Median Salary
$86,741
Above National Avg
Hourly Wage
$41.7
Dollars / Hr
Workforce
1.4k
Total Jobs
Growth
+6%
10-Year Outlook
The Salary Picture: Where Naperville Stands
As a local career analyst who's watched Naperville's healthcare sector for over a decade, I can tell you the numbers stack up favorably for Registered Nurses. The median salary here sits at $86,741/year, which translates to an hourly rate of $41.7/hour. That's notably higher than the national average of $86,070/year, giving Naperville RNs a slight premium. The metro area supports 1,360 jobs for RNs, with a 10-year job growth projection of 6%—a stable, growing market that's more resilient than many other professions.
When you break it down by experience, the local market rewards tenure and specialization. Here's how salaries typically align in Naperville's healthcare ecosystem:
| Experience Level | Estimated Annual Salary (Naperville) | Key Factors |
|---|---|---|
| Entry-Level (0-2 years) | $72,000 - $80,000 | New grad programs at major hospitals, shift differentials |
| Mid-Level (3-7 years) | $84,000 - $92,000 | Specialty certifications, charge nurse roles |
| Senior-Level (8-15 years) | $95,000 - $110,000 | Clinical leadership, educator positions, unionized settings |
| Expert/Advanced Practice | $115,000 - $145,000+ | NP/CRNA roles, management, clinical directorships |
Comparing to other Illinois cities, Naperville holds its own. Chicago's median is slightly higher at $89,000 but comes with a 25% higher cost of living and brutal commutes. Springfield averages $78,000 with lower living costs but fewer specialty opportunities. Peoria's median is $82,500 with a strong hospital system but limited growth. Naperville sits in that sweet spot: urban-level pay with suburban affordability and proximity to Chicago's top-tier medical centers.
Insider tip: The $41.7/hour rate is your baseline. Night shifts at Edwards-Elmhurst Health can add $3-5/hour in differentials, and weekend premiums at Northwestern Medicine Central DuPage Hospital push you to $45-48/hour. These aren't advertised in job postings but are standard once you're inside the system.
📊 Compensation Analysis
📈 Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Let's get practical. On a $86,741 salary, your federal and state taxes (Illinois flat 4.95%) will take roughly 28-30% off the top. After taxes, you're looking at about $62,000 net annual income, or $5,167/month.
Naperville's average 1BR rent is $1,507/month. That's 29% of your net monthly income—right at the recommended threshold of 30%. Here's a realistic monthly budget for an RN earning the median:
| Expense Category | Estimated Monthly Cost | Notes |
|---|---|---|
| Rent (1BR) | $1,507 | Downtown Naperville or nearby suburbs |
| Utilities (electric, gas, internet) | $200 | Varies by season; summer AC adds $50 |
| Car Payment/Insurance | $450 | Naperville requires a car; insurance averages $1,200/year |
| Groceries | $400 | Jewel-Osco, Mariano's, Costco in nearby Warrenville |
| Health Insurance (employee portion) | $150 | Employer covers majority; varies by system |
| Retirement (401k match) | $300 | 5-6% of salary to capture full employer match |
| Miscellaneous (entertainment, dining) | $500 | Plenty of affordable local options |
| Total | $3,507 | Leaves ~$1,660 for savings/debt/payments |
Can you buy a home? The median home price in Naperville is $435,000. With $1,660/month leftover after essentials, you'd need about $87,000 for a 20% down payment. It's tight but possible if you: 1) Start with a condo in the $250,000 range (like in the Cress Creek area), 2) Live with a roommate for 2-3 years to save aggressively, or 3) Partner with another healthcare professional. Many RNs here buy homes in their late 30s after building equity and climbing the salary ladder.
Insider tip: The $1,507 rent average is for newer buildings. Older garden apartments in White Eagle Club or Knoch Knoll areas can be found for $1,300-$1,400 if you're willing to drive 10-15 minutes to downtown. That $100-200/month savings accelerates your home buying timeline significantly.
💰 Monthly Budget
📋 Snapshot
Where the Jobs Are: Naperville's Major Employers
Naperville's healthcare job market is dominated by three hospital systems, with several specialty clinics and outpatient centers. Here’s where you’ll actually find 1,360 RN positions:
Northwestern Medicine Central DuPage Hospital (Winfield, adjacent to Naperville)
- Details: 900+ beds, Level I Trauma Center, Magnet-designated. The largest employer in the western suburbs.
- Hiring Trends: They hire 40-50 new grads annually through their nurse residency program. Currently expanding oncology and cardiology units. Night shift positions are easier to get than days. Unionized (NNU), which means structured pay scales and strong benefits.
