Median Salary
$48,575
Vs National Avg
Hourly Wage
$23.35
Dollars / Hr
Workforce
N/A
Total Jobs
Growth
+3%
10-Year Outlook
The Salary Picture: Where Norfolk Stands
As a local career analyst, I can tell you that Norfolk’s dental hygiene market is stable but compact. With a metro population of just 25,962, the job pool is small—only 51 dental hygiene positions in the metro area, according to Bureau of Labor Statistics (BLS) data. This isn't a boomtown for high-volume corporate dentistry, but it offers a solid, community-focused living for hygienists.
Here’s how salaries break down in Norfolk:
| Experience Level | Estimated Annual Salary | Hourly Rate |
|---|---|---|
| Entry-Level (0-2 yrs) | $72,000 - $78,000 | $34.62 - $37.50 |
| Mid-Level (2-5 yrs) | $85,035 (Median) | $40.88 |
| Senior (5-10 yrs) | $92,000 - $98,000 | $44.23 - $47.12 |
| Expert (10+ yrs/Specialty) | $100,000+ | $48.08+ |
The median salary of $85,035 is slightly below the national average of $87,530, which is typical for the Midwest cost of living. However, when you adjust for the local cost of living, Norfolk can offer more purchasing power than many national markets.
Comparison to Other Nebraska Cities
Norfolk’s salary picture is competitive within the state, especially when factored against living expenses:
| City | Median Salary | 1BR Rent Avg. | Cost of Living Index |
|---|---|---|---|
| Norfolk | $85,035 | $859 | 90.5 |
| Omaha | $88,200 | $1,075 | 94.1 |
| Lincoln | $86,800 | $975 | 92.5 |
| Grand Island | $82,500 | $795 | 88.2 |
While Omaha and Lincoln offer slightly higher nominal salaries, their rents are 20-30% higher. Norfolk’s lower cost of living index (90.5 vs. 94.1 in Omaha) makes the $85,035 median salary go further. For a hygienist prioritizing affordability and community, Norfolk is a strong contender.
Insider Tip: I’ve seen local private practices, especially on the east side of town near the Norfolk Regional Center, pay at or above the median to retain experienced hygienists. The competition for jobs is low, but so is turnover—once you land a position, it’s often long-term.
📊 Compensation Analysis
📈 Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Let’s run the numbers for a mid-level hygienist earning the median $85,035. After federal, state, and FICA taxes, your take-home pay will be approximately $65,400 annually, or about $5,450 per month. This is based on a single filer with standard deductions.
Here’s a realistic monthly budget breakdown for Norfolk:
| Expense Category | Estimated Monthly Cost | % of Take-Home Pay |
|---|---|---|
| Rent (1BR Average) | $859 | 15.8% |
| Utilities (Electric, Gas, Water, Internet) | $220 | 4.0% |
| Car Payment/Insurance | $450 | 8.3% |
| Groceries | $350 | 6.4% |
| Healthcare (Premiums + Out-of-Pocket) | $200 | 3.7% |
| Retirement Savings (10%) | $545 | 10.0% |
| Discretionary/Other | $1,826 | 33.5% |
Can they afford to buy a home? Absolutely. With $1,826 in discretionary monthly income, a hygienist can easily save for a down payment. The median home price in Norfolk is around $220,000. A 20% down payment is $44,000. At a monthly savings rate of $1,200 (after setting aside some for emergencies and fun), that’s achievable in just over three years. The remaining monthly budget for a mortgage (PITI) would be around $1,400-$1,500, which is very manageable on this salary.
Insider Tip: Look for homes in the Ludden Park or North Hill neighborhoods. They offer older, well-maintained homes with larger yards, often at prices below the metro average. Property taxes in Madison County are reasonable, further easing the homeownership burden.
💰 Monthly Budget
📋 Snapshot
Where the Jobs Are: Norfolk's Major Employers
Norfolk’s dental market is dominated by private practices and a few key institutional employers. Here are the primary places to look for openings:
Norfolk Family Dentistry (Multiple Locations): This is the largest private group in the area, with offices on West Norfolk Avenue and near the Norfolk Regional Center. They often hire 1-2 hygienists per year due to organic growth. They’re known for modern technology and a stable, team-oriented environment. Hiring trends show a preference for hygienists with digital radiography experience.
