Massachusetts
Official 2026 Rankings

The 5 Best Places
to Live in Massachusetts

We analyzed 13 cities in Massachusetts across safety, affordability, and economic opportunity to help you make the right move.

How we ranked them

40% Safety
Violent crime rates per 100k residents.
30% Affordability
Cost of living index & housing prices.
30% Opportunity
Median household income levels.
Top Value Pick
Worcester
Lowest Cost of Living
State Safety Avg
57/100
Based on FBI violent crime reports
Avg Prosperity Score
46/100
Reflecting median household buying power
#1
Newton

Newton

Massachusetts
Safety
91/100
Affordability
74/100
Median Income
$185k

Why we picked it

Newton ranks as one of the safest cities in Massachusetts, making it an ideal choice for families. It combines a strong safety record with premium amenities, earning it the #1 spot on our 2026 list.

#2
Cambridge

Cambridge

Massachusetts
Safety
77/100
Affordability
74/100
Median Income
$134k

Why we picked it

High earning potential defines Cambridge, with a median household income of $134,307. It combines a strong safety record with premium amenities, earning it the #2 spot on our 2026 list.

#3
Somerville

Somerville

Massachusetts
Safety
77/100
Affordability
74/100
Median Income
$127k

Why we picked it

High earning potential defines Somerville, with a median household income of $126,619. It combines a strong safety record with premium amenities, earning it the #3 spot on our 2026 list.

#4
Quincy

Quincy

Massachusetts
Safety
77/100
Affordability
74/100
Median Income
$92k

Why we picked it

High earning potential defines Quincy, with a median household income of $92,085. It combines a strong safety record with premium amenities, earning it the #4 spot on our 2026 list.

#5
Boston

Boston

Massachusetts
Safety
44/100
Affordability
74/100
Median Income
$97k

Why we picked it

High earning potential defines Boston, with a median household income of $96,931. It combines a growing economy with premium amenities, earning it the #5 spot on our 2026 list.

2026 Scientific Ranking: Best Places to Live in Massachusetts

Methodology Brief

This ranking evaluates the top 10 Massachusetts municipalities based on a rigorous, weighted algorithm designed to identify optimal living conditions. The analysis synthesizes three critical data dimensions: Safety (weighted 40%), Affordability (weighted 30%), and Economic Output (weighted 30%). Safety is defined by the violent crime rate per 100,000 residents. Affordability is derived from the median rent for a one-bedroom apartment. Economic Output is measured by median household income. Each city was scored on a normalized scale, with the composite score determining the final ranking. The methodology prioritizes statistical significance, eliminating subjective qualifiers in favor of quantifiable metrics.

Top 3 Winners Deep Dive

Rank #1: Newton emerges as the definitive leader, achieving a statistically significant advantage in the weighted algorithm. Newton’s dominance is rooted in exceptional safety metrics, posting a violent crime rate of only 89/100k—the lowest in the dataset and notably safer than the state’s major urban centers. This safety-optimized profile is paired with elite economic output, evidenced by a median household income of $185,154, the highest among all ranked cities. While the rent ($2,064) is above the dataset median, it is justified by the confluence of low risk and high earning potential, creating a high-yield environment for residents.

Rank #2: Cambridge secures the second position through a potent combination of economic strength and manageable living costs relative to its peers. The city’s median income of $134,307 signifies robust economic activity, though it trails Newton’s peak. Cambridge’s primary differentiator is its affordability within the premium tier; its rent of $2,377 is matched by Quincy and Boston, but its significantly higher income and a moderate violent crime rate of 234/100k yield a superior net value proposition. The data indicates Cambridge offers a balanced, high-productivity urban environment.

Rank #3: Somerville mirrors Cambridge’s economic and safety profile but with a critical affordability advantage. It matches Cambridge’s violent crime rate (234/100k) and maintains a competitive median income of $126,619. The decisive factor is its rent, which is $313 lower per month than Cambridge’s at $2,064. This cost differential, without a corresponding sacrifice in safety or income, provides a statistically significant boost in the affordability component of the algorithm, positioning Somerville as the most cost-effective option within the top tier.

The 'Hidden Gem': Lowell

For residents prioritizing value optimization, Lowell (Rank #7) presents the most compelling data-driven case as the "Hidden Gem." While not in the top three due to safety metrics, it offers the highest financial efficiency. Lowell’s median income of $73,083 is competitive with cities ranked higher (e.g., Lynn, Lawrence), but its rent of $1,518 is the second-lowest in the dataset. This creates the narrowest gap between income and housing cost, maximizing disposable income. For households where economic flex is a priority over premium safety, Lowell represents a high-yield financial choice.

Full Rankings Table

Rank City Median Income Violent Crime Rate (per 100k) Monthly Rent (1BR)
1 Newton $185,154 89 $2,064
2 Cambridge $134,307 234 $2,377
3 Somerville $126,619 234 $2,064
4 Quincy $92,085 234 $2,377
5 Boston $96,931 556 $2,377
6 Lynn $73,723 456 $2,064
7 Lowell $73,083 456 $1,518
8 Lawrence $58,079 309 $1,483
9 Worcester $69,262 567 $1,438
10 Brockton $79,990 678 $1,488

📈 Data Visualization

📊 Top 5 Ranking

🎯 Elite Tier Comparison

Frequently Asked Questions

What is the best place to live in Massachusetts?

Based on our 2026 analysis of safety, affordability, and economic opportunity, Newton ranks as the #1 best place to live in Massachusetts. Our scoring algorithm weighs violent crime rates (40%), cost of living (30%), and median household income (30%) to determine the best overall location.

What is the safest city in Massachusetts?

Newton has the lowest violent crime rate among major cities in Massachusetts, making it the safest option for families and individuals prioritizing security. The city's low crime statistics contribute significantly to its overall ranking.

What is the most affordable place to live in Massachusetts?

Springfield offers the best value for residents in Massachusetts, with a cost of living index below the state average. Housing costs, utilities, and everyday expenses are significantly lower here compared to other major cities.

Which city in Massachusetts has the highest salaries?

Newton boasts the highest median household income in Massachusetts, making it ideal for career-focused professionals. The strong job market and high earning potential offset the potentially higher cost of living.

How are the best places to live rankings calculated?

Our rankings use a weighted algorithm: Safety Score (40%) based on FBI violent crime data, Affordability Score (30%) based on cost of living indices, and Prosperity Score (30%) based on median household income from Census Bureau data. Each city receives a composite score out of 100.

Explore more in Massachusetts

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