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Registered Nurse in Homestead, FL

Median Salary

$89,116

Above National Avg

Hourly Wage

$42.84

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+6%

10-Year Outlook

Here is a comprehensive career guide for Registered Nurses considering a move to Homestead, Florida.

Homestead, FL Career Guide for Registered Nurses

As someone who’s watched Homestead grow from a quiet agricultural town into a vital healthcare hub, I can tell you this is a city with a unique rhythm. It’s where the Florida Everglades whisper at the edges of suburban neighborhoods, and where the healthcare needs are as diverse as the community itself. For a Registered Nurse, Homestead offers a blend of stable employment, a lower cost of living compared to Miami, and a slower pace of life—if you know how to navigate it.

This guide is built on hard data and local insight. We’ll break down the numbers, map out the job market, and give you the real picture of life here, from rent prices to career trajectories.

The Salary Picture: Where Homestead Stands

The data for Registered Nurses in the Homestead metro area (which includes much of South Miami-Dade County) is solid but reflects the region's specific economic drivers. You won’t find the inflated salaries of downtown Miami, but you also won’t face their astronomical cost of living. The median salary for an RN here is $89,116/year or $42.84/hour. This places you slightly above the national average of $86,070/year, a positive indicator for the local market.

The metro area supports 735 nursing jobs, and the 10-year job growth is projected at 6%. This isn't explosive growth, but it's steady, driven by an aging population and the expansion of regional medical centers. It suggests a stable market where experience is valued.

Experience-Level Salary Breakdown

While the median is a helpful benchmark, your actual earnings will depend heavily on experience and shift differentials. Here’s a realistic breakdown for the Homestead area:

Experience Level Estimated Annual Salary Key Factors
Entry-Level (0-2 yrs) $72,000 - $82,000 Typically starts on night/weekend shifts. Strong sign-on bonuses are common at major hospitals.
Mid-Career (3-7 yrs) $89,116 (Median) - $105,000 Eligibility for charge nurse roles, specialty certifications (e.g., ACLS, PALS).
Senior (8-15 yrs) $105,000 - $118,000 Leadership positions (Nurse Manager), clinical educator roles, or specialized unit experience.
Expert/Specialized (15+ yrs) $118,000 - $130,000+ Advanced practice roles (though not an APRN), ICU/ER leadership, or hospital administration.

Comparison to Other Florida Cities

How does Homestead stack up against other Florida cities? It’s a middle-ground market.

City Median RN Salary Cost of Living (Index) Key Insight
Homestead $89,116 111.8 Strong local demand, lower stress than major metros.
Miami $95,170 (approx.) 123.5 Higher pay, but significantly higher living costs and traffic.
Orlando $90,200 (approx.) 108.9 Similar pay, larger job market, more tourism-driven economy.
Tampa $85,850 (approx.) 108.3 Slightly lower pay, similar cost of living to Homestead.
National Average $86,070 100 Homestead offers a slight premium on pay with a higher cost of living.

Insider Tip: The salary data can be deceptive. Many Homestead nurses live in lower-cost areas like Cutler Bay or Perrine and commute to Homestead hospitals. This can effectively increase your disposable income without sacrificing access to the job market.

📊 Compensation Analysis

Homestead $89,116
National Average $86,070

📈 Earning Potential

Entry Level $66,837 - $80,204
Mid Level $80,204 - $98,028
Senior Level $98,028 - $120,307
Expert Level $120,307 - $142,586

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let’s get practical. Earning $89,116/year sounds great, but what’s the monthly reality? We’ll estimate taxes for a single filer with no dependents, using Florida’s favorable tax structure (no state income tax).

  • Gross Monthly: $7,426
  • Estimated Monthly Taxes (Fed + FICA): ~$1,500
  • Estimated Net Monthly Take-Home: ~$5,926

Now, let’s break down a realistic monthly budget for a single RN in Homestead, using the area's average 1BR rent of $1,621/month.

Expense Category Estimated Monthly Cost Notes
Rent (1BR) $1,621 Average. Could be as low as $1,400 in Perrine or as high as $1,900 in newer complexes near the hospital.
Utilities (Elec, Water, Internet) $250 Florida's electricity bill can spike in summer with A/C use.
Car Payment & Insurance $500 Crucial. Public transport is limited. A reliable car is non-negotiable.
Gas & Maintenance $200 Commutes are longer than in dense cities; gas prices fluctuate.
Groceries $400 Homestead has affordable markets, but prices are rising.
Health Insurance (if not covered) $300 Often subsidized by employers, but budget for it.
Miscellaneous (Dining, Entertainment, Savings) $1,255 This is your disposable income. It allows for a comfortable lifestyle, debt repayment, or savings.
Total Estimated Expenses ~$4,526
Remaining (Savings/Investments) ~$1,400

Can They Afford to Buy a Home?

This is the critical question. The median home price in the Homestead area is approximately $375,000 (as of late 2023/early 2024). For a single RN earning $89,116, this is challenging but potentially feasible with discipline.

  • Down Payment (20%): $75,000. This is the biggest hurdle and would take years of dedicated saving from the $1,400/month surplus.
  • Mortgage Payment (Principal & Interest): ~$1,500/month (at 7% interest). This is already close to the current average rent.
  • Taxes & Insurance: Add another ~$600/month for property taxes and homeowners insurance (which is high in Florida).
  • Total Monthly Housing Cost: ~$2,100.

Verdict: Buying a home on a single RN salary in Homestead is a long-term goal (5-10 years) requiring strict budgeting and a dual-income household. Renting is the practical choice for the first few years.

💰 Monthly Budget

$5,793
net/mo
Rent/Housing
$2,027
Groceries
$869
Transport
$695
Utilities
$463
Savings/Misc
$1,738

📋 Snapshot

$89,116
Median
$42.84/hr
Hourly
0
Jobs
+6%
Growth

Where the Jobs Are: Homestead's Major Employers

Homestead’s healthcare ecosystem is anchored by a few major players. Hiring is consistent, especially for night and weekend shifts. Here’s who to target:

  1. Baptist Health South Florida - Homestead Hospital: The flagship employer. This is a 156-bed acute care hospital that is constantly expanding. They have a strong emphasis on community care and offer robust residency programs for new grads. Hiring trends show a high demand for Med-Surg, Telemetry, and ER nurses.
  2. HCA Florida Aventura Hospital: While technically in Aventura, it’s a major referral center for South Miami-Dade and Homestead. It’s larger and offers more specialty units (e.g., comprehensive stroke center, cardiac cath labs). Commute is 25-45 minutes via the Turnpike, but the career growth opportunities are significant.
  3. Jackson Health System - Homestead Campus: This public safety-net hospital is critical for the community. It offers a different pace and patient population, often serving the uninsured and underserved. It’s an excellent place to gain experience with complex cases and build resilience. Hiring is stable but can be subject to county budget cycles.
  4. South Miami Hospital (part of Baptist Health): Another key Baptist facility about 20-25 minutes north. It’s a larger hospital with Level III NICU and comprehensive cancer services. Many Homestead nurses work here for the specialty exposure.
  5. Matthews Medical Center (FKA Homestead Medical Center): A smaller, physician-owned hospital. It’s known for a more intimate setting and often has openings in surgical services and outpatient procedures. A great option for those who dislike the bureaucracy of large systems.
  6. County and State Facilities: The Miami-Dade County Health Department and the Florida Department of Health have clinics in Homestead. These roles are often 9-5, M-F, and focus on public health, immunizations, and community outreach—a great work-life balance option.
  7. Long-Term Care & Rehab Centers: Homestead has numerous skilled nursing facilities (SNFs) like The Palms at Homestead or Westside Regional Nursing Center. These are often desperate for nurses, offer sign-on bonuses, and provide experience in geriatric and rehabilitation care.

Insider Tip: The "secret" job market here is in home health care. Agencies like VNA Health Group or SunCrest Home Health are always hiring. The pay can be higher due to mileage reimbursement and autonomy, but it requires strong organizational skills and a reliable vehicle.

Getting Licensed in FL

Florida’s licensing process is straightforward but has specific requirements. If you’re already an RN in another state, you’ll likely apply for licensure by endorsement.

Key Requirements & Costs:

  • Application Fee: $175 (non-refundable).
  • Background Check: $83.50 (fingerprinting fee). Must be done through a Florida-approved vendor.
  • License by Endorsement: You must have an active, unencumbered license in another state. You’ll need to verify your education and may need to complete a Florida-approved 2-hour HIV/AIDS course (costs ~$20-50 online) and a 2-hour Laws & Rules course.
  • Compact State (NLC): Florida is a member of the Enhanced Nurse Licensure Compact (eNLC). If you hold a multistate license from another compact state (e.g., Texas, Georgia), you can practice in Florida without obtaining a Florida license. This is a major advantage. Check the NCSBN website for the current list of states.

Timeline to Get Started:

  1. Step 1 (Immediate): Gather your nursing school transcripts and verify your current license is in good standing.
  2. Step 2 (1-2 weeks): Complete the online HIV/AIDS and Laws & Rules courses if required.
  3. Step 3 (2-4 weeks): Submit your application and fingerprints. The background check can be the longest part.
  4. Step 4 (4-8 weeks): Once approved, you’ll receive your Florida RN license by mail. You can then start applying for jobs.

Pro Tip: Start the process before you move. Many employers will hire you contingent on obtaining a Florida license, but having it in hand is a stronger negotiating position.

Best Neighborhoods for Registered Nurses

Where you live in Homestead depends on your commute, lifestyle, and budget. All require a car.

Neighborhood Vibe & Commute to Homestead Hospital Avg. 1BR Rent Best For
Homestead Historic Downtown Walkable, charming, with local cafes and the historic theater. 5-10 min drive to hospital. $1,550 - $1,750 Nurses who want a sense of community and a short commute.
Perrine / South Miami Heights Established, suburban, with mature trees and affordable older apartments. 15-20 min drive. $1,400 - $1,600 The budget-conscious nurse who doesn't mind a slightly longer drive for more space.
Florida City The gateway to the Keys. Less expensive, but can feel remote. 10-15 min drive. $1,300 - $1,500 Adventurous nurses who love the outdoors (Everglades, parks) and want lower rent.
Cutler Bay Newer, master-planned community with more amenities (shopping, parks). 20-25 min drive. $1,700 - $2,000 Those seeking a modern apartment complex with pools, gyms, and a safer, family-friendly feel.
The Keys (Marathon/Key Largo) Stunningly beautiful but expensive and isolated. 45-90 min drive (with traffic). $2,000+ A rare choice for Homestead hospital staff, but some do it for the lifestyle. Not recommended for daily commuting.

Insider Tip: Traffic on the Homestead Extension of Florida’s Turnpike (SR 821) and US-1 can be brutal during rush hour, especially with the influx of seasonal residents ("snowbirds"). If you choose Perrine or Cutler Bay, plan your commute for off-peak hours or be prepared for a 45-minute drive in the afternoons.

The Long Game: Career Growth

Homestead is not a stopover; it’s a place to build a career. The 6% 10-year growth projection is stable, but specialization is where you’ll see your salary and opportunities expand.

  • Specialty Premiums: Moving into a specialty unit can add a $5,000 to $15,000 premium to your base salary. The most sought-after specialties in the area are:
    • ICU/Critical Care: Baptist and HCA hospitals have strong critical care departments.
    • Emergency Department: High demand, high stress, but excellent experience.
    • OR/Perioperative: Surgical services are growing with the aging population.
    • Labor & Delivery: Less common in Homestead Hospital but available at larger Baptist facilities.
  • Advancement Paths: The most common path is from Bedside Nurse → Charge Nurse → Nurse Manager. To move into administration or education, you’ll likely need a BSN (if you only have an ADN) and eventually an MSN. Many employers offer tuition reimbursement.
  • 10-Year Outlook: The trend is toward more outpatient and home-based care. Skills in telehealth, chronic disease management, and patient education will be increasingly valuable. The growth in Florida’s senior population is a long-term tailwind for nursing jobs in this region.

The Verdict: Is Homestead Right for You?

Pros Cons
Stable, In-Demand Job Market with major employers. Car Dependency & Traffic. You must drive everywhere.
Slightly Above-Average Pay relative to national average. Higher Cost of Living than many other Florida cities (outside of major metros).
No State Income Tax in Florida. Limited Public Transit. Not a walkable city.
Slower Pace of Life compared to Miami. Hurricane Risk. Requires preparedness and can impact work/life.
Proximity to Nature (Everglades, beaches, parks). Salary Ceiling may be lower than in major metro areas.
Strong Sense of Community in neighborhoods. Seasonal Traffic from snowbirds can be aggravating.

Final Recommendation:
Homestead is an excellent choice for the pragmatic, independent RN who values job stability and a slower pace of life over the bustle of a major city. It’s ideal for nurses who are comfortable with a suburban lifestyle, don’t mind driving, and want to establish roots in a community with a strong healthcare presence.

If you’re a new grad, the residency programs at Homestead Hospital are a fantastic launchpad. If you’re an experienced nurse, you’ll find competitive salaries and the potential for leadership roles. Just be realistic about housing costs and the necessity of a car. Homestead rewards those who plan ahead.

FAQs

1. Is it hard for new grad RNs to find jobs in Homestead?
It’s competitive but very possible. Larger systems like Baptist Health have structured Nurse Residency Programs designed for new grads. Apply early and be flexible with shifts (nights/weekends). Smaller facilities or home health agencies may also take new grads.

2. What’s the weather really like for someone considering a move?
Hot and humid for about 8 months (April-November). Summer afternoons bring predictable thunderstorms. Hurricane season (June-Nov) is a serious consideration—you must have a plan. Winters are mild and delightful.

3. How is the work-life balance?
It depends on your specialty and employer. 12-hour shifts are standard, leading to 3-4 days off per week, which many nurses love. However, the area’s growth means staffing can be tight, leading to occasional overtime. Work-life balance is often better here than in the hyper-competitive Miami hospital system.

4. Do I need to know Spanish?
While not a strict requirement, it is a major asset. A significant portion of the patient population speaks Spanish as a primary language. Being bilingual will make you a more competitive candidate and improve patient care.

5. What’s the best way to network locally?
Join the South Florida Chapter of the Florida Nurses Association. Attend their local events and webinars. Also, leverage LinkedIn to connect with nurse managers at Baptist Health and HCA. The nursing community in South Miami-Dade is tight-knit.

Sources: Salary data from the Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) for the Hom

Data Sources: Bureau of Labor Statistics (OEWS May 2024), FL State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 29, 2026 | Data refresh frequency: Monthly