Head-to-Head Analysis

Rogers vs Philadelphia

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Rogers
Candidate A

Rogers

AR
Cost Index 91
Median Income $84k
Rent (1BR) $924
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Philadelphia
Candidate B

Philadelphia

PA
Cost Index 103.5
Median Income $60k
Rent (1BR) $1451
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📊 Lifestyle Match

Visualizing the tradeoffs between Rogers and Philadelphia

đź“‹ The Details

Line-by-line data comparison.

Category / Metric Rogers Philadelphia
Financial Overview
Median Income $84,093 $60,302
Unemployment Rate 4.1% 4.7%
Housing Market
Median Home Price $408,350 $270,375
Price per SqFt $211 $204
Monthly Rent (1BR) $924 $1,451
Housing Cost Index 75.8 117.8
Cost of Living
Groceries Index 92.1 100.3
Gas Price (Gallon) $3.40 $3.40
Safety & Lifestyle
Violent Crime (per 100k) 671.9 726.5
Bachelor's Degree+ 33.3% 35.7%
Air Quality (AQI) 32 40

Expert Verdict

AI-generated analysis based on current data.

Philadelphia vs. Rogers: The Ultimate Head-to-Head Showdown

So, you're torn between the gritty, historic energy of Philadelphia and the polished, suburban charm of Rogers, Arkansas. One is a major East Coast metropolis, bursting at the seams with culture and chaos. The other is a booming city in the heart of the Ozarks, offering a different kind of American dream.

This isn't just a choice between two cities; it's a choice between two entirely different lifestyles, tax brackets, and daily routines. As your relocation expert, I'm here to cut through the noise, crunch the numbers, and give you the straight talk. Let's dive in.

The Vibe Check: Fast-Paced Metro vs. Laid-Back Boomtown

Philadelphia is where history punches you in the face at every corner. It’s a city of neighborhoods, each with its own distinct personality—from the cobblestone streets of Old City to the vibrant murals of South Philly. The vibe is unapologetically East Coast: fast, loud, and deeply authentic. You'll find world-class museums, legendary sports rivalries, and a food scene that stretches from cheesesteaks to James Beard Award winners. It's a city for people who crave energy, diversity, and the feeling of being at the center of it all. If you get bored here, you’re not trying hard enough.

Rogers, Arkansas is the picture of modern, family-centric suburban living. Nestled in the Northwest Arkansas metro area (which also includes Fayetteville and Bentonville), it’s part of a region experiencing explosive growth, largely fueled by the retail giant Walmart. The vibe is clean, safe, and community-oriented. Think top-rated schools, sprawling parks, and a downtown that’s been revitalized with breweries, boutiques, and farm-to-table restaurants. It’s a place for people who prioritize space, tranquility, and a strong sense of community over urban grit. If you're looking for a hustle culture, you might feel out of place here.

Who is it for?

  • Philadelphia is for the urban adventurer, the foodie, the history buff, and the professional who thrives on the pulse of a big city.
  • Rogers is for the young family, the outdoor enthusiast, the remote worker seeking a lower cost of living, and anyone who dreams of a big backyard and a quieter pace of life.

The Dollar Power: Where Does Your Salary Go Further?

Let's talk about the single biggest factor: your wallet. A $100,000 salary in Philadelphia doesn't stretch as far as it does in Rogers, but the math is more nuanced than just rent prices.

Category Philadelphia, PA Rogers, AR The Clear Winner
Median Income $60,302 $84,093 Rogers
Median Home Price $270,375 $408,350 Philadelphia (for now)
Rent (1BR) $1,451 $924 Rogers
Housing Index 117.8 (Above Avg) 75.8 (Below Avg) Rogers
Violent Crime (per 100k) 726.5 671.9 Rogers (Slightly)
Avg. Annual Weather 52.0°F 45.0°F Tie (Depends on preference)

Salary Wars & Purchasing Power:
The median income in Rogers is nearly $24,000 higher than in Philadelphia. That’s a huge deal. It means the local economy is stronger, and the baseline for what you can afford is higher. However, don't forget the tax advantage. Arkansas has a state income tax (ranging from 0% to 5.5%), while Pennsylvania has a flat state income tax of 3.07%. This is a critical detail. For high earners, PA's flat tax can be more favorable than AR's progressive system.

But here's the kicker: Purchasing Power. A $100,000 salary in Philadelphia feels like about $86,000 in Rogers after accounting for cost-of-living differences (according to Payscale). The biggest driver is housing. While the median home price in Rogers is higher, rent is dramatically cheaper. This gives renters in Rogers a massive financial advantage. For a buyer, Philadelphia’s lower median home price is tempting, but the market is intensely competitive, and property taxes in the city are notoriously high.

Verdict on Dollars: For renters, Rogers is the undisputed financial champion. For buyers, it’s a toss-up—Philadelphia offers a lower entry point, but Rogers offers higher median incomes and a less brutal market. The sticker shock you'll experience looking at home prices in Rogers is real, but your paycheck will be bigger to match it.

The Housing Market: Buying In vs. Renting Out

Philadelphia:

  • Buyer's Market? No. It’s a competitive, fast-moving seller’s market, especially in desirable neighborhoods like Fishtown, Graduate Hospital, and Queen Village. Bidding wars are common. You’re paying a premium for location and historic charm, often with needs for renovation.
  • Renter's Market? Competitive, but with more options. Inventory for rentals is larger, but quality varies wildly block by block. You can find great deals in up-and-coming areas, but you’ll be competing with a large student population and young professionals.
  • Key Insight: You’re buying into a neighborhood, not just a house. Your lifestyle is dictated by your zip code in a way it isn’t in Rogers.

Rogers:

  • Buyer's Market? It’s shifting. The area’s explosive growth has led to a seller’s market, with new construction booming to meet demand. Competition is fierce for move-in-ready homes under $400,000. You’re paying for modern amenities, square footage, and good schools.
  • Renter's Market? Much more favorable for the tenant. With a growing number of new apartment complexes, you have options and leverage. The $924 average rent is a steal for the quality of life.
  • Key Insight: You’re buying into a suburban lifestyle—space, safety, and schools. The trade-off is a less dense, more car-dependent environment.

Housing Verdict: If you crave the energy of a walkable, historic neighborhood and are ready to compete, Philadelphia is your battleground. If you want more house for your money (even if the price tag is higher) and value modern suburban living, Rogers is the smarter bet.

The Dealbreakers: Quality of Life

Traffic & Commute:

  • Philadelphia: Public transit (SEPTA) is extensive but aging and often delayed. Driving is a nightmare of congestion, potholes, and aggressive drivers. The average commute time is around 28 minutes, but it can feel much longer. Parking is expensive and scarce.
  • Rogers: This is a car-dependent city. Public transit exists but is limited. The average commute is a breeze, typically under 20 minutes. Traffic is minimal compared to a major metro. The trade-off is you must have a reliable car.

Weather:

  • Philadelphia: Four distinct and often extreme seasons. Summers are hot and humid (90°F+), winters bring snow and icy conditions, and spring/fall are gorgeous but fleeting. The humidity can be a dealbreaker for some.
  • Rogers: Also four seasons, but with a milder, more moderate climate. Summers are hot but less humid than the East Coast. Winters are colder (45°F avg), with more frequent ice than deep snow. Tornadoes are a seasonal risk. The weather is generally more pleasant year-round for those who dislike intense humidity.

Crime & Safety:
This is a critical point. Both cities have higher violent crime rates than the national average (~380/100k).

  • Philadelphia: The rate is 726.5/100k. Crime is highly concentrated in specific, often economically disadvantaged neighborhoods. Many areas, especially in Center City, University City, and the northwest, are very safe. You must be neighborhood-savvy.
  • Rogers: The rate is 671.9/100k. While lower than Philly, it's still high for a city of its size and suburban character. Crime is less concentrated and more evenly distributed, which can be unsettling. Property crime is a significant concern.
  • The Bottom Line: Neither is a utopia. Philadelphia's crime is more visibly concentrated, while Rogers' feels more pervasive. Safety is hyper-local in both cities. Your personal comfort level with urban vs. suburban risk will dictate your choice.

The Verdict: Which City Should You Choose?

After weighing the data, the lifestyle, and the trade-offs, here’s the final breakdown.

🏆 Winner for Families: Rogers, AR
The combination of top-tier public schools (a major draw for the region), more affordable family-sized housing (if you buy), lower rent, and a safer, community-focused environment makes Rogers the clear choice for raising kids. The access to outdoor activities and a slower pace of life is ideal for family life.

🏆 Winner for Singles & Young Professionals: Philadelphia, PA
The sheer volume of cultural attractions, nightlife, networking opportunities, and diverse career paths (especially in healthcare, education, and tech) is unmatched. The walkability and public transit are huge perks. While you’ll pay more in rent, the experience and energy are worth the price for many in this demographic.

🏆 Winner for Retirees: Rogers, AR
For retirees with a fixed income, Rogers wins on cost and climate. Lower property taxes, cheaper cost of living, and a more moderate climate are significant advantages. The healthcare system in Northwest Arkansas (with major hospitals like Northwest Medical Center) is robust and growing. The lack of state income tax on Social Security benefits is also a plus.


Final Pros & Cons

Philadelphia: Pros & Cons

  • âś… Pros:
    • Unbeatable cultural and historical depth.
    • World-class dining and food scene.
    • Excellent higher education and healthcare institutions.
    • Vibrant, diverse neighborhoods with unique character.
    • No state tax on retirement income.
  • ❌ Cons:
    • High cost of living, especially for renters.
    • Challenging traffic and aging public transit.
    • High concentration of violent crime in specific areas.
    • Brutal winters and humid summers.
    • Highly competitive housing market.

Rogers: Pros & Cons

  • âś… Pros:
    • Strong local economy and higher median income.
    • Excellent public schools and family-friendly amenities.
    • More affordable rent and lower cost of living for families.
    • Milder, more pleasant climate with less humidity.
    • Easy, short commutes and minimal traffic.
  • ❌ Cons:
    • Higher median home prices (for now).
    • Car-dependent; limited public transit.
    • Surprisingly high violent crime rate for its size.
    • Less cultural and entertainment diversity than a major city.
    • Can feel isolating if you crave urban energy.

The Bottom Line: This showdown pits urban grit against suburban polish. If your heart beats faster for history, diversity, and constant stimulation, pack your bags for Philadelphia. If your dream is space, safety, and a strong community for your family, set your GPS for Rogers. There’s no wrong answer—only the right fit for your next chapter.