Median Salary
$54,066
Vs National Avg
Hourly Wage
$25.99
Dollars / Hr
Workforce
0.1k
Total Jobs
Growth
+6%
10-Year Outlook
The Salary Picture: Where Kearney Stands
As a local, I can tell you that the HVAC trade is gritty, essential, and deeply tied to Nebraska's climate. In Kearney, youâre not just fixing air conditioners; youâre keeping homes comfortable through blistering summer cornfield heat and sub-zero Panhandle winters. The data reflects this steady demand, but letâs be specific about what you can expect to earn.
The median salary for an HVAC Technician in Kearney is $54,066/year, which breaks down to an hourly rate of $25.99/hour. Itâs worth noting that this sits slightly below the national average for the role, which is $55,670/year. While the difference isnât staggering, itâs a data point you should weigh against Kearneyâs notably lower cost of living. The job market here is tight but stable, with 68 jobs currently listed in the metro area and a 10-year job growth projection of 6%âa solid, reliable pace that reflects continued demand for skilled technicians, especially in residential and light commercial service.
To give you a clearer picture, hereâs how salary likely breaks down by experience level in the Kearney market. These are realistic estimates based on local pay scales and the provided median data.
| Experience Level | Estimated Annual Salary | Typical Hourly Rate | What the Role Entails |
|---|---|---|---|
| Entry-Level (0-2 years) | $40,000 - $48,000 | $19.25 - $23.00 | Basic installs, maintenance, assisting senior techs, learning the ropes. |
| Mid-Level (3-7 years) | $52,000 - $62,000 | $25.00 - $29.80 | Full service, diagnostics, complex repairs, some lead tech responsibilities. |
| Senior (8-15 years) | $65,000 - $75,000 | $31.25 - $36.05 | Lead tech, specialized systems (commercial, refrigeration), mentoring. |
| Expert (15+ years) | $75,000+ | $36.05+ | Management, sales, business ownership, or highly specialized niches. |
How does Kearney compare to other Nebraska cities? Itâs a middle-ground market. Youâll earn more in Omaha and Lincoln (closer to the $60,000+ range) but also face significantly higher rents and a higher cost of living. Smaller towns in western NE might pay slightly less. Kearneyâs appeal is its balance: a strong job market for a town of its size, anchored by a major university and a robust healthcare system, which drives demand for both residential and commercial HVAC work.
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Real purchasing power breakdown
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The Real Take-Home: After Taxes and Rent
Letâs cut through the noise and look at the numbers that matter. On a median salary of $54,066/year, your take-home pay will be closer to $42,000 - $44,000 annually after federal, state, and FICA taxes, depending on your filing status. This translates to a monthly net income of roughly $3,500 - $3,667.
Now, layer in the local cost of living. The average rent for a 1-bedroom apartment in Kearney is $678/month. The cityâs Cost of Living Index is 90.4, meaning itâs about 9.6% cheaper than the U.S. average. This is your biggest financial advantage.
Hereâs a practical monthly budget breakdown for a single HVAC technician earning the median salary:
| Expense Category | Estimated Monthly Cost | Notes & Local Insights |
|---|---|---|
| Net Income | ~$3,550 | After taxes. |
| Rent (1BR) | $678 | This is the city average. You can find cheaper ($550-$600) in older parts of town or more modern ($750-$850) in new complexes. |
| Utilities | $150 - $200 | Includes electric, gas, water, garbage. Winters can be high due to heating, summers for AC. |
| Car Payment & Insurance | $300 - $500 | Kearney is car-dependent. A reliable vehicle is non-negotiable for service calls. |
| Food & Groceries | $300 - $400 | The local Hy-Vee and Walmart are competitive. |
| Health Insurance | $150 - $250 | Varies widely by employer plan. |
| Savings/Retirement | $300 - $500 | Aim for at least 10-15% of your income. |
| Miscellaneous/Discretionary | $400 - $600 | Fuel, entertainment, clothing, etc. |
After all essential expenses, youâre looking at a potential surplus of $500 - $800/month. This is a healthy buffer for savings, debt repayment, or quality-of-life spending.
Can they afford to buy a home? In a word: Yes, absolutely. The median home price in Kearney is approximately $180,000 - $200,000. With a $54,066 salary and the cityâs low cost of living, a standard 20% down payment ($36,000-$40,000) is challenging but achievable with disciplined saving over 3-5 years. However, many locals use FHA loans (3.5% down, ~$6,300-$7,000) or USDA Rural Development loans (0% down for eligible areas, which include most of Kearney). A monthly mortgage payment (including taxes and insurance) on a $180,000 home could be around $900 - $1,100, which is only marginally higher than the average rent. Homeownership is a very realistic goal here.
