The Real Salary Guide to Mableton, GA: What $100k Actually Buys

Stop looking at the gross number on your offer letter. In Mableton, Georgia, the difference between your "sticker price" and your actual spending power is the difference between thriving and just surviving. We ran the numbers on a $100,000 salary to see how the city’s tax structure impacts your bottom line.

The Verification Test ($100,000 Analysis)

Let’s run the verification test on a $100,000 salary. This is the "sticker price" that looks great on paper, but it is not the number that hits your bank account.

• Gross Income: $100,000
• Federal Tax: -$13,614
• FICA Tax: -$7,650
• State Tax (GA): -$5,490
• Local Tax: $0
• Total Deductions: $26,754

Net Take-Home Pay: $73,246 annually

That $73,246 is your hard floor. Even with no local city tax to bleed you dry, you are losing over 26% of your income to the government before you pay a single bill. On a monthly basis, this leaves you with $6,104 to manage your life.

Smart Budget Breakdown (50/30/20 Rule)

Mableton is the definition of "Suburban Atlanta." It offers space, but you still need to be disciplined. Using the 50/30/20 rule on your $6,104 monthly net, here is how your life looks in Mableton.

Needs ($3,052): The Rent Reality

Your "Needs" bucket is capped at $3,052. In Mableton, this is a healthy number for a single person. The average rent for a 1-bedroom apartment hovers around $1,400 - $1,600. This leaves you with roughly $1,500 after housing for utilities, groceries, and insurance. You aren't rent-burdened, but you aren't flush with cash either.

Wants ($1,831): The Lifestyle Buffer

This is your discretionary spending. $1,831 covers dining out, the gym, streaming services, and weekend trips to the city. Mableton is car-dependent; you’ll need to budget for gas and insurance here, which will eat into this "Want" category.

Savings ($1,221): Real Wealth Creation

Allocating $1,221 monthly to savings and investments is solid. This is enough to max out a Roth IRA ($7,000/year) and still have a few thousand left over for a brokerage account or emergency fund. In Mableton, this savings rate allows you to build wealth faster than in high-cost coastal cities.

Mableton Taxes vs. The Competition

Mableton offers a distinct financial advantage over major metros because of its tax structure.

• Vs. Austin, TX: Austin has a massive 1%+ local city tax. On a $100k salary, Austin bleeds you for an extra $1,000+ annually in local fees that Mableton doesn't touch.
• Vs. New York City: NYC is a financial disaster for high earners. You’d face a combined State + City tax rate that destroys your net pay. In Mableton, you avoid the "City Tax" entirely. While Georgia's state tax (5.5% flat) hurts, the lack of local taxes keeps your net pay competitive.

Frequently Asked Questions (FAQ)

Q: What is the income tax rate in Mableton?
A: Mableton does not levy a local city income tax. You pay Federal tax and Georgia State tax (5.5% flat rate).

Q: Is $100k a good salary in Mableton?
A: Yes. A $100,000 salary results in a take-home pay of $73,246. With average rents around $1,500, this provides a comfortable lifestyle with significant room for savings and investments.

Q: Does Mableton have a local city tax?
A: No. Based on current data, Mableton does not impose a local income tax on residents.

Methodology: Calculations based on IRS 2026 tax brackets (Standard Deduction applied), FICA rates, and Georgia State tax tables. Net pay estimates derived from Bureau of Labor Statistics (BLS) wage data and State Comptroller revenue reports.