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Firefighter in Council Bluffs, IA

Comprehensive guide to firefighter salaries in Council Bluffs, IA. Council Bluffs firefighters earn $55,834 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$55,834

Vs National Avg

Hourly Wage

$26.84

Dollars / Hr

Workforce

0.1k

Total Jobs

Growth

+4%

10-Year Outlook

Here is a comprehensive career guide for Firefighters considering a move to Council Bluffs, Iowa.

Firefighter Career Guide: Council Bluffs, Iowa

The Salary Picture: Where Council Bluffs Stands

Let's get straight to the numbers. Firefighting in Council Bluffs represents a stable, middle-class career path, though the compensation sits slightly below the national average. The median salary for a Firefighter here is $55,834/year, which breaks down to an hourly rate of $26.84/hour. For context, the national average for this profession is $57,120/year, meaning Council Bluffs firefighters earn approximately 2.3% less than their peers across the United States.

It's important to understand that this is a median figure, meaning half of all firefighters in the metro area earn more, and half earn less. Your actual pay will depend heavily on your rank, years of service, and any specialty certifications you hold.

Experience-Level Pay Breakdown

While specific city pay scales aren't publicly published in detail, we can project a typical career earnings trajectory based on Iowa's public sector compensation patterns and local data. The table below outlines a realistic progression.

Career Stage Experience Level Estimated Annual Salary Range Key Factors
Entry-Level 0-2 years $45,000 - $50,000 Probationary period, basic EMT license, fresh academy graduate.
Mid-Career 3-9 years $52,000 - $62,000 Senior Firefighter/EMT, potential for driver/operator certification.
Senior 10-19 years $60,000 - $75,000 Fire Lieutenant, Captain, or specialized team lead (HazMat, Technical Rescue).
Expert/Leadership 20+ years $70,000 - $90,000+ Battalion Chief, Deputy Chief, Fire Marshal. Top pay is heavily dependent on shift differentials and longevity.

Insider Tip: Council Bluffs is part of the Omaha-Council Bluffs metropolitan area. While the two cities have separate municipal governments, Omaha's larger department often sets a competitive tone. This can sometimes lead to better benefits or pay parity pressure, but Council Bluffs maintains its own distinct union contract (typically with the IAFF Local 4801), which is your primary source for precise step increases and premium pays.

Comparison to Other Iowa Cities

Council Bluffs offers a cost-adjusted advantage. Hereโ€™s how it stacks up in the region.

City Median Salary Cost of Living Index (US Avg=100) Real Income Advantage
Council Bluffs $55,834 92.5 High purchasing power due to lower living costs.
Iowa City ~$56,500 ~95.0 Slightly higher pay, but higher rent and costs.
Des Moines ~$58,000 ~91.0 Slightly higher pay, similar cost of living.
Cedar Rapids ~$55,500 ~88.5 Similar pay, lower overall costs.
National Avg $57,120 100.0 Council Bluffs offers a "value" proposition.

Analysis: While Des Moines offers a marginally higher median salary, Council Bluffsโ€™s cost of living index of 92.5 (significantly below the U.S. average of 100) means your paycheck goes further here than in many other metro areas, including nearby Omaha (index ~95).

๐Ÿ“Š Compensation Analysis

Council Bluffs $55,834
National Average $57,120

๐Ÿ“ˆ Earning Potential

Entry Level $41,876 - $50,251
Mid Level $50,251 - $61,417
Senior Level $61,417 - $75,376
Expert Level $75,376 - $89,334

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

The true test of any salary is what remains after life's essentials are paid. Let's break down a monthly budget for a mid-career firefighter earning the median salary of $55,834/year.

Assumptions:

  • Gross Monthly Pay: $4,652.83
  • Estimated Deductions (Taxes, Insurance, Retirement - ~30%): ~$1,395.85
  • Net Take-Home Pay: ~$3,256.98/month

Monthly Budget Breakdown:

  • Housing (1BR Avg Rent: $971): $971
  • Utilities (Electric, Gas, Water, Internet): $250
  • Groceries & Household: $450
  • Transportation (Gas, Insurance, Maintenance): $300
  • Healthcare (Copays/Out-of-pocket): $150
  • Retirement Savings (IRA/403b): $300
  • Personal/Discretionary: $835.98

Can They Afford to Buy a Home?
Yes, absolutely. With an estimated $835 in discretionary income after essential expenses, saving for a down payment is very feasible. The median home price in Council Bluffs hovers around $200,000 - $230,000.

  • Down Payment (3.5% FHA): ~$7,000 - $8,050
  • Monthly Mortgage (at 6.5%): ~$1,350 - $1,550 (including taxes & insurance)

A firefighter earning the median salary could comfortably afford a mortgage payment of $1,500/month, which would cover a modest single-family home in most of the city. This is a significant financial advantage over fire service careers in coastal states or larger metros like Chicago or Minneapolis.

