Median Salary
$86,741
Above National Avg
Hourly Wage
$41.7
Dollars / Hr
Workforce
N/A
Total Jobs
Growth
+6%
10-Year Outlook
The Salary Picture: Where Waukegan Stands
Let's cut straight to the numbers, because that's what matters when you're making a life-altering decision. For a Registered Nurse in Waukegan, the financial baseline is solid, sitting just a hair above the national average. You're looking at a median salary of $86,741/year, which translates to a hourly rate of $41.7. This is per the Bureau of Labor Statistics (BLS) data for the broader Chicago-Naperville-Elgin metropolitan area, which Waukegan is a part of. It's important to note that the national average for RNs is $86,070/year, so Waukegan is competitive right out of the gate.
But what does that look like across your career arc? The local market, driven by a mix of hospital systems and long-term care facilities, rewards experience. Hereโs a realistic breakdown of what you can expect as you gain years under your belt.
| Experience Level | Estimated Annual Salary Range | Key Factors in Waukegan |
|---|---|---|
| Entry-Level (0-2 years) | $72,000 - $80,000 | New grad programs at Vista Medical Center; specialty-specific starting rates. |
| Mid-Career (3-9 years) | $82,000 - $95,000 | Shift differentials, charge nurse roles, and certifications start to pay off. |
| Senior/Expert (10+ years) | $95,000 - $110,000+ | Management, clinical educator, NP/PA roles, or niche specialties (ICU, OR). |
How does Waukegan compare to other Illinois cities? It's a strong mid-market performer. You won't hit the top-tier salaries of downtown Chicago (closer to $95,000+ median), but you also avoid the brutal commute and parking costs. Compared to Rockford (~$78,000 median), Waukegan offers significantly higher pay. It's a sweet spot for nurses who want metro-level opportunities without the full Chicago price tag. The 10-year job growth for RNs is 6%, which is steady and reliable, ensuring demand remains strong as the population ages.
๐ Compensation Analysis
๐ Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
The salary number is just the starting line. To understand what you can actually afford, we need to factor in Illinois's flat state income tax (4.95%) and the local cost of living. Waukegan's Cost of Living Index is 102.6 (US avg = 100), meaning it's slightly more expensive than the national average, primarily due to housing and transportation. The average 1BR rent is $1,231/month.
Let's break down a monthly budget for an RN earning the median salary of $86,741/year.
| Monthly Budget Item | Estimated Cost | Notes |
|---|---|---|
| Gross Monthly Pay | $7,228 | ($86,741 / 12 months) |
| Estimated Taxes (Fed + IL) | ~$1,650 | ~23% effective rate (varies by deductions) |
| Take-Home Pay | ~$5,578 | After federal, state, FICA. |
| Rent (1BR Average) | $1,231 | Your biggest fixed cost. |
| Utilities (Elec, Gas, Internet) | $200 | Varies by season; older buildings can be drafty. |
| Car Payment/Insurance | $400 | Waukegan is car-dependent. Insurance is high in IL. |
| Groceries | $400 | For one person. |
| Health Insurance (Employer) | $200 | Varies widely by system. |
| Retirement (403b/401k) | $500 | Highly recommended; many employers match. |
| Remaining Discretionary | ~$1,647 | For savings, debt, entertainment, emergencies. |
Can they afford to buy a home? It's tight but possible for dual-income households or senior nurses. The median home price in Waukegan is around $280,000. On a single $86,741 salary, a 20% down payment ($56,000) is a significant hurdle, and the mortgage payment (with taxes and insurance) would likely exceed $1,800/month, pushing the budget. However, with a partner's income or after a few years of salary growth into the $95,000+ range, homeownership becomes a more realistic goal. Many nurses here buy in adjacent, more affordable suburbs like North Chicago or Gurnee.
๐ฐ Monthly Budget
๐ Snapshot
Where the Jobs Are: Waukegan's Major Employers
Waukegan's healthcare landscape is defined by a few major players and a network of community-based facilities. Hiring is consistent, but competition is fierce for the best positions. Here are the key employers to target:
Vista Medical Center East: The cornerstone hospital in the city. A 153-bed acute care facility owned by NorthShore University HealthSystem. It's the primary employer for ER, med-surg, and orthopedic nurses. Hiring trends focus on experienced nurses, but they do have a respected new grad residency program. Insider Tip: Vista is known for a strong community feel but can have resource constraints. Ask about nurse-to-patient ratios during your interview.
NorthShore University HealthSystem (Multiple Locations): While headquartered in Evanston, NorthShore operates numerous outpatient clinics and specialty centers throughout Lake County, including in Waukegan. They often have openings in primary care, cardiology, and oncology clinics. These are typically M-F, 9-to-5 jobs with no weekends or holidays, a huge perk.
Amita Health (now part of Advocate Aurora): This system has a strong presence in the region. While the main hospital is in nearby Libertyville, they manage numerous outpatient surgery centers and clinics in Waukegan. They offer a wide variety of specialties and are part of a massive, stable network.
Lake County Health Department / Community Health Center: This is a major public health employer. They run community clinics, behavioral health services, and public health programs. Jobs here are mission-driven, often in public health, school nursing, or homeless outreach. Pay is competitive, and benefits are excellent.
Long-Term Care & Skilled Nursing Facilities: Waukegan has a high density of skilled nursing facilities (SNFs) and assisted living communities, such as Waukegan Nursing & Rehabilitation Center and PrairieView at The Garlands. These facilities are always hiring for RNs, especially for night and weekend shifts. The work is demanding but offers a different pace and often more consistent hours.
Home Health Agencies: Companies like VNA HealthCare and Heartland Home Health have a significant footprint. This is ideal for nurses seeking autonomy and a car-based workday. Pay is often per-visit, which can be lucrative if you're efficient, but benefits may be less comprehensive than hospital jobs.
Getting Licensed in Illinois
Illinois is not a compact state, so if you're coming from elsewhere, reciprocity is key. The process is straightforward but requires patience.
- Requirements: You must have an active, unencumbered RN license from your home state. Illinois will verify it directly. You'll need to pass a fingerprint-based criminal background check.
- Costs: The application fee is $106. The fingerprinting fee is $51 (paid to the vendor). Total: ~$157. There may be additional costs for sending official transcripts.
- Timeline: The Illinois Department of Financial and Professional Regulation (IDFPR) can take 6-10 weeks to process a reciprocity application after all documents are received. Start this process at least 3 months before your planned move.
- Actionable Steps: 1) Create an account on the IDFPR website. 2) Request verification from your current state board. 3) Complete the online application and pay fees. 4) Schedule and complete your fingerprinting. 5) Wait for your license number to be issued. You cannot work as an RN in Illinois without an active IL license.
Best Neighborhoods for Registered Nurses
Where you live will define your commute and lifestyle. Waukegan is diverse, with distinct neighborhoods.
- Downtown Waukegan: Close to Vista Medical Center and the lakefront. Walkable to restaurants and the Genesee Theatre. Rent is higher here (~$1,400/month for a 1BR). Ideal for those who want a vibrant, urban feel without leaving the city. Commute: 5-10 minutes to Vista, 20 to NorthShore clinics.
- North Waukegan (near IL-120): More suburban, with larger apartment complexes and single-family homes. Rents are closer to the city average (~$1,200/month). Very convenient for commuters heading to Gurnee or Libertyville. Commute: 10-15 minutes to most local employers.
- The North Shore (Gurnee, Libertyville, Lake Forest): These are affluent suburbs just west of Waukegan. Rents are higher ($1,500-$2,000/month), but the schools are top-tier and the lifestyle is family-oriented. Home to many NorthShore and Amita hospitals/clinics. A popular choice for nurses with families who can afford it.
- Beach Park: A quiet, residential suburb north of Waukegan. More affordable homeownership (median home ~$300k) and lower rents than the North Shore. Commutes are easy via Sheridan Road. Great for nurses prioritizing space and a quiet environment.
- North Chicago: Literally adjacent to Waukegan. Home to the Great Lakes Naval Base and the North Chicago Community Unit School District. Housing is very affordable, with 1BR apartments often under $1,000/month. The area has a different vibe but is incredibly convenient for nurses working at Vista or the Naval Hospital. Insider Tip: This is the best-kept secret for affordable living with a short commute to Waukegan hospitals.
The Long Game: Career Growth
Waukegan is a solid place to build a nursing career, though you may need to look to Chicago or the North Shore for the most elite specialty programs.
- Specialty Premiums: Certifications yield real ROI. An RN with a CCRN (critical care) or CEN (emergency) can command $5-$8/hour more than a base med-surg nurse. OBGYN and OR nurses also see a premium. The path to becoming a Nurse Practitioner (NP) is well-supported, with local universities like Loyola and DePaul offering programs. An NP in Waukegan can earn $110,000 - $130,000.
- Advancement Paths: The most common path is from bedside nurse to Charge Nurse, then to Unit Manager or Clinical Educator. Many professionals pivot into Case Management or Utilization Review, which are desk-based roles often with remote/hybrid options post-pandemic. Another lucrative path is Travel Nursing. With Waukegan's proximity to Chicago, you can take 13-week assignments at hospitals across the region, often earning $2,500-$4,000/week (tax-free stipends included), then return home.
- 10-Year Outlook: The 6% job growth is stable. The biggest factor will be the continued expansion of outpatient and home-based care, which aligns with national trends. Waukegan's aging population ensures demand for geriatric and chronic disease management skills. Nurses who invest in leadership degrees (MSN) or specialty certifications will see the most significant long-term financial and professional growth.
The Verdict: Is Waukegan Right for You?
| Pros | Cons |
|---|---|
| Competitive Salary: $86,741 median is strong for the cost of living. | Car Dependency: Public transit (PACE buses) is limited; a reliable car is a must. |
| Diverse Job Market: Mix of big hospitals, clinics, public health, and home care. | Winters: Harsh, snowy winters can make commuting and working a challenge. |
| Affordable Base: Lower rent than Chicago or the North Shore suburbs. | Limited High-Specialty Centers: For top-tier trauma, pediatric, or research roles, you may need to commute to Chicago hospitals. |
| Gateway Location: Close to Chicago for entertainment and advanced education. | Mixed City Reputation: Some areas are gritty; research neighborhoods carefully. |
| Stable Demand: 6% growth and an aging population ensure job security. | State Taxes: Illinois has a high overall tax burden (property, sales, income). |
Final Recommendation: Waukegan is an excellent choice for nurses in the mid-career phase (3-15 years) who want to maximize their income-to-cost ratio. It's ideal for those who value stability, a diverse community, and proximity to a major metro area without the price tag. It may be less ideal for new graduates seeking ultra-competitive specialties or for those who prioritize walkable, car-free living. For a single nurse earning the median salary, it's financially viable with careful budgeting. For a nursing family, it's a place where homeownership and a comfortable lifestyle are within reach.
FAQs
1. Is it easy to get a job as a new grad in Waukegan?
It's competitive, but possible. Vista Medical Center's new grad residency is your best bet. Apply broadly to SNFs and home health agencies, as they often hire new grads and provide excellent foundational experience. Start applying 3-4 months before graduation.
2. What are the typical shift differentials?
Expect $3-$6/hour for evenings and nights, and sometimes a weekend premium. This can add $5,000-$10,000+ annually to your base salary. Always ask about this during interviews.
3. How bad is the commute?
If you live and work in Waukegan, it's minimal (under 15 minutes). Commuting from the North Shore suburbs (Gurnee) to Waukegan is easy against traffic. Commuting into Chicago from Waukegan can be 45-90 minutes via I-94 or Metra train, which is doable but eats into your day.
4. Are there opportunities for part-time or per-diem work?
Yes, especially in hospitals and SNFs. This is a great way to supplement income or maintain flexibility. Many nurses work a full-time M-F clinic job and pick up 1-2 per-diem shifts at a local hospital on weekends.
5. What's the best way to network locally?
Join the Illinois Nurses Association (INA) - Lake County Chapter. Attend their meetings and events. Also, connect with nurses on LinkedIn who work at your target employers. Waukegan's healthcare community is relatively tight-knit; a good reputation travels fast.
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