Back to Home
Stop Guessing Your
Stop Guessing Your
Real Take Home Pay
Most calculators are wrong. They miss FICA caps, City Taxes (like NYC's 3.8%), and Progressive Brackets. Our 2026 Engine calculates it down to the penny.
IRS 2026 Projections 50 State Rules FICA Limits
Smart Paycheck Engine
2026 IRS Brackets • FICA Limits • State & Local Rules
You keep of your hard-earned money.
Why Location Matters (A Lot)
Making $100,000 in Austin, TX is mathematically equal to making roughly $115,000 in New York City purely due to tax differences.
When you factor in NYC's ~3.8% City Tax and NY State's ~5.5% tax, a significant chunk of your paycheck vanishes before it even hits your bank account.
How We Fix The Math
- Federal: We use the exact 2026 marginal brackets (10%, 12%, 22%...).
- FICA: We stop taxing Social Security after $176,100 (many calculators keep taxing it!).
- Local: If you select New York, we instantly apply the NYC resident tax.
City vs City Analysis
See how your salary performs in other top hubs.