Social Worker in Oshkosh, WI

The Salary Picture: Where Oshkosh Stands

As a local who’s watched the job market here for years, I can tell you that Oshkosh’s social work salaries are a mixed bag. They’re not as high as in Madison or Milwaukee, but the cost of living is significantly lower, which can stretch your dollar further. The median salary for a Social Worker in Oshkosh is $59,162/year, which breaks down to an hourly rate of $28.44/hour. This places it just a hair below the national average of $60,860/year.

What does this mean in practice? The job market is stable but not explosive. The metro area supports about 132 social work positions, and the 10-year job growth projection is a modest but steady 7%. This suggests consistent opportunities, especially in healthcare and education, rather than a boom in new fields.

To give you a clearer sense of where you might land, here’s a typical experience-level breakdown for the Oshkosh area. (Note: These are estimates based on local market trends and align with the overall median.)

Experience Level	Estimated Annual Salary	Key Roles in Oshkosh
Entry-Level (0-2 yrs)	$45,000 - $52,000	Case Manager, School Support, Hospital Intake
Mid-Career (3-9 yrs)	$56,000 - $65,000	Clinical Social Worker, Therapist, Program Coordinator
Senior (10-15 yrs)	$68,000 - $78,000	Lead Clinician, Clinical Director, Senior Caseworker
Expert/Management (15+ yrs)	$80,000+	Clinical Supervisor, Program Director, Agency Exec

How does Oshkosh compare to other Wisconsin cities? It consistently trails the major metro areas. Milwaukee and Madison offer median salaries closer to $63,000-$68,000, but their cost of living and competitive housing market eat into that advantage. Green Bay is a closer competitor, with median salaries around $58,000, but Oshkosh’s unique mix of healthcare and education employers provides a different set of opportunities. Smaller cities like Wausau or La Crosse often have lower median salaries (in the $52,000-$56,000 range), making Oshkosh an attractive middle ground.

The Real Take-Home: After Taxes and Rent

Let’s get down to numbers. A salary of $59,162/year translates to a monthly gross income of about $4,930. After federal, state, and local taxes, you’re looking at a net monthly take-home of approximately $3,800 - $3,900, depending on your withholding and benefits.

Oshkosh’s average 1-bedroom rent is $779/month, which is a massive advantage. Let’s break down a realistic monthly budget for a single social worker at the median salary:

Expense Category	Estimated Monthly Cost	Notes
Rent (1BR)	$779	Citywide average. See neighborhoods below for specifics.
Utilities	$150 - $200	Includes gas, electric, water, and internet.
Groceries	$300 - $400	Personal insight: Shop at local markets like Meijer or Pick 'n Save for better deals.
Car Payment/Insurance	$400 - $550	Essential in Oshkosh; public transit is limited.
Gas	$120 - $180	Avg. commute is ~15 mins.
Health Insurance (pre-tax)	$200 - $350	Varies widely by employer.
Retirement (403b/401k)	$250 (10% of gross)	Highly recommended for long-term stability.
Misc./Discretionary	$300 - $400	Student loans, entertainment, savings.
Total	$2,500 - $3,100	Leaves $700 - $1,300 for debt, savings, or extra payments.

Can you afford to buy a home? Absolutely, but it requires careful planning. The median home price in Oshkosh is around $180,000 - $200,000. For a 20% down payment ($36,000-$40,000), you’d need to save aggressively for several years. However, with a $59,162 salary, you could comfortably afford a home in the $175,000 - $225,000 range with a standard mortgage. FHA loans with lower down payments (3.5%) are also a viable path, making homeownership a realistic goal within 3-5 years of starting your career here.

Where the Jobs Are: Oshkosh's Major Employers

Oshkosh’s job market is anchored by a few key sectors, with social work opportunities concentrated in healthcare, education, and county services. Here are the major players you should target:

1. Winnebago County Health & Human Services: The largest public employer for social workers. They handle everything from child protective services and foster care to behavioral health and adult protective services. Hiring is steady, especially for case managers and crisis intervention workers. Insider tip: Government jobs here are unionized (AFSCME) and offer strong benefits and pensions, but the hiring process can be slow and bureaucratic.

2. Aurora Medical Center / Ascension Wisconsin: A major healthcare employer. Their social work department covers medical, psychiatric, and emergency services. They often hire Clinical Social Workers (LCSW credentials are a big plus here) for inpatient and outpatient units. Insider tip: They have a strong emphasis on integrated care, so experience with interdisciplinary teams is valued.

