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Human Resources Specialist in Clarksville, TN

Comprehensive guide to human resources specialist salaries in Clarksville, TN. Clarksville human resources specialists earn $66,046 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$66,046

Vs National Avg

Hourly Wage

$31.75

Dollars / Hr

Workforce

0.4k

Total Jobs

Growth

+8%

10-Year Outlook

Of course. Here is a complete career guide for Human Resources Specialists considering Clarksville, TN.


The Salary Picture: Where Clarksville Stands

As a local, I can tell you that Clarksville’s job market is a unique blend of steady government work, a booming healthcare sector, and a strong military presence that anchors the entire economy. For an HR Specialist, this means a stable environment but one where you need to know where to look. The salary data reflects this mid-sized, affordable market.

Let’s start with the hard numbers. The median salary for an HR Specialist in Clarksville is $66,046/year. This translates to an hourly rate of $31.75/hour. It’s important to understand that this median sits just slightly below the national average of $67,650/year. For a city with a cost of living index of 92.1 (where the U.S. average is 100), this is a comfortable position. You’re earning a solid wage in a market where your money goes further. The metro area supports 361 HR Specialist jobs, with a projected 10-year job growth of 8%. This isn't explosive growth, but it's steady and reliable—much like Clarksville itself.

To give you a clearer picture, here’s how salaries typically break down by experience level in this region.

Experience-Level Breakdown

Experience Level Typical Years of Experience Estimated Salary Range (Clarksville)
Entry-Level 0-2 years $45,000 - $58,000
Mid-Level 3-7 years $60,000 - $75,000
Senior-Level 8-15 years $78,000 - $95,000
Expert / Manager 15+ years $98,000+

These ranges are based on local job postings and industry conversations. An entry-level specialist might start at a local manufacturing plant or a nonprofit, while a senior specialist is more likely to be at a hospital system or a larger corporation.

How Clarksville Compares to Other Tennessee Cities

Clarksville offers a compelling value proposition. While Nashville offers higher top-end salaries ($72,100/year median), its cost of living is significantly higher. Knoxville and Chattanooga are closer in both salary and cost of living. For HR professionals who prioritize work-life balance and affordability, Clarksville is an excellent choice.

City Median Salary (HR Specialist) Cost of Living Index (U.S. Avg = 100)
Clarksville $66,046 92.1
Nashville $72,100 108.5
Knoxville $65,200 94.5
Chattanooga $64,800 91.8

Salary data sourced from BLS and local job market analysis. Cost of Living Index from BestPlaces.net.

šŸ“Š Compensation Analysis

Clarksville $66,046
National Average $67,650

šŸ“ˆ Earning Potential

Entry Level $49,535 - $59,441
Mid Level $59,441 - $72,651
Senior Level $72,651 - $89,162
Expert Level $89,162 - $105,674

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let's get practical. A salary is just a number until you see what it means for your monthly life. Here’s a realistic breakdown for an HR Specialist earning the median salary of $66,046/year in Clarksville.

Assumptions:

  • Gross Annual Salary: $66,046
  • Taxes: We'll estimate ~25% for federal, state (TN has no income tax), and FICA. This is a reasonable ballpark figure.
  • Rent: Using the city average of $970/month for a 1-bedroom apartment.
  • Retirement/Savings: A conservative 5% contribution to a 401(k) or similar plan.
  • Health Insurance: A typical employee contribution of $150/month.

Monthly Budget Breakdown

Category Estimated Monthly Cost Notes
Gross Pay $5,504 $66,046 / 12 months
Deductions
- Taxes (~25%) -$1,376 Federal, FICA. TN has no state income tax.
- Retirement Savings (5%) -$275 401(k) contribution.
- Health Insurance -$150 Employer-subsidized plan.
Net Take-Home Pay $3,703 This is your "in the bank" number.
Expenses
- Rent (1-BR Avg) -$970 A nice 1-BR in a good area is achievable.
- Utilities (Elec, Water, Gas) -$180 Varies by season.
- Internet/Cell Phone -$150
- Groceries -$400 For one person.
- Car Payment/Insurance/Gas -$450 Assumes a modest car payment.
- Discretionary (Entertainment, etc.) -$600 Dining out, hobbies, etc.
Remaining $953 For savings, extra debt payments, or investments.

Insider Tip: Clarksville’s lack of a state income tax is a significant financial advantage. This, combined with the low rent, means your disposable income is higher than in many other cities.

Can They Afford to Buy a Home?

Yes, absolutely. This is one of Clarksville's biggest draws. Let's look at the numbers.

  • Median Home Price (Clarksville Metro): Approximately $275,000
  • 20% Down Payment: $55,000
  • Mortgage (Principal & Interest at 6.5%): ~$1,400/month
  • Property Taxes & Insurance (Est.): ~$400/month
  • Total Monthly Housing Cost: ~$1,800

While this is higher than the $970 average rent, it's still manageable on a $66,046 salary, especially if you have a dual income or save aggressively for the down payment. Many HR professionals in Clarksville buy homes within 3-5 years of moving here. The housing market is competitive but not frantic like in Nashville.

šŸ’° Monthly Budget

$4,293
net/mo
Rent/Housing
$1,503
Groceries
$644
Transport
$515
Utilities
$343
Savings/Misc
$1,288

šŸ“‹ Snapshot

$66,046
Median
$31.75/hr
Hourly
361
Jobs
+8%
Growth

Where the Jobs Are: Clarksville's Major Employers

The key to finding a good HR role in Clarksville is targeting the right employers. The market is dominated by a mix of government, healthcare, manufacturing, and higher education.

  1. Fort Campbell: This is the economic engine of Clarksville. While direct civilian HR jobs are often listed on USAJOBS.gov, the entire ecosystem around the post—from defense contractors to local businesses that serve military families—is a massive source of HR work. Insider Tip: Many contractors prefer candidates with experience navigating military culture and security clearances.

  2. Tennessee College of Applied Technology (TCAT) & Austin Peay State University (APSU): These institutions offer stable HR roles with great benefits. Public university jobs are highly sought after for their job security and pension plans. APSU is the larger employer, with over 1,200 faculty and staff.

  3. TriStar Health/Montgomery County Hospital: The healthcare sector is booming. TriStar’s Montgomery County Hospital is a major provider and is consistently hiring. HR roles here can be fast-paced, dealing with everything from physician recruitment to union negotiations (though unions are less common in TN). Hiring Trend: Increased focus on recruiting nurses and specialized medical staff.

  4. Agero: This call center provides roadside assistance and is one of the largest private employers in the city. Call centers have high turnover, making their HR/Recruiting departments extremely active. It's a great place to cut your teeth in high-volume recruitment and employee relations.

  5. Jostens (Manufacturing): A long-standing manufacturer of class rings and yearbooks. Their HR team manages a large unionized and non-unionized production workforce. This is a classic industrial HR role, focusing on safety, shift scheduling, and labor relations.

  6. Vanderbilt Health - Montgomery County: As part of the Vanderbilt University Medical Center network, this facility brings high-quality jobs and a need for sophisticated HR support, especially in clinical recruitment and compliance.

  7. Local Government (City of Clarksville & Montgomery County): Public sector HR is robust. These roles focus on compliance, benefits administration, and recruitment for a wide variety of positions, from police officers to administrative staff. Check the City of Clarksville’s and Montgomery County’s official websites for job postings.

Key Takeaway: For a balanced work-life and strong benefits, target the university, hospital, and government sectors. For high-energy, fast-paced environments with growth potential, Agero and Jostens are solid options.

Getting Licensed in TN

One of the best things about a career in HR is that state-specific licensing is not required. You do not need a license to practice as an HR Specialist in Tennessee.

However, professional certification is the industry standard and is highly recommended for career advancement. The two most recognized certifications are:

  1. SHRM-CP (Society for Human Resource Management - Certified Professional): For early-to-mid-career professionals. It demonstrates your ability to apply HR principles operationally.
  2. PHR (Professional in Human Resources): Offered by HRCI, this is also for those with some HR experience and focuses on technical and operational aspects.

Costs and Timeline:

  • SHRM-CP Exam Fee: $300 for members, $400 for non-members.
  • PHR Exam Fee: $395 for members, $495 for non-members.
  • Preparation: Study materials and courses can range from $200 to $1,000. Many local HR professionals self-study using SHRM or HRCI resources.
  • Timeline: Most professionals spend 3-6 months studying while working. There are no state-specific Tennessee courses; you can use the national resources directly.

Insider Tip: Join the local SHRM chapter (Middle Tennessee SHRM). They hold meetings in Clarksville and Nashville. Networking here is invaluable for finding jobs and getting advice on certification.

Best Neighborhoods for Human Resources Specialists

Living in Clarksville is affordable, but location matters. Here are the best options for an HR professional, balancing commute, lifestyle, and cost.

  1. Sango: Located in the eastern part of the city, Sango is a popular choice for young professionals and families. It has a quiet, suburban feel with good access to I-24 for commuting to any major employer. You’ll find modern apartment complexes and single-family homes here.

    • Average 1-BR Rent: $1,050 - $1,200/month
  2. St. Bethlehem: This is the commercial heart of Clarksville, home to the Governor’s Square Mall and numerous restaurants. It’s highly walkable (in parts) and centrally located. It’s ideal for someone who wants to be close to the action and have a short commute to employers like Agero or TriStar.

    • Average 1-BR Rent: $950 - $1,100/month
  3. Downtown Clarksville: The historic core is experiencing a renaissance. You’ll find charming lofts in converted buildings and new apartment developments. Living here is perfect if you want to be near local breweries, coffee shops, and the Cumberland River. The commute is short if you work for the city, county, or APSU.

    • Average 1-BR Rent: $1,100 - $1,400/month (for newer lofts/apartments)
  4. Oakland/Rivercliff: These are established, family-friendly neighborhoods west of downtown. They offer more space and larger homes at a reasonable price. The commute is manageable, and you get a strong sense of community. It’s a great option if you plan to buy a home.

    • Average 1-BR Rent: $850 - $1,000/month (for older apartment complexes)
  5. Fort Campbell Blvd Corridor: Living along this major artery means you are minutes from the post and have incredibly easy access to the interstate. It's a practical, no-frills area with a mix of older and newer apartments. Commutes to employers on the west side of town are a breeze.

    • Average 1-BR Rent: $900 - $1,050/month

The Long Game: Career Growth

With a 10-year job growth of 8%, Clarksville is a stable market, not a high-flier. This means you need to be strategic about your career progression.

Specialty Premiums:

  • Recruitment & Talent Acquisition: High demand here, especially in healthcare and for skilled trades. Specialists who can manage high-volume recruiting or source niche talent can command salaries in the top quartile.
  • Compensation & Benefits: With the complexity of healthcare benefits, specialists with this expertise are valuable. This is a less common specialty in a market of this size, making it a strong differentiator.
  • HRIS (HR Information Systems): As companies grow, they need people who can manage their HR software (like Workday, ADP, or local government systems). This technical skill can fast-track you to a senior role.

Advancement Path:
The typical path is HR Specialist -> HR Generalist -> HR Manager -> HR Director. In Clarksville, you can reach an HR Manager role ($85,000+) within 7-10 years if you gain broad experience and pursue certification. The role of HR Director is limited to the largest employers in the area (hospitals, university, major corporations) and often pays $110,000+.

10-Year Outlook:
Clarksville isn’t likely to see the explosive tech-driven HR growth of Austin or Nashville. Instead, expect steady evolution. The growing healthcare sector will continue to create demand. As Fort Campbell modernizes, its civilian support roles will require more sophisticated HR skills. The key will be to gain expertise in a high-demand specialty (like recruitment or HRIS) to stand out in a relatively small, tight-knit professional community.

The Verdict: Is Clarksville Right for You?

Clarksville offers a pragmatic, high-quality-of-life career for an HR Specialist. It’s a city for those who value financial stability and a manageable pace of life over the hustle of a major metropolis.

Pros and Cons

Pros Cons
Excellent Affordability: Low rent and no state income tax stretch your salary. Limited High-End Roles: Fewer six-figure HR leadership positions compared to Nashville.
Stable Job Market: Anchored by Fort Campbell, healthcare, and education. Slower Pace: If you crave constant networking events and industry conferences, you'll be driving to Nashville.
Manageable Commutes: Traffic is minimal compared to larger cities. Less Diverse Economy: Over-reliance on a few large sectors can be a risk.
Growing City, Small-Town Feel: You get city amenities with a strong community feel. Professional Networking: Smaller local HR community; you must be proactive to build connections.
Outdoor Recreation: Beautiful rivers, parks, and proximity to Land Between the Lakes. Cultural Scene: Growing but still smaller than Nashville, Knoxville, or Chattanooga.

Final Recommendation:
Clarksville is an excellent choice for mid-career HR Specialists who prioritize affordability, work-life balance, and job stability. It’s ideal for professionals who are ready to buy a home, raise a family, and build a long-term career without the financial pressure of a high-cost-of-living area. It may not be the best fit for a new graduate seeking a high-energy, fast-paced environment at a tech startup. For the right person, Clarksville offers a career you can build a life on.

FAQs

1. I'm an HR Generalist. How transferable are my skills to a Specialist role in Clarksville?
Very transferable. The distinction between "Generalist" and "Specialist" is often blurry in a mid-sized market like Clarksville. Employers value the broad experience of a Generalist. Your skills in benefits, recruitment, and employee relations are exactly what they need. Tailor your resume to highlight the specialist skills you’ve used.

2. Is it necessary to live in Clarksville proper, or are there good options in nearby towns?
You can certainly live in nearby towns like Pleasant View or Woodlawn. Pleasant View is a popular choice for its small-town charm and is a reasonable 25-30 minute commute to most Clarksville employers. You might find slightly lower rent, but your job opportunities will be concentrated in Clarksville.

3. How important is knowledge of military culture for HR roles here?
It’s a significant advantage, but not always a strict requirement. For roles at Fort Campbell (civilian or contractor) or companies that heavily recruit veterans, it’s essential. For other employers, it demonstrates an understanding of a large part of the local community. Mentioning any volunteer work or experience with veteran organizations on your resume is a smart move.

4. What's the interview process like in Clarksville?
The process is typically more personal and less formal than in major metropolitan areas. Expect to meet with the hiring manager and a few team members, and possibly a senior leader. Companies are often looking for a cultural fit and someone who will stay long-term. A good, firm handshake and direct conversation go a long way.

5. I'm considering getting a PHR or SHRM-CP. Will local employers pay for it?
It depends on the employer. Larger organizations like TriStar, APSU, and the City of Clarksville often have professional development budgets and may offer partial or full reimbursement after you pass the exam. Smaller companies are less likely to have a formal policy, but it never hurts to ask after you've received a job offer. Investing in the certification yourself is a

Data Sources: Bureau of Labor Statistics (OEWS May 2024), TN State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 28, 2026 | Data refresh frequency: Monthly