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Where the Jobs Are: Kearney's Major Employers
The job market for HVAC techs in Kearney is anchored by a few key sectors. You wonât find sprawling industrial plants, but you will find steady work in residential service, commercial contracts, and institutional facilities.
Johnson Controls (via local distributors): While not a direct office, Johnson Controls is a major player in commercial building automation and controls. HVAC techs with controls experience are highly sought after by local commercial service companies that install and service these systems in buildings across the University of Nebraska at Kearney (UNK) and Kearney Regional Medical Center.
Kearney Regional Medical Center (KRMC): This 25-bed critical access hospital is a major employer and a constant source of HVAC work. Maintaining strict temperature and air quality control in a medical facility requires specialized, reliable talent. Techs who get on the facilities management team here enjoy excellent benefits and job security.
UNK Facilities Management: The University of Nebraska at Kearney employs a significant in-house maintenance staff, including HVAC specialists. With over 6,000 students and 40+ buildings on campus, thereâs a constant need for techs to handle everything from residence hall HVAC to lab and lecture hall systems. Check the UNK jobs website directly.
Meyerâs Refrigeration & Heating: A classic, established local family-owned business. They are a primary residential and light commercial service and installation company. Theyâre often the first stop for techs starting out or looking to join a close-knit local team. They value technologically savvy techs who can handle modern high-efficiency systems.
Kearney Public Schools (KPS): The district operates over 15 schools and an administrative building. Their facilities team is always on the lookout for skilled HVAC techs to maintain systems, which is critical for student comfort and safety. Public sector jobs come with strong benefits and pension plans.
Commercial Contractors (e.g., Fire & Ice, Pueblo, etc.): Several regional companies serve the Kearney market. They handle larger commercial builds and service contracts for entities like the Hilltop Mall, local hotels, and restaurants. These roles often pay a premium for commercial and refrigeration experience.
Hiring Trend: The trend is toward technologists. Employers arenât just looking for wrench-turners; they want techs who can diagnose with multimeters, understand smart thermostats and building automation, and communicate clearly with customers. Certifications (like EPA 608, NATE) and experience with VRF systems or commercial refrigeration will set you apart.
Getting Licensed in NE
Nebraska has a clear licensure path for HVAC technicians, administered by the Nebraska Department of Agriculture (NDA) - Pesticide & Fertilizer Program. Itâs important to note that in Nebraska, the state license is specifically for refrigerant handling (EPA 608) and fumigation. The "HVAC Contractor" license is a separate, more advanced license for business owners.
For a working technician, the key credential is the EPA Section 608 Certification, which is a federal requirement, not state-specific. Nebraska requires this certification to work with refrigerants.
- Initial Step: Pass the EPA 608 Certification exam (Type I, II, III, or Universal). Many techs get this during or immediately after a technical program. The exam fee is typically $20 - $40.
- State-Specific Requirement: While not a "technician license," Nebraska requires anyone who applies or supervises the application of fumigants to hold a Nebraska Fumigation License. This is a niche area most residential techs wonât need, but itâs worth knowing if you move into commercial pest control or specialized industrial work.
- Cost: Beyond the EPA exam, the primary cost is education. A 1-2 year HVAC program at Central Community College (Hastings campus, ~45 min drive) or Northeast Community College (Norfolk, ~1.5 hrs) can cost $4,000 - $10,000. Many local employers will hire apprentices and help with training costs.
- Timeline: An EPA 608 can be obtained in a few weeks of study. A full technical certificate takes 1-2 years. Apprenticeships often run 3-5 years, combining on-the-job training with classroom instruction.
Insider Tip: Your first goal should be the EPA 608 Universal. It makes you immediately employable. Then, pursue NATE (North American Technician Excellence) certifications, which are highly respected by employers in the Midwest and signal advanced expertise.
Best Neighborhoods for HVAC Technicians
Where you live in Kearney influences your commute, lifestyle, and rent. Hereâs a localâs breakdown:
The Hilltop / Northeast Kearney: This is the classic, established residential area with mature trees and larger yards. Itâs close to Kearney Regional Medical Center and UNK. Commute to most employers is under 10 minutes. Itâs family-friendly with good schools.
- Rent Estimate: $700 - $850 for a 1BR/2BR.
West Kearney / Near the Airport: Newer developments with modern apartment complexes and single-family homes. Quieter, more suburban feel. Easy access to Highway 30 and I-80 for commuting to surrounding areas if needed.
- Rent Estimate: $750 - $900 for a modern 1BR.
Downtown / Historic District: Walkable, with a growing scene of cafes, breweries, and shops. Appeals to younger professionals. Older apartment stock means lower rents, but you might sacrifice some modern amenities and off-street parking (a hassle with a work van).