3. Oshkosh Area School District: Oshkosh has a large, diverse school system. They employ school social workers at all grade levels. Positions are competitive and often require a master’s degree and a Wisconsin Pupil Services license. Insider tip: Getting your foot in the door often starts with substitute or temporary positions. Network with current staff at district events.

4. University of Wisconsin Oshkosh (UW-Oshkosh): The university employs social workers in its counseling center, student affairs, and through its affiliated social work program (where you can also teach adjunct courses). They also host internships and practicums. Insider tip: These positions are highly competitive and often require an MSW and a few years of experience. It’s a great long-term goal.

5. Lutheran Social Services of Wisconsin & Upper Michigan (LSS): A major non-profit with a significant presence in Oshkosh. They run programs for children & families, refugees, and seniors. Hiring for case managers and program coordinators is frequent. Insider tip: As a faith-based organization, they have a strong mission-driven culture, but they serve all clients regardless of background.

6. Catalyst Group (The Junction Family Counseling Center): A leading local non-profit mental health agency. They provide community-based therapy, crisis services, and substance abuse treatment. They are a key employer for licensed therapists (LCSW, LPC). Insider tip: They are known for a collaborative clinical environment and opportunities for professional development.

7. Omro Area School District & Neenah Joint School District: If you’re willing to commute 15-25 minutes outside the city, these neighboring districts also have openings. The hiring process can be less saturated than Oshkosh’s larger district.

Hiring Trends: There’s a consistent demand for workers in gerontology (aging population) and substance abuse (a growing need statewide). Telehealth adoption is increasing post-pandemic, especially in non-profits, offering more flexibility. Salaries for licensed clinicians (LCSW) can be $5,000 - $10,000 higher than non-licensed roles.

Getting Licensed in WI

Licensing is critical and non-negotiable for clinical roles. Wisconsin’s process is managed by the Department of Safety and Professional Services (DSPS). Here’s the breakdown:

Step 1: Education. You need a Master’s in Social Work (MSW) from a CSWE-accredited program. This is the baseline for most clinical positions.

Step 2: Supervised Experience. You must complete 3,000 hours of post-graduate, supervised experience over a minimum of 2 years. This must be under a board-approved supervisor (typically an LCSW). In Oshkosh, you can find supervisors through local agencies (Catalyst, LSS) or private practice. Insider tip: Negotiate supervision as part of your employment package. Some employers offer free or subsidized supervision, which can save you $100-$150/hour.

Step 3: Pass the Exam. After your hours are complete, you must pass the Association of Social Work Boards (ASWB) Clinical Level exam. The exam fee is $260.

Step 4: Apply for the LCSW License. Submit your application to the DSPS with proof of education, hours, exam scores, and supervisor statements. The application fee is $125.

Total Estimated Cost & Timeline:

• Cost: $260 (exam) + $125 (license) + $1,500 - $3,000 (supervision, if not covered by employer) = $1,885 - $3,385.
• Timeline: From starting your MSW to full LCSW licensure is typically 3-4 years. You can work as a Social Worker (SW) or Certified Advanced Practice Social Worker (CAPSW) during your supervision period, but salaries are lower.

Best Neighborhoods for Social Workers

Where you live affects your commute and lifestyle. Oshkosh is very car-centric, but some neighborhoods offer better access to employers.

Neighborhood	Vibe & Commute	Avg. 1BR Rent	Best For
Downtown	Urban, walkable, near restaurants & bars. Easy commute to Winnebago County and Aurora. 5-10 mins.	$850 - $1,100	Young professionals, those who want nightlife without a long drive.
Westside	Residential, family-oriented, quiet. Close to Oshkosh Area School District and LSS offices. 10-15 mins.	$700 - $850	Those seeking balance, easy access to highways, and more space.
Northside	Affordable, diverse, close to UW-Oshkosh and the hospital. 10-15 mins.	$650 - $800	Budget-conscious individuals, recent grads, proximity to campus.
Southside	Mixed commercial/residential, closer to shopping (South Park Mall). A bit longer commute to major employers (15-20 mins).	$700 - $850	Those who prioritize shopping amenities and don’t mind a slightly longer drive.
Eastside (Lake Shore)	Scenic, more upscale, near Lake Winnebago. Commute to employers is 15-20 mins.	$900 - $1,200	Those who value lake living and have a higher budget for rent.

Insider Tip: The rental market is competitive in the $700-$800 range. Start your search 45-60 days before your move. Many landlords in the Westside and Northside list properties locally on Facebook Marketplace or with small, private landlords rather than big complexes.

