Median Salary
$86,844
Above National Avg
Hourly Wage
$41.75
Dollars / Hr
Workforce
N/A
Total Jobs
Growth
+6%
10-Year Outlook
Of course. Here is a comprehensive career guide for Registered Nurses considering a move to Belgrade, Montana.
The Salary Picture: Where Belgrade Stands
As a local, I can tell you that Belgrade isn't a sprawling metropolis, but its position as a gateway to Bozeman and a hub for its own growing community creates a unique and stable job market for nurses. You're not just looking at a single hospital; you're tapping into a regional health network. The salary data reflects this realityโit's solid for Montana and competitive when you factor in the local cost of living.
The median salary for a Registered Nurse in Belgrade is $86,844/year, which breaks down to an hourly rate of $41.75/hour. This sits just a hair above the national average of $86,070/year, a significant advantage in a state where salaries can sometimes lag behind national figures. The metro area, which includes surrounding communities, has about 102 active nursing jobs at any given time, indicating consistent demand. Looking ahead, the 10-year job growth projection is 6%, which aligns with national trends and suggests stable, long-term opportunities.
Let's break that down by experience level. These are estimates based on regional data and the provided median, giving you a realistic picture of your earning potential.
| Experience Level | Annual Salary Range | Hourly Rate Range | Key Responsibilities |
|---|---|---|---|
| Entry-Level (0-2 years) | $72,000 - $80,000 | $34.60 - $38.45 | Med-surg, basic patient care, orientation, developing core skills. |
| Mid-Career (3-9 years) | $82,000 - $95,000 | $39.40 - $45.65 | Specialization (ER, ICU, L&D), charge nurse roles, precepting. |
| Senior (10-20 years) | $92,000 - $105,000+ | $44.20 - $50.45+ | Leadership (manager, director), clinical nurse specialist, complex case management. |
| Expert (20+ years) | $98,000 - $115,000+ | $47.10 - $55.25+ | Executive leadership, advanced practice (NP), specialized consulting. |
Comparison to Other Montana Cities
Belgrade's proximity to Bozeman creates a unique dynamic. Bozeman's market is larger and often commands slightly higher wages due to its status as a university town and a tech/healthcare hub. However, Belgrade offers a more affordable living situation while keeping you within a short commute of that larger job pool. Billings, the state's largest city, has more diverse opportunities but also a different economic base. For a balanced lifestyle with strong nursing prospects, Belgrade is a sweet spot.
| City | Median Salary | Key Employers | Vibe & Cost of Living |
|---|---|---|---|
| Belgrade | $86,844 | Bozeman Health, local clinics, senior living | Small-town, gateway to recreation, moderate COL |
| Bozeman | ~$89,500 | Bozeman Health, MSU, specialty clinics | University town, boomerang hub, higher COL |
| Billings | ~$82,000 | Billings Clinic, St. Vincent Healthcare | Largest city, industrial/medical hub, lower COL |
๐ Compensation Analysis
๐ Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Let's get real about your budget. A median salary of $86,844/year sounds great, but what does it mean for your day-to-day life in Belgrade?
Monthly Budget Breakdown (Estimated)
- Gross Monthly Income: $7,237
- Estimated Taxes (Federal, State, FICA ~28%): -$2,026
- Net Monthly Income: ~$5,211
- Average 1BR Rent: -$1,081
- Remaining for Utilities, Food, Insurance, Savings, Debt: ~$4,130
This leaves you with a healthy cushion. Utilities for a 1BR apartment (electric, gas, internet) will likely run you $150-$250/month. Groceries for one person can be between $300-$450, depending on your habits. This leaves well over $3,000 for savings, retirement contributions, car payments, student loans, and discretionary spending. It's a very manageable financial picture.
Can They Afford to Buy a Home?
This is the big question, and the answer is: it's challenging but possible, especially with a partner's income. The median home price in the Belgrade area is currently around $525,000. A 20% down payment is $105,000. On a single RN salary of $86,844, a lender would typically approve a mortgage of about $350,000-$380,000. This means buying a median-priced home solo is difficult without a substantial savings plan for a larger down payment or looking at more modest properties. However, many nurses in the area purchase homes with a partner or start in a condo/townhome in the $250k-$350k range, which is more achievable. Budgeting $1,200-$1,800/month for a mortgage (including taxes and insurance) is a realistic goal for a dual-income household.