- Insider Tip: Mention "DuPage" when applying, not "Naperville." Their HR system is separate from Northwestern Medicine’s downtown Chicago locations.
Edward-Elmhurst Health (Naperville location)
- Details: Community hospital with 200+ beds. Focus on orthopedics, women's health, and cardiac care.
- Hiring Trends: Aggressively hiring for their new $200M expansion (opening 2025). Currently recruiting heavily for Med-Surg, ICU, and L&D. Known for better work-life balance than academic centers.
- Insider Tip: Edward-Elmhurst is a non-profit with excellent tuition reimbursement—up to $5,250/year for BSN completion. Use this if you need to advance your degree.
Amita Health Adventist Medical Center (Wood Dale, 20-minute drive)
- Details: Faith-based system, 200+ beds. Strong in bariatrics and diabetes management.
- Hiring Trends: Growing outpatient and home health divisions. Actively recruiting RNs with multilingual skills (Spanish, Polish, Hindi).
- Insider Tip: Their faith-based mission means stricter dress codes and policies, but the culture is supportive and community-oriented.
Rush Copley Medical Center (Aurora, 15-minute drive)
- Details: 210 beds, part of the Rush University System. Strong teaching hospital affiliation.
- Hiring Trends: Expanding their cancer center and behavioral health unit. Hiring for float pool positions with premium pay (up to $52/hour).
- Insider Tip: Rush Copley is less competitive than Northwestern but offers similar pay. A great stepping stone if you're eyeing Northwestern later.
Lurie Children's Hospital Outpatient Clinics (Naperville location)
- Details: Satellite clinics for pediatric specialties (cardiology, endocrinology).
- Hiring Trends: Limited openings but highly desirable. Expect $90,000+ starting for pediatric experience. Requires PALS and pediatric specialty knowledge.
- Insider Tip: These are M-F, 8-5 jobs—no weekends or nights. Perfect for parents. The Naperville location is at 801 S. Washington St.
Kaiser Permanente (Naperville Medical Offices)
- Details: Outpatient-focused, HMO model. Primarily primary care and specialty clinics.
- Hiring Trends: Growing need for RN case managers and telehealth nurses. $88,000 starting for clinic roles.
- Insider Tip: Kaiser is non-union but offers excellent work-life balance and profit-sharing. The Naperville office is at 1315 S. Naper Blvd.
Atrium Health (formerly Advocate) - Downers Grove location
- Details: 300+ beds, Level II Trauma. Part of the massive Atrium Health system.
- Hiring Trends: Merging systems means temporary uncertainty but long-term growth. Currently hiring for all units, especially ICU and ED.
- Insider Tip: Their "Advocate Career Path" program allows RNs to move between units every 18 months, building a diverse resume.
Getting Licensed in Illinois
Illinois is a compact state (NLC), meaning if you're licensed in another compact state, you can practice here without a new license. For everyone else:
Requirements:
- Graduate from an accredited nursing program (BSN preferred but not required)
- Pass NCLEX-RN (you have 30 days to apply after passing)
- Background check and fingerprinting (through CANTH)
- Cost: $112 application fee + $200 NCLEX fee + $50 background check = $362 total
- Timeline: 4-6 weeks for application processing, then schedule NCLEX. Total from application to license in hand: 8-12 weeks if you've already passed NCLEX.
Insider Tip: The Illinois Department of Financial and Professional Regulation (IDFPR) processes applications online. Call them at 312-814-6910 if you don't hear back in 4 weeks—politely but persistently. They're notoriously slow.
Renewal: Every 2 years, 20 CEUs required, $120 renewal fee.
Best Neighborhoods for Registered Nurses
Naperville has distinct neighborhoods with different vibes and price points. Here’s where RNs actually live:
Downtown Naperville (60540)
- Commute: 10-15 minutes to most hospitals
- Lifestyle: Walkable, vibrant, restaurants, shops. Young professionals and empty nesters.
- Rent: $1,600-$1,900 for a 1BR
- Best For: RNs who want nightlife, dating scene, and no car dependency for evenings out.
Naperville Park District (60565)
- Commute: 15-20 minutes to hospitals, 30+ minutes to Chicago if needed
- Lifestyle: Family-oriented, excellent schools (Neuqua Valley High), more space.
- Rent: $1,400-$1,650 for 1BR (more for 2BR)
- Best For: RNs with children or planning to start a family. The Knoch Knoll area is particularly popular.
