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Police Officer in Frederick, MD

Comprehensive guide to police officer salaries in Frederick, MD. Frederick police officers earn $76,842 median. Compare to national average, see take-home pay, top employers, and best neighborhoods.

Median Salary

$76,842

Above National Avg

Hourly Wage

$36.94

Dollars / Hr

Workforce

0.2k

Total Jobs

Growth

+3%

10-Year Outlook

Here is a comprehensive career guide for Police Officers considering a move to Frederick, MD.


Frederick isn't just another stop on the I-270 corridor. It's a historic city with a unique blend of small-town charm and suburban sprawl, anchored by a thriving downtown and the massive Fort Detrick military base. For a police officer, the job here is a mix of traditional patrol in neighborhoods like Bakerstown and Crestwood, managing traffic during Frederick Keys games at Nymeo Field, and responding to calls in the bustling downtown district. This guide breaks down the real-world numbers, logistics, and local insights you need to decide if Frederick is the right beat for your career.

The Salary Picture: Where Frederick Stands

When you’re evaluating a move, the raw salary number is just the start. You need to know how it stacks up against the cost of living and other opportunities in the region.

The median salary for a Police Officer in Frederick is $76,842/year, which translates to an hourly rate of $36.94/hour. This is slightly above the national average of $74,910/year, which is a positive sign for the local market. However, the cost of living in Frederick is higher than the U.S. average, sitting at a 108.6 index (where 100 is the national average). This means your dollar doesn't stretch as far here as it might in other parts of the country.

The job market is tight but present. There are 171 police officer jobs in the Frederick metro area, and the 10-year job growth is projected at 3%. This isn't explosive growth, but it indicates stability. Most openings will come from retirements within the Frederick Police Department (FPD), the Frederick County Sheriff's Office, and smaller municipal departments like Middletown or Brunswick.

Experience-Level Breakdown

Salary progression typically follows a structured pay scale based on years of service and rank. While specific department scales vary, here’s a general breakdown for the Frederick area:

Experience Level Typical Years of Service Estimated Annual Salary Range
Entry-Level 0-2 years $60,000 - $68,000
Mid-Career 3-7 years $70,000 - $82,000
Senior Officer 8-15 years $83,000 - $95,000
Expert/Supervisor 15+ years (Sgt/Lt) $96,000 - $115,000+

Note: These ranges are estimates based on regional scales. The median of $76,842 typically falls within the mid-career range.

Comparison to Other MD Cities

Frederick’s salary is competitive within the Maryland market, though it trails behind the high-cost areas near Washington, D.C.

City Median Salary Cost of Living Index (approx.)
Frederick $76,842 108.6
Baltimore ~$72,000 95.5
Columbia (Howard Co.) ~$82,000 125.5
Annapolis ~$78,000 118.2
National Avg. $74,910 100

Frederick offers a middle ground. It pays better than Baltimore but is more affordable than Columbia or Annapolis, making it a pragmatic choice for officers seeking a balance.

📊 Compensation Analysis

Frederick $76,842
National Average $74,910

📈 Earning Potential

Entry Level $57,632 - $69,158
Mid Level $69,158 - $84,526
Senior Level $84,526 - $103,737
Expert Level $103,737 - $122,947

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

Let’s get real about the monthly budget. A gross annual salary of $76,842 doesn’t land in your bank account. After federal taxes, Maryland state taxes (which range from 2% to 5.5%), and FICA, your take-home pay is roughly $5,500 - $5,700/month, depending on deductions.

The biggest expense is housing. The average rent for a 1-bedroom apartment in Frederick is $1,803/month. That’s a significant chunk of your take-home pay.

Monthly Budget Breakdown (Single Officer, No Dependents)

Expense Category Estimated Monthly Cost Notes
Take-Home Pay $5,600 After taxes/deductions
Rent (1BR avg) $1,803 Can vary by neighborhood
Utilities $200 Electric, gas, internet
Car Payment/Insurance $500 MD has high insurance rates
Groceries $400
Fuel $250 Commute cost
Misc./Savings $2,447 Discretionary spending/savings

Can they afford to buy a home?
Yes, but with caveats. The median home price in Frederick is around $400,000. With a $76,842 salary, a 20% down payment ($80,000) is a major hurdle. However, many officers use FHA loans (3.5% down) or first-time homebuyer programs. With a $76,842 salary, a monthly mortgage payment (including taxes and insurance) would be roughly $2,200-$2,400 for a $400k home with a small down payment. This is tight but manageable if you budget carefully and have a dual-income household. It’s advisable to rent for the first year to get a feel for the area and save for a down payment.