๐Ÿ’ฐ Monthly Budget

$3,629
net/mo
Rent/Housing
$1,270
Groceries
$544
Transport
$436
Utilities
$290
Savings/Misc
$1,089

๐Ÿ“‹ Snapshot

$55,834
Median
$26.84/hr
Hourly
125
Jobs
+4%
Growth

The Where the Jobs Are: Council Bluffs's Major Employers

Council Bluffs is a public safety-focused city. Firefighting is a municipal service, and the majority of jobs come from the city itself and surrounding jurisdictions.

  1. Council Bluffs Fire Department (CBFD): The primary employer. CBFD operates 5 fire stations and is a full-service department offering advanced life support (ALS) coverage. They maintain a strong focus on community risk reduction and have a modern apparatus fleet. Hiring Trend: Stable. The city population is growing slowly (metro pop: 62,564), so hiring is typically driven by retirements, not rapid expansion. New hire classes are announced every 2-3 years, with competitive testing processes.

  2. Omaha Fire Department (OFD): While located across the river, OFD is a massive employer for the metro area. Many Council Bluffs residents work for OFD and commute. Hiring Trend: More frequent than CBFD, often with larger academy classes. They offer a wider variety of specialty teams (Heavy Search & Rescue, HazMat, Airport). A key consideration: you must live within Omaha city limits after your probationary period.

  3. Pottawattamie County Emergency Management: Manages the county's emergency medical services (EMS) and disaster response. They often hire paramedics and may have dual-role positions. Hiring Trend: Steady, with growth potential as EMS demands increase.

  4. Missouri Valley Fire Department (Council Bluffs outskirts): A volunteer/combination department serving the rural areas west of Council Bluffs. Often a good entry point for those gaining experience. Hiring Trend: Primarily volunteer, but occasionally hires part-time or paid-on-call firefighters.

  5. McKinley Fire Department (Council Bluffs, IA): Another combination department serving the northern part of the city. Often works closely with CBFD on automatic aid. Hiring Trend: Similar to Missouri Valley, focused on volunteer and paid-on-call staff.

Insider Tip: The most direct path to a full-time career in the area is to successfully pass the written exam and physical ability test (CPAT) for CBFD or OFD. Many departments in the metro area, including those in Omaha's suburbs (like Ralston, La Vista), use a common application process, streamlining your job search.

Getting Licensed in Iowa

Iowa has specific, clear requirements for firefighters. You must be certified by the Iowa Fire Marshal's Office.

Step 1: Basic Firefighter Certification

  • Requirement: You must complete a Iowa Fire Service Training Bureau (IFSTB) approved academy. This is typically a 184-hour course covering fire behavior, rescue, ventilation, and more.
  • Cost: If you self-sponsor, the cost can range from $2,000 - $4,000. However, most prospective firefighters are hired by a department first, and they will send you to their academy at their expense. It's highly competitive to get hired without certification, but it's possible.
  • Timeline: The academy itself is typically 4-6 months of full-time training.

Step 2: EMT/Paramedic License

  • Requirement: Iowa requires firefighters to be certified as an Emergency Medical Technician (EMT) at a minimum. Many departments, including CBFD, are ALS (Advanced Life Support) and require Paramedic certification.
  • Cost: EMT course: $1,000 - $2,500. Paramedic program: $8,000 - $15,000 (often offered at Iowa Western Community College in Council Bluffs).
  • Timeline: EMT: 1 semester (3-4 months). Paramedic: 1-2 years.

Step 3: Hiring & Probation

  • Process: Written exam, CPAT, interview, background check, medical exam.
  • Timeline: From application to academy start can take 6-12 months. Probation is typically 12-18 months.

Insider Tip: Get your EMT before applying. It is the single most important certification to make you a competitive candidate. Knowing this, many applicants complete their EMT at Iowa Western Community College, which has a strong relationship with local fire departments.

Best Neighborhoods for Firefighters

Living in Council Bluffs means easy access to all major employers, with commute times usually under 20 minutes. Hereโ€™s a breakdown of neighborhoods by lifestyle and rent.

Neighborhood Vibe & Commute Avg 1BR Rent Why It's Good for Firefighters
Historic 2nd Ward Urban, walkable, near the riverfront and the CBFD headquarters. 5-10 min to most stations. $850 - $1,100 Close to work, charming older homes, lower rent. Ideal for single firefighters or couples.
Northside Residential, family-oriented, near Lutheran High School and shopping. 10-15 min to stations. $900 - $1,200 More space for the money. Great for firefighters with families. Safe and quiet.
Midtown Central, mix of older and newer homes, close to I-80 for easy access to Omaha. 5-15 min commute. $950 - $1,250 A balanced option. Good amenities, easy access to both cities. Popular with young professionals.
West Hills Quiet, suburban feel with larger yards. 15-20 min to downtown stations. $1,000 - $1,350 Perfect for those seeking a "suburban" lifestyle without leaving the city. Great for families.
Downtown Modern apartments, restaurants, and nightlife. 2-10 min commute. $1,000 - $1,500 Ultra-convenient for singles who want a vibrant social scene. Limited parking for families.

