Median Salary
$34,730
Vs National Avg
Hourly Wage
$16.7
Dollars / Hr
Workforce
0.5k
Total Jobs
Growth
+4%
10-Year Outlook
Here is a comprehensive career guide for Nursing Assistants (CNAs) considering Toledo, Ohio.
The Salary Picture: Where Toledo Stands
Toledo’s economy is historically tied to manufacturing and auto, but its healthcare sector is a stable and growing engine. For a CNA, this means steady demand, but wages that are slightly below the national average. The median salary for a CNA in Toledo is $34,730/year, which breaks down to an hourly rate of $16.7/hour. While the national average sits at $35,760/year, Toledo’s lower cost of living often makes this wage more manageable than it appears on paper. The metro area supports approximately 530 CNA jobs, with a projected 10-year job growth of 4%, indicating consistent demand driven by an aging population in Northwest Ohio.
Salaries vary significantly based on experience, facility type, and shift differentials. Here’s how it breaks down:
| Experience Level | Annual Salary Range | Key Local Factors |
|---|---|---|
| Entry-Level (0-2 yrs) | $28,000 - $33,000 | Often starts in long-term care or home health. Weekend/night shifts can boost pay. |
| Mid-Level (3-5 yrs) | $33,000 - $38,000 | Hospital positions (ProMedica, Mercy) typically start in this range. Specialties like dialysis or hospice offer premiums. |
| Senior (6-10 yrs) | $38,000 - $43,000 | Roles in acute care, charge CNA positions, or with specialized certifications. |
| Expert (10+ yrs) | $43,000+ | Often involves lead trainer roles, agency work for top pay, or moving into clinical management. |
How Toledo Compares to Other Ohio Cities:
- Cleveland: Higher median salary (~$36,500) but significantly higher cost of living (especially housing).
- Columbus: Strongest market with more hospital competition and higher starting wages (~$37,000 median), but rent is nearly double Toledo’s.
- Cincinnati: Similar cost of living to Toledo, with median salaries closer to $35,500.
- Youngstown: Lower median salary (~$32,000) and a much smaller job market (under 300 jobs).
Insider Tip: The $16.7/hour median is a floor, not a ceiling. Many local employers, especially ProMedica and Mercy, offer shift differentials of $2-$4/hour for evenings, nights, and weekends. A CNA working nights could realistically earn close to $20/hour.
📊 Compensation Analysis
📈 Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Toledo’s cost of living is a major advantage. With a Cost of Living Index of 90.4 (US avg = 100) and an average 1BR rent of $753/month, your $34,730 median salary goes further here than in most metro areas.
Let’s break down a monthly budget for a CNA earning the median salary (pre-tax and pre-benefits).
Monthly Budget Breakdown (Gross: $2,894 / Net: ~$2,400)
Assumes single filer, no dependents, standard tax withholding, and includes health insurance contribution.
| Category | Monthly Cost | Notes |
|---|---|---|
| Income (After Taxes) | $2,400 | Based on $34,730 annual salary. |
| Rent (1BR Average) | $753 | This is for the metro area. Downtown or Old Orchard can be higher. |
| Utilities (Elec, Gas, Water) | $150 | Varies seasonally; winters can be higher due to heating. |
| Groceries | $300 | Based on USDA low-cost plan for one adult. |
| Car Payment/Insurance/Gas | $350 | Essential in Toledo. Public transit is limited. |
| Healthcare (Out-of-Pocket) | $100 | Copays, prescriptions, etc. |
| Phone/Internet | $100 | |
| Miscellaneous | $200 | Clothing, personal care, entertainment. |
| Savings/Debt Repayment | $447 | 15% of take-home pay is a solid savings rate. |
| TOTAL | $2,400 |
Can They Afford to Buy a Home?
Yes, but with caveats. The median home price in Toledo is around $140,000. Using a standard 20% down payment ($28,000), a 30-year mortgage at 7% would be roughly $750/month (principal & interest), plus taxes and insurance. This is comparable to rent. The challenge isn't the monthly payment, but the down payment. Saving $28,000 on a $34,730 salary takes discipline. It’s a realistic goal for a CNA with 5+ years of experience who is diligent about saving, especially with dual-income households. Many local programs offer down payment assistance for first-time buyers in Toledo.
💰 Monthly Budget
📋 Snapshot
Where the Jobs Are: Toledo's Major Employers
Toledo’s healthcare market is dominated by two large systems, with strong long-term care networks and home health agencies. The 530 CNA jobs are concentrated here.
- ProMedica Toledo Hospital & Bay Park Hospital: The largest employer in the region. They hire CNAs for acute care and long-term care facilities (like ProMedica Flower Hospital in Sylvania). They offer robust benefits and clear career ladders. Hiring is continuous due to size and turnover.
- Mercy Health (Toledo Hospital): The other major system, now part of Bon Secours Mercy Health. They consistently hire CNAs for their inpatient units. They are known for strong internal training programs.
- The University of Toledo Medical Center (UTMC): A teaching hospital. Working here offers exposure to complex cases and can be a stepping stone for CNAs interested in clinical research or advanced degrees. Hiring is periodic and competitive.
- Local Long-Term Care Facilities (e.g., Otterbein, Kingston, Heartland): These facilities are the backbone of CNA employment. They often have more openings and may offer hiring bonuses. Workloads can be heavier than in hospitals, but the patient care is deeply relational.
- Home Health Agencies (e.g., Interim HealthCare, Comfort Keepers): Perfect for those seeking flexibility. Pay can be hourly or per visit. Requires reliable transportation. The demand is high as Toledo’s aging population prefers to age in place.
- County & State Facilities (e.g., The University of Toledo Area Agency on Aging): These roles often involve community-based care and may have different benefits structures (e.g., state pension). They can be less volatile than private sector jobs.
Hiring Trends: There is a constant need, especially for night and weekend shifts. Hospitals are increasingly hiring directly rather than through agencies to cut costs. Long-term care facilities are struggling with staff retention, so new hires can often negotiate for better schedules or sign-on bonuses.
Getting Licensed in OH
Ohio’s requirements are straightforward but must be followed precisely.
- Complete a State-Approved Training Program: You must complete a minimum of 75 hours of training, split between classroom (theory) and clinical (hands-on) practice. In the Toledo area, programs can cost between $500 - $1,200. Many community colleges (e.g., Owens Community College) and vocational schools offer programs. Some employers, like long-term care facilities, may offer paid training if you commit to working for them for a set period (e.g., one year).
- Pass the State Competency Exam: After training, you must pass the Ohio Nurse Aide Competency Exam, administered by Credentia. The exam consists of a written/oral portion and a skills demonstration. The fee is approximately $100-125.
- Apply for State Registration: Once you pass, you can apply for your Ohio Nurse Aide Certificate. The application fee is $25. Your name will be added to the Ohio Nurse Aide Registry.
- Background Check: You will need to pass a criminal background check (BCI) and often a federal FBI check. This is done through the training program or employer. Costs vary but are typically $50-80.
Timeline to Get Started:
- Enrollment to Start: Can be 1-3 months, depending on program availability.
- Training Duration: 4-12 weeks (full-time or part-time options).
- Exam & Registry: 2-4 weeks after training completion.
- Total: You can be a certified, working CNA in 3 to 6 months from the day you enroll.
Insider Tip: Choose a program that is on the "Ohio Nurse Aide Training Program" list from the Ohio Department of Health. Before enrolling, check if the program is any “red flag” for low pass rates on the state exam.
Best Neighborhoods for Nursing Assistant (CNA)s
Commuting in Toledo is generally easy, but traffic can be snarled on I-75 and I-280 during rush hour. Living close to your employer saves time and gas.
| Neighborhood | Vibe & Commute | Avg. 1BR Rent | Employer Proximity |
|---|---|---|---|
| Old Orchard/ West Toledo | Quiet, residential, family-oriented. Easy commute to ProMedica Flower Hospital & Mercy. | $800 - $950 | Excellent for ProMedica and Mercy. 10-15 min drive. |
| Downtown | Urban, walkable, with restaurants and cultural venues. Commute to hospitals is easy via interstate. | $950 - $1,200 | Good for UTMC, ProMedica Toledo Hospital. 5-10 min drive. |
| Sylvania (Suburban) | Upscale suburb, very safe, great schools. Home to ProMedica Flower Hospital. | $900 - $1,100 | Perfect for ProMedica Flower. 10-15 min to other hospitals. |
| Oregon (East Side) | Working-class, affordable, and close to Lake Erie. Commute to Mercy is straightforward. | $700 - $850 | Good for Mercy Health and local nursing homes. 15-20 min drive. |
| Perrysburg/Maumee (Suburban) | Affluent suburbs, more modern amenities, higher cost of living. | $1,000 - $1,300 | Good for ProMedica (Sylvania) and some home health agencies. |
Insider Tip: If you’re looking to save money, consider the Old South End or Birmingham neighborhoods. They are closer to downtown and the hospitals, with very affordable rents (often $600-$750), but they require careful research on specific blocks for safety.
The Long Game: Career Growth
A CNA license is a powerful starting point in healthcare. In Toledo, you have several paths to advance beyond the entry-level wage.
Specialty Premiums:
- Dialysis CNA: Working with patients undergoing kidney treatment. Requires additional training, but pay can be $2-$4/hour higher.
- Hospice CNA: Focus on end-of-life comfort care. Emotionally demanding but offers deep fulfillment and often better work-life balance.
- Medication Aide (CMA): With additional training and certification, you can administer medications in long-term care settings. This comes with a pay raise and more responsibility.
- Surgical Tech: While a longer path (1-2 year program), it’s a logical progression for CNAs enjoying hospital-based, procedural work.
10-Year Outlook (4% Growth):
The 4% job growth is steady, not explosive. This means competition will remain for the best hospital jobs. The real growth may be in home health and telehealth support roles, as technology integrates with in-home care. CNAs who embrace technology (using patient monitoring apps, electronic charting) will have an edge. Many local CNAs use their experience as a springboard to become LPNs or RNs through programs at Owens Community College or the University of Toledo, often with employer tuition assistance.
The Verdict: Is Toledo Right for You?
Toledo offers a stable, affordable path for a CNA to start and build a career. The trade-off is moderate wages for a very manageable cost of living.
Pros and Cons:
| Pros | Cons |
|---|---|
| Low Cost of Living: Rent and home prices are well below national averages. | Wages Below National Average: You must be proactive about chasing shift differentials and promotions. |
| Stable Job Market: Large hospital systems and a growing elderly population ensure consistent demand. | Limited Public Transit: A reliable car is a necessity, adding to monthly costs. |
| Short Commutes: You can live affordably within 15-20 minutes of all major employers. | Harsh Winters: Snow and ice can make commuting hazardous and increase heating bills. |
| Pathway to Advancement: Clear routes to specialties, medication aide roles, or nursing degrees. | Smaller Metro Area: Fewer niche healthcare employers compared to Columbus or Cleveland. |
Final Recommendation:
Toledo is an excellent choice for a CNA prioritizing affordability and job stability. It’s ideal for a single person or a young family looking to build financial security. It’s less ideal for someone seeking the highest possible wage or a vibrant, fast-paced city life. If you are willing to work nights/weekends for differentials and are motivated to pursue further certifications, you can build a comfortable life here.
FAQs
1. Can I get a CNA job in Toledo without a car?
It is extremely difficult. While some employers like ProMedica Toledo Hospital are on bus lines, most long-term care facilities and home health visits are not. A reliable car is considered a requirement for the vast majority of CNA jobs in the Toledo metro area.
2. How do I find the right training program?
Start with the Ohio Department of Health’s list of approved programs. For the Toledo area, reputable options include Owens Community College, Terra State Community College, and vocational schools like Penta Career Center. Call local nursing homes to see if they sponsor paid training programs in exchange for a work commitment.
3. Are sign-on bonuses common in Toledo?
Yes, especially in long-term care and home health. They can range from $500 to $2,500, often paid out in increments over 6-12 months. Always read the fine print—if you leave before the committed time, you may have to repay a prorated amount.
4. What’s the next logical step after being a CNA in Toledo?
The most common path is becoming a Licensed Practical Nurse (LPN). Local hospitals and community colleges offer bridge programs. Another popular option is Medication Aide certification, which adds responsibility and pay without a full degree. For long-term growth, an Associate Degree in Nursing (ADN) to become an RN is a strong investment.
5. Is the work environment in Toledo’s hospitals competitive?
Yes, but in a healthy way. The large hospital systems (ProMedica, Mercy) have clear hierarchies and union presence (often the SEIU or UFCW). Competition is for desirable day shifts and specialized units. However, there is also a strong sense of camaraderie among staff due to the city’s tight-knit healthcare community.
Data Sources: U.S. Bureau of Labor Statistics (BLS), Ohio Department of Job and Family Services (ODJFS), Ohio Department of Health, Credentia (CNA exam provider), Zillow (rent estimates), BestPlaces.net (cost of living index).
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