💰 Monthly Budget

$4,995
net/mo
Rent/Housing
$1,748
Groceries
$749
Transport
$599
Utilities
$400
Savings/Misc
$1,498

📋 Snapshot

$76,842
Median
$36.94/hr
Hourly
171
Jobs
+3%
Growth

Where the Jobs Are: Frederick's Major Employers

The law enforcement landscape in Frederick is dominated by a few key players, each with a different culture and jurisdiction.

  1. Frederick Police Department (FPD): The largest municipal agency, covering the city proper. They handle everything from downtown nightlife patrols to suburban calls in areas like Willowdale. They have specialized units like K-9, SWAT, and a dedicated traffic unit. Hiring is competitive; they often have 100+ applicants for a few openings.
  2. Frederick County Sheriff's Office: Covers the unincorporated areas of the county. Their role is diverse, including patrol, civil process, and operating the county jail. They have a strong K-9 unit and a marine unit for the Monocacy River and Potomac River areas.
  3. Fort Detrick Police: A federal agency protecting the U.S. Army's medical research installation. This is a unique, stable job with federal benefits. It requires a special clearance and often prioritizes veterans. They have their own patrol and emergency response teams.
  4. Maryland State Police (MSP): Troopers cover the major highways (I-270, I-70, US-15) and provide support to local agencies. The Frederick Barrack is a busy post. MSP offers excellent benefits and a clear path to specialties like aviation, criminal investigation, and S.T.A.T.E. (State Police Assistance to Violent Enforcement).
  5. Transit Agencies: The Maryland Transit Administration (MTA) has a police division for the MARC train stations and buses. The Brunswick MARC station is a major commuter hub, and officers patrol the trains and stations.
  6. Private/Corporate Security: While not traditional policing, companies like Leidos (a major defense contractor with offices near Fort Detrick) and Frederick Health Hospital employ security officers. These roles can be a good stepping stone or a less stressful alternative.

Hiring Trends: The trend is toward stability. Departments are actively recruiting to replace retirees. There's an emphasis on community policing and de-escalation training. Lateral transfers are often welcomed, especially for officers with 3-5 years of experience.

Getting Licensed in MD

Maryland has a clear but stringent process for becoming a police officer. You cannot work as a police officer without certification from the Maryland Police Training and Standards Commission (MPTSC).

State Requirements & Steps:

  1. Basic Eligibility: Must be 21 years old, a U.S. citizen, have a high school diploma or GED, and possess a valid driver's license.
  2. Written Exam & Physical Fitness Test: Most departments administer their own tests, which are similar to the National Police Officer Selection Test (POST). The physical test typically includes push-ups, sit-ups, a 1.5-mile run, and an agility course.
  3. Background Investigation: This is the most thorough part. It includes a polygraph, psychological evaluation, medical exam, and an in-depth look at your financial, criminal, and driving history.
  4. Academy Training: Once hired, you must complete the MPTSC-approved Basic Training Academy. This is a 24-week (approx. 6 months) residential program at the Southern Maryland Criminal Justice Academy (SMCJA) in Leonardtown or other approved facilities. You will live there during the week.
  5. Field Training: After graduation, you enter a Field Training Officer (FTO) program, which is typically 12-16 weeks of supervised on-the-job training.

Costs & Timeline:

  • Cost: The academy is fully paid by the hiring agency. You will receive a salary (typically at the entry-level rate) while in training. You are responsible for personal gear (boots, some uniforms) which can cost $500 - $1,000 upfront.
  • Timeline: From application to hitting the street as a solo officer, the process typically takes 9-12 months. This includes the hiring process (3-6 months) and the academy/FTO (6-8 months).

Insider Tip: Start your application process immediately. Background checks take time, and academy classes have limited seats. If you’re moving from out-of-state, contact the MPTSC early to see if your previous academy training is transferable (it often isn't for the full certification).

Best Neighborhoods for Police Officers

Choosing where to live depends on your commute, lifestyle, and budget. As a local, here’s the breakdown.

Neighborhood Vibe & Commute Approx. 1BR Rent Why It's a Good Fit
Downtown Frederick Walkable, historic, lively. 5-10 min commute to FPD HQ. $1,600 - $1,900 You’re in the action. Great for a single officer who enjoys nightlife and wants to be close to work. Parking can be a challenge.
Bakerstown / Crestwood Quiet, residential, family-oriented. 10-15 min commute to most agencies. $1,500 - $1,750 Classic suburban feel. More space for the money. Good if you’re looking to buy a starter home.
West Frederick (I-70 Corridor) Newer developments, shopping centers. 15-20 min commute. $1,700 - $2,000 Modern apartments and townhomes. Easy access to highways, but more car-dependent.
Middletown (Town) Small-town charm, 15 min north of Frederick. $1,400 - $1,650 If you want a quieter life but still close to the city. Commute to Frederick is easy via US-15.
Brunswick Riverside town, historic, more affordable. 20-25 min commute. $1,200 - $1,500 A great option if you work for the Sheriff's Office or MSP (close to the barracks). Lower rent helps with saving for a home.

Insider Tip: If you work midnights, consider living in a quieter area like Middletown or Bakerstown. The noise and activity of Downtown Frederick can be disruptive when you’re trying to sleep during the day.

The Long Game: Career Growth

Frederick offers solid advancement paths, though they require dedication and time.

  • Specialty Premiums: While not always a direct salary bump, specialties can lead to promotion. The FPD and Sheriff's Office have teams like:
    • K-9 Unit: Highly coveted. Requires a minimum of 3-5 years on patrol.
    • SWAT / SRT: Requires physical fitness and advanced training. Often a voluntary, on-call role.
    • Criminal Investigations: The natural path for detectives. Requires a strong case closure record.
    • Traffic/Motor Unit: Focus on DUI enforcement and accident reconstruction.
  • Advancement Paths: The standard path is Officer -> Corporal -> Sergeant -> Lieutenant -> Captain. Promotional exams are competitive. A bachelor’s degree in Criminal Justice or a related field is often expected for Sergeant and above.
  • 10-Year Outlook: With a 3% job growth, the market is stable. The biggest growth will be in specialized roles, particularly in digital forensics, cybercrime, and intelligence analysis, especially given Fort Detrick's presence. Officers with an interest in federal work (FBI, DEA) often use their Frederick experience as a stepping stone.

The Verdict: Is Frederick Right for You?

Frederick is a pragmatic choice for a police officer who values a balanced lifestyle. It’s not a high-octane, big-city environment, but it’s far from sleepy.

Pros Cons
Above-average salary for the region High cost of living, especially housing
Stable job market with multiple agencies Traffic congestion on I-270 during peak hours
Diverse law enforcement opportunities (municipal, county, federal) Competitive hiring for coveted positions
Excellent quality of life with a vibrant downtown and outdoor access Winters can be slow in some patrol areas
Proximity to D.C., Baltimore, and outdoor recreation Union contracts vary; benefits can differ between agencies

Final Recommendation:
Frederick is highly recommended for mid-career officers (3-7 years of experience) with a solid financial foundation. The $76,842 median salary is livable, but coming in with savings for a down payment and an emergency fund is crucial. It’s an ideal location for officers who want suburban comfort without being too far from urban amenities, and for those with an interest in military or federal law enforcement connections. For a new recruit, it’s a great place to start, but expect to budget tightly for the first few years.

FAQs

Q: Can I lateral transfer to a Frederick department with my out-of-state certification?
A: Generally, no. Maryland requires all officers to complete the MPTSC Basic Training Academy or a certified "reciprocity" course. Some departments may hire you and put you through a condensed academy, but you cannot work solo without MD certification.

Q: What is the typical schedule for a patrol officer?
A: Most departments use a 4-day on, 3-day off schedule (10-hour shifts) or a 5-day on, 2-day off (8-hour shifts). Midnights are a common starting shift. Overtime is often available for court, special events, and details.

Q: How competitive is the hiring process for the Frederick Police Department?
A: Very competitive. It's not uncommon for 200+ applicants to apply for a class of 10-15 officers. Having a clean background, a college degree, military experience, or prior law enforcement experience will significantly improve your chances.

Q: Is Frederick a good place for a family?
A: Yes. The public school system (Frederick County Public Schools) is generally well-regarded. There are numerous parks, community events, and family-friendly neighborhoods like Bakerstown and Middletown. The main consideration is the cost of housing on a single income.

Q: Do I need my own vehicle for patrol?
A: No, all patrol officers are assigned a take-home vehicle (within a certain geographic radius) or a pool car. You will need a valid driver’s license and a clean driving record to qualify.

Data Sources: BLS Occupational Employment and Wage Statistics (OEWS), Maryland Department of Labor, Frederick County Real Estate Data, MPTSC Guidelines, and local agency salary schedules.

Explore More in Frederick

Dive deeper into the local economy and lifestyle.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), MD State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 29, 2026 | Data refresh frequency: Monthly