๐ฐ Monthly Budget
๐ Snapshot
Where the Jobs Are: Belgrade's Major Employers
Belgrade's healthcare scene is anchored by the Bozeman Health system, but it extends into several other key sectors. Here are the primary employers you should be targeting:
Bozeman Health Deaconess Hospital (Belgrade Campus): This is the biggest player. It's not a full-service hospital but a major outpatient and specialty clinic hub. They have an on-site urgent care and a range of specialists. Hiring trends show a consistent need for nurses in outpatient surgery, infusion, cardiology, and orthopedics. It's a great environment for those who prefer a regular M-F schedule without the high-acuity chaos of a main ER.
Bozeman Health Main Campus (Bozeman): A short 15-minute commute, this 86-bed hospital is the region's trauma center and Level III NICU. It's the primary employer for acute care nurses. They are constantly hiring for Med-Surg, ICU, Emergency Department, and Labor & Delivery. The culture is fast-paced and team-oriented.
Senior Living Facilities: With an aging population, this is a booming sector. Look at The SpringBlossom Assisted Living and The High-Tide Senior Living in Belgrade and nearby Bozeman. These facilities need RNs for care coordination, medication management, and overseeing LPNs/CNAs. Itโs a lower-stress environment compared to a hospital but requires excellent communication skills and patience.
Community Health of the Gallatin Valley: This federally qualified health center (FQHC) has a clinic in Bozeman and serves a broad patient population. They are always looking for nurses experienced in primary care, pediatrics, and public health. It's a mission-driven environment focused on accessible care.
Private Specialty Clinics: The growth of Bozeman has spurred many private practices. OrthoMontana and Big Sky Medical are examples of larger clinics that employ RNs for care coordination, patient education, and procedural assistance. These jobs often offer the best work-life balance.
Home Health Agencies: Companies like Interim HealthCare and Bozeman Health Home Care regularly hire nurses for in-home visits. This role offers incredible autonomy and a chance to build strong patient relationships. You'll need to be a self-starter with a clean driving record.
Insider Tip: The biggest hiring waves happen in late spring (pre-summer tourist season) and late fall (pre-winter). Many nurses use the summer to travel, so hospitals start backfilling in May and June.
Getting Licensed in MT
Montana has a straightforward licensing process, managed by the Montana State Board of Nursing. If you're already an RN licensed in another state, you'll likely apply for licensure by endorsement.
- Check Your Compact Status: Montana is part of the Nurse Licensure Compact (NLC). If your primary state of residence is another compact state (like North Dakota, South Dakota, or Utah), you can practice in Montana with your multi-state license without getting a new one. This is the fastest path.
- Licensure by Endorsement (If Not Compact):
- Application: Submit an online application through the Montana Board of Nursing website.
- Fee: The application fee is approximately $200.
- Verification: You must request verification of your original license from the state where you were first licensed. This can sometimes have an additional fee ($10-$25).
- Background Check: A fingerprint-based criminal history check is required (fee ~$30-40).
- Timeline: The process can take 4-8 weeks once all documents are submitted. Start this process at least two months before your planned move.
- Costs: Budget around $250-$300 for the total licensing and background check fees.
Insider Tip: The Montana Board of Nursing website is your best friend. It has clear checklists and forms. Call them if you have questions; their staff is generally helpful and direct.
Best Neighborhoods for Registered Nurses
Belgrade is small and easy to navigate, but neighborhood choice matters for your commute and lifestyle. Most RNs living in Belgrade commute to Bozeman or work at the Belgrade campus.
| Neighborhood | Vibe & Commute | Pros | Cons | 1BR Rent Estimate |
|---|---|---|---|---|
| Historic Downtown | Walkable, charming, older homes. 15-min commute to Bozeman. | You can walk to Main St. cafes and shops. Strong community feel. | Older homes mean higher utility bills. Limited parking. | $1,000 - $1,200 |
| North Belgrade | Newer subdivisions, family-oriented. 10-min commute to Bozeman. | Modern homes/apartments, great parks, easy highway access. | Can feel generic, less walkable. Cookie-cutter houses. | $1,050 - $1,250 |
| South of I-90 | Mix of older and newer homes. 12-min commute. | More affordable, quieter, some properties with land. | Can be disconnected from the town center. | $900 - $1,100 |
| The Bridges / Gallatin River | Upscale, newer development along the river. 15-min commute. | Beautiful scenery, modern amenities, strong property values. | Highest rents in the area, more car-dependent. | $1,200 - $1,400+ |
| Livingston (20 mins East) | Artsy, historic railroad town. 25-30 min commute to Bozeman. | Unique character, vibrant arts scene, more affordable than Bozeman. | Longer commute, fewer local amenities than Belgrade. | $850 - $1,100 |
The Long Game: Career Growth
Belgrade and the greater Bozeman area are excellent for long-term career growth, especially if you're willing to specialize and commute.