- Rent Estimate: $600 - $750 for a 1BR.
South Kearney: More affordable, with a mix of older and newer homes. Itâs a straight shot to downtown and the commercial corridors along 2nd and 3rd Street. Less trendy but practical for someone focused on work and savings.
- Rent Estimate: $550 - $700 for a 1BR.
University Area (Near UNK): Populated with students, which means more rental inventory. Can be lively and noisy, but also affordable. Great for a new tech who wants to be close to the action and potential side-gigs.
- Rent Estimate: $500 - $650 for a 1BR.
The Long Game: Career Growth
In Kearney, advancement is about specialization and reputation. The 10-year outlook is positive due to the aging workforce and constant demand for climate control, but the path is clear.
Specialty Premiums:
- Commercial Refrigeration: Techs who can service grocery store cases, walk-in freezers, and ice machines can command a 10-15% premium over standard residential rates.
- Building Automation: Expertise in systems like Trane or Johnson Controls (BACnet) is rare and highly valuable for commercial and institutional work.
- Geothermal & High-Efficiency Systems: With Nebraskaâs focus on energy efficiency, techs certified to install and service these systems are in demand.
Advancement Paths:
- Field Technician to Lead Technician: Take on more complex jobs, mentor apprentices, and manage schedule/assignments.
- Service/Installation to Sales: Move into a comfort advisor role, using your technical knowledge to design solutions for customers. This is often a path to $70,000+.
- The Business Owner: Many established local techs start their own one- or two-truck operation. The 6% growth and stable housing market make this a viable long-term play, though it carries more risk.
10-Year Outlook: The 10-year job growth of 6% is driven by retirements and the need to replace aging systems. The biggest threat to the field is automation in diagnostics, but that also creates an opportunity for techs who can work with smart systems. Kearneyâs stable population and institutional employers (UNK, KRMC, schools) provide a bulwark against economic downturns. Your long-term security here is very good if you keep your skills current.
The Verdict: Is Kearney Right for You?
Hereâs the straight talk on whether Kearney fits an HVAC technicianâs career and life.
| Pros | Cons |
|---|---|
| Low Cost of Living: Your salary goes far, making homeownership realistic. | Limited Nightlife/Scene: Itâs a college town, but not a major metro. Options are limited. |
| Strong, Stable Job Market: Anchored by UNK, KRMC, and schools. | Car Dependency: You need a reliable vehicle for work and daily life. |
| Easy Commutes: Most jobs are within a 15-minute drive. | Isolation: Itâs 2.5 hours from Omaha/Lincoln. A weekend trip is a commitment. |
| Quality of Life: Safe, family-friendly, with outdoor access to the Platte River and parks. | Wage Ceiling: Top-end salaries are lower than in major metros. Growth is more about specialization than dramatic jumps. |
| Community: You build a reputation quickly. Word-of-mouth is powerful. | Weather Extremes: Blizzards and heatwaves are real and drive demand, but can be tough on techs. |
Final Recommendation: Kearney is an excellent choice for an HVAC technician who values stability, affordability, and a balanced quality of life. Itâs ideal for those looking to start a family, buy a home, and build a long-term career without the financial pressure of a big city. If youâre a single tech who craves constant entertainment and a large dating pool, you might find it limiting. But if youâre ready to put down roots, master your trade, and own a home, Kearney is a smart, data-driven move.
FAQs
Q: Do I need a state license to work as an HVAC tech in Kearney?
A: No state "HVAC technician" license is required. The key federal credential is the EPA 608 Certification for refrigerant handling. Employers will prioritize this and any relevant experience.
Q: Whatâs the demand like for commercial vs. residential work in Kearney?
A: Both are strong. Residential service is the backbone, with consistent demand from homeowners. Commercial work is driven by institutions (UNK, KRMC, schools) and businesses. Specializing in commercial or refrigeration offers higher pay and more job security.
Q: How harsh are Kearney winters for on-the-job work?
A: They are challenging. Youâll be outside servicing rooftop units, ductwork, and boilers in sub-zero temperatures with wind chill. Employers provide winter gear, but you need to be prepared and safety-conscious. The summer heat is equally demanding.
Q: Is there a union presence in the area?
A: Union representation for HVAC techs in Kearney is minimal. Most work is through private, non-union companies. This can mean more flexibility in pay negotiation but less in structured benefits.
Q: Whatâs the best way to find a job here if Iâm moving from out of state?
A: Target the major employers listed above (KRMC, UNK, Meyerâs) and use online job boards. Also, contact local commercial contractors directly. A note on your resume stating youâre relocating to Kearney for a long-term career will be viewed positively. Once youâre local, networking at trade events or the Nebraska HVACR Association meetings is key.
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