$100k in Akron
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📊 Akron Salary Guide
The Akron Paycheck Reality: Your $100k Salary Guide
You see a six-figure offer. It feels like financial security. But in Akron, Ohio, the gap between your gross salary and your bank balance is defined by the tax man. We ran the numbers to see what a $100,000 annual salary actually buys you in Summit County.
The Verification Test ($100,000 Analysis)
Let’s cut through the noise. A "$100,000 salary" is a marketing sticker price. Your actual wealth is determined by your Take Home Pay—the hard cash that hits your checking account.
Here is the brutal breakdown of a $100,000 gross salary in Akron for the 2026 fiscal year:
- Gross Salary: $100,000
- Federal Tax: -$13,614
- FICA Tax: -$7,650
- Ohio State Tax: -$3,500
- Local Tax: $0
The Bottom Line:
Your Take Home Pay is $75,236 annually.
That is a 24.8% effective tax rate. You are losing roughly one-quarter of your income before you pay a single bill. While the $0 local tax is a relief, the combined burden of Federal and State taxes slices $24,764 off your top line immediately.
Smart Budget Breakdown (50/30/20 Rule)
With a net annual income of $75,236, your monthly disposable income is $6,270. Using the classic 50/30/20 budgeting rule, here is how you should deploy that capital in Akron.
Needs ($3,135/month)
This bucket covers survival: Rent, utilities, groceries, and insurance.
- Purchasing Power: Akron is historically affordable. The median rent for a one-bedroom apartment hovers around $1,100 - $1,300.
- The Verdict: You have significant breathing room. After rent and basic utilities ($1,500 total), you still have over $1,600 left for groceries and gas. You can live comfortably without roommates.
Wants ($1,881/month)
This is your lifestyle fund: Dining out, streaming, nightlife, and shopping.
- The Verdict: This is a healthy allocation. You can frequent the restaurants in Highland Square or attend Akron RubberDucks games without stressing. However, if you are a car enthusiast, note that Ohio gas prices and insurance rates can eat into this bucket quickly.
Savings ($1,254/month)
This is wealth creation: 401(k) match, Roth IRA, or high-yield savings.
- The Verdict: This is the "Akron Advantage." Because your rent is likely under $1,300, you have the rare opportunity to max out tax-advantaged retirement accounts on a $100k salary. This $1,254/month ($15,048/year) is your ticket to financial independence.
Akron Taxes vs The Competition
Where you live matters as much as what you earn. Let’s see how Akron stacks up against high-tax and no-tax alternatives on a $100,000 salary.
| City | State Tax | Local Tax | Estimated Net Pay | Money Left vs. Akron |
|---|---|---|---|---|
| Akron, OH | $3,500 | $0 | $75,236 | Baseline |
| New York City, NY | ~$6,600 | ~$1,800 | ~$69,000 | $6,236 LESS |
| Austin, TX | $0 | $0 | $78,736 | $3,500 MORE |
The Analysis:
- Vs. NYC: Akron saves you over $6,000 a year compared to the NYC tax burden. That is essentially a free vacation or a fully funded IRA contribution every year.
- Vs. Austin: You "lose" $3,500 to Ohio State Tax compared to Texas residents. However, Austin's housing costs are significantly higher than Akron's. The $3,500 tax difference is often negated by the $500+/month higher rent you would pay in Texas.
Frequently Asked Questions (FAQ)
Q: What is the income tax rate in Akron?
A: There is no local income tax in Akron proper. However, you are subject to the Ohio state income tax. Based on a $100,000 salary, your effective state tax rate is roughly 3.5%, plus the mandatory 7.65% FICA tax and standard Federal tax rates.
Q: Is $100k a good salary in Akron?
A: Yes. The median household income in Akron is roughly $55,000. A $100,000 salary puts you in a high-earning bracket for the area. With a take-home pay of $6,270/month, you have purchasing power that would require a salary of roughly $140,000 in Cleveland or Chicago.
Q: Does Akron have a local city tax?
A: No. Residents who work within the City of Akron do not pay a municipal income tax. However, if you live in a surrounding suburb (like Fairlawn or Cuyahoga Falls), you may be subject to that municipality's tax rate.
Methodology: Calculations based on IRS 2026 Tax Brackets (Standard Deduction), Social Security (6.2%), and Medicare (1.45%). State tax data sourced from Ohio Department of Taxation. Cost of living data cross-referenced with Bureau of Labor Statistics (BLS) and local State Comptroller reports.