Median Salary
$87,696
Above National Avg
Hourly Wage
$42.16
Dollars / Hr
Workforce
N/A
Total Jobs
Growth
+6%
10-Year Outlook
Of course. Here is a comprehensive career guide for Registered Nurses considering a move to Kahului CDP, Hawaii.
The Salary Picture: Where Kahului CDP Stands
As a local, I can tell you straight up: the allure of island life is powerful, but your paycheck needs to stretch. For Registered Nurses, Kahului CDP offers a salary that is competitively above the national average, but it's crucial to understand the full picture, from entry-level to expert status.
The median salary for an RN in Kahului CDP is $87,696/year, with an hourly rate of $42.16/hour. This sits slightly above the national average of $86,070/year. While that difference might seem minor on paper, it's a sign that the local healthcare market values nursing talent, especially given the high cost of living.
Here’s how that breaks down by experience level. These are realistic estimates based on local hiring practices and union contracts at major employers.
| Experience Level | Years of Experience | Estimated Annual Salary |
|---|---|---|
| Entry-Level | 0-2 years | $72,000 - $80,000 |
| Mid-Career | 3-9 years | $85,000 - $95,000 |
| Senior/Expert | 10+ years | $95,000 - $115,000+ |
| Specialty/Leadership | Varies | $105,000 - $125,000+ |
Compared to other cities in Hawaii, Kahului is in a solid middle ground. Honolulu (Oahu) often has slightly higher nominal salaries, but the cost of living is significantly more intense. On the Big Island, places like Hilo may offer similar or slightly lower pay, but with a different lifestyle and job market. Kahului's position as a central hub on Maui means the 243 RN jobs in the metro area provide a stable, though competitive, market. The 10-year job growth of 6% is steady, reflecting an aging population and consistent demand, but it's not explosive—meaning you should come prepared with a strong resume and local references.
📊 Compensation Analysis
📈 Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Let's get practical. A median salary looks good until you factor in Hawaii's state income tax and the island's housing costs. For an RN earning the median $87,696/year, here’s a realistic monthly budget breakdown.
- Gross Monthly Pay: $7,308
- Estimated Taxes (Federal + State): ~$1,650 (Hawaii has a progressive tax system)
- Estimated Take-Home Pay: ~$5,658/month
Now, let's factor in the biggest expense: rent. The average 1-bedroom rent in Kahului CDP is $1,966/month. This is for a standard, non-luxury apartment, likely in Kahului proper or nearby areas like Wailuku.
Monthly Budget Breakdown:
- Take-Home Pay: $5,658
- Rent (1-BR): -$1,966
- Remaining: $3,692
This remaining amount must cover utilities (which can be high due to AC and electricity costs), groceries (which are notoriously expensive on the island due to shipping), car payments/insurance (no viable public transit for daily life), student loans, and savings. It's doable, but it requires careful budgeting. You will not be living lavishly on a single median income.
Can they afford to buy a home? With the median single-family home price on Maui often exceeding $1 million, buying a home on a single RN salary is a significant challenge without substantial savings or a dual income. Condos and townhomes can be more attainable, often in the $500,000 - $700,000 range. A down payment would be a major hurdle. Most nurses here either rent long-term or buy with a partner's income.
💰 Monthly Budget
📋 Snapshot
Where the Jobs Are: Kahului CDP's Major Employers
Kahului is the commercial and transportation hub of Maui, and healthcare is a major employer. The job market is concentrated but robust, with several key players. The island's healthcare system is centralized, so knowing the major employers is key.
Maui Health System (MHS): This is the biggest game in town. MHS operates Maui Memorial Medical Center (the island's only full-service acute care hospital), Kula Hospital, and Lanai Community Hospital. As the primary safety-net hospital, MMMC sees a high volume of diverse cases, from trauma to cardiac and labor & delivery. Hiring is frequent across all units. Insider tip: MHS is often included in the Hawaii Nurses' Association (HNA) union, which negotiates pay and benefits. Check their latest contract for specific wage scales.
Queen's Maui Health (formerly Maui Memorial Medical Center Outpatient Clinic): While part of the larger Queen's Health Systems, this facility in Kahului focuses on specialty clinics and outpatient care. It's a great option for RNs seeking a more predictable 9-to-5 schedule without the high-acuity environment of the ER.
Kaiser Permanente Hawaii (Maui Clinic): Kaiser has a growing presence on Maui. Their clinic in Wailuku (adjacent to Kahului) offers primary and specialty care. Working for Kaiser often comes with excellent benefits and a strong organizational structure. Positions here are competitive due to the reputation of the employer.
Long-Term Care Facilities (e.g., Hale Makua Health Services): With an aging population, long-term care is a critical sector. Hale Makua, with locations in Kahului and Wailuku, is a major employer for nurses specializing in geriatrics and chronic care management. These roles offer a different pace and patient relationship.
Urgent Care Clinics (e.g., AFC Urgent Care, Doctors OnCall): Several private urgent care chains operate in the Kahului area. These are excellent opportunities for nurses who want fast-paced, episodic care without the hospital shift rotation. Pay can be competitive, and hours are often more regular.
Home Health Agencies (e.g., Vistas Healthcare, Bayada Home Health): For nurses seeking autonomy, home health is a growing field. You'll travel across the island to patient homes, providing care for post-surgical, chronically ill, and elderly patients. A valid driver's license and a reliable car are non-negotiable for these roles.
Hiring Trends: Demand is steady for Med-Surg, ICU, ER, and L&D nurses. There is a particular need for nurses with experience in telemetry and critical care. Travel nursing contracts are common, especially during peak tourist seasons (winter and summer), offering a way to earn premium pay without a long-term commitment.
Getting Licensed in HI
Licensing is a process, so start early. The Hawaii Board of Nursing (under the Hawaii Department of Commerce and Consumer Affairs) governs licensure.
Requirements & Process:
- NCLEX-RN Exam: You must have passed the NCLEX-RN. If you're a new grad, you'll apply for a temporary permit to work under supervision while you wait for your exam.
- Application: Submit an online application through the Hawaii DCCA website. You'll need official transcripts sent directly from your nursing school.
- Fingerprinting & Background Check: A mandatory step. You can often do this electronically through an approved vendor.
- Fees: Expect to pay application and licensing fees totaling approximately $200-$250. This does not include the NCLEX exam fee itself.
- Endorsement: If you're already licensed in another state (a "compact" state or otherwise), you'll apply for licensure by endorsement. The process is similar, but you'll need verification from your original state's board.
Timeline: From submitting a complete application, it can take 4-8 weeks to receive your license, assuming no delays with transcripts or background checks. Insider tip: Apply for your license before you move or accept a job offer. Many employers will not finalize your hire without a Hawaii RN license in hand. Use the "Authorization to Test" (ATT) you receive after application to schedule your NCLEX if you're a new grad.
Best Neighborhoods for Registered Nurses
While you might work in Kahului, you don't necessarily have to live there. Commutes are short, and different neighborhoods offer distinct vibes.
Kahului CDP (Central):
- Vibe: The bustling commercial heart. Closest to the hospital and shopping (Costco, Target, malls). Practical and convenient.
- Commute: 5-15 minutes to Maui Memorial or other clinics.
- Rent Estimate: $1,800 - $2,200/month for a 1-BR.
Wailuku (North):
- Vibe: The historic county seat. More of a "town" feel with local businesses, farmers markets, and a strong community. Gateway to Iao Valley.
- Commute: 10-20 minutes to Kahului employers. Easy access to Honoapiilani Hwy.
- Rent Estimate: $1,700 - $2,100/month for a 1-BR.
Ma'alaea (South):
- Vibe: A tiny, quiet village between Kahului and Kihei. Known for its small-boat harbor and the Maui Ocean Center. Very laid-back.
- Commute: 15-25 minutes to Kahului. Can be windy.
- Rent Estimate: $1,900 - $2,300/month for a 1-BR (limited inventory).
Haiku (North Shore):
- Vibe: Lush, tropical, and rural. Popular with those seeking a quieter, greener lifestyle. More residential sprawl.
- Commute: 25-35 minutes to Kahului. Hana Highway can be slow.
- Rent Estimate: $2,000 - $2,500/month for a 1-BR or cottage.
Kula (Upcountry):
- Vibe: Cooler temperatures, open pastures, and a "mainland" feel. Known for farms, wineries, and a strong sense of community.
- Commute: 25-40 minutes to Kahului. Requires driving up the slope of Haleakala.
- Rent Estimate: $1,800 - $2,200/month for a 1-BR.
The Long Game: Career Growth
Staying in Kahului for the long term offers a solid career path, though it's more about depth than explosive upward mobility.
- Specialty Premiums: Salaries can increase with certifications. Expect a $3-$7/hour premium for specialties like Critical Care (CCRN), Emergency (CEN), or Labor & Delivery (RNC-OB). Obtaining these certifications is highly recommended for salary growth.
- Advancement Paths: The most common paths are:
- Clinical Ladder: Moving from Bedside RN to RN III or IV, which involves charge nurse roles, precepting, and committee work.
- Management: Becoming a Nurse Manager or Director. This often requires a BSN (mandatory for advancement in many systems) and potentially an MSN.
- Education: Moving into Clinical Nurse Educator roles, training new staff.
- Advanced Practice: Pursuing a Master's or DNP to become a Nurse Practitioner (NP) or Certified Registered Nurse Anesthetist (CRNA). The University of Hawaii offers programs, but many locals go to mainland schools online.
- 10-Year Outlook: The 6% job growth indicates stability. The main driver will be the continued need to care for Maui's aging residents and the constant flow of tourists requiring emergency and acute care. Telehealth is emerging, but in-person care remains dominant. Your long-term job security is high, provided you maintain your license and skills.
The Verdict: Is Kahului CDP Right for You?
| Pros | Cons |
|---|---|
| Above-average salary relative to the US. | High cost of living, especially for housing and food. |
| Stable, high-demand job market (243 jobs). | Competitive housing market; buying a home is difficult alone. |
| World-class outdoor lifestyle at your doorstep. | Island fever is real; travel off-island is expensive. |
| Strong sense of community (if you engage). | Traffic can be heavy, especially on Honoapiilani Hwy. |
| Diverse nursing experience (trauma, chronic care, tourist-related cases). | Cultural adjustment for mainlanders; "local style" is different. |
Final Recommendation:
Kahului CDP is an excellent choice for a Registered Nurse who is adaptable, financially savvy, and prioritizes lifestyle over luxury. If you are a mid-career nurse with a few years of experience, you can live comfortably, build savings, and enjoy an unparalleled quality of life outside of work. It is not the place to get rich quickly, but it is a place to build a meaningful and stable career while living in a tropical paradise.
For new grads, it's a fantastic place to gain a wide range of experience quickly, but be prepared to start at the lower end of the pay scale and have a solid roommate or financial cushion. If you value community, nature, and a slower pace of life, Kahului is worth serious consideration.
FAQs
1. I'm a new grad from the mainland. Will I find a job?
Yes, but be strategic. Apply for new graduate residency programs at Maui Health System if available. Otherwise, highlight any clinical rotations in high-demand areas (Med-Surg, ICU). Start applying for your Hawaii license 3-4 months before your move. Having your license in hand makes you a much more attractive candidate.
2. Is it true that nurses get a "local's discount" on housing?
There is no official discount, but building a local network is key. Many nurses find housing through word-of-mouth—coworkers, friends from church, or community groups. Check Facebook groups like "Maui Housing" or "Maui Rentals" for listings, but always be cautious of scams. Sharing a house with other healthcare workers is a common and cost-effective strategy.
3. How does the union (HNA) affect my job?
The Hawaii Nurses' Association represents nurses at Maui Memorial and other facilities. Being part of the union means your wages, benefits, and working conditions are collectively bargained. This provides a predictable pay scale and strong job protections. It's a major factor in the stability of the nursing profession here.
4. What's the real deal with traffic?
Traffic is concentrated on two main corridors: Honoapiilani Highway (connecting Lahaina to Kahului/Wailuku) and the Hana Highway (connecting Kahului to the North Shore). Your commute will be most affected by your chosen home and work location. Living in Wailuku and working in Kahului is an easy, short drive. Living in Haiku and working at MMS means a daily drive on a often-congested Hana Highway.
5. Can I rely on public transportation?
No. Maui's public bus system (Maui Bus) is not reliable for shift workers. It runs on limited schedules and doesn't provide the door-to-door service needed for 12-hour shifts, especially in the early morning or late night. A reliable car is an absolute necessity for living and working in Kahului as a nurse.
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