The Long Game: Career Growth

Oshkosh is a great place to build a foundation, but long-term growth requires specialization and mobility.

• Specialty Premiums: Obtaining your LCSW license is the single biggest boost to your earning potential, often adding $5,000 - $10,000 to your salary. Specializing in clinical therapy, substance abuse (CADC certification can add a premium), or geriatric care (Certified Dementia Practitioner) makes you highly marketable. Management roles (Program Director) can push salaries to $75,000+, but are limited in number.
• Advancement Paths: The typical path is: Case Manager -> Clinical Therapist -> Senior Clinician -> Clinical Supervisor/Program Manager. To reach the expert level, you may need to consider broader regional roles (e.g., working for the state DHS in Madison) or move into private practice. Private practice clinicians in Oshkosh can earn significantly more ($80,000 - $100,000+), but this requires building a client base and handling business overhead.
• 10-Year Outlook: With 7% job growth, the market will keep pace with demand. The aging population will drive growth in healthcare and senior services. However, non-profit funding can be volatile. The most successful social workers in Oshkosh are those who license up, specialize, and are willing to work for the county or major health systems for stability and benefits.

The Verdict: Is Oshkosh Right for You?

For a social worker, Oshkosh offers stability, affordability, and a strong sense of community. It’s a place to build a solid foundation, not necessarily to make a fortune.

Pros	Cons
Low Cost of Living. Your $59,162 salary goes much further here than in a major metro.	Lower Ceiling. Salaries for advanced roles are capped below big-city levels.
Stable Job Market. 132 jobs and 7% growth indicate consistent demand in core sectors.	Limited Specialization. Fewer niche opportunities compared to Madison/Milwaukee.
Manageable Commute. Most jobs are within a 15-minute drive, reducing stress and gas costs.	Car Dependency. You will need a reliable vehicle; public transit is minimal.
Strong Employer Base. Anchor institutions (County, Aurora, Schools) offer good benefits.	Slower Pace. Fewer cultural/diverse offerings than larger cities.
Path to Homeownership. Entry-level home prices are accessible on this salary.	Midwest Winters. Be prepared for long, cold, snowy winters.

Final Recommendation: Oshkosh is an excellent choice for early- to mid-career social workers who prioritize work-life balance, affordability, and a tight-knit professional community. If you’re seeking a high-energy, fast-paced environment with endless specialization options, look to Madison or Milwaukee. But if you want a place where you can comfortably live, buy a home, and make a real difference in a community that recognizes you, Oshkosh is a hidden gem.

FAQs

1. Can I live comfortably on the median salary of $59,162 in Oshkosh?
Yes, absolutely. With average rent at $779/month and a cost of living index of 90.7 (below the US average of 100), a $59,162 salary allows for a comfortable life. You can cover all essentials, save for retirement, and still have money for entertainment. The key is budgeting for a car and winter heating costs.

2. Is it worth getting my LCSW license in Wisconsin?
Yes, it is essential for career growth and higher pay. In Oshkosh, non-licensed positions (e.g., case manager) are often capped around $55,000. Licensed Clinical Social Workers (LCSW) can earn $65,000 - $75,000+ and have access to clinical, supervisory, and private practice roles. The $260 exam fee and supervision investment pay for themselves quickly.

3. How competitive is the job market for new MSWs?
It’s competitive but manageable. Oshkosh’s 132 jobs are stable, but the best positions (especially in schools and hospitals) often go to candidates with local connections or practicum experience. Insider tip: Complete your MSW practicum at a local agency (e.g., Winnebago County, Catalyst). That’s the #1 way to get hired here. Be open to starting in a case manager or temporary role.

4. What’s the winter weather like, and how does it affect work?
Oshkosh gets significant snow (60+ inches annually). Most employers have snow day policies for schools and some county offices. For healthcare and social services, you’ll likely need to commute in the snow. Invest in a reliable car with all-wheel drive and budget for winter tires. The community is very accustomed to it, and employers are generally understanding if you have a safe commute.

5. Are there opportunities for private practice in Oshkosh?
Yes, but it’s a smaller market. There’s a niche for private practice therapists, especially those specializing in child/family therapy or substance abuse. You’ll need to credential with local insurers (Medicaid, Medicare) and build a referral network. It’s a viable long-term path ($80,000 - $100,000+ potential) but requires 5+ years of experience and a strong business sense. Most private practitioners start part-time while employed elsewhere.