White Eagle Club (60564)
- Commute: 20 minutes to hospitals, 25 to Chicago
- Lifestyle: Golf course community, quieter, suburban feel. Older demographic.
- Rent: $1,300-$1,500 for 1BR
- Best For: RNs who prefer peace and quiet, and don't mind commuting. Great for night shifters who need daytime quiet.
Cress Creek (60565)
- Commute: 10-15 minutes to hospitals
- L�ifestyle: Mixed: some townhomes, some single-family. Close to grocery stores (Jewel-Osco) and restaurants.
- Rent: $1,250-$1,450 for 1BR
- Best For: RNs on a budget who still want proximity to everything. Good starter area.
Highland Ridge (60565)
- Commute: 15-20 minutes to hospitals
- Lifestyle: Newer construction, modern apartments, close to Naperville Metra station (to Chicago).
- Rent: $1,550-$1,750 for 1BR
- Best For: RNs who might work in Chicago occasionally or want easy weekend access to the city.
Insider Tip: If you're a night shift nurse, prioritize noise levels over commute. White Eagle Club and Cress Creek are much quieter during daytime sleeping hours than downtown. Also, check for hospital shuttle services—Northwestern Medicine offers a free shuttle from Naperville to Central DuPage Hospital, saving you $150/month on parking/passes.
The Long Game: Career Growth
The 6% job growth over 10 years reflects a market that's expanding but not exploding. Your advancement depends on specialization:
Specialty Premiums (Naperville-specific):
- ICU/Critical Care: +$5-8/hour ($46-49/hour)
- Pediatrics: +$3-5/hour ($44-46/hour)
- Oncology: +$4-6/hour ($45-47/hour)
- Labor & Delivery: +$3-4/hour ($44-46/hour)
- ER: +$6-9/hour ($47-50/hour)
- OR/Perioperative: +$8-12/hour ($49-53/hour)
Advancement Paths:
- Clinical Ladder: Most hospitals have a 4-level clinical ladder (I-IV). Moving from Level I to II typically requires 2 years and 1 specialty certification (e.g., CCRN, CEN). Each level adds $3-5/hour.
- Leadership: Charge Nurse → Unit Manager → Director. Expect $100,000+ for manager roles, but you'll work 50+ hours/week.
- Advanced Practice: Get your MSN/NP. Starting salaries in Naperville: $105,000-$120,000. Northwestern Medicine and Edward-Elmhurst both offer tuition assistance.
- Education: Nurse educator roles at local colleges (College of DuPage, North Central College) pay $75,000-$90,000 but require MSN and teaching experience.
10-Year Outlook:
The 6% growth is steady, not explosive. The biggest opportunities will be in:
- Home health and telehealth (aging population)
- Oncology (new cancer centers opening)
- Behavioral health (post-pandemic surge)
- Geriatrics (Naperville's aging population)
Insider Tip: The $86,741 median is for staff RNs. If you're willing to do travel nursing within the metro area (13-week contracts at hospitals like Rush Copley or Amita), you can make $95,000-$110,000 for the same work. Many local RNs do this for 2-3 years to save for a down payment.
The Verdict: Is Naperville Right for You?
| Pros | Cons |
|---|---|
| Higher than national average salary ($86,741 vs. $86,070) | Competitive job market for new grads (need strong GPA/experience) |
| Multiple major employers within 20-minute drive | Car dependency - public transit is limited |
| Affordable housing relative to Chicago ($1,507 rent) | Winters are harsh (Feb average: 32°F) |
| Excellent schools (if family planning) | Limited nightlife compared to Chicago |
| Stable job growth (6% over 10 years) | No union at Edward-Elmhurst or Kaiser (less job security) |
| Proximity to Chicago (40 min train) for weekend city life | Parking fees at hospitals ($50-100/month) |
Final Recommendation:
Naperville is an excellent choice for mid-career RNs (3-10 years experience) looking for a balance of pay, lifestyle, and career growth. It's particularly ideal for:
- Couples where one partner is in healthcare (dual RN income makes home buying easy)
- RNs with children (top-rated schools, family-friendly communities)
- Specialists ready to command premium pay (ICU, OR, L&D)
Not ideal for:
- Brand new graduates (unless you land a new grad residency) - consider starting in a smaller market like Rockford or Peoria for 1-2 years then transfer.
- Those without a car - Naperville requires wheels.
- Nightlife seekers - Chicago is close but not walkable.
Bottom line: If you have 2+ years of experience and can secure a job at Northwestern Medicine or Edward-Elmhurst, Naperville offers a quality of life that's hard to beat in the Midwest. The $86,741 salary stretches far here compared to coastal cities.
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