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Elementary School Teacher in Silver Spring CDP, MD

Median Salary

$65,312

Above National Avg

Hourly Wage

$31.4

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+3%

10-Year Outlook

A Local's Guide to Teaching Elementary School in Silver Spring CDP, MD

If you're considering a move to Silver Spring, Maryland, as an elementary school teacher, you're looking at a complex market. Itโ€™s not just about the salary; itโ€™s about the cost of living, the specific school systems, and the neighborhoods youโ€™ll call home. This guide is written from the perspective of someone who knows the areaโ€”the traffic on Colesville Road, the difference between living in Downtown Silver Spring versus the quieter suburbs, and which employers are actually hiring. Let's get into the data.

The Salary Picture: Where Silver Spring CDP Stands

First, the hard numbers. The median salary for an Elementary School Teacher in Silver Spring CDP is $65,312/year, which breaks down to an hourly rate of $31.4/hour. This is slightly above the national average of $63,670/year. However, that slight bump is critical when you factor in the local cost of living.

The job market here is tight. There are approximately 424 jobs in the metro area, and the 10-year job growth is projected at just 1%. This isn't a market where you can hop between schools easily; itโ€™s a stable, competitive environment where experience and advanced credentials matter.

Hereโ€™s how salaries typically break down by experience level in this region:

Experience Level Estimated Annual Salary Notes
Entry-Level (0-3 years) $55,000 - $60,000 Often starts at the bottom of the county pay scale.
Mid-Career (4-9 years) $65,000 - $75,000 Where the median $65,312 typically falls.
Senior (10-19 years) $75,000 - $90,000 Requires additional credits or leadership roles.
Expert/Leader (20+ years) $90,000+ Often involves a Master's +30 or administrative certification.

Compared to other Maryland cities, Silver Spring is competitive. It sits between the high cost of living in Bethesda/Chevy Chase and the more affordable (but still pricey) suburbs like Bowie or Laurel. Montgomery County Public Schools (MCPS) and Prince George's County Public Schools (PGCPS) are the two primary districts serving the area, and their pay scales are public and predictable.

Insider Tip: Don't just look at the base salary. MCPS and PGCPS have strong benefits packages, including generous retirement contributions (Maryland State Retirement and Pension System) and health insurance, which effectively increase your total compensation by 20-30%.

๐Ÿ“Š Compensation Analysis

Silver Spring CDP $65,312
National Average $63,670

๐Ÿ“ˆ Earning Potential

Entry Level $48,984 - $58,781
Mid Level $58,781 - $71,843
Senior Level $71,843 - $88,171
Expert Level $88,171 - $104,499

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

The median salary of $65,312 sounds reasonable until you factor in Maryland's state income tax (which can range from 2% to 5.75%) and the local cost of living. The Cost of Living Index for Silver Spring is 108.6, meaning it's about 8.6% higher than the national average.

The biggest expense will be housing. The average rent for a 1-bedroom apartment is $1,574/month. Let's break down a monthly budget for a teacher earning the median salary.

Monthly Budget Breakdown (Based on $65,312/year)

Category Monthly Amount % of Take-Home Pay
Gross Income $5,443 -
Taxes (Approx. 25%) ($1,361) 25%
Net Take-Home Pay $4,082 -
Rent (1BR Avg.) ($1,574) 39%
Utilities & Internet ($200) 5%
Groceries ($350) 9%
Transportation (Car/Gas/Ins.) ($350) 9%
Student Loans/Debt ($200) 5%
Savings & Misc. $1,408 34%

Can they afford to buy a home? It's challenging. The median home price in Silver Spring CDP hovers around $450,000 - $500,000. With a 20% down payment, you'd need $90,000-$100,000 upfront. A mortgage payment, including taxes and insurance, would likely exceed $2,800/month on a 30-year loan, which is over 50% of your net take-home pay. For a single teacher, buying a home alone on this salary is not advisable without significant savings or a dual income. Renting is the more feasible option for the first several years.