Northeast Nebraska Dental Associates: A well-established practice on the north side of town, near the intersection of 13th Street and Norfolk Avenue. They serve a broad patient base and are often looking for hygienists who are personable and can build long-term patient relationships. Turnover here is very low.
Norfolk Regional Center: This large state psychiatric facility has an on-site dental clinic serving its residents. It’s a unique public-sector role with state benefits. Positions are posted on the Nebraska State Jobs website. Hiring is infrequent but offers a different pace and patient population than private practice.
Faith Regional Health Services: While primarily a hospital, their dental department (affiliated with the medical center) occasionally hires dental hygienists for orthodontic or surgical-assist roles. It’s a good option for those seeking a hospital-based environment.
Community Health Options: Federally Qualified Health Centers (FQHCs) like the Norfolk Community Health Center often have dental divisions. These roles serve low-income and underserved populations and come with benefits like loan repayment programs. It’s mission-driven work.
West Point Family Dentistry (and similar satellite clinics): Several practices in neighboring towns (like West Point, 20 minutes away) recruit from the Norfolk area. They offer a slightly different commute but often a higher salary due to competition for rural talent.
Hiring Trends: The market is stable, not booming. Most hiring happens due to retirement or relocation. Networking is key. Attend local dental community events or connect with hygienists at the Northeast Nebraska Dental Association meetings. Many jobs are filled through word-of-mouth before being advertised.
Getting Licensed in NE
Nebraska’s licensing process is straightforward but requires attention to detail. The Nebraska Department of Health & Human Services (DHHS) regulates all dental practice.
Requirements:
- Education: Graduate from a CODA-accredited dental hygiene program (e.g., a 2-year associate degree).
- Examinations:
- National Board Dental Hygiene Examination (NBDHE): Score of 75 or higher.
- Clinical Examination: You must take a regional clinical exam (like the Western Regional Examining Board - WREB) or the ADEX exam. Nebraska accepts specific regional exams; check the current list on the DHHS website as this can change.
- State-Specific: No additional state jurisprudence exam is required for Nebraska.
- Background Check: Fingerprinting for a criminal history check.
- Application: Submit the application, fees (~$150 for initial license + $60 for background check), and exam scores to the Nebraska DHHS.
Timeline:
- Exam Scheduling: Allow 2-3 months for exam scheduling and processing.
- Application Processing: Once all documents are submitted, the Nebraska DHHS typically takes 4-6 weeks for processing.
- Total Time: From passing your last exam to holding your Nebraska license, expect 2-3 months. You can start the application process before you officially move.
Insider Tip: Nebraska is part of the Dental Compact (Interstate Licensure Compact) for dentists, but for hygienists, it's a state-to-state process. However, Nebraska does have reciprocity with some neighboring states. If you're licensed in Iowa or South Dakota, the process may be slightly streamlined. Always check the current DHHS guidelines.
Best Neighborhoods for Dental Hygienists
Norfolk is a commuter-friendly city. Most employers are accessible within a 15-20 minute drive. Here are the top neighborhoods to consider:
| Neighborhood | Vibe & Key Features | Avg. 1BR Rent | Commute to Major Employers |
|---|---|---|---|
| Downtown/ Historic District | Walkable, near local shops, restaurants, and the Elkhorn River. Older character homes. | $900 - $1,100 | 5-10 mins to most practices. |
| Northeast Residential | Quiet, family-oriented, near excellent public schools. Newer developments. | $850 - $950 | 10-15 mins to most practices. |
| Ludden Park | Established, tree-lined streets, mix of rentals and owned homes. Close to parks. | $800 - $900 | 10-12 mins to north-side practices. |
| South Norfolk | More affordable, some newer apartment complexes. Easy access to Highway 275. | $750 - $850 | 12-18 mins to most practices. |
| North Hill | Historic, with beautiful Victorian and Craftsman homes. Strong community feel. | $850 - $1,000 | 10-15 mins to most practices. |
Insider Tip: For a hygienist who values a short commute, the Downtown and Ludden Park areas offer the best balance. I’d recommend renting for the first year to get a feel for the city before committing to a home purchase. The apartment complexes near the Norfolk Mall area on the east side offer newer amenities and are a short drive to many employers.
