor in rent. The average 1BR rent in Duluth is $868/month. Let's be conservative and budget $900/month for a decent place in a safe neighborhood. We'll also include other standard costs.

  • Rent: $900
  • Utilities (heat, electric, internet): $250
  • Groceries: $350
  • Car Payment/Insurance/Gas (essential in Duluth): $500
  • Health Insurance (if not fully covered by district): $200
  • Personal/Discretionary: $300
  • Student Loans/Other Debt: $300 (avg)

Total Monthly Expenses: $2,800
Remaining for Savings/Investments: **
$1,149/month**

Can They Afford to Buy a Home?

Yes, but with caveats. The Duluth housing market is surprisingly accessible. As of late 2023, the median home price in Duluth is approximately $240,000.

With a $1,149/month surplus, a teacher could save for a down payment. For a $240,000 home, a 10% down payment ($24,000) would take about 21 months of aggressive saving. A 20% down payment ($48,000) would take about 42 months.

Mortgage Estimate (30-year fixed, 7% interest):

  • Principal & Interest: ~$1,430/month
  • Taxes & Insurance: ~$400/month
  • Total Monthly Payment: ~$1,830

This is manageable on a $3,949 net income, leaving about $2,119 for all other expenses. It’s tight but feasible, especially if you have a partner contributing. Insider Tip: Look into Minnesota’s "First Generation Homebuyer" program and other state-specific grants for educators.

💰 Monthly Budget

$3,977
net/mo
Rent/Housing
$1,392
Groceries
$597
Transport
$477
Utilities
$318
Savings/Misc
$1,193

📋 Snapshot

$61,186
Median
$29.42/hr
Hourly
438
Jobs
+1%
Growth

Where the Jobs Are: Duluth's Major Employers

The vast majority of teaching jobs are with public school districts. However, you should also consider private and charter options.

  1. Duluth Public Schools (ISD 709): The largest employer. This includes about 15 elementary schools, from the hillside (e.g., Laura MacArthur, Lowell) to the east (e.g., Congdon, Lakewood). Hiring is most active from April to August. Insider Tip: Follow the district's HR page closely; they post internal-only openings first.
  2. Proctor Public Schools (ISD 101): A smaller district just west of Duluth. Often has a lower turnover rate, so openings are less frequent but worth watching.
  3. Hermantown Community Schools (ISD 426): Located north of Duluth, serving a growing suburban area. They often have more openings due to new housing developments.
  4. Superior Public Schools (Across the border in WI): A common option for Duluth residents. Wisconsin has its own licensing requirements, but the commute is short (15-20 minutes). Salaries are competitive.
  5. St. Louis County Schools (ISD 2142): This is a much larger, rural district serving communities outside the immediate city. It offers a different, often more hands-on teaching environment and can be a great way to get your foot in the door.
  6. Private/Charter Options: While smaller, consider Maranatha Christian Academy or Duluth Public Charter Schools. These often have different hiring cycles and may offer more flexibility, though benefits can vary.

Hiring Trends: The market is stable. The 1% growth means you’re competing for positions from retirements. Special education, STEM, and ESL endorsements are in constant demand and can give you a significant edge.

Getting Licensed in MN

Minnesota has a clear but somewhat bureaucratic licensure process. Do not move without having your license in hand or a clear path to it.

  1. Basic Requirements: You need a bachelor’s degree from an accredited university and completion of a state-approved teacher preparation program.
  2. The License: You’ll apply for a Tier 3 or Tier 4 License from the Minnesota Professional Educator Licensing and Standards Board (PELSB). Tier 3 is your standard initial license, valid for 3 years.
  3. Costs: Application fees are approximately $165. Additional costs include transcript fees, exam fees (like the Minnesota Teacher Licensure Examinations, or MTLE), and potential costs for out-of-state transcript evaluations.
  4. Timeline: The process can take 3-6 months from start to finish if you have all your documents ready. Start this process before you start applying for jobs in earnest.
  5. Reciprocity: Minnesota has reciprocity with many states, but you will almost always need to complete a Minnesota-specific teaching methods course or the MTLE. Check the PELSB website for your state’s specific requirements.

Insider Tip: Duluth schools are desperate for Special Education licenses. If you’re willing to get this endorsement, your job prospects increase dramatically.

Best Neighborhoods for Elementary School Teachers

Where you live in Duluth drastically affects your commute and lifestyle. The city is geographically divided by the hillside.

  1. Congdon (East Hillside): The most affluent and desirable area. Home to Congdon Elementary, it’s near the University of Minnesota Duluth (UMD), parks, and the lakeshore. Rent for a 1BR: $950-$1,200. Commute to most schools is 10-15 minutes via Superior Street or London Road.
  2. Hillside (Central Hillside): A mix of older homes and apartments, centrally located with easy access to downtown and the hilltop schools. More affordable and diverse. Rent for a 1BR: $750-$950. Commute is very short (5-10 minutes) to schools like Laura MacArthur or Stowe.
  3. West Duluth: A working-class neighborhood with a strong community feel. Closer to Proctor and Hermantown schools. Rent for a 1BR: $700-$850. Commute to east-side schools can be 20-25 minutes, especially in winter.
  4. Lakeside/Lester Park: Quiet, family-oriented, and beautiful. Near Lakewood Elementary. Rent for a 1BR: $800-$1,000. The commute to east-side schools is easy, but getting to west-side schools takes longer.
  5. Canal Park: If you’re a young professional, this is the spot. It’s walkable, vibrant, and right downtown. There are no elementary schools here, so the commute to any school is 10-15 minutes. Rent for a 1BR: $1,000-$1,400.

Insider Tip: If you’re moving in summer, start looking for housing in April. The student market turns over in May, and apartments go fast.

The Long Game: Career Growth

A teaching career in Duluth isn’t just about the classroom. The path to higher income and satisfaction involves specialization.

  • Specialty Premiums: While base pay is fixed, taking on additional roles comes with stipends. Leading a district committee, becoming a mentor teacher, or coaching a sport/activity can add $2,000 - $5,000 per year. Advanced degrees (Master’s, PhD) move you up the salary schedule faster.
  • Advancement Paths: The most common path to higher pay is moving into administration. This requires a Master’s in Educational Leadership and a Minnesota administrative license. Roles like Principal (median salary in Duluth ~$95,000) or District Curriculum Coordinator are the next steps. Another path is becoming a Special Education Director or a District-Level Coach.
  • 10-Year Outlook: With the 1% job growth, lateral movement is more common than vertical advancement. However, retirements are constant. The key to longevity is building a strong network within the district and staying current on educational trends. The demand for teachers with dual licensure (e.g., K-6 and Special Ed) will only grow.

The Verdict: Is Duluth Right for You?

The decision comes down to a balance of financial practicality, lifestyle, and career goals.

Pros Cons
Low cost of living (rent is 30% below national avg) Salaries are modest (below national avg)
Stable, union-protected jobs Limited job openings (1% growth)
Unbeatable access to outdoor recreation (lakes, trails, parks) Winters are long and severe (can impact commute/morale)
Strong sense of community in schools and neighborhoods Can feel isolated from major metro amenities
Realistic path to homeownership Limited diversity compared to larger cities

Final Recommendation

Duluth is an excellent choice for teachers who value quality of life over maximum salary. If you love the outdoors, don’t mind harsh winters, and want a community where you can buy a home and build a stable life, Duluth is a fantastic fit. It’s ideal for those who are early to mid-career and willing to specialize (in Special Ed, STEM, etc.) to stand out in a tight job market.

It is not the right choice if you’re seeking rapid career advancement, a fast-paced urban lifestyle, or a high starting salary to tackle significant student debt without a partner’s income.

FAQs

1. What’s the real cost of moving to Duluth?
Beyond the first/last month’s rent and security deposit (~$2,500), budget $1,500-$2,500 for moving truck or professional movers, especially if coming from out of state. Winter moves are challenging; aim for May-August.

2. How difficult is it to get a job in Duluth public schools?
It’s competitive for entry-level, general ed positions. However, if you have a Special Education, ESL, or STEM license, your chances increase exponentially. The district often hires internally first, so substitute teaching (a common entry point) is highly recommended to build relationships.

3. Is a car absolutely necessary?
Yes. Duluth’s topography and public transit limitations make a car essential. The bus system exists but is not reliable for all neighborhoods and early school start times. A reliable vehicle with good snow tires is a non-negotiable investment.

4. How do the school districts in Duluth compare?
Duluth Public Schools (709) is the largest and most diverse, serving the city proper. Hermantown (426) and Proctor (101) are smaller, suburban, and often have a more traditional community feel. St. Louis County (2142) is rural and offers a completely different, often more hands-on teaching environment. Salary schedules are similar across districts.

5. What’s the best way to get a foot in the door?
Substitute teach. It’s the #1 tip from every teacher in Duluth. You get to know the administrators, the school culture, and the students. It’s often the pipeline for full-time hires. Also, attend the Duluth Area Job Fair, usually held in the spring.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), MN State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly