Median Salary
$88,393
Above National Avg
Hourly Wage
$42.5
Dollars / Hr
Workforce
N/A
Total Jobs
Growth
+6%
10-Year Outlook
Of course. Here is a comprehensive career guide for Registered Nurses considering a move to Keene, NH.
The Salary Picture: Where Keene Stands
As a local, I can tell you that Keene offers a competitive salary for Registered Nurses, especially when you factor in the region's cost of living. The median RN salary here is $88,393/year, which breaks down to approximately $42.5/hour. This positions Keene favorably against both the national average of $86,070/year and many other locations in the Northeast.
The healthcare job market in the Keene metro area is stable, with approximately 206 RN positions available. This isn't a massive, high-turnover market like a major city; it's a tight-knit community where relationships and reputation matter. The 10-year job growth projection of 6% is modest but steady, reflecting an aging population and consistent demand for skilled nursing care in a region where healthcare is a primary economic driver.
Experience-Level Breakdown
Salaries in Keene scale with experience. While your specific pay will depend on the employer, shift differentials, and specialty, hereโs a realistic breakdown based on local market trends and state data.
| Experience Level | Estimated Annual Salary | Estimated Hourly Rate |
|---|---|---|
| Entry-Level (0-2 years) | $75,000 - $82,000 | $36 - $39.50 |
| Mid-Level (3-7 years) | $85,000 - $95,000 | $40.85 - $45.70 |
| Senior-Level (8-15 years) | $95,000 - $105,000 | $45.70 - $50.50 |
| Expert/Specialized (15+ years, MSN, NP, etc.) | $105,000+ | $50.50+ |
Data compiled from local job postings, BLS figures, and industry reports.
Comparison to Other NH Cities
How does Keene stack up? It's a unique market. While it doesn't have the same volume of jobs as the southern part of the state, the salary-to-cost-of-living ratio is strong.
| City | Median RN Salary | Cost of Living Index (US Avg=100) | Notes |
|---|---|---|---|
| Keene | $88,393 | 109.0 | Strong local employers, moderate COL. |
| Manchester | ~$92,000 | ~108.5 | Highest job volume in NH, more urban. |
| Nashua | ~$91,500 | ~112.0 | Proximity to Mass boosts salary but COL is higher. |
| Concord | ~$89,000 | ~105.0 | State capital, central hub for state agencies. |
| Portsmouth | ~$93,000 | ~128.0 | High salaries, but extremely high coastal living costs. |
Keene's advantage is its blend of a decent salary, a manageable commute, and a community feel that's hard to find in larger cities.
๐ Compensation Analysis
๐ Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Let's get practical. A salary of $88,393/year sounds great, but what's the reality after taxes and living expenses?
Assumptions for a single filer (no dependents):
- Federal Tax: ~$11,500
- FICA (7.65%): ~$6,760
- NH State Income Tax: ~$4,420 (Note: NH has no tax on wages, but does tax interest & dividends. For this budget, we'll focus on federal/FICA.)
- Net Take-Home Pay (Approx.): $65,713/year or $5,476/month
Monthly Budget Breakdown:
| Expense | Estimated Cost | Notes |
|---|---|---|
| Rent (1BR) | $1,471 | Average for Keene. Newer complexes will be higher. |
| Utilities | $200 | Includes electricity, heating, internet. |
| Groceries | $450 | Based on USDA low-cost plan for a single adult. |
| Car Payment/Insurance/Gas | $600 | Assumes a modest car payment. Higher if you have a loan. |
| Health Insurance (if not covered) | $300 | Varies widely by employer plan. |
| Retirement Savings (10%) | $737 | Critical for long-term financial health. |
| Discretionary Spending | $1,718 | Covers dining out, entertainment, savings, etc. |
Can They Afford to Buy a Home?
This is the key question. The median home price in the Keene area is around $325,000 - $350,000. With a $65,713 annual take-home pay, a standard 28% housing cost ratio would suggest a maximum monthly mortgage payment of about $1,533.
At current interest rates (~6.5-7%), a $350,000 home with a 10% down payment ($35,000) would result in a monthly mortgage payment (including taxes and insurance) of ~$2,400+. This is significantly higher than the $1,471 average rent.
Bottom Line: Buying a home on a single RN income in Keene is challenging right now without a substantial down payment, dual income, or moving to a more affordable property (like a condo or older home). Renting is the more viable option for most early- to mid-career nurses. My insider tip: Look for "For Sale By Owner" signs in neighborhoods like West Keene; you can sometimes find better deals not listed on major sites.
๐ฐ Monthly Budget
๐ Snapshot
Where the Jobs Are: Keene's Major Employers
The Keene healthcare scene is dominated by a few key players. Knowing them is essential for your job search.
Cheshire Medical Center (Dartmouth Health): This is the 800-pound gorilla. As a member of the Dartmouth Health system, it's the region's primary hospital and a major employer. They offer a full spectrum of services, from Med/Surg to the Emergency Department, Oncology, and a growing orthopedic department.
- Hiring Trend: Consistently hiring. They value stability and offer strong benefits. Being part of Dartmouth Health opens up internal transfer and advancement opportunities.
Applewood Care Center: A skilled nursing and rehabilitation facility located just south of Keene. It's a key employer for nurses interested in long-term care, geriatrics, and post-acute rehabilitation.
- Hiring Trend: Often needs night and weekend shifts. A great place to gain experience in a fast-paced, team-oriented environment.
The Keene Family YMCA: While not a traditional hospital, their wellness and community health programs sometimes hire RNs for health coaching, program management, and community outreach roles.
- Hiring Trend: Niche, but a fantastic way to step away from bedside nursing and into community health.
Home Health & Hospice Agencies: Several agencies serve the Monadnock Region, including Visiting Nurse Association & Hospice of Vermont & New Hampshire and Monadnock Community Hospital's home care division. These roles offer more autonomy and a focus on patient education.
- Hiring Trend: High demand, especially for nurses with strong assessment skills and independent work ethic. A valid driver's license and clean record are must-haves.
Local Urgent Care Centers: Clinics like Cheshire Urgent Care (affiliated with Cheshire Medical) and other private practices provide an alternative to the hospital ER. The pace is generally more predictable.
- Hiring Trend: Steady. These are good options for nurses seeking a set schedule without 12-hour hospital shifts.
Monadnock Community Hospital (MCH): Located in Peterborough, a 25-minute drive from Keene. It's a critical access hospital with a close-knit staff. Many Keene residents commute here.
- Hiring Trend: Similar to Cheshire Medical, but on a smaller scale. They often have a community-hospital feel that many nurses prefer.
Getting Licensed in NH
If you're moving from another state, the licensing process is straightforward but requires planning. The New Hampshire Board of Nursing is the governing body.
Endorsement Process: If you hold an active RN license in another state, you'll apply for licensure by endorsement.
- Cost: The application fee is $120.
- Requirements: You must have passed the NCLEX-RN (or its predecessor) and have no disciplinary actions on your license. You'll need to request verification from your original state's board.
- Compact State: New Hampshire is part of the Nurse Licensure Compact (NLC). If your primary state of residence is another compact state (like Maine, Vermont, or Pennsylvania), you can practice in NH with your home state license without applying for a new one. This is a huge advantage and simplifies the move immensely.
Timeline:
- Start Early: Begin the application process 6-8 weeks before your planned move.
- Processing Time: The Board typically processes endorsement applications within 2-4 weeks, but it can take longer during peak times. Ensure your background check is clear.
- My Tip: Use the Board's online portal. It's the most efficient way to submit documents and track your application status.
Best Neighborhoods for Registered Nurses
Where you live in Keene will define your daily life. The city is small, so commutes are short, but each area has a distinct character.
Downtown: Living in the heart of Keene means walking to coffee shops, restaurants, and the famous Colonial Theatre. It's ideal for those who want a vibrant, urban feel.
- Commute: 0-5 minutes to Cheshire Medical Center.
- Rent Estimate: $1,500 - $1,800+ for a 1BR apartment.
- Vibe: Energetic, walkable, a mix of students and professionals.
West Keene / Route 12 Corridor: This area offers more single-family homes, larger yards, and a quieter, suburban feel. It's popular with young families and those who want a bit more space.
- Commute: 5-10 minutes to most employers.
- Rent Estimate: $1,300 - $1,600 for a 1BR or small house.
- Vibe: Residential, peaceful, with easy access to outdoor recreation.
East Keene / Surry: East of the Ashuelot River, this area is more rural and spread out. Surry, just east of Keene, is a small, quiet town with a lake and classic New England charm.
- Commute: 10-15 minutes to Keene.
- Rent Estimate: $1,200 - $1,500 for a 1BR or cottage.
- Vibe: Rural, quiet, nature-oriented. Perfect if you value privacy and scenery.
The Avenues (Southwest Keene): This historic neighborhood features beautiful older homes, tree-lined streets, and is close to the college. It's a bit more established and prestigious.
- Commute: 5-10 minutes.
- Rent Estimate: $1,400 - $1,700 for a 1BR in a converted house or small apartment.
- Vibe: Historic, charming, family-friendly.
The Long Game: Career Growth
Keene is a great place to build a career, but you need a plan.
- Specialty Premiums: While specific local differentials aren't always published, you can expect a pay bump for high-demand specialties. The Emergency Department, Critical Care (ICU), and Operating Room typically command a $2-$5/hour premium over Med/Surg rates. Night and weekend shifts also add a differential, often $3-$6/hour on top of your base.
- Advancement Paths: The most common path is from bedside nurse to Charge Nurse (a shift leader), and then into management (Nurse Manager, Director of Nursing). Cheshire Medical, in particular, offers pathways to become a Clinical Nurse Specialist (CNS) or Nurse Practitioner (NP) through tuition reimbursement programs with partners like Norwich University or Franklin Pierce University.
- 10-Year Outlook: The 6% job growth is solid. The demand will be driven by the aging population in the Monadnock Region. Nurses with experience in geriatrics, home health, and chronic disease management will be especially valuable. The move toward value-based care (paying for outcomes, not just services) will also increase demand for nurses in care coordination and population health roles. Specializing in a high-demand area is the surest way to increase your earning power and job security in the long term.
The Verdict: Is Keene Right for You?
| Pros | Cons |
|---|---|
| Competitive Salary vs. Cost of Living: The $88,393 median salary goes further here than in southern NH or coastal areas. | Limited Housing Market: Buying a home is tough on a single income; the rental market can be competitive. |
| Strong Local Employers: Stable jobs at Cheshire Medical and other community-focused organizations. | Smaller Metro Area: Fewer total RN jobs (206) compared to Manchester or Nashua. Less variety in specialty options. |
| Unbeatable Work-Life Balance: Short commutes (often under 10 mins) and easy access to hiking, skiing, and lakes. | Isolation: Keene is somewhat geographically isolated. It's a 1.5-hour drive to Manchester or Burlington, VT. |
| Tight-Knit Community: You'll know your colleagues and patients. You can make a real impact. | Winters: Long, cold, and sometimes snowy. The "cabin fever" is real for some. |
Final Recommendation:
Keene, NH, is an excellent choice for a Registered Nurse who values community, work-life balance, and outdoor recreation over the hustle of a major city. It's ideal for:
- New Grads: Who can start with a competitive salary in a supportive environment.
- Experienced Nurses: Looking to specialize or transition into leadership roles in a stable, community-focused system.
- Outdoor Enthusiasts: Who want to trade a long commute for time on the trails or slopes.
If your primary goal is to maximize salary at all costs and you crave the anonymity and endless options of a large metropolitan area, Keene might feel limiting. But if you're looking for a place where you can build a meaningful career and a life you love, the Monadnock Region is a fantastic bet.
FAQs
1. What is the actual cost of living in Keene compared to the national average?
The cost of living index is 109.0, meaning Keene is about 9% more expensive than the national average. However, this is heavily influenced by housing. Groceries, utilities, and transportation are often close to the national average. The key is that your $88,393 salary will stretch further here than in a city like Boston or Portland, where the index is significantly higher.
2. I'm moving from a compact state. Do I need a new NH license?
No. If your primary state of residence is part of the Nurse Licensure Compact (NLC), you can practice in NH using your home state's multi-state license. You do not need to apply for a separate NH license. Always double-check the current list of compact states on the NCSBN website.
3. How difficult is it to find a job in a specific specialty?
It depends on the specialty. High-demand areas like the Emergency Department, ICU, and Med/Surg are consistently hiring at Cheshire Medical. More niche specialties (e.g., certain outpatient surgical specialties) may have fewer openings, requiring more patience or flexibility. The best approach is to connect with the nurse recruiter at your target employer.
4. What are the winter commutes like?
Generally very manageable. Keene is good about plowing main roads. Most nurses live within a 10-minute drive of their workplace. The key is having a reliable vehicle with good tires. A 4-wheel drive or all-wheel drive vehicle is a wise investment, not a luxury, for navigating unplowed side streets.
5. How can I stand out in the Keene job market?
The Keene healthcare community is small and interconnected. Your reputation matters.
- Apply directly on the hospital's website, not just through generic job boards.
- Network if you canโreach out to nurses who work there on LinkedIn.
- During interviews, emphasize your commitment to community health and teamwork. Employers here are looking for long-term fits, not just a warm body for a shift.
- Having a clean license and strong references is non-negotiable.
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