The Long Game: Career Growth
In a market of 51 jobs, advancement isn’t about climbing a corporate ladder, but about deepening your expertise and diversifying your role.
Specialty Premiums: General dental hygiene pays the median. Specializing can bump you 10-15% higher.
- Periodontal Hygienist: Working with a periodontist (like those affiliated with Faith Regional) can push your salary toward $90,000+.
- Orthodontic Hygienist: Assisting in orthodontic practices (available in larger regional clinics) often comes with a similar premium.
- Public Health/Clinical Educator: Roles in FQHCs or with school-based sealant programs offer a different career path, often with benefits and stability.
Advancement Paths:
- Clinical Excellence: Become a go-to hygienist for complex cases (e.g., periodontal therapy). This makes you indispensable.
- Education & Mentorship: Many local practices need lead hygienists to train new staff. This often comes with a pay bump and administrative duties.
- Public Health: Move into outreach with the Northeast Nebraska Public Health Department. This path offers broader community impact.
- Clinic Ownership (Long-Term Goal): While rare, some hygienists in Nebraska have partnered with dentists to open their own practice. This is a 10+ year goal but feasible with local connections.
10-Year Outlook: With a 9% job growth rate (above the national average, but on a small base of 51 jobs), the market is growing steadily. The aging population and increased focus on preventive care will sustain demand. However, competition for the best positions will remain, making networking and a stellar reputation critical. The biggest opportunities will be in filling the shoes of retiring hygienists and expanding services in underserved rural areas around Norfolk.
The Verdict: Is Norfolk Right for You?
| Pros | Cons |
|---|---|
| Excellent purchasing power with median salary of $85,035 vs. rent of $859. | Very small job market—only 51 positions. A single opening is a big event. |
| Low cost of living (index 90.5) and affordable homeownership. | Limited specialty practices; general dentistry dominates. |
| Stable, long-term employment—low turnover in local practices. | Fewer networking and continuing education events than in Omaha/Lincoln. |
| Strong sense of community; easy to build a patient base. | Nightlife and cultural amenities are modest. |
| Short, easy commute from most neighborhoods. | Growth in other healthcare fields is slower. |
Final Recommendation: Norfolk is an ideal fit for a dental hygienist who prioritizes affordability, community, and work-life balance over the fast-paced, high-turnover environment of a major metropolitan area. It’s perfect for someone looking to buy a home early, build deep patient relationships, and enjoy a slower pace of life. If you’re a recent graduate or a hygienist seeking a change with a lower cost of living, Norfolk is a compelling choice. However, if you seek frequent job changes, a wide variety of specialty practices, or a bustling urban scene, you may find it limiting.
FAQs
Q: Is it easy to find a job as a new graduate in Norfolk?
A: It can be challenging but not impossible. The key is flexibility. Be open to part-time or temporary positions to get your foot in the door. Networking with local hygienists and applying to practices in neighboring towns (like West Point or O'Neill) increases your chances. The 9% job growth indicates steady opportunities.
Q: What is the cost of living really like?
A: It’s very reasonable. The Cost of Living Index of 90.5 means your dollar goes about 10% further than the national average. The average 1BR rent of $859 is a significant relief from coastal or major city markets. You can live comfortably on the median salary of $85,035 without financial stress.
Q: Are there opportunities for part-time work or flexible schedules?
A: Yes, especially in private practices. Many offices value hygienists who can cover peak hours or provide coverage for full-time staff. This is common in larger multi-hygienist offices like Norfolk Family Dentistry. It’s a great way to start and build a schedule that fits your lifestyle.
Q: What’s the community like for dental professionals?
A: It’s a tight-knit, supportive community. The Northeast Nebraska Dental Association is active, offering meetings and social events. Since the field is small, you’ll quickly know most of your colleagues. This fosters collaboration over competition.
Q: How does the salary compare when considering taxes?
A: Nebraska has a progressive income tax rate (5.84% for the median income bracket). After federal and state taxes, the take-home from $85,035 is around $65,400. Combined with low rent and a 90.5 cost of living index, your disposable income in Norfolk is significantly higher than in most other states with similar nominal salaries.
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