Head-to-Head Analysis

Coeur d'Alene vs San Antonio

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Coeur d'Alene
Candidate A

Coeur d'Alene

ID
Cost Index 99.4
Median Income $71k
Rent (1BR) $1042
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San Antonio
Candidate B

San Antonio

TX
Cost Index 93.7
Median Income $62k
Rent (1BR) $1197
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📊 Lifestyle Match

Visualizing the tradeoffs between Coeur d'Alene and San Antonio

đź“‹ The Details

Line-by-line data comparison.

Category / Metric Coeur d'Alene San Antonio
Financial Overview
Median Income $70,845 $62,322
Unemployment Rate 3.7% 4.2%
Housing Market
Median Home Price $592,500 $264,900
Price per SqFt $314 $153
Monthly Rent (1BR) $1,042 $1,197
Housing Cost Index 111.0 94.2
Cost of Living
Groceries Index 94.6 91.9
Gas Price (Gallon) $3.40 $2.35
Safety & Lifestyle
Violent Crime (per 100k) 242.6 798.0
Bachelor's Degree+ 30.5% 30.5%
Air Quality (AQI) 68 39

Expert Verdict

AI-generated analysis based on current data.

San Antonio vs. Coeur d'Alene: The Ultimate Relocation Showdown

Choosing between San Antonio and Coeur d'Alene isn’t just picking a city—it’s choosing a complete lifestyle. You’re weighing the vibrant, historic energy of a massive Texas hub against the serene, mountain-choked beauty of a Pacific Northwest gem. It’s a decision between a bustling metropolis and a close-knit community, between year-round warmth and distinct seasons.

In this head-to-head, we’re cutting through the brochure talk. We'll use the hard data to see where your dollar stretches, where safety is a priority, and which city truly fits your life stage. Let’s dive in.


The Vibe Check: Culture & Lifestyle

San Antonio is a city of contrasts. It’s where the historic Alamo meets the modern Pearl District, where the River Walk’s tourist bustle is just steps from quiet, established neighborhoods. The vibe is laid-back but energetic, fueled by a massive military presence (Fort Sam Houston, Lackland AFB), a booming healthcare sector, and a deep-rooted Texan pride. It’s family-friendly, culturally rich (with a huge Hispanic influence), and offers the amenities of a top-25 U.S. city without the relentless pace of Dallas or Houston. Think of it as a big city with a small-town heart.

Coeur d'Alene, affectionately known as "Cd'A," is a Pacific Northwest paradise cradled by mountains and the stunning Lake Coeur d'Alene. The vibe here is outdoor-obsessed and tranquil. Life revolves around the lake—boating, fishing, swimming—and the endless trails for hiking, biking, and skiing. The downtown core is charming and walkable, but the city (population 55,558) feels more like a large town. It’s a haven for retirees, remote workers, and anyone whose idea of a perfect day involves fresh air and a killer view. It’s slower, quieter, and deeply connected to nature.

Who is each city for?

  • San Antonio: Best for families, young professionals in healthcare or tech, military families, and foodies who love a vibrant cultural scene and year-round warmth.
  • Coeur d'Alene: Best for retirees, outdoor enthusiasts, remote workers seeking a scenic backdrop, and those who prioritize nature and a tight-knit community over big-city amenities.

The Dollar Power: Cost of Living & Salary

This is where the story gets interesting. At first glance, Coeur d'Alene’s higher median income ($70,845 vs. San Antonio’s $62,322) looks appealing. But the housing market tells a different tale. Let’s break it down.

Cost of Living Comparison Table

Category San Antonio Coeur d'Alene Winner
Median Home Price $264,900 $592,500 San Antonio (by a landslide)
Rent (1BR) $1,197 $1,042 Coeur d'Alene (slightly)
Housing Index 94.2 (Below U.S. Avg) 111.0 (Above U.S. Avg) San Antonio
Utilities Moderate (high A/C use) Higher (heating in winter) Tie
Groceries Slightly Below Avg Slightly Above Avg San Antonio

Salary Wars & Purchasing Power:
Let’s run a scenario. If you earn $100,000 in San Antonio, your purchasing power is significantly higher. The median home price is less than 2.7x the median income. In Coeur d'Alene, the median home price is over 8.3x the median income. That’s a massive gap.

In San Antonio, that $100k salary feels like $115k in purchasing power due to the lower cost of living. In Coeur d'Alene, that same $100k might feel like $85k because housing eats up a much larger chunk of your budget. You’re getting a bigger house for your money in San Antonio, but you’re also paying for the privilege of living in a major city with its associated costs.

Tax Breakdown:

  • San Antonio (Texas): 0% state income tax. This is a huge win for high earners. Property taxes are high (~1.8-2.2%), but the lack of income tax often balances it out.
  • Coeur d'Alene (Idaho): 1.695% flat state income tax. Idaho also has relatively high property taxes (often over 1%). You pay more in income tax, but the state has no sales tax on groceries, which helps families.

The Verdict on Dollar Power:
San Antonio wins for pure purchasing power. You get more house, more space, and more amenities for your money. Coeur d'Alene’s higher income doesn’t stretch as far, especially when you factor in the housing crunch.


The Housing Market: Buy vs. Rent

San Antonio: The market is hot but accessible. With a median home price of $264,900, it remains one of the most affordable major metros in the U.S. The market is competitive, but inventory is better than in many coastal cities. For buyers, it’s a seller’s market with some room for negotiation, especially if you look outside the core. Renting is also a viable, affordable option for young professionals.

Coeur d'Alene: This is a white-hot seller’s market. The median home price of $592,500 has been driven up by an influx of remote workers and retirees from pricier states like California and Washington. Inventory is extremely low, and bidding wars are common. Renting is slightly cheaper than buying, but the rental market is also tight and seasonal (many units are vacation rentals). For a first-time homebuyer, this market is extremely challenging.

The Verdict on Housing:
San Antonio is the clear winner for buyers. It offers a realistic path to homeownership for the average earner. Coeur d'Alene is a dream for sellers and those with significant capital, but a potential nightmare for those looking to enter the market.


The Dealbreakers: Quality of Life

Traffic & Commute

  • San Antonio: As a sprawling metro (1.5 million people), traffic is a reality. The average commute is 26 minutes, and rush hour on I-10, I-35, and Loop 1604 can be brutal. Public transit exists but is limited; a car is a necessity.
  • Coeur d'Alene: Traffic is minimal. Commutes are short, and you can often bike or walk downtown. The biggest traffic jams occur during summer tourist season or holiday weekends. A car is useful but not always essential for daily life.

Winner: Coeur d'Alene (by a mile).

Weather

  • San Antonio: Brutal summer heat is the defining weather feature. Expect 90°F+ days from May through September, with high humidity. Winters are mild (rarely below freezing). It’s a year-round outdoor climate, but you’ll be inside during peak summer afternoons.
  • Coeur d'Alene: True four seasons. Summers are near-perfect (70s-80s), but winters are cold and snowy (34°F average in January, but lows can hit the teens with significant snowfall). You get stunning autumns and spring thaws. Winter sports are a major perk.

Winner: It’s a tie based on preference. San Antonio for sun-seekers; Coeur d'Alene for those who love distinct seasons.

Crime & Safety

This is a critical, honest comparison. The data doesn’t lie.

  • San Antonio: Violent crime rate is 798.0 per 100,000 residents. This is significantly higher than the U.S. average (~380/100k). Like any large city, safety varies dramatically by neighborhood. Areas like Alamo Heights or Stone Oak are very safe, while others face challenges. Vigilance is part of urban living here.
  • Coeur d'Alene: Violent crime rate is 242.6 per 100,000 residents. This is well below the national average. It’s one of the safer small cities in the U.S. Crime is generally petty theft or property crime related to tourism, not violent encounters.

Winner: Coeur d'Alene. The safety data is overwhelmingly in its favor. If low crime is a top priority, Cd'A is the safer bet.


The Pros & Cons Breakdown

San Antonio

Pros:

  • âś… Affordability: One of the best bang-for-your-buck major cities in America.
  • âś… Job Market: Diverse and growing (healthcare, military, tech, tourism).
  • âś… Culture & Food: Incredible Tex-Mex, BBQ, and a rich historical scene.
  • âś… Weather: Year-round warmth (if you can handle the heat).
  • âś… 0% State Income Tax: A significant financial advantage.

Cons:

  • ❌ High Crime: The violent crime rate is a serious concern.
  • ❌ Summer Heat: Oppressive and long-lasting.
  • ❌ Traffic & Sprawl: Requires a car and patience.
  • ❌ Humidity: It can be sticky and uncomfortable.

Coeur d'Alene

Pros:

  • âś… Stunning Natural Beauty: Lake, mountains, forests—unmatched scenery.
  • âś… Low Crime: One of the safest communities in the data.
  • âś… Outdoor Recreation: Year-round activities (boating, hiking, skiing).
  • âś… Low Traffic & Walkability: Easy, stress-free daily life.
  • âś… Quality of Life: Strong sense of community and slower pace.

Cons:

  • ❌ Extreme Housing Costs: The market is prohibitively expensive for many.
  • ❌ Limited Job Market: Fewer corporate opportunities; reliant on tourism, service, and remote work.
  • ❌ Harsh Winters: Snow, ice, and cold for several months.
  • ❌ Isolation: It’s a 30-minute drive to Spokane for major airport/medical services.
  • ❌ Seasonal Tourism: Can feel overcrowded in summer.

The Final Verdict: Which City Wins?

After weighing the data, the lifestyle, and the hard costs, here is the ultimate breakdown.

Winner for Families: San Antonio

Why: The math is undeniable. A family earning the median income ($62,322) can afford a $264,900 home in San Antonio. In Coeur d'Alene, that same income cannot touch a $592,500 home. San Antonio offers better school districts (in specific suburbs), more family-friendly attractions (zoos, museums, theme parks), and a community built around family life. The high crime rate is a concern, but it’s highly neighborhood-dependent, and many suburbs are exceptionally safe.

Winner for Singles & Young Professionals: San Antonio

Why: For career growth, affordability, and social life, San Antonio is the clear choice. The job market is more diverse and robust. You can rent a 1-bedroom for $1,197 and still have money left to enjoy the city’s nightlife, food scene, and festivals. Coeur d'Alene’s social scene is quieter and revolves around outdoor groups, which can be harder to break into as a newcomer.

Winner for Retirees: Coeur d'Alene

Why: If you have a solid nest egg (or are selling a home in a high-cost state), Coeur d'Alene is a retirement paradise. The safety, low traffic, stunning scenery, and active outdoor community are perfect for an engaged retirement. The slower pace is a welcome change, and the healthcare system, while smaller, is adequate for most needs. The high cost of entry is the main barrier, but for those who can afford it, the quality of life is supreme.


The Bottom Line

Choose San Antonio if: You’re prioritizing financial feasibility, career opportunities, and urban amenities. You want to stretch your salary, buy a home without breaking the bank, and don’t mind the heat or the hustle of a major metro.

Choose Coeur d'Alene if: You’re prioritizing safety, natural beauty, and a serene lifestyle above all else. You have the financial means to handle the high housing costs and are seeking a peaceful, outdoor-focused community where the pace is slower and the views are worth the price tag.

The data tells a story of two different worlds: San Antonio is the practical, affordable, and lively choice for the working family. Coeur d'Alene is the aspirational, scenic, and tranquil retreat for those who’ve earned their peace. Your decision ultimately hinges on one question: What’s more valuable—your dollar or your peace of mind?