Specialty Premiums: As noted in the salary table, specializing can significantly boost your income.
- ICU/ER: Expect a 5-10% premium over the base salary. Bozeman Health is the primary employer for these critical care roles.
- OR/Perioperative: A 5-8% premium is common. Both the main hospital and outpatient surgery centers in Belgrade and Bozeman need these skills.
- Labor & Delivery: A highly sought-after specialty with a 5-8% premium. The main Bozeman Health campus is the place to be for this.
- Home Health: While base pay may be similar, the autonomy and mileage reimbursement can add significant value.
Advancement Paths: The most common path to leadership is moving from a bedside nurse to a Charge Nurse, then to a Unit Manager or Director of Nursing. MSN-prepared nurses are in high demand for these roles. Another path is becoming a Clinical Nurse Specialist (CNS) or Nurse Practitioner (NP). Montana State University in Bozeman offers excellent MSN and NP programs, making it easy to advance your education without moving.
10-Year Outlook: With 6% projected job growth and the continued expansion of the Bozeman metro area, the demand for skilled RNs is not going away. The rise of telehealth and outpatient care (a trend you see clearly at the Belgrade campus) will also create new types of nursing roles. The key to long-term success here is adaptability and a willingness to learn new skills, whether in technology or a specialized clinical area.
The Verdict: Is Belgrade Right for You?
Belgrade offers a compelling package for nurses who value a balanced lifestyle with strong career opportunities. Itโs not for everyone, but for the right person, itโs a fantastic place to build a life and a career.
| Pros | Cons |
|---|---|
| Strong, stable job market with multiple employers. | Housing costs are high relative to state wages. |
| Excellent salary-to-cost-of-living ratio compared to national averages. | Competitive housing market can make buying a home challenging. |
| Unbeatable access to outdoor recreation (skiing, hiking, fishing). | Small-town amenities; for major shopping or specialized services, you'll go to Bozeman. |
| Short, manageable commutes (usually <20 mins). | Can feel isolated in the winter if you're not a winter sports person. |
| Tight-knit healthcare community where you'll know your colleagues. | Slower pace of life may not suit those who crave a big-city buzz. |
Final Recommendation: Belgrade is an ideal choice for nurses who prioritize work-life balance, love the outdoors, and want to be part of a close-knit community. It's particularly well-suited for mid-career nurses looking to specialize or those seeking a slower pace without sacrificing career opportunities. If you're a new grad, starting your career in the high-acuity environment of Bozeman Health's main campus is a great way to build experience quickly, all while living in the more affordable and relaxed setting of Belgrade.
FAQs
1. I'm a new graduate. What are my chances of getting a job in Belgrade?
Your chances are good, but you need to be strategic. The main Bozeman Health hospital is the most likely place to hire new grads in their residency programs. The Belgrade campus typically prefers nurses with 1-2 years of experience for its outpatient roles. Apply broadly to both, and be open to starting in Med-Surg to build your foundation.
2. How bad are the winters for commuting?
The biggest factor is your vehicle. You must have reliable all-wheel drive or 4WD and good winter tires. I-90 is a major interstate and is plowed quickly, but side streets and your driveway can be challenging. Commutes are rarely canceled due to snow; you just need to leave earlier and drive slower. Most locals consider it a manageable part of life.
3. Is it possible to work for a traveling nurse agency in the Belgrade area?
Yes, but it's not as common as in larger cities. The main hospital in Bozeman does use travel nurses to fill gaps, especially during the summer and winter peaks. It's a good way to "test drive" the area for a 13-week contract. Check with agencies like Aya Healthcare or Cross Country Nurses, who have contracts with Bozeman Health.
4. What about parking at the hospitals?
Parking is generally not an issue. The Bozeman Health Deaconess campus in Belgrade has a large, free parking lot. The main hospital in Bozeman also has ample free employee parking. This is a major quality-of-life perk compared to hospitals in dense urban areas where you might have to pay for parking or take a shuttle.
5. Do I need to be a skier or hiker to live here?
Absolutely not. While the outdoors are a huge part of the culture, Belgrade has a diverse community. Many residents enjoy the town's local parks, the farmers' market, the local brewery scene, and the easy drive to Bozeman for concerts and restaurants. You can enjoy the mountain views without ever putting on a pair of skis.
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