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Firefighter in Mount Vernon, NY

Median Salary

$51,874

Above National Avg

Hourly Wage

$24.94

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+3%

10-Year Outlook

Here is a comprehensive career guide for firefighters considering a move to Mount Vernon, NY.

The Salary Picture: Where Mount Vernon Stands

As a local, I can tell you that firefighting in Mount Vernon isn't about striking it rich, but it's a stable, middle-class living if you manage your money right. The salary data paints a clear picture: the median salary for a firefighter in Mount Vernon is $59,261/year, which breaks down to an hourly rate of $28.49/hour.

To put that in perspective, the national average for firefighters is $57,120/year. So, you're earning slightly above the national average, but cost of living in the NYC metro area is significantly higher. The 10-year job growth in the metro area is only 4%. This isn't a field exploding with new positions; it's a stable, competitive environment. With 142 jobs in the metro area, competition for openings in well-regarded departments like Mount Vernon's can be fierce.

Here’s how salary typically breaks down by experience level in our region:

Experience Level Typical Annual Salary (Mount Vernon Area) Notes
Entry-Level (Probationary) $48,000 - $53,000 First 1-2 years, post-academy. Includes overtime potential.
Mid-Career (3-7 years) $59,000 - $72,000 Reaches the city's median. Full benefits package kicks in.
Senior Firefighter (8-14 years) $75,000 - $90,000+ With seniority and potential for officer roles.
Expert/Officer (15+ years) $95,000 - $120,000+ Captain, Battalion Chief roles. Significant overtime and details.

Insider Tip: Your base salary is just one piece. In a busy department like Mount Vernon, overtime is a major factor. A "busy" house (one with high call volume) can add $10k-$20k to your annual income. Also, if you live in the city, you might get a residency credit or tax break, which adds real value.

How it Compares to Other NY Cities:

  • NYC (FDNY): Significantly higher base pay (over $85k starting), but the cost of living and pace are on another level. Mount Vernon offers a more suburban feel with city-level action.
  • Yonkers: Very similar salary structure to Mount Vernon, with a slightly larger department.
  • New Rochelle: Similar pay, but often considered a more affluent community with different response challenges.
  • Albany (State Capital): State firefighter salaries are generally higher, but the job market and call volume differ from the Hudson Valley/NYC metro area.

📊 Compensation Analysis

Mount Vernon $51,874
National Average $50,000

📈 Earning Potential

Entry Level $38,906 - $46,687
Mid Level $46,687 - $57,061
Senior Level $57,061 - $70,030
Expert Level $70,030 - $82,998

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let's get real about the budget. Mount Vernon has a Cost of Living Index of 112.5 (US avg = 100), driven heavily by housing. The average 1BR rent is $1,856/month.

For a single firefighter earning the median salary of $59,261/year, here’s a rough monthly breakdown after taxes:

  • Gross Monthly Pay: $4,938
  • Estimated Take-Home (after taxes, health insurance, pension): ~$3,400 - $3,600
  • Rent (1BR average): -$1,856
  • Remaining for Utilities, Food, Transport, Savings: ~$1,544 - $1,744

Can they afford to buy a home?
It's challenging but possible on a single income. A modest starter home in a decent Mount Vernon neighborhood can cost $450,000+. With a $59k salary, you'd be pushing the limits of debt-to-income ratios unless you have a significant down payment (20%+). A two-income household (partner/spouse working) makes homeownership in Westchester County much more feasible. Many firefighters buy in neighboring, more affordable towns like Port Chester (NY) or Greenwich (CT) for a longer commute but more space.

Monthly Budget Snapshot (Single Firefighter, $59,261 salary)

Category Estimated Monthly Cost Notes
Housing (1BR Rent) $1,856 Average for Mount Vernon.
Utilities (Elec, Gas, Internet) $250 Older buildings can be less efficient.
Groceries $400 For one person.
Transportation (Commuter/ Personal Car) $300 Includes gas, insurance, public transit.
Health/Disability Insurance $150 Often covered by union benefits, but some out-of-pocket.
Student Loans/Debt $200 Varies widely.
Food & Entertainment $300 Eating out in Westchester adds up.
Savings & Emergency Fund $200 Take it from what's left.
Total $3,656 Over budget by $256-$456.

This is a tight budget. It highlights why many firefighters live with roommates, partners, or in shared housing initially, or take on overtime.

💰 Monthly Budget

$3,372
net/mo
Rent/Housing
$1,180
Groceries
$506
Transport
$405
Utilities
$270
Savings/Misc
$1,012

📋 Snapshot

$51,874
Median
$24.94/hr
Hourly
0
Jobs
+3%
Growth

Where the Jobs Are: Mount Vernon's Major Employers

The primary employer is, of course, the City of Mount Vernon Fire Department. However, the region has several other employers that hire firefighters for industrial, institutional, or corporate settings. This is key for a firefighter looking for a second job or a career transition.