Insider Tip: If you're planning to work for Omaha Fire, you'll need to live within Omaha city limits. West Omaha neighborhoods like Millard or Elkhorn are popular with OFD crews, offering excellent schools and larger lots, but they come with a higher price tag (1BR rent closer to $1,100+).

The Long Game: Career Growth

A firefighter's career in Council Bluffs is about specialization and rank.

  • Specialty Premiums: While specific amounts are negotiated, departments often offer pay differentials for:

    • Paramedic Certification: This is the most common and valuable premium.
    • Technical Rescue: Certification in confined space, trench, or high-angle rescue.
    • HazMat Operations: A critical skill for the industrial and transportation corridors in the region.
    • Driver/Engineer: A key promotion that comes with a pay bump.
  • Advancement Path: The typical path is Firefighter โ†’ Engineer โ†’ Lieutenant โ†’ Captain โ†’ Battalion Chief. Each promotion requires passing a competitive exam and interview. Leadership roles also offer involvement in training, prevention, and administrative functions.

  • 10-Year Outlook: The 10-year job growth for Firefighters is projected at 4% nationally, which is about average. In Council Bluffs, the outlook is stable. The metro area's 62,564 population is growing slowly, meaning job openings will primarily come from retirements of the large baby-boom generation of firefighters. This creates a predictable pipeline for new hires. The key to long-term growth here is obtaining a Paramedic license, which opens doors to senior firefighter roles, driver/operator positions, and makes you eligible for special teams.

The Verdict: Is Council Bluffs Right for You?

Pros Cons
Strong Purchasing Power: Salary of $55,834 goes very far with a cost of living index of 92.5. Lower Ceiling: Top-end pay is lower than in larger metros (e.g., Chicago, Minneapolis).
Stable Job Market: Predictable hiring cycles and a strong union presence (IAFF). Competitive Entry: Getting hired with a large department (CBFD or OFD) is highly competitive.
Manageable Commute: You can live anywhere in the metro and be at a station in 20 minutes or less. Limited Diversity of Employers: Almost all jobs are with one of the few municipal departments.
Community Feel: A mid-sized city with a true sense of community and lower crime rates. Slower Pace: If you crave the constant action of a megacity, this may feel quieter.
Gateway to Adventure: Easy access to Omaha's amenities and a short drive to Iowa's lakes, hills, and outdoor recreation. Harsh Winters: Iowa winters can be brutally cold and snowy, which is a physical and mental challenge on the job.

Final Recommendation:
Council Bluffs is an excellent choice for firefighters seeking a stable, affordable career and a high quality of life. It is ideal for those who value homeownership, a manageable commute, and a close-knit community. It's less suited for someone whose primary goal is to reach the absolute highest salary bracket in the profession. For a firefighter with a family, or one looking to buy a home early in their career, Council Bluffs represents one of the best value propositions in the Midwest.

FAQs

1. How competitive is the hiring process for Council Bluffs Fire?
It is very competitive. For the 2023 hiring cycle, the department received over 400 applications for approximately 10-12 positions. The written exam and CPAT are pass/fail hurdles, but the interview is where the majority of candidates are eliminated. Having your EMT and even some college credits (in fire science or related fields) can give you a significant edge.

2. Do I need to live in Council Bluffs to work there?
No, there is no residency requirement for the Council Bluffs Fire Department. Many firefighters commute from neighboring Iowa towns (like Treynor, Neola) or even from Omaha. However, for Omaha Fire, you must establish residency within the Omaha city limits after your probationary period.

3. What is the shift schedule like?
Most departments, including CBFD, use a 24-hour shift schedule, often based on a "24 on, 48 off" or a similar pattern (e.g., a "48/96" is 48 hours on, 96 hours off). This means you work two consecutive 24-hour shifts and then have four days off. It's a demanding but rewarding schedule that allows for significant time off.

4. Can I work as a volunteer firefighter to get my start?
Yes. Departments like Missouri Valley and McKinley rely on volunteer and paid-on-call firefighters. This is an excellent way to gain experience, network, and see if the job is right for you before committing to a full-time academy. It also helps you build your resume for the larger city departments.

5. How does the cost of living compare to Omaha?
Council Bluffs is slightly more affordable. While both cities have similar costs for groceries and utilities, Council Bluffs has a lower median rent and property tax rate. The overall cost of living index for Council Bluffs is 92.5, compared to Omaha's index of approximately 95. This means living in Council Bluffs, even while working in Omaha, can offer a marginal but meaningful financial advantage.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), IA State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly