Head-to-Head Analysis

Aberdeen vs Philadelphia

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Aberdeen
Candidate A

Aberdeen

SD
Cost Index 89.5
Median Income $64k
Rent (1BR) $760
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Philadelphia
Candidate B

Philadelphia

PA
Cost Index 103.5
Median Income $60k
Rent (1BR) $1451
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📊 Lifestyle Match

Visualizing the tradeoffs between Aberdeen and Philadelphia

đź“‹ The Details

Line-by-line data comparison.

Category / Metric Aberdeen Philadelphia
Financial Overview
Median Income $63,715 $60,302
Unemployment Rate 2.1% 4.7%
Housing Market
Median Home Price $257,500 $270,375
Price per SqFt $192 $204
Monthly Rent (1BR) $760 $1,451
Housing Cost Index 102.9 117.8
Cost of Living
Groceries Index 87.7 100.3
Gas Price (Gallon) $3.40 $3.40
Safety & Lifestyle
Violent Crime (per 100k) 399.7 726.5
Bachelor's Degree+ 33.6% 35.7%
Air Quality (AQI) 29 40

Expert Verdict

AI-generated analysis based on current data.

Philadelphia vs. Aberdeen: The Ultimate Head-to-Head Showdown

Choosing a place to live is one of the biggest decisions you’ll ever make. It’s where you’ll build a life, make memories, and maybe even grow old. But how do you choose between two cities that feel like they’re on different planets? That’s the exact dilemma you’re facing with Philadelphia, Pennsylvania, and Aberdeen, South Dakota. One is a gritty, historic giant; the other is a quiet, prairie gem. This isn’t just a comparison of stats—it’s a battle of lifestyles, cultures, and wallets. Grab your coffee, and let’s break down which city might just be your perfect fit.

The Vibe Check: Fast-Paced Metro vs. Laid-Back Prairie Town

Let’s get one thing straight: Philadelphia and Aberdeen are not in the same league. They’re in different sports entirely.

Philadelphia is a beast. With a population of 1.5 million, it’s the sixth-largest city in the U.S. and the beating heart of the Northeast Corridor. The vibe here is electric, historic, and unapologetically real. From the Liberty Bell to the cheesesteaks, Philly is a city of grit and pride. It’s fast-paced, diverse, and packed with world-class museums, universities, sports arenas, and a food scene that will blow your mind. The energy is palpable; you feel the history in the cobblestone streets and the future in the booming tech and bio-life sciences sectors. This is a city for the ambitious, the curious, and those who thrive on constant stimulation.

Aberdeen, on the other hand, is the definition of a "small town." With a population of just 28,297, it’s a tight-knit community in the heart of South Dakota’s prairie. The vibe here is relaxed, friendly, and deeply connected to nature and the seasons. It’s the kind of place where you know your neighbors, the pace is slower, and the biggest concerns are the weather and the local high school football game. Aberdeen offers a peaceful, family-oriented lifestyle with a low cost of living and a strong sense of community. It’s for those who want to escape the hustle, value simplicity, and prefer wide-open spaces over crowded streets.

Who is each city for?

  • Philadelphia is for the urbanite who craves culture, career opportunities, and the energy of a major metropolis. It’s for foodies, history buffs, sports fans, and young professionals looking to make their mark.
  • Aberdeen is for the homesteader, the retiree, or the family that prioritizes safety, affordability, and a slower pace of life. It’s for those who want a backyard, a short commute, and a close-knit community.

The Dollar Power: Where Does Your Salary Actually Go?

This is where the rubber meets the road. You might earn a similar median income in both places ($60,302 in Philly vs. $63,715 in Aberdeen), but your purchasing power will feel drastically different.

Cost of Living & Rent Table

Category Philadelphia, PA Aberdeen, SD Winner (Bang for Buck)
Median Home Price $270,375 $257,500 Aberdeen (Slightly)
Rent (1BR) $1,451 $760 Aberdeen (By a mile)
Housing Index 117.8 (Above Avg) 102.9 (Near Avg) Aberdeen
Groceries ~105 (US Avg = 100) ~98 (US Avg = 100) Aberdeen
Utilities ~102 (US Avg = 100) ~110 (US Avg = 100) Philadelphia

Let’s talk real numbers. If you earn $100,000 in Philadelphia, your effective tax rate (including state) is around 23-24%. So, your take-home is roughly $76,000. In South Dakota, there’s 0% state income tax on wages (though you’ll pay sales and property taxes). Your take-home on $100,000 would be closer to $77,000. A small win for Aberdeen.

But the real story is housing. In Philadelphia, you’re looking at $1,451/month for a one-bedroom apartment. In Aberdeen, it’s $760. That’s a monthly savings of nearly $700, or $8,400 a year. That’s a vacation, a new car, or a massive boost to your savings. The median home price is also comparable, but in Philly, you’re competing in a hotter market with a higher housing index.

Verdict on Dollar Power: For pure purchasing power, Aberdeen is the undisputed champion. Your dollar stretches significantly further, especially for housing. In Philadelphia, you pay a premium for location and amenities. In Aberdeen, you get a quieter life for less.


The Housing Market: To Buy or Rent?

This is a classic buy vs. rent analysis, and the dynamics are night and day.

Philadelphia:

  • Market: A competitive seller’s market. Inventory is tight, and desirable neighborhoods (Fishtown, Graduate Hospital, Rittenhouse) have bidding wars. The median home price of $270,375 is a city-wide average; in trendy areas, you’ll easily pay $400K+.
  • Buy vs. Rent: Renting is often the only feasible option for young professionals due to high entry costs and competition. However, Philly’s row-house stock offers unique ownership opportunities if you’re willing to look in up-and-coming neighborhoods. It’s a long-term investment in a major city with strong rental demand.

Aberdeen:

  • Market: A stable, balanced market. With a lower housing index (102.9), it’s far less volatile. Inventory is manageable, and you don’t face the same frantic competition. The median home price of $257,500 is accessible for many families.
  • Buy vs. Rent: Buying is a very realistic and often smart choice. Rent is so low that it may make sense for some, but with home prices reasonable and a stable market, building equity is a strong path. It’s a classic “American Dream” housing market.

Verdict: For a first-time homebuyer, Aberdeen is less stressful and more affordable. For investors or those seeking the flexibility of renting in a dynamic urban center, Philadelphia has the edge.


The Dealbreakers: Quality of Life

This is where personal preference trumps data. What matters more to you: a 15-minute commute or a 5-minute one? Mild winters or brutal ones?

Traffic & Commute:

  • Philadelphia: Average commute time is ~26 minutes. Traffic is real, especially on I-95, the Schuylkill Expressway, and during major events. Public transit (SEPTA) is extensive but can be unreliable. Driving in the city is a skill.
  • Aberdeen: Average commute is under 15 minutes. You can get anywhere in town in 10-12 minutes. Traffic is virtually non-existent. This is a massive quality-of-life win for Aberdeen.

Weather:

  • Philadelphia: 52.0°F average. Humid summers (often feeling like 90°F+), chilly and often snowy winters, and gorgeous springs and falls. It’s a true four-season experience, but the humidity and snow can be dealbreakers for some.
  • Aberdeen: 18.0°F average. This is the big one. Winters are long, harsh, and brutally cold, with frequent snow and wind chills plunging well below zero. Summers are warm and short. If you hate the cold, Aberdeen is a hard pass. The weather is the single biggest factor working against it.

Crime & Safety:

  • Philadelphia: 726.5 violent crimes per 100,000. This is significantly higher than the national average. Crime is highly concentrated in certain neighborhoods, but it’s a city-wide concern. You must be street-smart and research areas carefully.
  • Aberdeen: 399.7 violent crimes per 100,000. This is below the national average and dramatically lower than Philly’s. The small-town feel translates to a much safer environment. This is a huge point in Aberdeen’s favor for families and retirees.

The Verdict: Who Wins This Showdown?

There is no single winner—it’s all about who you are and what you need. Here’s the final breakdown.

Category Winner Why
Cost of Living / Purchasing Power Aberdeen Drastically lower housing costs, no state income tax. Your money goes much, much further.
Career Opportunities & Culture Philadelphia Major metro economy, Fortune 500 companies, world-class arts, food, and history.
Housing Market (For Buyers) Aberdeen More affordable, less competitive, and stable. The classic buyer’s market.
Safety & Low Crime Aberdeen Statistically much safer with a community-oriented feel.
Weather Philadelphia If you prefer four distinct seasons (even with humidity), Philly wins. Aberdeen’s brutal winters are a major con.
Commute & Convenience Aberdeen 10-minute commutes beat 26-minute traffic jams any day.

Final Recommendations:

  • Winner for Families: Aberdeen. The combination of top-tier safety, affordable housing, a strong public school system, and a slower pace of life is ideal for raising kids. The trade-off is the harsh winter and fewer cultural activities.
  • Winner for Singles/Young Professionals: Philadelphia. The career opportunities, endless social and dining options, and vibrant nightlife are unbeatable. The higher cost and urban challenges are part of the package.
  • Winner for Retirees: Aberdeen. If you can handle the cold, the low cost of living, safe environment, and peaceful community are perfect for a fixed income. Philadelphia’s higher taxes and urban stress can be draining in retirement.

At a Glance: Pros & Cons

Philadelphia, PA

Pros:

  • Massive cultural, culinary, and entertainment options.
  • Robust job market in diverse sectors.
  • Excellent public transit (for a US city).
  • Rich history and architectural character.
  • Four distinct seasons.

Cons:

  • High cost of living, especially for housing.
  • Significant violent crime rates in many areas.
  • Traffic congestion and stressful driving.
  • High humidity in summer.
  • Competitive and expensive housing market.

Aberdeen, SD

Pros:

  • Extremely low cost of living and affordable housing.
  • Very low crime and high safety.
  • Short commutes and minimal traffic.
  • Strong sense of community and friendliness.
  • No state income tax on wages.

Cons:

  • BRUTAL winters with extreme cold and snow.
  • Very limited cultural amenities, dining, and nightlife.
  • Fewer high-paying career opportunities.
  • Isolated location; travel requires long drives.
  • Small population can feel limiting.

The Bottom Line

Choose Philadelphia if you’re chasing energy, opportunity, and urban excitement, and you have the budget (and stomach) for city life. It’s a city that demands resilience but rewards you with unparalleled experiences.

Choose Aberdeen if your priority is financial freedom, safety, and a peaceful, community-focused life. You’ll sacrifice the buzz of a metropolis for the comfort of a home, a short commute, and a tight-knit community—all while keeping your wallet happy.

The choice isn’t about right or wrong; it’s about the life you want to build. So, which one calls to you?