  1. City of Mount Vernon FD: The main game in town. It's a busy, urban department with a mix of residential, commercial, and industrial calls. They have a mix of engine and ladder companies. Hiring is typically through the Westchester County Civil Service exam, which is given every few years. Insider Tip: The next exam is the most important thing to watch for. Sign up for county alerts.
  2. Westchester County Medical Center (Valhalla, NY): Located about 20-30 minutes north in Valhalla, this is a major Level 1 Trauma Center. They have an in-house fire safety team and often hire for fire protection specialist roles. It's a different pace—more prevention and systems management.
  3. NewYork-Presbyterian Lawrence Hospital (Bronxville, NY): Another major hospital system. They have fire and safety teams to manage their massive facilities. These roles are often filled by veteran firefighters looking for a less physically demanding, 9-to-5 schedule.
  4. Con Edison: The utility giant has facilities across Westchester. They employ Fire Protection Engineers and safety specialists. While not frontline firefighting, it's a lucrative path for those with a fire science degree and experience. They service the electrical grid and natural gas lines in Mount Vernon.
  5. Corporate Campuses (Purchase, NY): The area around Purchase, NY (home to PepsiCo, Mastercard, etc.) has large corporate campuses with their own fire brigades and safety teams. These are highly sought-after, stable jobs.
  6. Private Fire Patrols: Some high-value properties in the area (large warehouses, data centers) employ private fire patrols. These are often part-time or contract roles for off-duty firefighters.
  7. Westchester County Fire Training Center (Valhalla, NY): While not a direct employer of firefighters, it's the hub for all training and certification in the county. It's where you'll spend time for continuing education and specialized skills.

Hiring Trends: Departments in Westchester County are seeing a wave of retirements ("silver tsunami") as baby boomers hit retirement age. However, budgets are tight, and new hiring is often tied to grant funding or retirement cycles, not constant growth. The 4% growth reflects this low, steady turnover.

Getting Licensed in NY

Becoming a firefighter in New York State isn't just about passing a physical test. It's a structured process with specific costs and timelines.

1. Basic Requirements:

  • Age: Must be 18 by the date of appointment.
  • Education: High school diploma or GED is the minimum. A college degree (especially in Fire Science, EMS, or Emergency Management) is a huge plus.
  • Citizenship: U.S. citizen or permanent resident.
  • Residency: Many departments, including Mount Vernon, have residency requirements (e.g., you must live in the city or county within a certain timeframe after being hired).

2. The Pathway & Costs:

  • Step 1: Westchester County Civil Service Exam: This is the gateway for Mount Vernon. The exam is typically given every 4-5 years. Cost: The application fee is around $40-$50. Insider Tip: Study for this exam like it's a final. It's 70% fire service knowledge, 20% reading comprehension, 10% mechanical aptitude. There are prep books and courses.
  • Step 2: CPAT (Candidate Physical Ability Test): You must pass this after you pass the written exam. It's a standardized obstacle course (stair climb, hose drag, equipment carry, etc.). Cost: The test itself may have a small fee, but the real cost is in preparation—gym memberships, trainers. Budget $500-$1,000 for proper gear and training if you're not already in top shape.
  • Step 3: Fire Academy: If you make it through the hiring process, you'll attend the Westchester County Fire Academy or a similar state-certified academy. Cost: This is usually fully paid for by the hiring department. You'll receive a stipend, not a full salary.
  • Step 4: EMT Certification: Many departments now require or strongly prefer EMT-Basic certification. If you don't have it, you may need to get it before or during the process. Cost: A full EMT-B course can cost $1,000 - $2,500.
  • Step 5: NYS Firefighter Certification: Upon graduation, you'll be certified by the New York State Department of State, Division of Fire Prevention and Control.

Timeline: From taking the civil service exam to getting hired can take 6 months to 2 years, depending on the list's movement. Once hired, the academy is typically 12-16 weeks.

Resources:

  • Westchester County Department of Human Resources: For civil service exams.
  • NYS Division of Fire Prevention & Control: For certification.
  • Mount Vernon FD: Check their website for specific hiring announcements.

Best Neighborhoods for Firefighters

Mount Vernon is a city of distinct neighborhoods. Your choice will depend on commute, budget, and lifestyle. Here’s a local’s guide:

1. Downtown Mount Vernon (South Side):

  • Vibe: The city's heart. Close to the Metro-North station, city hall, and the busiest commercial corridors. More urban, higher density.
  • Commute: Walkable to the Mount Vernon West (128 St) Metro-North station (15 mins to NYC). Easy access to I-95 and the Bronx River Parkway.
  • Rent: 1BR apartments here are right at the city average: $1,700 - $1,950.
  • Best For: A young firefighter who wants to be in the action, doesn't mind noise, and wants the shortest commute to the firehouse. They can walk to work and save on car costs.

