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Elementary School Teacher in Spearfish, SD

Median Salary

$61,664

Vs National Avg

Hourly Wage

$29.65

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+3%

10-Year Outlook

The Spearfish Elementary Teacher’s Career Guide

Welcome to Spearfish, South Dakota. If you’re considering a move here to teach elementary school, you’re looking at a community that’s both a gateway to the Black Hills and a self-contained, tight-knit town. As a local, I’ll give you the unvarnished data and on-the-ground insights you need to decide if this is the right place for your career and life.

This guide is built on hard numbers and local knowledge. We’ll cover the salary landscape, the real cost of living, where the jobs actually are, and what day-to-day life looks like for a teacher in this specific corner of South Dakota.

The Salary Picture: Where Spearfish Stands

Let’s get straight to the numbers. For an Elementary School Teacher in Spearfish, the financial picture is defined by a few key data points. The median salary is $61,664 per year, which breaks down to an hourly rate of $29.65. It’s crucial to understand that this median sits slightly below the national average of $63,670/year, a common pattern for rural areas in the Great Plains.

The job market itself is small and stable. There are approximately 62 jobs for elementary teachers in the metro area, and the 10-year job growth is a modest 1%. This isn’t a boomtown for teaching positions; it’s a stable, long-term market where openings typically occur due to retirements or relocation. You’re not competing with hundreds of applicants for every role, but you’re also not seeing rapid expansion.

Experience-Level Breakdown

While the median is a useful benchmark, your starting salary and long-term earning potential depend heavily on your experience and education level. Here’s a realistic breakdown based on local school district salary schedules (like Spearfish School District 20-2).

Experience Level Estimated Annual Salary (Gross) Key Factors
Entry-Level (0-3 years) $46,000 - $52,000 Bachelor’s degree, initial certification. This is your starting point on the district’s salary schedule.
Mid-Career (4-10 years) $58,000 - $68,000 This range often aligns with the median of $61,664. Additional credits or a Master’s can bump you toward the higher end.
Senior/Expert (11+ years) $72,000 - $85,000 Requires a Master’s degree or significant additional credits. Top of the local salary schedule.

Comparison to Other SD Cities

How does Spearfish stack up against other South Dakota cities? The cost of living is a major differentiator.

City Median Salary (Est.) Cost of Living Index (US Avg=100) Rent (1BR Avg.) Key Takeaway
Spearfish $61,664 89.5 $760 Lower cost of living offsets a salary slightly below national average.
Sioux Falls $63,500 92.0 $950 Slightly higher salary, but notably higher rent and overall expenses.
Rapid City $62,800 91.5 $890 Similar salary profile, but a larger, more competitive metro area.
Aberdeen $60,200 85.0 $650 Lower salary, but also the lowest cost of living in the state.

Insider Tip: Don’t just look at the salary number. The Cost of Living Index of 89.5 means your dollar goes about 10.5% further in Spearfish than the national average. This is the single biggest factor that makes the salary viable.

📊 Compensation Analysis

Spearfish $61,664
National Average $63,670

📈 Earning Potential

Entry Level $46,248 - $55,498
Mid Level $55,498 - $67,830
Senior Level $67,830 - $83,246
Expert Level $83,246 - $98,662

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let’s translate that $61,664 median salary into a real monthly budget. This assumes a filing status of Single, no dependents, and using standard deductions for a rough estimate.

  • Monthly Gross Salary: $5,139
  • Estimated Taxes (Fed, State, FICA): ~$1,150/month
  • Take-Home Pay (Estimate): $3,989/month

Now, let’s factor in the rent. The average 1BR rent is $760/month.

  • Rent: $760
  • Take-Home Pay After Rent: $3,229/month

This leaves you with over $3,200 for utilities, groceries, car payments, insurance, student loans, and savings. This is a very manageable budget.

Can They Afford to Buy a Home?

Yes, absolutely. This is where Spearfish becomes particularly attractive for teachers looking to build equity. The median home price in Spearfish is approximately $275,000. With a 10% down payment ($27,500), a 30-year mortgage at current rates (~6.5%) would have a monthly payment (including taxes and insurance) of roughly $1,850.

