Median Salary
$95,582
Vs National Avg
Hourly Wage
$45.95
Dollars / Hr
Workforce
0.1k
Total Jobs
Growth
+14%
10-Year Outlook
As a career analyst whoâs watched the Grand Forks job market for over a decade, I can tell you this city operates on a different rhythm than the rest of North Dakota. Itâs a town built around the University of North Dakota (UND) and Altru Health System, and for Physical Therapists, thatâs a powerful, stable combination. If youâre considering a move here, youâre not just looking for a job; youâre looking at a lifestyle where your paycheck stretches further than in most places, but your career options are deeply tied to the local healthcare ecosystem. Letâs break down the reality of being a PT in Grand Forks.
The Salary Picture: Where Grand Forks Stands
Grand Forks offers a compelling salary proposition when you factor in the local cost of living. While the national average for a Physical Therapist is $99,710/year, the median salary in our metro is $95,582/year. That might seem lower at first glance, but itâs crucial to understand that this is a median for the entire metro area, which includes a mix of hospital, clinic, and school district positions. The real story is in the hourly rate, which is a solid $45.95/hour. This is especially relevant for outpatient clinics that offer productivity bonuses or for therapists considering PRN (as-needed) work at multiple facilities.
Hereâs how experience typically translates into earnings in the local market. This table is based on aggregated job postings, state salary surveys, and my conversations with clinic managers across the region.
Experience-Level Earnings Breakdown
| Experience Level | Typical Annual Salary Range | Common Setting |
|---|---|---|
| Entry-Level (0-2 years) | $75,000 - $85,000 | Hospital rotations, school-based PT, rural satellite clinics |
| Mid-Career (3-8 years) | $90,000 - $105,000 | Outpatient orthopedics, home health, Altru internal promotions |
| Senior/Expert (9+ years) | $105,000 - $120,000+ | Specialty clinics (e.g., pelvic health, neuro), management, academia |
Insider Tip: The difference between the $95,582 median and the top of the senior range often comes from two factors: taking a leadership role at a clinic or diversifying your caseload. A PT who splits time between a school district (which has its own pay scale) and a home health agency can push their income toward the $110,000 mark.
Grand Forks vs. Other North Dakota Cities
Grand Forks sits in the middle of the ND salary pack, but its low cost of living alters the equation significantly.
- Fargo: Salaries tend to be 5-8% higher, with the median closer to $102,000. However, the cost of living is also higher, especially for housing. The job market is larger but more competitive.
- Bismarck: Salaries are comparable to Grand Forks, often slightly lower due to a smaller private practice market. The healthcare system is dominated by Sanford Health, which is a major employer.
- Minot: Can see higher salaries, particularly for those willing to work in industrial or occupational health settings supporting the energy sector, but the market is less stable and more reliant on oil prices.
Grand Forksâs strength isnât the absolute highest salary; itâs the value. With a lower cost of living, your $95,582 goes much further here than in Fargo or Minneapolis.
đ Compensation Analysis
đ Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Letâs get practical. A median salary of $95,582 sounds good, but what does it mean for your monthly life in Grand Forks?
Assumptions for Single Filer (2024 Tax Estimator):
- Federal Tax: ~$14,800
- State Tax (ND): ~$4,900
- FICA (7.65%): ~$7,300
- Estimated Annual Take-Home Pay: ~$68,582
- Monthly Take-Home Pay: ~$5,715
Monthly Budget Breakdown:
| Expense Category | Average Cost (Grand Forks) | Notes |
|---|---|---|
| Housing (1BR Apt) | $736 | Median for the city. Can range from $650 to $900. |
| Utilities | $150 - $200 | Includes electricity, heating (crucial for winter), internet. |
| Groceries & Food | $400 - $500 | Slightly higher than national average due to rural location. |
| Car Payment/Insurance | $350 - $500 | Essential. Public transit is limited. |
| Health Insurance | $150 - $250 | Varies by employer; Altru and UND offer competitive plans. |
| Miscellaneous | $500 | Student loans, entertainment, savings, etc. |
| Total Estimated Monthly | $2,286 - $2,486 | |
| Monthly Surplus | ~$3,229 - $3,429 |
Can they afford to buy a home? Absolutely. The median home price in Grand Forks is approximately $230,000. With a monthly surplus of over $3,000, a PT earning the median salary can comfortably save for a down payment and afford a mortgage. A 20% down payment ($46,000) is achievable within 1.5-2 years of aggressive saving. A 30-year mortgage at 6.5% on a $230,000 home would be roughly $1,450/month (PITI), which is well within a $5,715 take-home budget.
đ° Monthly Budget
đ Snapshot
Where the Jobs Are: Grand Forks's Major Employers
The job market for PTs here is stable but not sprawling. Your opportunities are concentrated in a few key systems. Hiring trends show a steady demand, with 117 jobs available in the metro area. The 10-year job growth of 14% is slightly below the national average but reflects the stable, aging population of the region.
- Altru Health System: The 800-pound gorilla. They operate Altru Hospital and multiple outpatient clinics. They hire for inpatient rehab, outpatient orthopedics, and home health. Hiring is consistent, but the process can be bureaucratic. Insider Tip: Altru is known for great benefits, including a pension plan (rare these days) and tuition reimbursement. Itâs a long-term play.
- University of North Dakota (UND): A major employer through its Physical Therapy program (clinical instructor roles), athletic department (sports PT), and student health services. UND also employs PTs in its Nistler College of Business & Public Administration for ergonomic assessments. Jobs here are competitive and often require a DPT and some teaching experience.
- Grand Forks Public Schools: The school district is a consistent hirer for pediatric PTs. These positions follow a teacherâs schedule (summers off) and offer a different pace. Pay can be slightly lower than hospital-based work but comes with excellent benefits and holidays off.
- Home Health Agencies: Companies like Lutheran Home Care and St. Gabriel's Community hire PTs for in-home visits. This offers autonomy and a varied caseload. Pay is often per-visit or salaried, and itâs a great way to see the entire city. Warning: You must be comfortable with long drives in rural areas surrounding the city.
- Outpatient Private Practices: Clinics like Grand Forks Physical Therapy and Therapy & Wellness Center offer a more focused orthopedic or sports medicine environment. They may offer profit-sharing or bonuses tied to patient volume. Hiring is smaller but more personal.
- VA Healthcare System (Fargo, but serving Grand Forks): The VA is a major regional employer. While the main clinic is in Fargo, they have a small outpatient clinic in Grand Forks. These jobs are federal, come with excellent benefits and job security, but the application process via USAJobs.gov is slow.
- SNFs (Skilled Nursing Facilities): Facilities like Bethany Living and St. Anneâs Care Center hire PTs for post-acute rehab. This is a demanding setting but offers crucial experience in geriatric care and can be a stepping stone to geriatric specialization.
Hiring Trend Insight: The market is not flooded with new openings weekly. Most jobs are filled through internal promotions or networking. Itâs critical to connect with the local PT community early. Attend UNDâs annual PT alumni events or join the North Dakota Physical Therapy Association (NDPTA) to hear about openings before theyâre publicly posted.
Getting Licensed in ND
North Dakotaâs licensing process is straightforward but requires attention to detail. The North Dakota State Board of Physical Therapy handles all credentials.
- Education: You must be a graduate of a CAPTE-accredited DPT program. No issues there.
- Examination: Pass the National Physical Therapy Examination (NPTE) for PTs. This is a score-based test. You should apply for your license first.
- License Application: Submit an application to the state board. Youâll need:
- Official transcripts sent directly from your university.
- NPTE score report.
- Background check (fingerprints).
- Application fee: ~$150.
- Timeline: The entire process, from submitting your application to receiving your license, typically takes 6-8 weeks if everything is in order. Delays often happen if your university is slow to send transcripts or if the background check is flagged.
- Costs (Estimate):
- NPTE Exam Fee: ~$500
- State License Application: ~$150
- Background Check: ~$50
- Total: ~$700
Insider Tip: If you are already licensed in another state, North Dakota participates in the LCMP (Licensure Compact). This allows for expedited licensure if you hold a primary license in another compact state. This can cut your timeline down to 2-3 weeks. Check the ND Board website for the current list of compact states.
Best Neighborhoods for Physical Therapists
Where you live in Grand Forks drastically changes your quality of life and commute. The city is small, so âtrafficâ isnât a real issue, but winter driving conditions can make a 10-minute commute feel like 30.
- Columbia / South Grand Forks: This is where most young professionals and new families settle. Itâs close to the University, the downtown riverfront, and has newer apartment complexes and affordable homes. Commute to Altru Hospital or the VA clinic is under 10 minutes.
- 1BR Rent Estimate: $750 - $900
- North End / Near UND: A mix of student housing and established neighborhoods. Itâs walkable to campus and has a vibrant, if collegiate, energy. Better for PTs working at UND or the clinics off University Avenue.
- 1BR Rent Estimate: $700 - $850
- East Grand Forks (MN): Technically a separate city across the Red River, but functionally part of the metro. Housing is often cheaper, and thereâs no state income tax on the MN side (though youâll still pay ND income tax if you work in ND). Commute is easy via the DeMers Avenue bridge.
- 1BR Rent Estimate: $650 - $800
- Central / Downtown: Limited but charming rental options in historic buildings. Perfect for someone who wants to walk to coffee shops and restaurants. Parking can be a challenge in winter. Best for those working at Altru Hospital or the downtown clinics.
- 1BR Rent Estimate: $800 - $1,000
- Southwest / near Alerus Center: Newer developments with single-family homes and townhouses. Itâs a quiet, family-oriented area with a slightly longer commute (15-20 minutes) to the hospital, but the driving is straightforward.
- 1BR Rent Estimate: Not common; more for 2BR+ rentals at $1,000+.
The Long Game: Career Growth
Grand Forks is not a hub for ultra-specialized fellowships, but it offers solid pathways for advancement.
- Specialty Premiums: While not as pronounced as in major metros, you can expect a 5-10% salary bump for board-certified specialties. The most valued here are:
- Orthopedic Clinical Specialist (OCS): High demand in outpatient settings.
- Pediatric Clinical Specialist (PCS): Critical for school district and hospital pediatric jobs.
- Geriatric Clinical Specialist (GCS): Growing demand with an aging population and SNF/ home health focus.
- Womenâs Health/Pelvic Floor: An emerging niche with very little competition. A PT who establishes this specialty can become the go-to provider in the region.
- Advancement Paths:
- Clinical Ladder: Move from staff PT to Senior PT to Lead PT within a health system like Altru.
- Private Practice: Start as an employee, then buy into a partnership or open your own clinic. Grand Forks has room for niche practices (e.g., sports performance, pelvic health).
- Academia: With UNDâs PT program, thereâs a path to becoming a clinical instructor or adjunct faculty, which can supplement income and build your resume.
- Management: Clinic manager or director of rehabilitation roles at Altru or SNFs.
10-Year Outlook: The outlook is stable. The 14% job growth over a decade is steady, driven by an aging population and the continued need for PT in post-surgical, cardiac, and neuro rehab. The biggest variable is the health of UND and Altru. If UND expands its health sciences campus or Altru adds a new specialty hospital, it will create a ripple effect of new PT jobs. The rise of telehealth may also allow a Grand Forks-based PT to serve patients in more remote parts of the state, creating additional income streams.
The Verdict: Is Grand Forks Right for You?
Grand Forks is a specific choice. Itâs not for everyone, but for the right candidate, itâs a fantastic place to build a career and a life.
| Pros | Cons |
|---|---|
| Extremely low cost of living â Your salary stretches far. | Limited job market â Fewer employers than in a big city. |
| Stable, predictable employers â Altru and UND are pillars. | Geographic isolation â The next major city (Fargo) is 90 miles away. |
| Short, manageable commutes â Rarely more than 15-20 minutes. | Harsh winters â Long, cold, and dark from November to April. |
| Strong sense of community â Easy to build a professional network. | Fewer options for spousal employment â especially in specialized fields. |
| Outdoor recreation â Excellent for hunters, fishers, and cyclists. | Cultural scene can feel small â Limited major concerts, theater. |
Final Recommendation:
Grand Forks is an ideal fit for a Physical Therapist who values financial stability, work-life balance, and a tight-knit community over a high-energy, fast-paced city life. Itâs perfect for those who want to buy a home early, pay off student loans, and enjoy outdoor hobbies. If youâre a specialist in pediatric or pelvic health, youâll find a welcoming market with less competition.
However, if your career goal is to work at a world-renowned research institution, be at the forefront of cutting-edge PT technology, or you thrive in a dense, anonymous urban environment, Grand Forks will feel limiting. The city rewards those who invest in it long-term.
FAQs
Q: Is it easy to find a job as a new grad PT in Grand Forks?
A: Itâs competitive but not impossible. The key is to start your search early (6+ months before graduation) and secure a clinical rotation at Altru or UND. These are your best pipelines. Donât wait for a postingânetwork with your clinical instructors.
Q: How do winters really affect work-life?
A: Be prepared. Invest in a reliable AWD vehicle and winter tires. Your commute will be safe, but youâll spend more time indoors. The community adapts with indoor activities (UND hockey games, community centers). Itâs a mindset adjustment more than a logistical one.
Q: Are there opportunities for travel PT in the Grand Forks area?
A: Yes, but they are limited. Travel assignments are more common in the larger Fargo market. However, you can find short-term contracts covering for vacation or leave at local clinics, especially during the summer. Itâs a good way to test the market.
Q: Whatâs the best way to network in the local PT community?
A: Join the North Dakota Physical Therapy Association (NDPTA) and attend their annual conference. Also, connect with the UND PT Departmentâthey host guest lectures and events. The community is small and welcoming; a single introduction can open many doors.
Q: Can I live in Grand Forks without a car?
A: Technically, yes, but itâs highly impractical. The city is spread out, public transit (City Transit) has limited routes and hours, and winters make walking or biking challenging for 4-5 months of the year. A car is considered a necessity for daily life and professional reliability.
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