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Elementary School Teacher in Sioux City, IA

Comprehensive guide to elementary school teacher salaries in Sioux City, IA. Sioux City elementary school teachers earn $61,396 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$61,396

Vs National Avg

Hourly Wage

$29.52

Dollars / Hr

Workforce

0.4k

Total Jobs

Growth

+1%

10-Year Outlook

As a career analyst who has spent years studying the heartbeat of Sioux City, I've watched teachers from all over the region weigh their options. Moving here isn't about chasing big-city lights; it's about finding a community where your paycheck stretches, your students know your name, and you can afford a life outside the classroom. This guide is for you—the educator looking for the real picture, not a brochure. We'll crunch the numbers, map the neighborhoods, and talk frankly about the opportunities and challenges of teaching elementary school in this Iowa hub.

Sioux City sits at the junction of Iowa, Nebraska, and South Dakota, a crossroads with a gritty, resilient spirit. The metro population hovers around 85,172, and while it's not a booming metropolis, the demand for skilled teachers is steady. The cost of living is your biggest ally here, with an index of 88.1 (well below the national average of 100). A one-bedroom apartment averages $780/month, but you'll find significant variation depending on where you plant your roots. Let’s dig in.

The Salary Picture: Where Sioux City Stands

First, let's talk numbers. According to the Bureau of Labor Statistics (BLS) and local school district salary schedules, the financial reality for an elementary teacher in Sioux City is solid, especially when paired with the low cost of living. The median salary is $61,396/year, which breaks down to an hourly rate of $29.52/hour. It's important to note that this is slightly below the national average for elementary school teachers, which sits at $63,670/year. However, this gap is almost entirely offset by the significantly lower living costs.

Career progression within Sioux City's public and private schools follows a structured path tied to education credits and years of service. Here’s a realistic breakdown of what you can expect:

Experience Level Title Salary Range (Annual) Notes
Entry-Level First-Year Teacher (BA) $45,000 - $52,000 Based on Sioux City Community School District (SCCSD) salary schedule. Master's degree adds ~$3k.
Mid-Career Professional Teacher (MA + 5-9 yrs) $55,000 - $68,000 This is where most teachers land after a few years, especially with a master's.
Senior Master Teacher (MA + 10-15 yrs) $70,000 - $78,000 Often involves leadership roles like department chair or curriculum lead.
Expert Mentor/Admin Track $78,000+ Typically requires additional certification (e.g., admin license) and moves into instructional coaching or administration.

When you compare Sioux City to other Iowa cities, the picture clarifies. Des Moines, the state capital, has a higher median salary (closer to $66,000) but also a much higher cost of living (index around 92). Cedar Rapids and Davenport offer similar salaries with slightly higher living costs. Sioux City's advantage is its combination of a median salary of $61,396 and a cost of living index of 88.1. You’re getting more house for your buck, which directly impacts your quality of life. The job market is stable; there are approximately 425 teaching positions in the metro area, with a 10-year job growth projected at 1%. This isn't a market that's exploding, but it's far from stagnant. It's a reliable, steady field for those who value job security over rapid advancement.

📊 Compensation Analysis

Sioux City $61,396
National Average $63,670

📈 Earning Potential

Entry Level $46,047 - $55,256
Mid Level $55,256 - $67,536
Senior Level $67,536 - $82,885
Expert Level $82,885 - $98,234

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let's get down to the monthly nitty-gritty. How does that $61,396 annual salary translate to your bank account? We'll use conservative estimates for taxes (federal, state, and FICA) and the average rent.

  • Annual Gross Salary: $61,396
  • Estimated Annual Taxes (~22%): -$13,507 (This includes federal, Iowa state tax, and FICA. Actual rate varies with deductions.)
  • Annual Net Salary: $47,889
  • Monthly Net Salary: $3,991

Now, against the average Sioux City rent of $780/month for a one-bedroom apartment:

Monthly Expense Cost Notes
Net Salary (Take-Home) $3,991
Rent (1BR Avg.) $780
Utilities (Est.) $150 Including electric, gas, water, and internet.
Car Payment/Insurance $350 Highly variable; essential in a car-dependent city.
Groceries $300
Student Loans $200 If applicable.
Health Insurance (Est.) $150 Often subsidized by the district.
Misc. (Fun, Savings, etc.) $2,061
Remaining After Essentials $2,061 This is a strong position for savings, debt payoff, or home saving.

Insider Tip: The Sioux City Community School District (SCCSD) and many surrounding districts offer great benefits, including health insurance and retirement contributions (IPERS, Iowa Public Employees' Retirement System). This reduces your out-of-pocket costs for healthcare and retirement savings, making that $3,991 monthly net go even further.

Can they afford to buy a home? Absolutely. The median home price in Sioux City is around $160,000. With a down payment of 5% ($8,000), your monthly mortgage payment (including taxes and insurance) would be roughly $1,100-$1,200. Given your net of nearly $4,000, that's a mortgage-to-income ratio of about 30%, which is very manageable. Many teachers here own homes within their first 5-7 years of working.

💰 Monthly Budget

$3,991
net/mo
Rent/Housing
$1,397
Groceries
$599
Transport
$479
Utilities
$319
Savings/Misc
$1,197

📋 Snapshot

$61,396
Median
$29.52/hr
Hourly
425
Jobs
+1%
Growth

Where the Jobs Are: Sioux City's Major Employers

The teaching landscape in Sioux City is dominated by public school districts, with a handful of private and charter options. Hiring is most active in the spring for the following academic year, but mid-year openings do occur due to relocations or retirements.

  1. Sioux City Community School District (SCCSD): The largest employer, covering the core of Sioux City, including neighborhoods like Morningside and the Northside. They have over 14,000 students and constantly need elementary teachers. They offer a clear, union-supported salary schedule. Hiring trends favor those with ESL or special education endorsements.
  2. Dakota Valley School District: Serves the Dakota Dunes area and North Sioux City, SD. This is a fast-growing, affluent suburb with high-performing schools. Salaries are competitive and often slightly higher than SCCSD. The commute from Sioux City is short (10-15 minutes).
  3. Bishop Heelan Catholic Schools: The primary private school system in the city. Salaries are typically lower than public districts, but the environment is tight-knit. They often seek teachers with a strong faith-based education component.
  4. Morningside College (Now part of "University of Sioux Falls - Sioux City Campus"): While not a K-12 employer, it's a key source for continuing education and certification programs. Their education department has strong ties with local schools for student teaching placements.
  5. St. Mary's Catholic School & St. Michael's Catholic School: Smaller, parish-based schools in the Morningside and Leeds neighborhoods. They offer a community-focused environment and may provide housing stipends for teachers relocating from outside the area.
  6. Sioux City Public Museum & Dorothy Pecaut Nature Center: While not direct employers, these institutions are fantastic resources for field trips and curriculum development. Networking with their education coordinators can be a plus.
  7. MercyOne & St. Luke's Hospital Systems: Again, not direct employers for teachers, but they are massive healthcare systems in the city. Their presence stabilizes the local economy and ensures a consistent population of families needing schools.

Hiring Trends: Districts are actively seeking dual-certified teachers (e.g., Elementary Education + Special Education). There's also a growing need for teachers comfortable with technology integration and STEM-focused elementary curricula.

Getting Licensed in IA

Iowa's licensing is straightforward but requires proactive steps. The Iowa Board of Educational Examiners (BOEE) manages all certifications.

  • Initial License: For new teachers, you'll need a Bachelor's degree from an approved program and to pass the Praxis II content exam(s). You apply through the BOEE website; the fee is approximately $40 for the initial application. The license is valid for two years.
  • Renewal & Advancement: After two years, you must complete the Teacher Internship Program (a mentoring year) and then apply for a Standard 5-Year License. The renewal fee is $85. To add endorsements (like Special Education), you need to take specific coursework and/or pass the relevant Praxis exam.
  • Out-of-State Teachers: If you're licensed in another state, Iowa has reciprocity, but you'll likely need to take the Praxis II content exam(s) for your subject area. You must also complete the Teacher Internship Program within your first three years in Iowa.
  • Timeline: From starting the application to receiving your first license can take 6-8 weeks. A good strategy is to begin the application process in the spring before you move. Many districts will hire you on a provisional license while you complete the internship.

Cost Breakdown:

  • Praxis II Exam: ~$130 per exam.
  • BOEE Application Fee: ~$40-$85.
  • Total Estimated Startup Cost: $170 - $215.

Best Neighborhoods for Elementary School Teachers

Where you live in Sioux City impacts your commute, social life, and budget. Here’s a local’s guide to the top areas for teachers.

  1. Morningside (East Side): The quintessential family-friendly neighborhood. Tree-lined streets, older, well-maintained homes (many from the 1920s-50s), and a strong community vibe. It's home to Morningside College and several parks. The commute to SCCSD schools is under 15 minutes. Rent for a 1BR is around $750-$850. Insider Tip: The Morningside area has the best walkable coffee shops and local boutiques, giving it a slightly more urban feel.
  2. Northside (West Side): Historically a working-class area that's seeing revitalization. More affordable housing, both for rent and purchase. It's closer to the downtown business district and the Tyson Events Center. The commute is easy. Rent is lower, averaging $650-$750. This is a great area for teachers looking to buy their first home.
  3. Dakota Dunes / North Sioux City (South Dakota): A master-planned community just across the river. Extremely safe, with top-rated schools (Dakota Valley), new housing, and shopping at the Southern Hills Mall. It's pricier—a 1BR apartment is closer to $900-$1,100—but you're paying for the amenities and school quality. The commute to Sioux City is about 15 minutes.
  4. Leeds (West End): A quieter, more suburban area with a mix of older homes and new developments. It's close to the Missouri River and has a slower pace of life. Good for teachers who want space and a short drive to outdoor activities. Rent is comparable to Morningside: $750-$900.
  5. Downtown: If you're a young professional who wants to be in the heart of the action, downtown Sioux City has loft apartments and new condo developments. The scene is growing, with breweries, restaurants, and the Orpheum Theatre. It's not traditional for families, but perfect for a single teacher. Rent for a 1-2BR loft starts at $1,000+.

The Long Game: Career Growth

Elementary education in Sioux City offers a stable path, but growth requires initiative. The standard progression is from classroom teacher to lead teacher or instructional coach. Salaries top out in the $70,000 - $78,000 range for classroom roles.

  • Specialty Premiums: Adding endorsements is your best bet for a salary bump. Special Education, ESL (English as a Second Language), and Reading Specialist certifications are in high demand and can add $3,000 - $5,000 to your annual base salary in most districts.
  • Administrative Path: If you're eyeing administration (Principal, Curriculum Director), you'll need a Master's degree plus an administrative endorsement. This path often starts with an Assistant Principal role, which in Sioux City pays $85,000 - $95,000. The job growth for admins is slower but lucrative.
  • The 10-Year Outlook: With a 1% job growth rate, the market isn't going to explode. However, retirements are a steady source of openings. The key to advancement is building a reputation for excellence, taking on committee work, and pursuing professional development. The network of teachers in Sioux City is strong; your reputation will travel.

The Verdict: Is Sioux City Right for You?

Deciding to move is a big choice. Here’s a clear-eyed look at the pros and cons.

Pros Cons
Low Cost of Living: Your $61,396 salary goes much further here than on the coasts or in major metros. Homeownership is a real possibility. Limited Cultural Scene: Compared to Des Moines or Minneapolis, Sioux City has fewer museums, concerts, and diverse dining options.
Strong Community Feel: Sioux City has a tight-knit, neighborly atmosphere. Students and parents are often deeply connected to the school. Weather: Winters are long, cold, and windy. Summers can be hot and humid. You need to be prepared for four distinct seasons.
Steady Job Market: With 425 existing jobs and a 1% growth rate, it's a stable place to build a long-term career. Car Dependency: Public transit is limited. You will need a reliable car to get around the city.
Great Work-Life Balance: The pace of life is slower. Many teachers have time for hobbies, family, and community involvement outside of work. Income Ceiling: While solid, top-end salaries for teachers are lower than in larger states with stronger unions.

Final Recommendation: Sioux City is an excellent choice for elementary school teachers who prioritize financial stability, a strong sense of community, and a manageable work-life balance over the hustle of a major city. If you're early in your career, the low cost of living allows you to pay down student loans and save for a home quickly. If you're mid-career and looking for a change of pace from a high-cost, high-stress environment, Sioux City offers a refreshing alternative. It's not for everyone, but for the right person, it's a place to put down roots and build a fulfilling life.

FAQs

Q: How do I start applying for jobs in Sioux City?
A: Start by visiting the "Employment" or "Human Resources" pages of the Sioux City Community School District and other district websites. Most applications are online. It's wise to apply in the spring (March-May) for the best selection of positions. Networking through LinkedIn or attending the Sioux City Education Fair (if offered) can also help.

Q: What is the student demographic like?
A: Sioux City schools are wonderfully diverse. The SCCSD student body is a mix of Caucasian, Hispanic, African American, and Asian students. You'll encounter a range of socioeconomic backgrounds and a significant population of English Language Learners (ELLs), which makes ESL training incredibly valuable.

Q: How much should I budget for moving costs?
A: Moving to Sioux City from out of state? Budget for a truck rental (approx. $1,500-$2,500 for a 2-3 bedroom move), security deposits (equal to one month's rent), and setting up utilities. A good rule of thumb is to have $4,000 - $6,000 saved for the initial move-in and first month's expenses.

Q: Is the teaching environment unionized?
A: Yes. The Sioux City Education Association (SCEA) represents teachers in the SCCSD. They negotiate salaries, benefits, and working conditions. Union dues are typically around 1% of your salary. It's a strong union that provides valuable support and advocacy.

Q: What's the best way to prepare for the Iowa climate?
A: Invest in a high-quality winter coat, waterproof boots, and a reliable car with good tires and a remote starter. Learn to layer clothing. Many Iowans use the winter to enjoy indoor hobbies, and the city has a great library system and community centers to stay active.

Explore More in Sioux City

Dive deeper into the local economy and lifestyle.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), IA State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly