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Software Developer in Cedar Rapids, IA

Comprehensive guide to software developer salaries in Cedar Rapids, IA. Cedar Rapids software developers earn $123,442 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$123,442

Vs National Avg

Hourly Wage

$59.35

Dollars / Hr

Workforce

0.8k

Total Jobs

Growth

+17%

10-Year Outlook

The Software Developer's Guide to Cedar Rapids, Iowa

Welcome to Cedar Rapids. If you're a developer looking for a place where your skills are valued but your cost of living doesn't eat your paycheck, you've landed in the right spot. I'm a local career analyst whoโ€™s seen the tech scene here evolve from a handful of legacy systems to a vibrant, growing ecosystem. This isn't a brochure; it's a roadmap based on the data, the neighborhoods, and the companies that define our city. Let's get to work.

The Salary Picture: Where Cedar Rapids Stands

Let's start with the numbers that matter. The data is clear: Cedar Rapids offers a strong salary for software developers, especially when you factor in the local cost of living. The median salary for a Software Developer here is $123,442 per year, which translates to an hourly rate of $59.35. This is slightly below the national average of $127,260, but that gap is more than made up for by the significantly lower living expenses.

The job market is stable and growing. There are currently 815 software developer jobs in the metro area, with a 10-year job growth projection of 17%. This isn't the explosive growth of a coastal tech hub, but it's a solid, dependable expansion that suggests long-term career security.

Hereโ€™s how salaries break down by experience level. These are realistic estimates based on local market data and recruiter insights.

Experience Level Typical Years Estimated Salary Range (Cedar Rapids)
Entry-Level 0-2 years $75,000 - $95,000
Mid-Level 3-6 years $95,000 - $130,000
Senior-Level 7-10 years $130,000 - $165,000
Expert/Lead 10+ years $165,000+

When you compare Cedar Rapids to other Iowa cities, the value proposition shines. While Des Moines might offer slightly higher average salaries, the premium is often eaten by a higher cost of living. Iowa City, home to the University of Iowa, has a strong tech talent pipeline but a smaller corporate base. Cedar Rapids hits the sweet spot: major employers, a growing startup scene, and affordability.

Insider Tip: Don't just look at the base salary. Many local companies, especially in the manufacturing and insurance sectors, offer strong bonus structures and profit-sharing. This can add 5-10% to your total compensation, especially at the senior level.

๐Ÿ“Š Compensation Analysis

Cedar Rapids $123,442
National Average $127,260

๐Ÿ“ˆ Earning Potential

Entry Level $92,582 - $111,098
Mid Level $111,098 - $135,786
Senior Level $135,786 - $166,647
Expert Level $166,647 - $197,507

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

A number on a page is meaningless without context. Let's break down the monthly budget for a developer earning the median salary of $123,442.

Assumptions:

  • Gross Monthly Income: $10,287
  • Taxes (Federal, State, FICA): ~28% ($2,880)
  • Take-Home Pay: ~$7,407
  • Average 1BR Rent: $716/month (this is a city-wide average; you'll find cheaper and more expensive options)
  • Utilities, Internet, Phone: $250
  • Groceries & Essentials: $400
  • Transportation (Gas/Car Payment): $450
  • Health Insurance (Employer-Sponsored): $300
  • Retirement Savings (10%): $1,029
  • Discretionary Spending: $762

Monthly Budget Breakdown:

  • Income (After Tax): $7,407
  • Fixed Costs (Rent, Utilities, Insurance): $1,266
  • Living Expenses (Food, Transport): $850
  • Savings & Debt: $1,029
  • Remaining Discretionary: $4,262

With a take-home pay of over $7,400 and rent averaging just $716, you have significant disposable income. This is where Cedar Rapids becomes truly attractive.

Can they afford to buy a home? Absolutely. The median home price in the Cedar Rapids metro area is approximately $215,000. With a 20% down payment ($43,000), a 30-year mortgage at 6.5% would have a monthly payment of roughly $1,100 (including taxes and insurance). This is well within the realm of affordability for a developer earning the median salary, even after accounting for savings and other expenses. The homeownership rate in the metro is high for a reasonโ€”it's financially achievable.

๐Ÿ’ฐ Monthly Budget

$8,024
net/mo
Rent/Housing
$2,808
Groceries
$1,204
Transport
$963
Utilities
$642
Savings/Misc
$2,407

๐Ÿ“‹ Snapshot

$123,442
Median
$59.35/hr
Hourly
815
Jobs
+17%
Growth

Where the Jobs Are: Cedar Rapids's Major Employers

Cedar Rapids isn't a tech-only town, and that's a strength. The tech scene is embedded within major industries like advanced manufacturing, insurance, and healthcare. Here are the key players:

  1. Collins Aerospace (RTX): The city's largest employer and a cornerstone of the aerospace industry. Their software teams work on flight controls, avionics, and cabin systems. They hire for a range of roles, from embedded systems engineers to full-stack developers for internal tools. Hiring Trend: Steady, with a focus on security-cleared positions for defense projects.
  2. Transamerica (Aegon): A major financial services and insurance company with a massive IT hub in Cedar Rapids. They need developers for legacy system modernization, data analytics, and customer-facing web applications. Hiring Trend: Active, especially for Java, .NET, and cloud (AWS/Azure) developers.
  3. Rockwell Collins (now part of RTX, but a distinct entity here): While part of the same parent company as Collins Aerospace, the Rockwell Collins division has its own legacy systems and specialized software needs, particularly in navigation and flight deck software. Hiring Trend: Focused on specialized, high-security software roles.
  4. Alliant Energy: The utility company is undergoing a significant digital transformation, moving to smart grid technologies and customer portals. They need software developers for IoT projects, data engineering, and mobile app development. Hiring Trend: Growing, with a push for modern cloud-native development.
  5. UnityPoint Health & Mercy Medical Center: These large hospital systems are always in need of software developers for electronic health record (EHR) systems, patient portals, and internal data management. Hiring Trend: Consistent, with a need for developers who understand healthcare compliance (HIPAA).
  6. Midwest-based Tech Companies (e.g., Aumni, Dwolla): While smaller, these companies are part of a growing fintech and B2B software scene. They offer a more agile, startup-like environment. Hiring Trend: Selective but growing, often looking for talent with modern stacks (React, Node.js, Python).

Insider Tip: The best way to find jobs here isn't just LinkedIn. The Corridor Business Journal and local tech meetups (like those hosted at the Cedar Rapids Innovation Center) are goldmines for unposted opportunities and networking.

Getting Licensed in IA

Software development in Iowa is generally not a licensed profession. Unlike civil engineers or architects, you do not need a state-specific license to write code. However, there are a few nuances:

  • Professional Engineer (PE) License: If your software work directly controls critical public infrastructure (e.g., traffic light systems, water treatment plants), you might need a PE license. This is rare for most application developers.
  • State-Specific Requirements: No state-mandated certifications or exams are required. Your value is proven through your portfolio, experience, and certifications (like AWS Certified Developer or Microsoft Azure certifications).
  • Costs & Timeline: The primary cost is for certifications if you choose to pursue them (e.g., AWS exam fees are ~$150-$300). There is no "timeline to get started"โ€”you can begin applying for jobs immediately. The process is as straightforward as it gets.

Best Neighborhoods for Software Developers

Your commute and lifestyle matter. Cedar Rapids is a driving city, but traffic is minimal. Here are the neighborhoods developers tend to favor:

Neighborhood Vibe & Commute Avg. 1BR Rent Why Developers Like It
NewBo (New Bohemia) Trendy, walkable, artsy. Central location to many employers. $850 - $1,100 Close to tech meetups, coffee shops, and the Collins Aerospace campus. Young professional hub.
Czech Village Historic, charming, adjacent to NewBo. Slightly quieter. $750 - $950 Great walkability to restaurants and the Cedar River. Easy commute to downtown offices.
West Side Family-oriented, quiet, established. $650 - $800 Larger homes, good schools. A 10-15 minute drive to most employers. Popular with senior devs.
Robins Suburban, modern, growing. $700 - $900 Close to the Collins Aerospace (Rockwell) campus and newer housing developments.
Downtown Urban core, professional, quiet after hours. $800 - $1,200 Walkable to state offices and some corporate HQs. More apartment-style living.

Insider Tip: If you're looking for a balance of affordability and a social scene, Czech Village is the hidden gem. You get the vibe of NewBo for 15-20% less rent.

The Long Game: Career Growth

Cedar Rapids is a "deep" market rather than a "wide" one. You won't find 50 different AI startups, but you will find deep expertise in specific, high-value domains.

  • Specialty Premiums: Developers with embedded systems experience (C++, RTOS) command a significant premium, often 15-20% above the median, due to the aerospace and manufacturing base. Cloud architects and DevOps engineers are also in high demand as companies modernize, offering salaries well into the $140k+ range.
  • Advancement Paths: The typical path is from an individual contributor (junior to senior) to a team lead or architect. Management tracks exist but are less common than in larger coastal firms. The "Expert" level is often a technical fellow or principal engineer role, highly respected within the large corporations.
  • 10-Year Outlook: The 17% job growth is your clearest indicator. This growth will come from the digital transformation of existing manufacturers (Collins, Rockwell) and the expansion of the healthcare and financial tech sectors. The rise of remote work has also made Cedar Rapids a base for developers working for national companies, while enjoying local salaries and costs.

The Verdict: Is Cedar Rapids Right for You?

Pros Cons
Exceptional Cost of Living. Your paycheck goes far. Limited "Tech Scene" Glamour. No major tech conferences or IPO headlines.
Stable, High-Value Employers. Aerospace, insurance, healthcare. Slower Pace. Career moves can be more gradual than in Silicon Valley.
Low Commute & Traffic. You'll spend less time in your car. Social Scene is Smaller. You'll need to seek out your tribe.
Strong Job Security. 815 jobs and 17% growth is a solid foundation. Winters are Cold. Be prepared for snow from November to March.
Affordable Homeownership. A realistic goal, not a fantasy. Less Diversity in Tech Stacks. Legacy systems (Java, .NET) are common.

Final Recommendation: Cedar Rapids is an excellent choice for developers who value work-life balance, financial stability, and long-term growth over the chaos and high costs of a major tech hub. It's ideal for mid-career professionals looking to buy a home, start a family, and build a deep specialty. It's less ideal for those who crave the constant buzz of a startup incubator or want to job-hop every 18 months. If you're a pragmatic developer who likes to see the tangible impact of your work in major industries, Cedar Rapids is a fantastic place to build a career.

FAQs

1. Is it easy to break into the tech scene here as a newcomer?
Yes, but it requires a proactive approach. The community is welcoming but smaller. Attend meetups at the Cedar Rapids Innovation Center or join groups like "Cedar Rapids Devs" on Slack. Networking is key, as many jobs are filled through referrals.

2. What's the interview process like at major employers like Collins?
It's thorough. Expect a technical screening (often a coding challenge or live coding session), followed by multiple rounds of interviews that include system design, behavioral questions, and a focus on security and reliability. They value stability and long-term thinking.

3. How do the seasons affect daily life and work?
Winters are realโ€”expect snow and cold from December through March. Summers are beautiful and humid. Most companies are prepared for snow days (or remote work). The key is to have a reliable vehicle with good tires and invest in a good winter coat.

4. Can I live here without a car?
It's challenging but possible. Public transit (Metropolitan Transit Authority) exists but is limited. NewBo and Czech Village are the most walkable areas, but if you need to commute to Rockwell Collins or Collins in the suburbs, a car is nearly essential.

5. What's the best way to negotiate a salary offer here?
Come prepared with data. Use the $123,442 median as a benchmark. Factor in the low cost of livingโ€”you can accept a slightly lower base than in a high-cost city and still come out ahead. Always ask about total compensation: bonuses, 401(k) match (common and generous here), and profit-sharing.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), IA State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly