📊 Lifestyle Match
Visualizing the tradeoffs between Pasco and Chicago
Head-to-Head Analysis
Pasco vs Chicago
Detailed breakdown of cost of living, income potential, and lifestyle metrics.
📋 The Details
Line-by-line data comparison.
| Category / Metric | Pasco | Chicago |
|---|---|---|
| Financial Overview | ||
| Median Income | $84,337 | $74,474 |
| Unemployment Rate | 4.6% | 4.2% |
| Housing Market | ||
| Median Home Price | $425,460 | $365,000 |
| Price per SqFt | $247 | $261 |
| Monthly Rent (1BR) | $1,633 | $1,507 |
| Housing Cost Index | 83.2 | 110.7 |
| Cost of Living | ||
| Groceries Index | 104.8 | 103.3 |
| Gas Price (Gallon) | $3.65 | $3.40 |
| Safety & Lifestyle | ||
| Violent Crime (per 100k) | 372.1 | 819.0 |
| Bachelor's Degree+ | 23% | 45.7% |
| Air Quality (AQI) | 52 | 38 |
Expert Verdict
AI-generated analysis based on current data.
Chicago vs. Pasco: The Ultimate Head-to-Head Showdown
Let’s be real: choosing between Chicago and Pasco isn’t just picking a city. It’s a choice between two totally different worlds. One is a legendary, big-shouldered metropolis with deep-dish pizza and skyline views. The other is a fast-growing, sun-drenched river town in Washington that’s quietly becoming a hotspot for those fleeing the West Coast chaos.
So, which one deserves your rent check? Buckle up, because we’re about to break it down—vibe, dollars, housing, and dealbreakers—to help you decide where to plant your roots.
The Vibe Check: Fast-Paced Metro vs. Laid-Back River Town
Chicago is the quintessential big city. It’s loud, proud, and endlessly energetic. Think world-class museums, a food scene that ranges from Michelin stars to street hot dogs, four pro sports teams, and a lakefront that feels like an ocean. It’s a city of distinct neighborhoods, each with its own personality. If you thrive on energy, crave cultural depth, and want a city that never sleeps (but also has quiet parks), Chicago is your playground. It’s for the ambitious professional, the artist, the foodie, and anyone who wants the buzz of a global hub without the astronomical price tag of NYC or LA.
Pasco, on the other hand, is the definition of laid-back West Coast living. Nestled in the heart of Washington’s wine country along the Columbia River, it’s all about sunshine, outdoor recreation, and a slower pace. It’s a family-friendly community with a strong agricultural backbone, recently booming with tech and logistics jobs thanks to its location. Pasco is for the person who wants a backyard, easy access to hiking and boating, and a community feel without the traffic jams of Seattle or Portland. It’s for young families, remote workers, and retirees who prioritize sunshine and space over nightlife.
Who is it for?
- Chicago: The urbanite who craves diversity, culture, and non-stop action.
- Pasco: The outdoor enthusiast who values sunshine, affordability, and a growing community.
The Dollar Power: Where Does Your Salary Go Further?
This is where the rubber meets the road. Let’s talk purchasing power.
First, the raw numbers. The table below stacks up the basic cost of living metrics. Remember, Pasco’s population is 81,415—a fraction of Chicago’s massive 2,664,454. That size difference alone impacts everything from housing supply to traffic.
| Expense Category | Chicago | Pasco | Winner |
|---|---|---|---|
| Median Home Price | $365,000 | $425,460 | Chicago |
| Median Income | $74,474 | $84,337 | Pasco |
| Rent (1BR) | $1,507 | $1,633 | Chicago |
| Housing Index | 110.7 | 83.2 | Pasco |
| Violent Crime (per 100k) | 819.0 | 372.1 | Pasco |
| Avg. Winter Low (°F) | 21.0°F | 36.0°F | Pasco |
Salary Wars & The Tax Twist
Here’s the kicker. Pasco has a higher median income ($84,337 vs. Chicago’s $74,474), but the cost of living tells a more complex story.
- Purchasing Power: If you earn $100,000 in Pasco, you’re making more than the median and the cost of living (especially housing) is relatively lower than in Chicago. The Housing Index is key here: Chicago’s 110.7 means housing costs are 10.7% above the national average. Pasco’s 83.2 means it’s 16.8% below the national average. That’s a massive difference. Your paycheck stretches much further for rent or a mortgage in Pasco.
- The Tax Factor: This is a massive dealbreaker. Washington State has NO income tax. You keep more of every dollar you earn. Illinois has a flat income tax of 4.95%. On a $100,000 salary, that’s $4,950 more in taxes per year in Chicago. That’s a car payment or a chunk of your savings. Pasco wins the tax game decisively.
Verdict: While Chicago offers more city amenities, Pasco delivers more bang for your buck, especially for homeowners and high earners. The lack of state income tax in Washington is a financial game-changer.
The Housing Market: Buy, Rent, or Wait?
Chicago: The Buyer’s Market?
With a median home price of $365,000, Chicago is surprisingly accessible for a major metro. The market is competitive but vast. You can find everything from a classic greystone in Lincoln Park to a modern condo in the West Loop. However, property taxes in Cook County are notoriously high, which can eat into your monthly savings. Renting is a popular option, with a healthy inventory of apartments, but the $1,507 average rent can spike in desirable neighborhoods. The market is balanced, but finding a "deal" takes work.
Pasco: The Rising Star
Pasco’s median home price of $425,460 might look higher than Chicago’s, but context is everything. This figure is being pushed up by rapid growth and new construction. The Housing Index of 83.2 confirms that, on a national scale, Pasco is still very affordable. The market is hot—this is a seller’s market, with homes moving quickly, especially for single-family houses with yards. Renting is also competitive, with the average $1,633 rent reflecting high demand. The big draw here? Space. For the price of a Chicago condo, you can often get a detached home with a garage and a backyard in Pasco.
Verdict: For buyers seeking space and value, Pasco wins. For renters who want to be in the heart of the action, Chicago has more options.
The Dealbreakers: Quality of Life
Traffic & Commute
- Chicago: Brutal. The "L" and bus system are extensive, but driving is a test of patience. The average commute time is over 30 minutes, and traffic congestion is a daily reality.
- Pasco: A breeze. With a population under 100,000, traffic is minimal. Most commutes are under 20 minutes. The city is built for cars, and getting around is easy. Pasco wins decisively.
Weather
- Chicago: Famous for its brutal winters. The average winter low is 21°F, with heavy snow, biting wind off Lake Michigan, and gray skies for months. Summers are beautiful but humid. If you hate the cold, this is a massive dealbreaker.
- Pasco: A desert climate. It’s dry, sunny, and hot in the summer (often 90°F+). Winters are mild, with lows around 36°F and occasional snow that melts quickly. The trade-off? You deal with summer heat and very low humidity. Pasco wins for sun-seekers; Chicago wins for those who prefer four distinct seasons.
Crime & Safety
This is the starkest contrast in our data.
- Chicago: The violent crime rate is 819.0 per 100,000. This is a serious national talking point. While most neighborhoods are safe and vibrant, crime is a real and present concern in certain areas. It requires street smarts and research on where you live.
- Pasco: The violent crime rate is 372.1 per 100,000—less than half of Chicago’s. Like any growing city, Pasco has its issues, but statistically, it is significantly safer. Families and those prioritizing peace of mind will find this a major advantage.
Verdict: Pasco takes the crown for safety, traffic, and weather (if you like sun). Chicago’s urban energy comes with urban challenges.
The Final Verdict: Which City Should You Choose?
After breaking down the data and the lifestyle, here’s the final call.
| Category | Winner | Why |
|---|---|---|
| Overall Value & Purchasing Power | Pasco | Higher median income, lower housing costs, and 0% state income tax make your money go further. |
| Culture & Amenities | Chicago | Unmatched museums, theater, dining, sports, and sheer urban diversity. |
| Safety & Commute | Pasco | Significantly lower violent crime rate and minimal traffic congestion. |
| Housing (Space for Money) | Pasco | You get more house and land for your dollar, though the market is competitive. |
| Weather (Sunshine) | Pasco | Dry, sunny climate with mild winters beats Chicago’s harsh, snowy winters. |
Winner for Families: Pasco
The combination of lower crime, better schools (in many areas), more affordable single-family homes with yards, and a community-oriented vibe makes Pasco the clear choice for raising kids.
Winner for Singles/Young Professionals: Chicago
If you’re in your 20s or 30s and want to build your career, network, and social life in a vibrant, 24/7 city with endless entertainment, Chicago’s energy is unbeatable. Pasco’s nightlife is limited.
Winner for Retirees: Pasco
For retirees, Pasco’s sunny weather, low cost of living, safety, and lack of state income tax (on pensions and withdrawals) are a powerful combination. It’s a stress-free environment compared to Chicago’s hustle.
At a Glance: Pros & Cons
Chicago: The Urban Titan
PROS:
- World-class culture: Museums, theater, food, and sports.
- Public transit: Extensive system (when it works).
- Lakefront: A stunning natural resource with beaches and parks.
- Diverse neighborhoods: Something for every lifestyle and budget.
- Global job market: Opportunities in finance, tech, healthcare, and more.
CONS:
- High crime rate: A serious concern that requires research.
- Brutal winters: Long, cold, and gray.
- Traffic & congestion: A daily grind.
- High taxes: State income tax and high property taxes.
- Cost of living: Can be steep in desirable areas.
Pasco: The Sun-Drenched Up-and-Comer
PROS:
- Low cost of living: Affordable housing and no state income tax.
- Outdoor paradise: Hiking, boating, fishing, and wine country.
- Family-friendly: Safe, community-focused, with good schools.
- Easy commutes: Minimal traffic.
- Growing economy: Jobs in logistics, tech, and agriculture.
- Sunshine: Dry, sunny climate with mild winters.
CONS:
- Limited amenities: Fewer big-city cultural options.
- Summer heat: Can be intense and dry.
- Isolation: Far from major coastal cities (3+ hours to Seattle/Portland).
- Growing pains: Rapid growth is straining infrastructure and housing supply.
- Less diversity: Not as culturally diverse as Chicago.
The Bottom Line: Choose Chicago if you crave the energy, culture, and career opportunities of a world-class city and can handle the cost, cold, and crime. Choose Pasco if you want a more affordable, safer, and sunnier lifestyle with space to breathe, and you’re okay with a quieter, growing community.