2. Park Ave / Gramatan Ave Area (Central):

  • Vibe: A mix of single-family homes, co-ops, and apartments. More residential feel than downtown but still central. Family-friendly.
  • Commute: Close to the Mount Vernon West station. Easy drive to the Mount Vernon East station (for New Haven Line). Central to all firehouses.
  • Rent: Slightly more than downtown for similar space. 1BR in a walk-up: $1,800 - $2,100.
  • Best For: A firefighter with a family or looking for more space/quieter streets while staying in the city. Good balance of city access and residential peace.

3. North End (North of Sandford Blvd):

  • Vibe: More suburban, with larger single-family homes and quiet streets. Feels farther from the city center but is still part of Mount Vernon.
  • Commute: A longer drive to the firehouses (10-15 mins). Close to the Mount Vernon East station (New Haven Line) for an easy ride to Stamford or NYC.
  • Rent: Rents can be slightly lower here for apartments, but single-family homes are pricier. 1BR: $1,650 - $1,900.
  • Best For: A firefighter who values a quiet, suburban home life and is willing to commute. Also good for those with a family and a car.

4. Buena Vista / South End:

  • Vibe: The southernmost part of the city, bordering the Bronx. Very diverse, with a mix of old Victorians and multi-family homes. Close to Bronx Park.
  • Commute: Close to the Mount Vernon West station and the Mount Vernon East station. Quick access to the Bronx via the Bronx River Parkway.
  • Rent: Can be more affordable. 1BR apartments: $1,550 - $1,800.
  • Best For: A budget-conscious firefighter who wants to live in Westchester County but near the Bronx for entertainment and job opportunities. A commuter who works in the Bronx.

5. Surrounding Towns (Port Chester, NY / Greenwich, CT):

  • Vibe: If Mount Vernon's housing costs are too high, these are the next logical options. Port Chester has a more suburban/rural feel, while Greenwich is affluent but offers more space for the money if you move away from the main strip.
  • Commute: 15-25 minutes to Mount Vernon firehouses by car. Port Chester has a Metro-North station (New Haven Line).
  • Rent: Often more affordable than Mount Vernon. 1BR in Port Chester: $1,600 - $1,900; in Greenwich: $2,000+ (but you get more space).
  • Best For: A firefighter who needs more square footage, a yard, or a quieter environment and is willing to handle a longer commute. A great long-term move for homeownership.

The Long Game: Career Growth

A career in the Mount Vernon FD is built on longevity, specialization, and leadership.

Specialty Premiums & Advancement Paths:

  • Fire Apparatus Operator (Engineer): After a few years, you can test for the engineer's license. This comes with a pay bump (often 5-10% on base salary) for driving and maintaining the pumpers and ladder trucks.
  • Fire Inspector / Fire Prevention: Requires additional state certification. These roles are often 9-to-5, with better work-life balance and a focus on code enforcement and public education. Pay can be comparable to a senior firefighter.
  • Special Operations (Rescue, Hazmat, Dive Team): Mount Vernon is part of the Westchester County Special Operations network. Getting on these teams requires intense, specialized training and is highly competitive. It brings prestige, more overtime, and higher pay.
  • EMS (Paramedic): The highest level of medical certification. Paramedics in the FD often get a significant pay premium. The trend is toward "firefighter/paramedic" as the standard.
  • Promotion to Officer: The path is Lieutenant -> Captain -> Battalion Chief. This requires acing promotional exams (written and oral), seniority, and leadership. It's a major pay jump but also more administrative responsibility.

10-Year Outlook (From the Current 4% Growth):
The job market for firefighters in Mount Vernon and Westchester County will remain stable but competitive. The 10-year job growth of 4% means openings will come primarily from retirements, not expansion. The key to advancement will be:

  1. Specializing: Getting your paramedic ticket or joining a special ops team keeps you valuable.
  2. Education: A Bachelor's degree will be almost mandatory for promotion to Captain and above.
  3. Networking: Being active in the local fire service community (IAFF Local 854, Westchester County Firefighters Association) is crucial.

The long-term outlook is positive for those willing to put in the time, but it's not a field with rapid, explosive growth. It's a marathon, not a sprint.

The Verdict: Is Mount Vernon Right for You?

Mount Vernon offers a classic big-city fire service experience in a dense, diverse community, with access to the entire NYC metro area. But it comes with real financial challenges.

Pros Cons
Experience: High call volume in a diverse, urban environment. You'll see everything. High Cost of Living: The $1,856 average rent on a $59,261 median salary is a tight squeeze.
Location: At the gateway of NYC. Easy access to entertainment, culture, and other job markets. Competitive Hiring: The 4% job growth and reliance on civil service exams mean openings are rare and require preparation.
Benefits: Strong union (IAFF), pension, health insurance, and steady work-life rotation. Budget Constraints: City budgets are tight, which can affect resources, equipment, and overtime opportunities.
Community Feel: Despite the urban setting, there's a strong sense of community among firefighters and in residential neighborhoods. Transit Reliance: To afford living here, you might need to rely on

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Data Sources: Bureau of Labor Statistics (OEWS May 2024), NY State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 28, 2026 | Data refresh frequency: Monthly