While this is a significant portion of your take-home pay (~46%), it’s not uncommon for dual-income households. For a single teacher, it’s tight but possible with careful budgeting, especially if you start with a smaller starter home or condo. The local market is stable, not hyper-inflated, making entry more feasible than in major coastal cities.

💰 Monthly Budget

$4,008
net/mo
Rent/Housing
$1,403
Groceries
$601
Transport
$481
Utilities
$321
Savings/Misc
$1,202

📋 Snapshot

$61,664
Median
$29.65/hr
Hourly
0
Jobs
+3%
Growth

Where the Jobs Are: Spearfish's Major Employers

The teaching job market in Spearfish revolves almost entirely around the public school system and a few key community institutions. Here are the primary employers:

  1. Spearfish School District 20-2: The largest employer for teachers, serving the city and surrounding areas. It includes several elementary schools (e.g., Westwood, Grandview, Highland). Hiring is predictable, tied to the academic calendar, and retirement cycles are the main source of openings.
  2. St. Joseph Catholic School: A private K-8 option in Spearfish. Salaries may be slightly lower than public district, but it offers a different community environment.
  3. Black Hills State University (BHSU): While not a direct K-12 employer, BHSU is a massive economic and cultural engine. It hosts the university’s campus in Spearfish and influences the entire community. Teachers often live here for the university town vibe, and BHSU’s College of Education can be a resource for professional development.
  4. Spearfish Regional Hospital (now Monument Health Spearfish): Part of the regional health system. While not a direct teaching employer, it’s a major source of employment for spouses and partners, making the area viable for a teaching family.
  5. City of Spearfish: The municipal government offers other stable jobs, which is a positive sign for the local economy and property tax base that funds schools.
  6. Local Daycares & Preschools: Many teachers start in or supplement their income with work at centers like Little Tykes Learning Center or the BHSU Child Development Center.

Hiring Trend: The market is stable. Don’t expect a flood of new positions. The key is to get your application into the district’s system early, often in the spring for the following fall. Networking with current teachers at the district’s open houses or BHSU education events is invaluable.

Getting Licensed in SD

South Dakota has a clear, streamlined process for teacher certification, managed by the South Dakota Department of Education.

  • Initial Requirements: You’ll need a bachelor’s degree from an accredited institution and completion of a state-approved teacher preparation program. You must also pass the Praxis Core exam and the relevant Praxis Subject Assessments for elementary education.
  • Costs: The application fee is $75. Praxis exam fees are typically $130-$210 per test. Background check costs are additional (approx. $35-$50). Budget $400-$600 for the initial licensure process.
  • Timeline: If you already have a degree and are completing your student teaching, the process can take 2-4 months from application to receiving your certificate. If you’re starting from scratch (degree + prep program), factor in the standard 4-year bachelor’s timeline.
  • Out-of-State Reciprocity: South Dakota has reciprocity agreements with most states. You’ll likely need to take the Praxis exams specific to South Dakota requirements. Contact the SD Department of Education for a transcript review.

Insider Tip: Start your application process during your final semester of student teaching. The state processes applications year-round, but schools start hiring in earnest in March and April.

Best Neighborhoods for Elementary School Teachers

Spearfish is divided by a simple geography: the “East Side” (near the interstate and BHSU) and the “West Side” (toward the canyon and downtown). Commute times are negligible—nothing is more than a 10-minute drive.

  1. East Side (Near BHSU & Interstate 90): This area is popular with younger professionals and university staff. You’ll find newer apartment complexes and single-family homes. It’s close to the grocery store (Safeway), the mall area, and the highway for weekend trips. Rent Estimate: $750-$850 for a 1BR.
  2. West Side / Downtown: The historic heart of the city. Older, charming homes, walkable to downtown shops, the public library, and the Ravine Trail. A quieter, more established neighborhood feel. Commute to any school is 5-7 minutes. Rent Estimate: $700-$800 for a 1BR in a vintage building.
  3. North Spearfish (near the Middle School): A mix of older and newer homes. Very residential and quiet, with easy access to parks and the city’s recreation path. A great choice if you want a bit more space without being far from amenities. Rent Estimate: $800-$900 for a 1BR.
  4. South Spearfish (near the Hospital): Convenient if you work at Monument Health or want quick access to the interstate. Mostly single-family homes and some townhouses. Slightly newer construction on average. Rent Estimate: $800-$950 for a 1BR.

Commute Reality: There is no bad commute in Spearfish. The longest drive from any neighborhood to a school is under 10 minutes. This saves you time and money, adding to the quality of life.

The Long Game: Career Growth

With a 10-year job growth of 1%, the path for career advancement isn’t about climbing a corporate ladder but about deepening your expertise within the local system.

  • Specialty Premiums: In Spearfish, specialties like Special Education, ESL (English as a Second Language), and STEM/STEAM coordination often come with stipends or are built into higher salary lanes on the district schedule. Pursuing a Master’s in these areas is the most direct way to increase your earnings to the $72,000+ range.
  • Advancement Paths: The typical path is:
    1. Classroom Teacher (Years 1-10)
    2. Mentor Teacher or Department Lead (often a stipend position)
    3. Instructional Coach (supporting other teachers)
    4. School Administrator (Principal, requires a Master’s in Ed Leadership and certification).
  • 10-Year Outlook: The outlook is stable, not explosive. The district’s needs will be dictated by enrollment trends, which are relatively flat. The key to longevity here is becoming an integral part of the community—coaching, sponsoring clubs, and building relationships. Job security is high for effective, committed teachers.

The Verdict: Is Spearfish Right for You?

Pros Cons
Extremely Low Cost of Living: Your salary goes far, allowing for home ownership. Limited Job Market: Few openings, slow growth. You must be patient and persistent.
Short, Stress-Free Commutes: 5-10 minutes max. Huge time saver. Isolation: It’s a 2-hour drive to Rapid City, 5+ to Sioux Falls. Limited shopping/dining options.
Outdoor Access: World-class hiking, biking, and skiing are minutes from your doorstep. Very Small Community: Can feel insular if you’re not from a small town. Social circles can be tight.
Stable, Close-Knit Schools: Strong sense of community in each school. Weather: Harsh winters with snow and cold. Short, hot summers.
Low Crime & Safe Environment: Ideal for raising a family. Limited Diversity: The community is predominantly white. Cultural opportunities are limited.

Final Recommendation

Spearfish is an excellent choice for an Elementary School Teacher who:

  • Prioritizes a low cost of living and the dream of home ownership.
  • Loves the outdoors and an active, healthy lifestyle.
  • Values a safe, tight-knit community and a short commute.
  • Has a flexible or patient partner, as the job market is not dynamic.

It is not the right choice for someone seeking rapid career advancement, a bustling urban social scene, cultural diversity, or who is uncomfortable with small-town life and long winters.

FAQs

1. What’s the real winter like for a teacher in Spearfish?
Winters are real and last from November to March. You’ll need a reliable car with all-wheel drive or good snow tires. Snow days are rare but possible. The school district is well-equipped for winter weather. Layering is essential. The sunny, crisp days are beautiful, but be prepared for cold.

2. Is the salary enough for a family on a single income?
Tight, but possible with careful budgeting. The median salary of $61,664 is designed for a single-income household in this cost-of-living environment. A second income, even part-time, significantly eases the budget, especially for home ownership and childcare costs.

3. How do I get my foot in the door with the school district?
Apply online through the Spearfish School District 20-2 website as early as possible. Even if no jobs are posted, submit your application. Network by attending BHSU education department events or substitute teaching in the district. Subbing is the best way to get known and often leads to a full-time offer.

4. What’s the community like outside of school?
It’s very community-oriented. You’ll find people at the public library, the Aquatic Center, the local coffee shops (like Windmill Cafe), and at community events at the Spearfish Rec Center. There’s a strong sense of civic pride. If you put yourself out there, you’ll become part of the fabric quickly.

5. Are there opportunities for part-time or seasonal work?
Yes. Many teachers supplement their income with summer jobs in tourism (at the Canyon, in hospitality), tutoring, or coaching. The local economy has a seasonal pulse tied to summer tourism, which can provide extra income during breaks.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), SD State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 28, 2026 | Data refresh frequency: Monthly