Head-to-Head Analysis

Long Beach vs New York

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Long Beach
Candidate A

Long Beach

CA
Cost Index 115.5
Median Income $82k
Rent (1BR) $2006
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New York
Candidate B

New York

NY
Cost Index 112.5
Median Income $77k
Rent (1BR) $2451
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📊 Lifestyle Match

Visualizing the tradeoffs between Long Beach and New York

📋 The Details

Line-by-line data comparison.

Category / Metric Long Beach New York
Financial Overview
Median Income $81,606 $76,577
Unemployment Rate 5.5% 5.3%
Housing Market
Median Home Price $895,000 $875,000
Price per SqFt $615 $604
Monthly Rent (1BR) $2,006 $2,451
Housing Cost Index 173.0 149.3
Cost of Living
Groceries Index 107.9 109.5
Gas Price (Gallon) $3.98 $2.89
Safety & Lifestyle
Violent Crime (per 100k) 587.0 364.2
Bachelor's Degree+ 36.8% 42.5%
Air Quality (AQI) 52 31

Expert Verdict

AI-generated analysis based on current data.

Alright, let's cut through the noise. You're standing at a crossroads, and the signpost says "Long Beach" one way and "New York" the other. This isn't just a choice between two cities; it's a choice between two completely different orbits. One promises sun-kissed afternoons and a skyline dotted with cranes, the other offers a skyline that never sleeps and a subway ride that can change your life.

As your personal relocation expert, I'm here to give you the unvarnished truth. We're going to look at the data, feel the vibe, and figure out where you'll actually be happier. Grab your coffee; let's get into it.


The Vibe Check: Golden State Chill vs. Empire State Hustle

This is the easiest place to start because your gut already knows the answer.

Long Beach is the cool, creative cousin of Los Angeles. It's got the salt in the air from the Pacific, a massive, world-class port humming in the background, and a vibe that's equal parts gritty and gorgeous. Think more sun-drenched patios, craft breweries, and long walks along the Shoreline Path than black-tie galas. It’s a "big small town" where you might run into your neighbor at the farmer's market. It’s for the person who wants access to the L.A. machine without living in its frantic, traffic-choked center.

New York City is the machine. It’s the epicenter of finance, media, fashion, and art. It’s 8 million people stacked on top of each other, creating an energy you can’t find anywhere else. The pace is relentless, the ambition is palpable, and the city itself feels like a living, breathing organism. It’s for the person who craves anonymity in a crowd, thrives on competition, and wants the absolute pinnacle of a specific career path right outside their door.

  • Long Beach is for: The laid-back creative, the young family wanting a backyard, the person who prioritizes a work-life balance that includes actual sunshine.
  • New York is for: The hyper-ambitious go-getter, the culture vulture who needs a museum fix daily, the person who sees sleep as a negotiable expense.

The Dollar Power: Where Does Your Money Actually Go?

Let's talk numbers. Sticker shock is real in both places, but your paycheck will bend in very different ways.

First, a crucial point: The data provided lists Long Beach's median income at $81,606 and New York's at $76,577. However, this New York figure is likely for the five boroughs combined. If you're a professional moving to Manhattan or even Brooklyn, your expected income is significantly higher, but so is every single cost. For a fair fight, we'll look at the cost of living directly.

Here's how a typical monthly budget stacks up:

Category Long Beach New York The Takeaway
Rent (1BR) $2,006 $2,451 New York is about 22% more expensive for housing. That's a significant chunk of change.
Utilities ~$180 ~$170 Surprisingly close. NY's smaller apartments can sometimes cost less to heat/cool than a spread-out Cali spot.
Groceries ~$400 ~$480 NYC's "bodega premium" and lack of space for bulk buying adds up. Expect to pay more for basics.

Salary Wars: The Purchasing Power Puzzle

Let's play a game. You're a hot-shot professional earning $100,000. Where does it feel like more?

  • In Long Beach: After California's brutal state income tax (which can hit 9.3% for this bracket), you're taking home roughly $72,000. Your rent is $2,006, leaving you with a decent cushion. You can afford a car payment, maybe even save for a down payment on a condo. Your money breathes.
  • In New York: Let's say you land that same $100,000 job. After NY state and city taxes, your take-home is closer to $68,000. Your rent is $2,451, and that's finding a "deal." You have less left over than in Long Beach, despite the lower nominal salary in the data snapshot. Plus, you likely don't need (or want) a car, but that subway fare and the occasional Uber add up fast.

The Insight: While Long Beach's median income is slightly higher in the data, the real story is the tax burden. California's high income tax is a killer. New York's is no joke either, but the lack of a car in NYC can be a massive cost-saver that balances the scales.

Verdict: The Dollar Power Winner
Long Beach. For the average earner, your money simply stretches further. The lower rent and the ability to own a car (if you want) without the crushing cost of NYC parking and insurance gives Long Beach the edge. You get more bang for your buck on the coast.


The Housing Market: Renting vs. Buying

Long Beach: The Rent vs. Buy Tightrope

The housing market here is intense. With a Housing Index of 156.3, it's well above the national average. While the median home price wasn't provided, the median rent of $2,006 tells you it's not cheap. It's a classic California seller's market. Inventory is tight, and when something good pops up, it's gone in a flash with a dozen offers over asking. Renting is the default for many, but buying feels like a battle.

New York: The Billionaire's Playground

With a slightly lower Housing Index of 152.8, it might seem like New York is "cheaper." Don't be fooled. The median home price of $680,000 is a figure that gets you a small condo in a decent borough, not a family home. The market is bifurcated: you have ultra-luxury towers for the global elite and then a hyper-competitive co-op/condo market for everyone else. Getting a mortgage, dealing with co-op boards, and bidding wars are the norm. It's a brutal, cash-heavy market for buyers.

The Bottom Line: Both are brutal for buyers. Long Beach might feel a tiny bit more attainable than a prime NYC zip code, but you're still fighting against a severe supply shortage. If you're looking to buy, be prepared for a long, expensive search in either location.


The Dealbreakers: The Stuff You Can't Ignore

This is where the cities truly diverge.

Traffic & Commute

  • Long Beach: You'll likely drive. The 710 and 405 freeways are legendary for a reason: congestion. A 15-mile trip can easily become an hour. The upside? You have a car, so you can escape for a weekend trip to the mountains or desert easily.
  • New York: The subway is your lifeblood. It's a love-hate relationship. It’s 24/7 and can get you anywhere, but it's also hot, crowded, and prone to delays. A 5-mile commute can take 45 minutes on a good day. Forget the car; it’s a liability.

Weather

This is a slam dunk.

  • Long Beach: The data says 48.0°F for the average low in January, but that's misleading. It's generally sunny and mild year-round. You get "June Gloom" (a morning marine layer that burns off), but you don't own a snow shovel. It's one of the best climates in the US.
  • New York: The data says 32.0°F for the average low in January, and that doesn't capture the soul-crushing reality of a Polar Vortex or the humidity of a 95°F August day. You need a full wardrobe: winter coats, boots, umbrellas, and shorts. The weather is a constant topic of conversation because it’s often an obstacle.

Verdict: The Weather Winner
Long Beach, by a mile. It's not even a contest. The ability to live your life outdoors year-round is a massive mental health boost.

Crime & Safety

Let's be honest.

  • Long Beach: The Violent Crime rate is 587.0 incidents per 100k people. This is significantly higher than the national average. Like many urban areas, it's block-by-block. There are incredibly safe, family-friendly neighborhoods, and others where you need to be more aware.
  • New York: The Violent Crime rate is 364.2 per 100k. Statistically, it's safer than Long Beach. This surprises many people, but decades of policing and a dense, "eyes on the street" environment have made NYC one of the safest big cities in America, especially in the well-trafficked boroughs.

Verdict: The Safety Winner
New York. It's a tough pill to swallow for those who picture it as a crime-ridden den of iniquity, but the data is clear. On a per-capita basis, you are statistically less likely to be a victim of a violent crime in New York than in Long Beach.


The Final Verdict: So, Where Should You Live?

There is no single "right" answer, but there is a right answer for you. Here's the final breakdown.

Winner for Families: Long Beach
In Long Beach, your $3,000 a month can get you a small house with a yard. Your kids can play outside almost every day. You can drive to Disneyland or Big Bear. The schools are a mixed bag, but you have more options for space and a slower pace of life that's conducive to raising kids.

Winner for Singles/Young Pros: New York
If you're young, hungry, and single, nothing beats New York. The networking opportunities are endless, the dating pool is oceanic, and the sheer volume of things to do—free concerts, new restaurants, dive bars, speakeasies—is staggering. You trade space and sunshine for experiences and career velocity.

Winner for Retirees: Long Beach
New York's walkability and culture are fantastic, but the winters are a dealbreaker for aging joints. Long Beach offers a fantastic climate, a more relaxed pace, and access to world-class healthcare in the L.A. metro area without the intensity of L.A. itself. Your retirement savings will also go much, much further.

The Final Scorecard


LONG BEACH: The Sunshine Contender

Pros:

  • Incredible Weather: You can pretty much live outside year-round.
  • Better Purchasing Power: Your rent and general cost of living are lower than NYC's.
  • Beach Life: You're on the Pacific. That’s a game-changer.
  • Access to SoCal: Vegas, San Diego, and the mountains are a reasonable drive away.

Cons:

  • You Need a Car: Freeways are a nightmare, and car ownership is expensive.
  • Higher Crime Rate: The stats don't lie; you have to be smart about where you live.
  • High State Taxes: California will take a significant chunk of your paycheck.
  • "L.A. Adjacent": You still deal with some of L.A.'s sprawl and superficiality.

NEW YORK: The Concrete Jungle Champion

Pros:

  • Unmatched Career & Culture: If you're at the top of your game in finance, media, or arts, this is the only place to be.
  • Walkability & Transit: No car needed. The subway (despite its flaws) is a liberating way to get around.
  • Statistically Safer: The data shows it's a less violent city than Long Beach.
  • The Energy: The "if you can make it here" feeling is real and addictive.

Cons:

  • Ruthless Cost of Living: That $2,451 rent is just the start of the financial gauntlet.
  • Brutal Weather: You will be cold. You will be hot. You will be wet. You will be sick of it.
  • The Grind: The pace is exhausting and can burn you out fast.
  • Shoebox Living: You pay a premium for a closet-sized apartment.