Pharmacist in Warwick, RI

The Salary Picture: Where Warwick Stands

If you're considering a move to Warwick, the first thing to know is that pharmacists here earn significantly more than the national average. The median salary for a pharmacist in the Warwick metro area is $136,397 per year, which breaks down to an hourly rate of $65.58. This places you $367 above the national average of $136,030/year (BLS, May 2023 data). It’s a solid starting point, but the real story is in the experience levels and how Warwick stacks up against other Rhode Island cities.

Rhode Island's pharmacy job market is concentrated in the Providence metro area, but Warwick’s position as the state’s second-largest city makes it a key hub. The metro area supports 165 pharmacist jobs, a relatively stable number given the field's slow national decline. However, the 10-year job growth is projected at -3%, a figure that reflects national automation trends and retail consolidation more than a local weakness. In practice, this means competition is steady, but opportunities exist for those with the right credentials and a willingness to adapt to roles beyond traditional retail.

Here’s how experience breaks down in the Warwick market:

Experience Level	Years of Experience	Estimated Salary Range (Warwick)	Key Local Employers
Entry-Level	0-2 years	$120,000 - $128,000	CVS, Walgreens, Stop & Shop
Mid-Career	3-9 years	$130,000 - $142,000	Memorial Hospital, Kent Hospital, retail chains
Senior-Level	10-19 years	$140,000 - $155,000	Kent Hospital, specialty clinics, LTC facilities
Expert/Specialist	20+ years	$150,000+	Hospital systems, clinical management, academia

Compared to other Rhode Island cities, Warwick offers a compelling balance. Providence, the capital and largest city, has a higher concentration of jobs (over 500) and higher salary ceilings, particularly in hospital and research roles at Lifespan or Care New England. However, the cost of living in Providence proper is higher, especially for downtown rentals. Lincoln and Cumberland, smaller suburbs, may offer slightly lower average rents but have fewer dedicated pharmacy positions, often requiring a commute to Providence or Warwick. Warwick's advantage is its combination of a solid job base (second only to Providence in the state) and a more suburban, affordable lifestyle, making it a practical choice for pharmacists seeking a specific work-life balance without sacrificing career access.

The Real Take-Home: After Taxes and Rent

A median salary of $136,397 sounds excellent, but your actual disposable income hinges on Rhode Island's tax structure and housing costs. The state has a progressive income tax (ranging from 3.75% to 5.99%), and Warwick’s average 1-bedroom rent is $1,362/month. The Cost of Living Index for Warwick is 100.9, just slightly above the U.S. average of 100, meaning it’s nearly average nationally but about 5-10% higher than many areas in the Midwest or South.

Let’s break down a monthly budget for a single pharmacist earning the median salary, after taxes and rent.

Monthly Take-Home Calculation (Pre-Tax)

• Annual Gross Salary: $136,397
• Federal Taxes (Est. for Single Filer): ~$24,000
• RI State Taxes (Est. @ 5.99%): ~$8,170
• Social Security & Medicare: ~$10,434
• Total Estimated Annual Taxes: ~$42,604
• Annual Take-Home Pay: ~$93,793 (~$7,816/month)

Monthly Budget Breakdown

• Housing (Avg. 1BR Rent): $1,362
• Utilities (Electric, Gas, Internet): $250
• Car Payment/Insurance (Warwick is car-dependent): $600
• Groceries: $450
• Health Insurance (Employer-Sponsored): $300
• Student Loans (Avg. PharmD debt: $150k+): $900
• Savings/Retirement (10-15%): $800
• Discretionary Spending: $800
• Total Expenses: $5,462
• Remaining Monthly Buffer: $2,354

This leaves a healthy buffer of over $2,300/month for additional savings, investments, travel, or debt acceleration. For a household with a dual income, the financial comfort level increases significantly.

Can they afford to buy a home? Absolutely. The median home price in Warwick is approximately $350,000-$400,000. With a $136,397 salary, a pharmacist can comfortably afford a mortgage. A 20% down payment on a $375,000 home is $75,000. With the monthly buffer calculated above, a pharmacist could save this down payment in 2-3 years while renting. The monthly mortgage (PITI) for a $300,000 loan at current rates would be around $2,500-$2,700, which is manageable given the take-home pay, especially if you’re splitting costs with a partner. Warwick’s housing stock is diverse, from post-war ranches in Greenwood to larger colonials in Warwick Neck, offering good value for homeowners.

Where the Jobs Are: Warwick's Major Employers

The pharmacist job market in Warwick is anchored by a mix of large retail chains, a major community hospital, and long-term care facilities. While the national retail sector is contracting, Warwick’s specific market has remained resilient due to its population density and role as a regional retail hub.

1. Kent Hospital (Care New England): The largest employer in the city and a primary source of clinical and hospital pharmacy jobs. Kent is a 359-bed teaching hospital. They consistently hire for staff pharmacists, clinical specialists (e.g., oncology, infectious disease), and pharmacy managers. Hiring trends indicate a steady need for pharmacists willing to work in a hospital environment, with a preference for those with PGY1 residency training. Insider tip: The hospital is located near the TF Green airport, making it an easy commute from most Warwick neighborhoods.

2. CVS Health & Walgreens: Both chains have a significant footprint in Warwick. While national trends show store closures, Warwick’s dense population supports numerous locations. These are often the entry points for new pharmacists. The hiring trend is for part-time and full-time staff pharmacists and pharmacy managers. Flexibility and a focus on patient counseling and immunizations are key. A local insight: CVS’s central fill hub in nearby Cumberland sometimes creates opportunities for pharmacists who prefer a non-patient-facing role, though this is not in Warwick proper.

3. Stop & Shop / Big Y: The Stop & Shop pharmacy in the Greenwich Bay Shopping Center and the Big Y in Warwick are major local employers. They offer a community-focused environment and are known for stable schedules. Hiring is less frequent than CVS/Walgreens but can be a good opportunity for those seeking a less hectic pace than a big-box pharmacy.

4. Long-Term Care (LTC) Facilities: Warwick has several large LTC facilities, such as Warwick Nursing & Rehabilitation Center and Avalon Gardens Care Center. These facilities often employ pharmacists for medication regimen review, consulting, and managing blister packs. The demand is steady as the population ages. These roles require strong communication skills and an interest in geriatric pharmacy.

5. Community Health Centers: The Thundermist Health Center in nearby Woonsocket (a short commute) and other local FQHCs (Federally Qualified Health Centers) are growing employers. They look for pharmacists interested in public health, chronic disease management, and serving underserved populations. This is a growing trend in Rhode Island.

6. Independent Pharmacies: While fewer in number than chains, independents like Collins Pharmacy in Apponaug offer a personalized work environment. These positions are often filled through networking and are highly valued for their community connection.

7. Specialty Pharmacies & Mail-Order: Companies like OptumRx or CVS Caremark have regional hubs in the broader Providence area, which is within a 20-30 minute commute. These roles focus on prior authorizations, data management, and specialty drug distribution, offering an alternative to direct patient care.

Getting Licensed in RI

Rhode Island’s licensing process is straightforward but requires attention to detail. The Rhode Island Department of Health, Board of Pharmacy, oversees all licenses.

Requirements & Costs:

1. Graduation from a ACPE-accredited Pharm.D. program.
2. Pass the NAPLEX (North American Pharmacist Licensure Examination). National exam fee: ~$295.
3. Pass the MPJE (Multistate Pharmacy Jurisprudence Examination) for Rhode Island. National exam fee: ~$295.
4. Complete a 1,500-hour internship (typically done during school). For out-of-state licensure, you must provide proof of equivalent experience.
5. Submit an application to the RI Board of Pharmacy. Application fee: $250.
6. Fingerprint-based background check. Fee: ~$50.
7. Proof of U.S. citizenship or lawful permanent residency.

Total Estimated Cost (Excluding Education): ~$890
Timeline to Get Started:

• If you are a new graduate or moving from another state with a license, the process typically takes 2-4 months. This includes sending transcripts, verifying your existing license (if applicable), and scheduling exams.
• Key Step: If you hold a license in another state, check if RI is part of the NABP Compact Licensure (though RI is not currently a member). If not, you will need to apply as an out-of-state pharmacist, which involves additional verification but no extra exams if you already passed the NAPLEX/MPJE for your home state.
• Insider Tip: Start your application with the RI Board of Health before you move. The process can be slow, and having everything in order will speed up your job start date. Also, consider joining the Rhode Island Pharmacy Association (RIPA) for networking and support during the transition.

Best Neighborhoods for Pharmacists

Warwick is not a one-size-fits-all city. Your ideal neighborhood depends on your commute, lifestyle preferences, and budget. Here’s a local’s guide:

1. West Warwick (Apponaug): The heart of the city. Close to Kent Hospital, downtown shops, and the Post Road corridor. Commute: 5-10 minutes to Kent Hospital, 15 minutes to most retail pharmacies. Lifestyle: Walkable, historic, more urban feel. Rent Estimate: $1,400 - $1,600/month for a 1BR. Best For: Pharmacists who want a short commute and a lively, walkable environment.

2. Greenwood: Located in the eastern part of the city, known for its post-war homes and proximity to the airport. Commute: 15-20 minutes to Kent Hospital, 10-15 minutes to I-95 for retail jobs. Lifestyle: Quiet, suburban, family-oriented with good schools. Rent Estimate: $1,250 - $1,450/month for a 1BR. Best For: Those seeking a peaceful, suburban home base with easy highway access.

3. Warwick Neck: The coastal area with stunning views of Narragansett Bay. Features more expensive, historic homes and a quiet, seasonal feel. Commute: 15-25 minutes to most jobs, depending on traffic. Lifestyle: Tranquil, scenic, less dense. Rent Estimate: $1,500 - $1,800/month for a 1BR (limited inventory). Best For: Pharmacists who prioritize a quiet, scenic lifestyle and don't mind a slightly longer commute.

4. Hillsgrove/Toll Gate: Situated near the airport and major shopping centers. Commute: 10-15 minutes to Kent Hospital, 10 minutes to retail hubs. Lifestyle: Convenient, commercial, with a mix of apartments and single-family homes. Rent Estimate: $1,300 - $1,500/month for a 1BR. Best For: Practical, convenience-focused professionals who want to be near everything.

5. Auburn/Post Road: The strip along Post Road (RI-117) is a commercial corridor with many apartments and condos. Commute: Varies, but central to I-95 and routes 295/146. Lifestyle: Bustling, no-frills, car-centric. Rent Estimate: $1,200 - $1,400/month for a 1BR. Best For: The budget-conscious pharmacist who values easy highway access for commuting to jobs in Warwick, Providence, or Cranston.

The Long Game: Career Growth

The -3% job growth forecast isn't a death knell; it's a call to evolve. The future of pharmacy in Warwick—and Rhode Island—is in specialization and clinical integration.

Specialty Premiums: Pharmacists who pursue certifications can command higher salaries.

• BCPS (Board Certified Pharmacotherapy Specialist): Can add a $5,000 - $10,000 premium, especially in hospital settings like Kent Hospital.
• BCOP (Oncology) or BCGP (Geriatrics): These credentials are valuable for roles at Kent’s cancer center or in LTC facilities, potentially adding $7,000 - $15,000 to your base salary.
• Immunization Certified: Already common, but essential for retail and public health roles.

Advancement Paths:

1. Clinical Pharmacy: Move from staff pharmacist to a clinical specialist (e.g., infectious disease, cardiology) at Kent Hospital or a university hospital in Providence.
2. Management: Become a Pharmacy Manager at CVS, Walgreens, or a hospital. This path focuses on operations, staffing, and finance.
3. Industry & Consulting: With experience, transition to roles with local biotech or pharma companies (e.g., Pfizer in nearby Groton, CT, or local CROs) in regulatory affairs, medical science liaison, or clinical research.
4. Specialty Pharmacy: Work for a specialty pharmacy like CVS Specialty or Accredo (often remote or hybrid roles based in the region), focusing on complex, high-cost drugs.

10-Year Outlook: While traditional retail roles may shrink, opportunities in ambulatory care clinics, telehealth, and hospital outpatient pharmacy are growing. Rhode Island’s focus on healthcare innovation, supported by its universities (URI College of Pharmacy) and hospital systems, will drive demand for pharmacists who can work in integrated care teams. Building a local network through RIPA and staying active in professional organizations is critical for longevity.

The Verdict: Is Warwick Right for You?

Pros	Cons
Above-average salaries ($136,397 median)	Job growth is stagnant/declining (-3%) at a national level
Manageable cost of living (Index 100.9)	Car-dependent; limited public transit
Diverse job market (hospital, retail, LTC)	Competitive market for the best hospital roles
Proximity to Providence for more opportunities	Winters can be harsh (Nor'easters, snow)
High quality of life with coastal access	State has high taxes (income, property)
Strong healthcare infrastructure (Kent Hospital)	Smaller metro (82,997 pop.) limits niche specialties

Final Recommendation:
Warwick is an excellent choice for mid-career pharmacists (3-10 years experience) seeking a stable, well-paying job without the extreme cost of living of a major coastal city. It’s ideal for those with a family who value suburban neighborhoods, good schools, and proximity to both the ocean and a major city (Providence). It’s also a smart move for pharmacists looking to transition from retail into a hospital role at Kent Hospital.

It is less ideal for:

• New graduates seeking the highest possible starting salary and the widest variety of entry-level employers (Providence may have a slight edge).
• Pharmacists seeking highly niche specialties (e.g., advanced nuclear pharmacy) that aren't represented locally.
• Those who dislike driving or want to live in a dense, walkable urban core.

For a pharmacist who values financial stability, a balanced lifestyle, and a manageable, community-focused city, Warwick offers a compelling and practical package.

FAQs

1. Is it hard to find a pharmacist job in Warwick right now?
The market is competitive but steady. With 165 jobs in the metro, positions are always opening due to retirements and turnover. The key is flexibility. Be open to both retail and hospital roles, and consider applying to positions in nearby Providence or Cranston to widen your pool. Starting your search 2-3 months before your desired start date is advisable.

2. How does the commute from Warwick to Providence hospitals work?
It’s very manageable. From most Warwick neighborhoods (like Greenwood or West Warwick), the commute to downtown Providence hospitals (Lifespan, Care New England) is 20-30 minutes via