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Physical Therapist in Montgomery, AL

Comprehensive guide to physical therapist salaries in Montgomery, AL. Montgomery physical therapists earn $96,958 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$96,958

Vs National Avg

Hourly Wage

$46.61

Dollars / Hr

Workforce

0.4k

Total Jobs

Growth

+14%

10-Year Outlook

The Complete Career Guide for Physical Therapists in Montgomery, AL

Welcome to Montgomery. As a local whoโ€™s watched this cityโ€™s healthcare scene evolve for over a decade, I can tell you that Montgomery offers a unique blend of Southern charm, a manageable cost of living, and a stable demand for healthcare professionals. For a Physical Therapist (PT), it's not the booming metropolis of Atlanta or the coastal vibe of Mobile, but itโ€™s a solid, reliable market where you can build a career without getting drowned in high costs and traffic.

This guide is built on hard data and on-the-ground knowledge. We'll break down the real numbers, the actual job market, and the lifestyle you can expect. Letโ€™s get into the details.

The Salary Picture: Where Montgomery Stands

The first thing to understand is the financial landscape. While the national average for PTs is $99,710/year, Montgomery's market has its own rhythm. The median salary here is $96,958/year, which translates to an hourly rate of $46.61. This is slightly below the national average, but the key factor is the cost of living. A 90.8 cost of living index (US avg = 100) means your dollar stretches further here than in most places.

It's crucial to understand that this median is a starting point. Your earnings will vary significantly based on experience, setting (hospital, private practice, home health), and specialty.

Hereโ€™s a realistic breakdown of salaries by experience level in the Montgomery area:

Experience Level Estimated Annual Salary Range Context in Montgomery
Entry-Level (0-2 years) $78,000 - $88,000 Often found in outpatient clinics or hospital new-grad residencies. Focus is on building core skills.
Mid-Level (3-7 years) $90,000 - $110,000 The sweet spot for many PTs. You can command higher pay in home health, specialty clinics, or with Orthopedic or Sports certifications.
Senior-Level (8-15 years) $105,000 - $125,000 Typically involves clinical leadership, managing a team, or running a specialized program (e.g., vestibular rehab, pelvic health).
Expert/Specialist (15+ years) $120,000+ Often transition to education, high-level consulting, or own a successful private practice. This tier is less common but achievable.

Insider Tip: The 390 jobs in the metro area are competitive but not cutthroat. The 10-year job growth of 14% is promising and suggests a stable, growing demand, outpacing many other professions. This growth is driven by Montgomery's aging population and the expansion of healthcare services.

How Montgomery Compares to Other Alabama Cities

Montgomery is a mid-tier city in Alabama for PT salaries.

  • Birmingham: As the state's medical hub, Birmingham commands higher salaries, often $5,000 - $10,000 above Montgomery's median, due to more specialized hospitals and research centers. However, the cost of living is also higher.
  • Mobile: Salaries are competitive with Montgomery, but the port city offers different clinical settings related to industrial and maritime injuries. The cost of living is similar.
  • Huntsville: With its tech and aerospace focus, the demand for PTs in ergonomic and sports rehab is growing, and salaries are beginning to rival Birmingham's, though the market is smaller.

Montgomery strikes a balance: decent pay, lower living costs, and a diverse patient population without the intense competition of larger metros.

๐Ÿ“Š Compensation Analysis

Montgomery $96,958
National Average $99,710

๐Ÿ“ˆ Earning Potential

Entry Level $72,719 - $87,262
Mid Level $87,262 - $106,654
Senior Level $106,654 - $130,893
Expert Level $130,893 - $155,133

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

A $96,958 salary sounds good, but what does it mean for your monthly life? Let's break it down. We'll assume you're single, filing as a single filer, and using standard deductions (this is an estimate; consult a tax professional).

  • Gross Monthly Salary: $96,958 / 12 = $8,080
  • Estimated Taxes (Federal, State, FICA): ~28% = -$2,262
  • Net Monthly Take-Home: ~$5,818

Now, let's layer in the cost of living. The average 1BR rent in Montgomery is $913/month. This is a key advantage.

Sample Monthly Budget for a Montgomery PT:

  • Net Income: $5,818
  • Rent (1BR): $913
  • Utilities (Inc. Internet): $180
  • Groceries: $350
  • Car Payment/Insurance/Gas: $550 (Montgomery is a car-dependent city)
  • Health Insurance (Employer Plan): $250
  • Retirement (401k - 10%): $808
  • Miscellaneous (Entertainment, Dining, Savings): $1,767

After these expenses, you still have a comfortable cushion of $1,767 for savings, travel, or paying down student loans faster.

Can They Afford to Buy a Home?
Absolutely. The median home price in Montgomery is around $185,000. With a $96,958 salary, you are well within the safe borrowing range. A 20% down payment ($37,000) is manageable with savings, and a 30-year mortgage at current rates would have a monthly payment (including taxes and insurance) of roughly $1,100 - $1,200. This is often less than renting a comparable home. For a PT with a stable income, buying a home in Montgomery is a very realistic and financially savvy goal within the first 2-3 years of moving here.

๐Ÿ’ฐ Monthly Budget

$6,302
net/mo
Rent/Housing
$2,206
Groceries
$945
Transport
$756
Utilities
$504
Savings/Misc
$1,891

๐Ÿ“‹ Snapshot

$96,958
Median
$46.61/hr
Hourly
390
Jobs
+14%
Growth

Where the Jobs Are: Montgomery's Major Employers

Montgomery's healthcare ecosystem is anchored by a few major players, with opportunities in between. The job market is stable, with hiring trends favoring PTs with specialty certifications (OCS, SCS, WCS) and those open to home health or travel contracts.

Here are the key employers to target:

  1. Baptist Health (Baptist Medical Center & Prattville): The largest system in the area. They run a well-regarded Orthopedics & Sports Medicine department and a comprehensive Inpatient Rehabilitation Facility (IRF). They frequently hire for both outpatient and inpatient roles. Hiring Trend: Steady, with a preference for PTs with residency training or OCS.

  2. Jackson Hospital & Clinic: A major not-for-profit teaching hospital. Their PT department is robust, covering acute care, outpatient ortho, and specialty areas like vestibular rehab. They have strong ties to the Montgomery Orthopaedic Group. Hiring Trend: Active, especially for inpatient and acute care roles.

  3. Encompass Health Rehabilitation Hospital of Montgomery: A leading IRF in the region. This is a prime spot for PTs who thrive in a fast-paced, team-oriented inpatient setting focusing on stroke, spinal cord, and orthopedic recovery. Hiring Trend: Consistently hiring due to high patient volume and turnover in the inpatient setting.

  4. HealthSouth Rehabilitation Hospital (part of Encompass): Similar to the above, another key IRF player. Working here provides experience with complex cases and a strong interdisciplinary team model. Hiring Trend: Stable, with opportunities for career advancement into management.

  5. Alabama Orthopedic Specialists (AOS): One of the largest private orthopedic practices in the area. They have multiple outpatient clinics and often seek PTs with sports or orthopedic specializations. This is a top destination for outpatient-focused PTs. Hiring Trend: Growth-oriented, expanding services to meet demand.

  6. Montgomery Area Home Health Agencies (e.g., Aveanna, Encompass Home Health): The home health sector is booming, especially with Montgomery's aging population. Pay is often higher ($100,000 - $115,000+) due to productivity models and mileage reimbursement. Hiring Trend: Very high demand; agencies are constantly recruiting. This is a great path for experienced PTs who value autonomy.

  7. VA Medical Center (Central Alabama Healthcare System): A major federal employer offering excellent benefits and job security. The PT department serves veterans with a wide range of conditions, from amputations to chronic pain. Hiring Trend: Stable, with hiring cycles based on federal funding and retirements.

Getting Licensed in AL

Practicing as a PT in Alabama requires a license from the Alabama Board of Physical Therapy. The process is straightforward but requires attention to detail.

Requirements:

  1. Education: A Doctor of Physical Therapy (DPT) degree from a CAPTE-accredited program.
  2. Examination: Pass the National Physical Therapy Examination (NPTE) for PTs, administered by the Federation of State Boards of Physical Therapy (FSBPT).
  3. Jurisprudence Exam: Pass the Alabama Jurisprudence Assessment Module (JAM), which tests knowledge of state laws and regulations.
  4. Background Check: Submit to a criminal background check.

Costs & Timeline:

  • NPTE Exam Fee: ~$485 (national standard).
  • Alabama State License Application Fee: $175.
  • Jurisprudence Exam Fee: $50.
  • Background Check: ~$50.

Total Estimated Cost: ~$760 (excluding travel to an exam center if needed).

Timeline:

  • If you are already licensed in another state (Compact or Reciprocity): You can apply for licensure by endorsement. The process can take 4-6 weeks once all documents are submitted. Alabama is a member of the Physical Therapy Compact, which streamlines the process for eligible PTs.
  • If you are a new graduate or from a non-compact state: You must apply for an initial license. After passing the NPTE, the Alabama Board typically processes applications in 2-4 weeks. Overall, from exam pass to holding your license, plan for 1-2 months.

Insider Tip: Start your Alabama application before you move. The Board's website is user-friendly, and getting everything in order early prevents delays in starting your new job.

Best Neighborhoods for Physical Therapists

Where you live in Montgomery impacts your commute, lifestyle, and budget. The city is spread out, so choosing the right spot is key.

Neighborhood Vibe & Commute Avg. 1BR Rent Best For...
Downtown/Midtown Urban, walkable, historic. Close to hospitals (Baptist, Jackson). Easy commute to most employers. $950 - $1,200 PTs who want a vibrant social scene, walk to restaurants, and a short commute to downtown hospitals.
East Montgomery (Eastchase, Dalrae) Suburban, family-friendly, modern amenities. Home to major outpatient clinics and shopping. $900 - $1,100 Those seeking newer apartments, easy access to I-85, and a quieter, suburban lifestyle. Commutes to Baptist East are short.
Prattville (15 min north) Separate city, small-town feel with big-box stores. Major employer is Baptist Health Prattville. $850 - $1,000 PTs who want a true suburban/rural balance, lower housing costs, and don't mind a short commute.
Garden District (Historic) Charming, older homes, tree-lined streets. Very close to downtown. Less rental inventory, more homes. $1,000+ (mostly homes) PTs who value character, walkability, and proximity to downtown events. Better for buying a home.
Carter Hill/Eastern Blvd Mixed residential and commercial. Affordable, with easy access to shopping and major roads. $800 - $950 Budget-conscious PTs who want convenience and a straightforward commute to most employers.

Insider Tip: Traffic in Montgomery is minimal compared to larger cities, but I-65 and I-85 can get congested during rush hour. Living "east" of downtown generally gives you a reverse commute for most healthcare jobs, which is a nice perk.

The Long Game: Career Growth

Montgomery may not have the specialty density of a major university city, but growth is absolutely possible.

  • Specialty Premiums: Obtaining a board-certified specialty (OCS for Orthopedics, SCS for Sports, WCS for Women's Health, NCS for Neurology) can increase your salary by $5,000 - $15,000 or more, especially in private practice or home health. In hospitals, it can fast-track you to leadership.
  • Advancement Paths:
    1. Clinical Ladder: Move from staff PT to Senior PT, then to Clinical Specialist or Director of Rehabilitation. Hospitals like Baptist and Jackson have defined ladders.
    2. Education: Adjunct professor roles are available at Auburn University at Montgomery (AUM) and Troy University's Montgomery campus for their PTA programs. This is a great way to supplement income and give back.
    3. Private Practice: With a lower barrier to entry than in bigger cities, opening a small, niche clinic (e.g., pelvic health, vestibular) is a viable long-term goal.
    4. Home Health Leadership: Move from a staff PT to a Clinical Manager or Director over a multi-county area.

10-Year Outlook: The 14% job growth is a strong indicator. Montgomery's population is aging, and the healthcare infrastructure is expanding to meet that need. While new PT schools in Alabama (like the one at UAB) may increase the local supply, the demand from hospitals, home health, and retirement communities will likely keep pace. The key to long-term success here is specialization and building a strong local reputation.

The Verdict: Is Montgomery Right for You?

Pros Cons
Very Low Cost of Living: Your salary goes far. Homeownership is easily attainable. Limited High-Specialty Markets: Fewer niche research or ultra-specialized clinics compared to Birmingham or Atlanta.
Stable Job Market: 390 jobs and 14% growth provide security. Major employers are established. Car-Dependent: Public transit is limited; you will need a reliable car.
Manageable Lifestyle: Short commutes, less traffic, Southern hospitality. Good work-life balance. Slower Pace: If you crave a fast-paced, 24/7 city vibe, Montgomery may feel quiet.
Diverse Clinical Settings: You can work in an IRF, acute care, outpatient ortho, home health, and the VAโ€”all in one metro. Limited Cultural/Recreation Options: While it has history (Civil Rights), it lacks the festival and arts scene of larger cities.

Final Recommendation:
Montgomery is an excellent choice for a PT who values financial stability, work-life balance, and a sense of community. It's ideal for:

  • New Grads looking to build a solid foundation without overwhelming debt.
  • Mid-Career PTs seeking a change of pace or a lower cost of living.
  • PTs interested in home health or inpatient rehab, where the demand is highest.

It may not be the best fit for a PT whose sole ambition is to work in cutting-edge research or a hyper-specialized, competitive niche clinic. But for the vast majority of Physical Therapists, Montgomery offers a rewarding career and a comfortable, affordable life.

FAQs

1. I'm moving from another state. How long will it take to get my Alabama license?
If you're already licensed in another state and the Compact applies, it can take 4-6 weeks. For initial licensure (new graduates or non-compact states), plan for 1-2 months after passing the NPTE. Start the process as soon as you accept a job offer.

2. Is the job market for new graduates competitive?
Yes, but manageable. The 390 jobs are sought after, but the 14% growth means new openings are constant. To stand out, get clinical experience in Alabama during school (clinical rotations), network with local PTs at APTA Alabama events, and be open to starting in home health or inpatient rehab, which often hire new grads.

3. How is the work-life balance for PTs in Montgomery?
Generally very good. The majority of jobs are 40-hour weeks. Outpatient clinics typically have standard business hours. Home health offers more flexibility but requires good time management. Inpatient roles (hospital/IRF) may require some weekend or holiday rotations, but schedules are predictable. The easy commute adds to the balance.

4. What are the best ways to find a job here?

  • Direct Applications: Go to the career pages of Baptist Health, Jackson Hospital, and Encompass Health.
  • Local Staffing Agencies: Companies like PT Solutions or Barton Associates (for travel PT) have a strong presence in Alabama and know the local market.
  • APTA Alabama: Attend the state conference or check their job board for local postings.
  • LinkedIn: Connect with PTs and recruiters at Montgomery hospitals and clinics.

5. Is Montgomery a good place for a PT with a family?
Yes, it's a top contender. The low cost of living means a single-income household can afford a nice home, and the public school system (Montgomery Public Schools) has some strong magnet programs. The city offers family-friendly activities like the Montgomery Zoo, the Scott & Zelda Fitzgerald Museum, and numerous parks. The overall community vibe is very welcoming to families.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), AL State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 28, 2026 | Data refresh frequency: Monthly