๐Ÿ’ฐ Monthly Budget

$4,245
net/mo
Rent/Housing
$1,486
Groceries
$637
Transport
$509
Utilities
$340
Savings/Misc
$1,274

๐Ÿ“‹ Snapshot

$65,312
Median
$31.4/hr
Hourly
0
Jobs
+3%
Growth

Where the Jobs Are: Silver Spring CDP's Major Employers

The majority of elementary teaching jobs will be with public school districts, but there are also opportunities in private and charter schools. Here are the key players:

  1. Montgomery County Public Schools (MCPS): The largest employer in the area. MCPS is known for its diversity, rigorous curriculum, and strong union presence. They are almost always hiring, but competition is fierce for the more desirable suburban schools in Silver Spring. Hiring trends show a high demand for teachers with STEM and Special Education certifications.
  2. Prince George's County Public Schools (PGCPS): Serves the southern parts of Silver Spring (like the Langley Park area). PGCPS often has more openings and may offer incentives for hard-to-staff subjects. The pay scale is competitive with MCPS.
  3. The Brookings Institution & The National Institutes of Health (NIH): While not direct K-12 employers, these massive institutions draw a highly educated population that values education. This fuels demand for high-quality private schools and tutoring services. Teachers with science backgrounds can sometimes find curriculum development roles here.
  4. Holy Cross Hospital & Suburban Hospital (part of Johns Hopkins): These major healthcare employers provide stability to the local economy. While they don't hire teachers directly, they offer excellent spousal employment opportunities, which can make a dual-income household more viable.
  5. Silver Spring International Middle School & Sligo Creek Elementary: These are specific school names, but they represent the types of public schools in the area. They are part of the larger MCPS system and are examples of where teachers might find jobs. The trend is toward hiring teachers who can support English Language Learners (ELL) and students from diverse socioeconomic backgrounds.
  6. Private & Parochial Schools: Institutions like St. Peter's Catholic School or the Sandy Spring Friends School (just outside the CDP) offer alternative employment. Salaries may be lower than public schools, but class sizes are often smaller.

Insider Tip: The hiring cycle for MCPS and PGCPS is year-round, but the prime hiring season is February through May for the following academic year. Apply early and be persistent.

Getting Licensed in MD

Maryland has a structured licensing system managed by the Maryland State Department of Education (MSDE). You cannot teach without proper certification.

Step-by-Step Process:

  1. Complete a Bachelor's Degree: In any field, but must be from an accredited institution.
  2. Complete a Teacher Preparation Program: This can be part of your undergrad or a post-baccalaureate program. It must include student teaching.
  3. Pass Required Exams:
    • Praxis Core: Basic skills (Reading, Writing, Math).
    • Praxis Subject Assessments: Specific to your grade level (Elementary Education: Multiple Subjects 5901) and any endorsements (e.g., Special Education).
  4. Apply for Initial Certification: Through the MSDE online portal. The application fee is $10.
  5. Complete the "Early Childhood Development" Course: Required for all initial license applicants in Maryland.

Costs & Timeline:

  • Exams: Praxis exams cost $130-$210 each. Budget $500-$800 for all testing.
  • Timeline: If you are already a certified teacher in another state, you can apply for reciprocity. The process can take 4-8 weeks. If you are starting from scratch, it can take 1-2 years to complete the coursework and exams.
  • Reciprocity: Maryland has reciprocity agreements with many states, but you will likely need to fulfill Maryland-specific requirements (like the Early Childhood Development course) within your first few years of teaching.

Insider Tip: If you're moving from out of state, start the reciprocity application before you move. The MSDE website is notoriously detailed; call their certification office directly with questions to avoid delays.

Best Neighborhoods for Elementary School Teachers

Where you live will dictate your commute, budget, and lifestyle. Silver Spring CDP is diverse, with pockets of high-density urban living and quiet, tree-lined suburbs.

  1. Downtown Silver Spring: The urban core. High-walkability, close to the Metro (Red Line), restaurants, and cultural venues. Rent for a 1BR is $1,800 - $2,200. Best for teachers who want a vibrant, car-optional lifestyle. Commute to schools is easy via bus or Metro.
  2. Northwood Park / Woodside: Established, single-family home neighborhoods with a classic suburban feel. Great for teachers with families. Rent is harder to find (mostly houses), but a 1BR in an adjacent complex might be $1,600. Commute is easy via Colesville Road (US-29).
  3. Takoma Park (Silver Spring side): A distinct, quirky town with a strong community feel, farmers' markets, and a progressive vibe. It's adjacent to Washington, D.C. Rent for a 1BR is $1,700 - $1,900. Excellent for teachers who want a tight-knit community and don't mind a slightly longer commute to southern Silver Spring schools.
  4. White Oak / Langley Park: More affordable, with a high immigrant population and diverse community. Rent for a 1BR can be as low as $1,400 - $1,600. Commutes can be longer due to traffic, but you're close to major employers like NIH. It's a hub for PGCPS teachers.
  5. Aspen Hill / North Bethesda (just north of Silver Spring CDP): A mix of apartments and townhomes. Slightly more car-dependent but offers good value. 1BR rent averages $1,550. Home to schools like Rockview Elementary. A practical choice for a balanced budget.

Insider Tip: Avoid renting right next to major roads like Colesville Road or Georgia Avenue if you're a light sleeper. Traffic noise is real. Look for side streets or communities with internal courtyards.

The Long Game: Career Growth

The 10-year job growth of 1% indicates that this is a mature, stable market. Growth isn't in numbers but in specialization and advancement.

  • Specialty Premiums: Obtaining an endorsement in Special Education (SPED), English for Speakers of Other Languages (ESOL), or STEM can increase your marketability and sometimes comes with stipends or priority in hiring. A Master's degree is often required for advancement and is necessary for a higher salary on the pay scale.
  • Advancement Paths: The traditional path is to move into administration (Assistant Principal, Principal) via a Master's in Educational Leadership. Another path is becoming a Instructional Coach or Curriculum Specialist, which often requires advanced degrees and several years of successful teaching experience.
  • 10-Year Outlook: While the number of teachers won't grow significantly, the need for highly qualified, specialized teachers will remain constant. The student population is diverse and includes a high number of English Language Learners. Teachers who can adapt to this environment and pursue leadership roles will have the most stable and rewarding careers.

The Verdict: Is Silver Spring CDP Right for You?

Pros Cons
Above-average salary and strong benefits (especially with MCPS/PGCPS). High cost of living, particularly housing. Homeownership is a long-term goal.
Diverse student population offers rich, rewarding teaching experiences. Competitive job market; top schools are hard to get into.
Proximity to Washington, D.C. for cultural and professional opportunities. Traffic congestion can make commutes stressful, especially on US-29 and I-495.
Stable job market with strong public institutions. 1% job growth means fewer new openings and more competition.
Vibrant, diverse communities with excellent food and parks. State income and property taxes are higher than the national average.

Final Recommendation: Silver Spring CDP is an excellent choice for a teacher who values professional stability, diversity, and access to urban amenities. It is not an easy place for a single teacher to buy a home or build wealth rapidly on a single middle-class income. It is ideal for those with a partner, those willing to rent long-term, or those pursuing advanced degrees to climb the pay scale. If you can handle the cost of living and want to teach in a dynamic, supportive environment, Silver Spring is a fantastic place to build a career.

FAQs

1. I'm a teacher from another state. Will my license transfer?
Yes, through reciprocity. Maryland will recognize your out-of-state license, but you'll need to complete Maryland-specific requirements, including the Early Childhood Development course and possibly additional exams. Start the process with the MSDE at least 3 months before your move.

2. Is it better to work for MCPS or PGCPS?
Both are excellent districts. MCPS is larger and often has more resources, but it's also more competitive. PGCPS may offer more immediate openings for new teachers and has similar pay scales. The choice often comes down to the specific school community and commute.

3. What's the reality of the commute?
Traffic is the biggest challenge. The "American Legion Bridge" (I-495) and US-29 are notorious bottlenecks. If you can live and work within the Silver Spring CDP or take the Metro (Red Line), your quality of life will be much higher. Always do a test commute during rush hour before signing a lease.

4. Can I live on the $65,312 salary if I have student loans?
Yes, but budgeting is critical. The sample budget shows it's possible, but it requires discipline. If your student loan payment is over $300/month, you may need to find a roommate or choose a more affordable neighborhood like White Oak to maintain savings.

5. Are there opportunities for side income?
Absolutely. Many teachers tutor after school, especially in high-demand subjects like math or for students learning English. The affluent, educated population in Silver Spring creates a robust market for private tutoring, which can add $500-$1,500/month to your income if you're licensed and have a good reputation.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), MD State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 28, 2026 | Data refresh frequency: Monthly