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Elementary School Teacher in Milford, DE

Median Salary

$64,243

Above National Avg

Hourly Wage

$30.89

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+3%

10-Year Outlook

Of course. Here is a comprehensive career guide for Elementary School Teachers considering a move to Milford, DE.


The Salary Picture: Where Milford Stands

As a local who has watched the job market here for years, I can tell you straight up: Milford offers a stable, middle-of-the-road salary for educators. It’s not a get-rich-quick city, but the compensation is solid for the cost of living. The median salary for an Elementary School Teacher in Milford is $64,243/year, which breaks down to an hourly rate of $30.89/hour.

This places it just a hair above the national average of $63,670/year. It’s a modest premium, but it’s there. For a town of our size, with a metro population of just 12,193, having a salary that keeps pace with the nation is a strong point. The job market is tight, with only about 60 teaching jobs available in the metro area at any given time, and a long-term 10-year job growth of just 1%. This isn't a place for rapid career hopping; it’s a place to dig in, build a career, and become part of the community fabric.

To give you a clearer picture of how your experience translates into pay, here’s a realistic breakdown for our region.

Experience Level Estimated Annual Salary Notes for Milford
Entry-Level (0-3 years) $48,000 - $55,000 Typically starts on the "BS" pay scale. You'll need to budget carefully.
Mid-Career (4-10 years) $60,000 - $72,000 This is the sweet spot where most seasoned teachers land, especially with a Master's.
Senior (11-20 years) $75,000 - $88,000 Often requires a Master's +30 credits or a specialist degree.
Expert/Lead (20+ years) $89,000+ Reserved for department heads, curriculum specialists, or National Board Certified Teachers.

How does Milford compare to other Delaware cities?

  • Wilmington: Salaries are significantly higher ($70,000 - $78,000 median), but the cost of living, especially housing, is much steeper. You'd be commuting into a dense, urban environment.
  • Dover: Very similar to Milford. Salaries are comparable ($63,000 - $67,000 median), and the cost of living is also close. Dover has more state-level jobs and a slightly larger metro feel.
  • Newark: Home to the University of Delaware, Newark has a competitive market. Salaries can be slightly higher than Milford ($66,000 - $70,000 median), but the town is dominated by the university and has less of a traditional, small-town feel.

Insider Tip: Milford’s salary structure is heavily influenced by the Milford School District. Your pay will be determined by the negotiated contract, which is publicly available. I highly recommend you download the most recent "Milford School District Salary Schedule" to see the exact numbers for your education and experience level.

šŸ“Š Compensation Analysis

Milford $64,243
National Average $63,670

šŸ“ˆ Earning Potential

Entry Level $48,182 - $57,819
Mid Level $57,819 - $70,667
Senior Level $70,667 - $86,728
Expert Level $86,728 - $102,789

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let’s get down to brass tacks. What does a $64,243 salary actually feel like in Milford? We’ll use a single filer with no dependents for this budget, assuming a total tax burden (federal, state, FICA) of about 22%.

  • Gross Annual Salary: $64,243
  • Estimated Annual Taxes: ~$14,133
  • Estimated Net Annual Pay: $50,110
  • Estimated Monthly Take-Home Pay: $4,176

Now, let's factor in housing. The average 1BR rent in Milford is $1,236/month. This is slightly above the national average, reflecting Delaware's growing popularity and the cost of new developments along the Route 1 corridor.

Monthly Budget Breakdown:

Expense Estimated Monthly Cost Notes & Local Context
Net Income $4,176 After all taxes and deductions.
Rent (1BR) -$1,236 This is the city-wide average. See the neighborhoods section for more detail.
Utilities (Elec/Gas/Water) -$180 Varies by season; summer AC can be pricey.
Groceries -$400 Prices are typical for the Mid-Atlantic. The Milford Farmers Market is a great way to save.
Car Payment/Insurance -$450 A car is a necessity here. Public transport is limited.
Fuel -$150 Commuting within town is cheap; trips to Dover or Rehoboth add up.
Health Insurance (if not fully covered) -$250 Most districts offer good plans, but premiums can vary.
Discretionary/Living -$1,510 This covers everything else: dining out, entertainment, savings, student loans.

Can they afford to buy a home?
Yes, but it requires careful planning. The median home price in Milford is around $275,000. On a $64,243 salary, a lender would likely approve you for a mortgage of approximately $220,000 - $240,000.

This means a $275,000 home is a stretch for a single-income earner. However, it's very achievable with a partner's income or if you've saved a substantial down payment. Many teachers here pair up—literally. It's not uncommon for two educators to buy a home together. The key is to budget aggressively for a few years to build that down payment. The good news? Delaware offers first-time homebuyer programs and grants that can help.

šŸ’° Monthly Budget

$4,176
net/mo
Rent/Housing
$1,462
Groceries
$626
Transport
$501
Utilities
$334
Savings/Misc
$1,253

šŸ“‹ Snapshot

$64,243
Median
$30.89/hr
Hourly
0
Jobs
+3%
Growth

Where the Jobs Are: Milford's Major Employers

Milford’s economy is anchored by education, healthcare, and a growing retail sector. The teaching jobs are concentrated, but there are other opportunities for a teacher’s skillset.

  1. Milford School District: The primary employer. It includes Milford High School, the two elementary schools (Morris and Banneker), and the middle school. They are the main source of traditional classroom jobs. Hiring is cyclical, peaking in late spring/early summer for the following academic year.
  2. Lake Forest School District: Just south of Milford, this district serves the southern part of Kent County. Many Milford residents commute to Lake Forest, and vice-versa. It’s a solid alternative if positions in Milford are scarce.
  3. Bayhealth Hospital, Sussex Campus: Located on the north side of town, this is a major healthcare hub. While not a direct teaching employer, they have a large HR department, employ school nurses, and run community education and wellness programs. An education background is valuable for roles in patient education or employee training.
  4. Delaware Technical Community College (DTCC) - Terry Campus: Located just outside Milford in Dover, DTCC is a major regional employer. They often need instructors for their early childhood education programs, GED prep, and adult literacy programs. A Master's degree is often required for these roles.
  5. Delaware State Parks: With the nearby Blackbird State Forest and Cape Henlopen State Park a short drive away, the park system hires seasonal and full-time staff for education and interpretation roles (e.g., teaching kids about nature). It's a great way to diversify your experience.
  6. Amazon Fulfillment Center (Smyrna): About a 25-minute drive from Milford, this massive facility is a huge source of jobs in the region. While not teaching, it’s a potential option for a second income or for a spouse/partner in the education field. The pay is often competitive for hourly work.
  7. Retail & Service Sector: The Route 1 corridor is lined with big-box stores (Walmart, Target, Lowe's) and restaurants. These are common second jobs for teachers, offering flexible evening and weekend hours.

Hiring Trends: Public school hiring is stable but slow-moving. The biggest need is often for special education (SPED) teachers and English as a Second Language (ESL) specialists. If you have certifications in these areas, you are a significantly more attractive candidate. Don't expect a flood of openings; it's a market of patience and persistence.

Getting Licensed in DE

Delaware’s licensing process is managed by the Delaware Department of Education (DDOE). It’s straightforward but requires attention to detail.

State-Specific Requirements:

  1. Bachelor’s Degree: From an accredited institution.
  2. Teacher Preparation Program: An approved program that includes student teaching.
  3. Passing Scores: You must pass the Praxis Core Academic Skills for Educators (reading, writing, math) and the relevant Praxis Subject Assessments for Elementary Education.
  4. Background Check: A comprehensive criminal background check is mandatory and processed through the Delaware State Bureau of Investigation (SBI) and FBI.
  5. Reciprocity: Delaware is part of the NASDTEC Interstate Agreement, meaning they have reciprocity with many other states. If you are already licensed in another state, you can apply for a Delaware license. You may need to take the Delaware-specific Foundations of Reading test or provide evidence of meeting Delaware's content knowledge requirements.

Timeline and Costs:

  • Timeline: If you are already licensed in another state, the process can take 4-8 weeks to gather documents, submit the application, and receive your license. If you are starting from scratch (new graduate), it will take the duration of your degree program plus the time for processing.
  • Costs:
    • Praxis Exams: ~$130-$215 per test.
    • Licensing Application Fee: ~$100.
    • Background Check: ~$65-$85.
    • Total Estimated Cost: $300 - $500, not including the cost of your degree program.

Insider Tip: Start the license application process before you start seriously applying for jobs. Delaware schools are often hesitant to interview candidates who aren't already licensed or who haven't started the reciprocity process. It shows you're serious and ready to go.

Best Neighborhoods for Elementary School Teachers

Milford is a town of distinct neighborhoods. Your choice will depend on your commute, lifestyle, and budget.

  1. Downtown Milford: Living in the historic heart of the city means you're within walking distance of the Riverwalk, the Milford Library, and local cafes like 16M. It’s charming but has fewer large, modern apartment complexes. You might find a small apartment or a room in a shared house for around $1,100/month. Commute to the elementary schools is a breeze—often a 5-minute drive or a 15-minute walk.
  2. North Milford / Route 1 Corridor: This is where most of the new apartment complexes are (e.g., The Point at Milford, Seasons). It’s modern, convenient, and close to the Bayhealth hospital and major retail. Expect rents closer to the city average of $1,236 - $1,400/month. The commute to the schools is an easy 5-10 minute drive south.
  3. South Milford / Lincoln: Moving south towards Lincoln (a small community within the Milford School District), you'll find more single-family homes and a quieter, more rural feel. Rent is more affordable, with 1BR apartments or small houses often available for $950 - $1,150/month. The commute to town is about 10-15 minutes.
  4. The Villages / Orchard Hill: These are residential subdivisions with mostly single-family homes. While not a prime rental market (most residents own), they are great to consider if you're looking to buy. They offer a classic suburban feel with good access to schools and parks. Home prices typically start in the $280,000s.
  5. Frederica: Technically a separate town but a close-knit part of the Milford area. It has a similar small-town feel with a slightly lower cost of living. Rent can be about 5-10% cheaper than in Milford proper. The commute to Milford schools is about 15 minutes.

The Long Game: Career Growth

With a 10-year job growth of 1%, you won’t be seeing a boom in new positions. Growth here is about specialization and advancement within your current role.

Specialty Premiums & Advancement Paths:

  • Special Education (SPED): This is the most in-demand field. Teachers with SPED certification often command starting salaries at the higher end of the entry-level range and have more job security.
  • English as a Second Language (ESL): With an influx of new residents, including poultry processing workers and military families from nearby Dover AFB, ESL skills are increasingly valuable.
  • National Board Certification: Achieving National Board Certification is a significant career milestone. It’s a rigorous process, but in Delaware, it comes with a substantial salary stipend—often an additional $5,000 - $7,000 per year on top of your base salary.
  • Leadership Roles: The traditional path is to move into administration (Assistant Principal, Principal). This requires a Master’s in Educational Leadership and/or Administration. A less traditional but growing path is becoming a Reading Specialist, Math Coach, or Curriculum Resource Teacher, which allows you to stay in an instructional support role.

10-Year Outlook:
The outlook is one of stability, not explosive growth. The public school system will remain the primary employer. Expect slow, incremental changes in curriculum (especially with the ongoing focus on science of reading). The biggest opportunities may come from expanding into adult education, charter schools (though limited in this area), or private tutoring services. The key to longevity in Milford is to become indispensable in a niche area.

The Verdict: Is Milford Right for You?

Milford isn't for everyone. It’s for the teacher who values community, stability, and a slower pace of life over a fast-paced, high-growth career track.

Pros Cons
Affordable Cost of Living: A $64,243 salary goes further here than in Wilmington or Newark. Tight Job Market: Only 60 jobs in the metro and 1% growth means you have to be patient and persistent.
Strong Community Feel: You'll know your students' families, fellow teachers, and local shop owners. Car-Dependent: You'll need a car. Public transportation is minimal.
Prime Location: You're an hour from Philadelphia/Baltimore, 45 minutes from the beaches, and 20 minutes from Dover. Limited Entertainment: Don't expect a bustling nightlife or diverse cultural scene. It’s a quiet town.
Manageable Commutes: No soul-crushing traffic jams. Most teachers live within a 15-minute drive of their school. Lower Ceiling: The salary caps for expert teachers are lower than in large, urban districts.
Outdoor Access: The Milford Riverwalk, nearby state forests, and beaches are all major quality-of-life perks. Insular Community: It can take time for outsiders to feel fully integrated.

Final Recommendation:
If you are a teacher who is financially conscious, enjoys being part of a close-knit community, and doesn't mind a quieter lifestyle, Milford is an excellent choice. The median salary of $64,243 paired with a manageable cost of living allows for a comfortable life. It's a fantastic place to put down roots, raise a family, and build a meaningful career. However, if you are looking to climb the career ladder quickly, command a salary well into the six figures, or thrive in a fast-paced, anonymous urban environment, you will likely find Milford too limiting.

FAQs

1. I'm a teacher from out of state. How long will it take to get a Delaware license?
If you have a valid teaching license from another state, you can apply for a Delaware license through reciprocity. The process typically takes 4-8 weeks if you have all your documents in order (transcripts, test scores, proof of your current license). It's best to start this process as soon as you decide to move.

2. Is Milford a good place for a new teacher to start their career?
Yes, with a caveat. The small size of the district means you'll get a lot of support and know your colleagues well. However, the job openings are few, so you need to be flexible and may have to start as a long-term substitute to get your foot in the door. The cost of living is manageable on an entry-level salary.

3. What's the real estate market like for a teacher?
It's competitive but not impossible. With a $64,243 salary, you'll likely be looking at homes in the $200,000 - $250,000 range. Inventory is tight, so be prepared to act quickly. I highly recommend connecting with a local real estate agent who understands the first-time homebuyer programs available in Delaware.

4. How does the 1% job growth really affect me?
It means you shouldn't expect a large number of new teaching positions to open up each year. Most jobs will be created by retirements. This is a "who you know" market. Networking with principals, attending local job fairs (even as a volunteer), and making connections before you need a job is crucial.

5. Are there opportunities for teachers to work outside the public school system?
Yes, though they are limited. You can look into:

  • Tutoring: Private tutoring is always in demand, especially for SAT/ACT prep.
  • **Daycares
Data Sources: Bureau of Labor Statistics (OEWS May 2024), DE State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly