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Elementary School Teacher in Knoxville, TN

Comprehensive guide to elementary school teacher salaries in Knoxville, TN. Knoxville elementary school teachers earn $62,294 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$62,294

Vs National Avg

Hourly Wage

$29.95

Dollars / Hr

Workforce

1.0k

Total Jobs

Growth

+1%

10-Year Outlook

As a Career Analyst who has spent years mapping the educational landscape of East Tennessee, I can tell you that Knoxville offers a unique blend of Southern charm and genuine affordability for educators. It's not Nashville's booming music scene or Memphis's gritty soul, but Knoxville has a steady, community-focused rhythm that many elementary teachers find deeply satisfying. This guide is built on hard data, local knowledge, and the kind of insider tips you only get from living here.

The Salary Picture: Where Knoxville Stands

Knoxville's elementary teacher salaries are a classic case of regional economics at play. You're looking at a median salary of $62,294 per year, which translates to an hourly rate of $29.95. This sits just slightly below the national average of $63,670, a difference you'll feel more in your purchasing power than in your ego. The real story here is the cost of living—Knoxville's index of 92.8 (US avg = 100) means that lower salary goes significantly further than it would in most of the country.

Here’s a realistic breakdown of what you can expect based on experience:

Experience Level Estimated Annual Salary Range
Entry-Level (0-3 yrs) $48,000 - $55,000
Mid-Career (4-10 yrs) $58,000 - $70,000
Senior/Lead (10-15 yrs) $65,000 - $78,000
Expert/Dept. Head (15+ yrs) $72,000 - $85,000+

Note: These ranges are estimates based on local salary schedules and the provided median data.

Compared to other Tennessee cities, Knoxville holds a middle ground. Nashville-Davidson-Murfreesboro-Franklin has a significantly higher median salary of $71,470, but the average 1BR rent of $1,800/month and brutal traffic can negate that gain. Memphis's median is closer to $60,850, with a lower cost of living, but the city faces more significant socioeconomic challenges. Chattanooga, a direct competitor, has a median salary of $59,420 and a slightly lower cost of living. Knoxville’s sweet spot is its balance: a solid salary that stretches further, with a manageable commute and a community feel.

Insider Tip: Don't just look at the base salary. Knoxville-area school districts (Knox County, Sevier County, etc.) often offer robust benefits packages. Check for details on health insurance premiums (often lower than national averages), retirement contributions (Tennessee Consolidated Retirement System - TCRS), and supplemental insurance options. These can add thousands in value to your total compensation.

📊 Compensation Analysis

Knoxville $62,294
National Average $63,670

📈 Earning Potential

Entry Level $46,721 - $56,065
Mid Level $56,065 - $68,523
Senior Level $68,523 - $84,097
Expert Level $84,097 - $99,670

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let's get practical. With a median salary of $62,294, your take-home pay in Tennessee (no state income tax) will be approximately $4,100/month after federal taxes, FICA, and average local deductions (health insurance, retirement). This is a key advantage—your paycheck isn't being sliced and diced by a state income tax.

Now, let's build a monthly budget for a single teacher, using the city's average 1BR rent of $1,000/month:

Expense Category Estimated Monthly Cost Notes
Take-Home Pay $4,100 After federal taxes, FICA, TCRS, & health insurance.
Rent (1BR APT) $1,000 Average for a decent unit in a safe area.
Utilities (Elec/Gas/Water) $180 Varies seasonally; summers can be humid.
Groceries $400 For one person; competitive pricing at local chains.
Car Payment/Insurance $350 Essential due to public transit limitations.
Gas $120 Based on a 15-mile round-trip commute.
Health/Wellness $150 Gym, copays, OTC meds.
Entertainment/Dining $300 A mix of local breweries, farmers markets, and home meals.
Savings/Debt $500 Critical for building an emergency fund or paying student loans.
Miscellaneous $200 Classroom supplies (often out-of-pocket), personal care, etc.
Remaining Buffer $900 A healthy cushion for savings goals or unexpected costs.

This budget shows a surplus of $900, which is significant. It allows for aggressive savings (like a $300/month car savings fund) or paying down student debt. The key constraint is housing. To buy a home, you need a down payment and a mortgage that doesn't exceed ~30% of your gross income. On a $62,294 salary, your target home price is roughly $225,000 - $250,000. In Knoxville's current market, that's still possible, especially in the suburbs, but it requires careful saving and potentially looking at townhomes or older, smaller houses. A dual-income household makes homeownership much more attainable.

Insider Tip: Many teachers supplement their income through summer school, tutoring (platforms like Wyzant are popular here), or working part-time at local attractions like the Knoxville Zoo or the World's Fair Park. This can easily add $1,500 - $3,000 to your summer earnings.

💰 Monthly Budget

$4,049
net/mo
Rent/Housing
$1,417
Groceries
$607
Transport
$486
Utilities
$324
Savings/Misc
$1,215

📋 Snapshot

$62,294
Median
$29.95/hr
Hourly
990
Jobs
+1%
Growth

Where the Jobs Are: Knoxville's Major Employers

The metro area has 990 elementary school teaching positions with a 10-year job growth of 1%. This indicates a stable, mature market rather than a booming one. You're not likely to see a surge in new openings, but turnover creates consistent opportunities. The largest employers are, predictably, the public school systems.

  1. Knox County Schools: The biggest player, with over 140 schools. They are the primary employer for the city proper. Hiring trends show a steady need for special education (SPED) teachers, English as a Second Language (ESL) specialists, and educators in STEM fields. Their salary schedule is public and forms the baseline for the region.
  2. Sevier County Schools: Located to the south, encompassing Gatlinburg, Pigeon Forge, and Sevierville. This district is heavily influenced by the tourism economy. Commutes can be longer, but the school communities are tight-knit. They often hire for the same critical shortage areas as Knox County.
  3. Oak Ridge Schools: A unique district for the unique city of Oak Ridge (a 30-minute drive from Knoxville). Known for its strong academic reputation and ties to the nearby Oak Ridge National Laboratory. Applications are competitive and often favor teachers with advanced degrees or specialized backgrounds.
  4. Blount County Schools: Serving Maryville and the surrounding area. A popular choice for teachers who want a suburban/rural feel with a short commute into Knoxville. The district is known for community support and good parent involvement.
  5. Catholic Diocese of Knoxville: Operates several elementary schools (e.g., St. Mary's, St. John Neumann). Pay is typically lower than public districts, but the environment is faith-based and often features smaller class sizes. Requires diocesan certification in addition to a state license.
  6. Private & Charter Schools: Institutions like The Webb School of Knoxville (private, K-12) and the upcoming Nova Charter School (focusing on arts integration) offer alternative paths. Pay varies widely, but you may find more curricular flexibility.
  7. University of Tennessee Knoxville (UTK): While not a direct employer for K-5 teachers, UTK is a massive hub for professional development, continuing education courses (often at a discount for teachers), and home to the College of Education, Health, and Human Sciences. It's a vital resource for networking and advancement.

Hiring Trend Insight: Knoxville's job market for teachers is "replacement-driven." Most openings come from retirements and relocations, not expansion. The peak hiring season is February through May for the upcoming school year. Being flexible on location (suburbs vs. city) and holding a SPED or ESL endorsement dramatically increases your odds.

Getting Licensed in TN

Tennessee's licensure process is managed by the Tennessee Department of Education. It's straightforward but has specific steps.

  1. Initial Practitioner License: This is your entry ticket. To get it, you need:

    • A bachelor's degree from an accredited institution.
    • Completion of a state-approved teacher preparation program (including student teaching).
    • Passing scores on required PRAXIS exams. For Elementary Education (K-5), you'll likely take the PRAXIS Core Academic Skills for Educators (if your GPA is below 2.75) and the PRAXIS II Elementary Education: Multiple Subjects (5001).
    • Cost: Budget approximately $300-$400 for the PRAXIS exams and $110 for the initial application fee.
  2. Timeline: If you're already certified in another state, Tennessee has reciprocity agreements, but you'll still need to apply and may have to take additional state-specific courses (like Tennessee History) or pass a state-mandated exam. The process can take 3-6 months for out-of-state applicants.

  3. Clearing the Background Check: All applicants must undergo a fingerprint-based criminal background check through the Tennessee Bureau of Investigation (TBI). This is a non-negotiable step and typically costs around $45-$65.

Insider Tip: The Tennessee Educator Licensure website is your best friend. Create an account early. If you're an out-of-state candidate, contact the district you're interested in before you move. They can often provide guidance on specific requirements for their district and may even assist with the transition process.

Best Neighborhoods for Elementary School Teachers

Knoxville's geography is defined by the Tennessee River. Commutes are generally manageable (15-30 minutes), but where you live shapes your lifestyle. Here’s a teacher-centric breakdown:

Neighborhood Typical 1BR Rent Commute to Center Vibe & Teacher Fit
North Knoxville/Emory Place $900 - $1,200 10-15 mins Historic, walkable, near UT Hospital and the Old City. Mix of young professionals and longtime residents. Good for teachers who want city energy without downtown prices.
West Knoxville (Turkey Creek Area) $1,100 - $1,400 15-20 mins Suburban, convenient, chain-store central. Very popular with young families and teachers. Close to Knox County Schools administrative offices. Excellent for those driving to Farragut or Hardin Valley schools.
South Knoxville (Sequoyah Hills/Ft. Dickerson) $1,000 - $1,500 10-15 mins Scenic, affluent, and quiet. Sequoyah Hills has a prestigious feel. Good access to I-40 and I-275. Ideal for teachers who value green space and a short commute to schools in South Knoxville.
The Islands (Northshore/Pellissippi) $1,050 - $1,350 20-25 mins Master-planned communities, excellent public amenities (parks, pools). Very family-friendly. Commute to West Knoxville schools is easy. A top choice for teachers with or planning families.
Oak Ridge (Adjacent) $950 - $1,200 30-45 mins A separate city with a unique history. Very community-oriented, strong school system. Lower rent than Knoxville proper. Perfect for teachers who work in the Oak Ridge district and don't mind a slightly longer commute.

Insider Tip: Zillow and Apartments.com are standard, but for local rentals, check out Knoxville Pad or Facebook Marketplace. Landlords often post there before listing on major sites. Always ask about school zoning if you're considering a specific district—Knox County's zoning maps are online.

The Long Game: Career Growth

With a 10-year job growth of 1%, climbing the ladder in Knoxville requires proactive specialization and advanced education.

  • Specialty Premiums: While base salary is standardized, holding critical endorsements can lead to stipends or higher placement on the salary schedule. SPED, ESL, and STEM (especially computer science) are the most valuable. A Master's degree typically adds $2,000 - $5,000 to your annual salary and is often required for administrative roles.
  • Advancement Paths:
    1. Instructional Coach/Mentor Teacher: Work with new teachers within your district. Requires strong leadership skills.
    2. School Administrator (AP/Principal): Requires a Master's in Educational Leadership and several years of teaching experience. UTK offers a well-regarded program.
    3. District-Level Curriculum Specialist: A move away from the classroom to shape district-wide instructional programs.
    4. Private Sector/Consulting: Some teachers leverage their expertise to work for educational non-profits or curriculum publishers based in the region.
  • 10-Year Outlook: Stability is the key word. The teaching corps in Knoxville is aging, with a wave of retirements expected over the next decade. This will create openings, but the growth rate suggests no major expansion. Your best bet for advancement is to specialize, get your Master's, and build a strong reputation within your school community. Networking through local associations like the East Tennessee Teachers Association is invaluable.

The Verdict: Is Knoxville Right for You?

The decision hinges on your priorities. Here’s a clear-eyed comparison:

Pros Cons
Affordable Cost of Living: Your $62,294 salary goes much further than the national average. Stagnant Job Growth: The 1% growth means competition for openings, especially in desirable schools.
No State Income Tax: That’s an immediate 5-7% boost to your take-home pay. Car Dependency: Public transit (KAT) is limited. A reliable car is a necessity.
Strong Communities: Suburban neighborhoods are tight-knit and supportive of schools. Lower National Ranking: TN schools often rank in the bottom half nationally for funding and some metrics.
Natural Beauty: Access to the Smokies, lakes, and rivers offers incredible work-life balance. Slower Pace: If you crave a bustling, fast-paced city, Knoxville may feel too quiet.
Stable Districts: Large employers like Knox County offer solid benefits and union representation (KCEA). Political Climate: State education policies can shift, impacting curriculum and standards.

Final Recommendation: Knoxville is an excellent choice for a teacher who values affordability, community, and work-life balance over rapid career climbing or high-energy urban life. It's ideal for early to mid-career teachers looking to buy a home, or for those nearing retirement who want their savings to last longer. If you're a new teacher, you'll find a supportive environment but must be proactive about networking and specialization from day one. For a dedicated educator who wants a comfortable life where their salary matters, Knoxville is a compelling and practical destination.

FAQs

Q: How competitive is the job market for elementary teachers in Knoxville?
A: It's moderately competitive. With 990 jobs and 1% growth, new openings are filled primarily through turnover. Having a SPED or ESL endorsement, being willing to work in Title I schools, and applying during the peak spring hiring season will give you a significant edge.

Q: What's the cost of getting my Tennessee teaching license if I'm from out-of-state?
A: Budget for the application fee ($110), background check ($45-$65), and any additional exam fees if your prior license doesn't meet all requirements. You may also need to take a Tennessee-specific course, which can cost $200-$500. Total out-of-pocket can range from $400 to $800.

Q: Is the median salary of $62,294 enough for a family in Knoxville?
A: On a single teacher's income, it's tight for a family with children but doable with careful budgeting and a low housing cost. A dual-income household (even with a second teacher) makes it much more comfortable. Many teachers' spouses work in healthcare (UT Medical Center) or at the University of Tennessee.

Q: What's the best way to find a teaching job in Knoxville?
A: Directly through the district websites (e.g., knoxschools.org, sevier.k12.tn.us). They post openings first. Also, use the Tennessee Department of Education's job board. Networking at local education job fairs, often held at UT in the spring, is highly effective.

Q: How does the cost of living affect my savings potential?
A: With a cost of living index of 92.8, you're saving roughly 7-8% compared to the national average. On a $62,294 salary, that's effectively like earning an extra $4,000 - $5,000 per year in purchasing power. This makes saving for a home down payment or retirement contributions much more achievable than in most major U.S. cities.

Explore More in Knoxville

Dive deeper into the local economy and lifestyle.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), TN State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly